Clarity Retirement & Wealth

NEW BEDFORD, MAfiles as Clarity Retirement & Wealth, LLC

$145m in 32 US stocks at the end of 30 June 2026. The top 10 are 82.5% of the money. It changed about 7.8% of the portfolio this quarter.

Value

$145m

Stocks

Top 10 share

82.5%

Turnover

7.8%

What changed this quarter

New

Bought for the first time this quarter.

Spdr Gold TRGLD
2.5% of the fund
Abrdn EtfsBCI
1.3% of the fund
Invesco Exchange Traded FD TRSP
0.2% of the fund
Spdr Index SHS FDSSPDW
0.2% of the fund
Vanguard Index FDSVO
0.2% of the fund
Select Sector Spdr TRXLF
0.1% of the fund

Added

Bought more of a stock they already held.

Fidelity Covington TrustFENI
10.6% of the fund
+8%
Spdr Series TrustSPYM
8.9% of the fund
+6%
Fidelity Merrimack STR TRFIGB
6.6% of the fund
+6%
Fidelity Covington TrustFDEM
6.4% of the fund
+4%
Fidelity Merrimack STR TRFBND
6.3% of the fund
+5%
Fidelity Covington TrustFFSM
3.0% of the fund
+3%
T Rowe Price Exchange-TradedTFLR
3.0% of the fund
+14%
Pgim ETF TRPHYL
3.0% of the fund
+80%
Fidelity Merrimack STR TRFMUB
2.6% of the fund
+8%
Franklin Templeton ETF TRFLMI
0.8% of the fund
+7%
Spdr Series TrustSPTL
0.7% of the fund
+10%
DBX ETF TRRVNU
0.7% of the fund
+4%
J P Morgan Exchange Traded FJMUB
0.4% of the fund
+6%
State STR Spdr S&P 500 ETF TSPY
0.3% of the fund
+7%
Invesco QQQ TRQQQ
0.3% of the fund
+42%

Cut

Sold some of their stake.

J P Morgan Exchange Traded FHELO
1.6% of the fund
-28%
Ishares TRIVV
1.4% of the fund
-5%
Vanguard Index FDSVOO
1.1% of the fund
-7%
Ishares TRAGG
0.8% of the fund
-16%
Ssga Active TRALLW
0.5% of the fund
-32%
Select Sector Spdr TRXLK
0.4% of the fund
-22%
Ishares TRHEFA
0.2% of the fund
-94%

Sold out

Sold their entire stake.

None this quarter.

Holdings

Fidelity Covington TrustFBCG
Share
19.6%
Value
$28m
Shares
456,289
Held
Capital Group Dividend ValueCGDV
Share
15.3%
Value
$22m
Shares
448,307
Held
Fidelity Covington TrustFENI
Share
10.6%
Value
$15m
Shares
381,396
+8%
Spdr Series TrustSPYM
Share
8.9%
Value
$13m
Shares
147,034
+6%
Fidelity Merrimack STR TRFIGB
Share
6.6%
Value
$10m
Shares
222,269
+6%
Fidelity Covington TrustFDEM
Share
6.4%
Value
$9m
Shares
254,398
+4%
Fidelity Merrimack STR TRFBND
Share
6.3%
Value
$9m
Shares
198,767
+5%
Fidelity Covington TrustFFSM
Share
3.0%
Value
$4m
Shares
112,926
+3%
T Rowe Price Exchange-TradedTFLR
Share
3.0%
Value
$4m
Shares
85,235
+14%
Pgim ETF TRPHYL
Share
3.0%
Value
$4m
Shares
122,668
+80%
Fidelity Merrimack STR TRFMUB
Share
2.6%
Value
$4m
Shares
72,039
+8%
Spdr Gold TRGLD
Share
2.5%
Value
$4m
Shares
9,683
New
J P Morgan Exchange Traded FHELO
Share
1.6%
Value
$2m
Shares
35,039
-28%
Ishares TRIVV
Share
1.4%
Value
$2m
Shares
2,658
-5%
Abrdn EtfsBCI
Share
1.3%
Value
$2m
Shares
82,126
New
Vanguard Index FDSVOO
Share
1.1%
Value
$2m
Shares
2,360
-7%
Vanguard Index FDSVTV
Share
1.0%
Value
$2m
Shares
6,938
Held
Franklin Templeton ETF TRFLMI
Share
0.8%
Value
$1m
Shares
48,425
+7%
Ishares TRAGG
Share
0.8%
Value
$1m
Shares
12,172
-16%
Spdr Series TrustSPTL
Share
0.7%
Value
$1m
Shares
39,178
+10%
DBX ETF TRRVNU
Share
0.7%
Value
$941,330
Shares
37,192
+4%
Ssga Active TRALLW
Share
0.5%
Value
$732,628
Shares
25,030
-32%
J P Morgan Exchange Traded FJMUB
Share
0.4%
Value
$628,274
Shares
12,403
+6%
Select Sector Spdr TRXLK
Share
0.4%
Value
$526,597
Shares
2,764
-22%
State STR Spdr S&P 500 ETF TSPY
Share
0.3%
Value
$433,127
Shares
580
+7%
Invesco QQQ TRQQQ
Share
0.3%
Value
$402,074
Shares
546
+42%
Ishares TRHEFA
Share
0.2%
Value
$322,422
Shares
6,871
-94%
Invesco Exchange Traded FD TRSP
Share
0.2%
Value
$303,836
Shares
1,428
New
Spdr Index SHS FDSSPDW
Share
0.2%
Value
$274,474
Shares
5,447
New
Vanguard Index FDSVO
Share
0.2%
Value
$245,658
Shares
3,049
New
Vanguard Scottsdale FDSVTHR
Share
0.2%
Value
$231,998
Shares
700
Held
Select Sector Spdr TRXLF
Share
0.1%
Value
$206,184
Shares
3,846
New

Company	Share of fund	Value	Shares	Change
Fidelity Covington TrustFBCG	19.6%	$28m	456,289	Held
Capital Group Dividend ValueCGDV	15.3%	$22m	448,307	Held
Fidelity Covington TrustFENI	10.6%	$15m	381,396	+8%
Spdr Series TrustSPYM	8.9%	$13m	147,034	+6%
Fidelity Merrimack STR TRFIGB	6.6%	$10m	222,269	+6%
Fidelity Covington TrustFDEM	6.4%	$9m	254,398	+4%
Fidelity Merrimack STR TRFBND	6.3%	$9m	198,767	+5%
Fidelity Covington TrustFFSM	3.0%	$4m	112,926	+3%
T Rowe Price Exchange-TradedTFLR	3.0%	$4m	85,235	+14%
Pgim ETF TRPHYL	3.0%	$4m	122,668	+80%
Fidelity Merrimack STR TRFMUB	2.6%	$4m	72,039	+8%
Spdr Gold TRGLD	2.5%	$4m	9,683	New
J P Morgan Exchange Traded FHELO	1.6%	$2m	35,039	-28%
Ishares TRIVV	1.4%	$2m	2,658	-5%
Abrdn EtfsBCI	1.3%	$2m	82,126	New
Vanguard Index FDSVOO	1.1%	$2m	2,360	-7%
Vanguard Index FDSVTV	1.0%	$2m	6,938	Held
Franklin Templeton ETF TRFLMI	0.8%	$1m	48,425	+7%
Ishares TRAGG	0.8%	$1m	12,172	-16%
Spdr Series TrustSPTL	0.7%	$1m	39,178	+10%
DBX ETF TRRVNU	0.7%	$941,330	37,192	+4%
Ssga Active TRALLW	0.5%	$732,628	25,030	-32%
J P Morgan Exchange Traded FJMUB	0.4%	$628,274	12,403	+6%
Select Sector Spdr TRXLK	0.4%	$526,597	2,764	-22%
State STR Spdr S&P 500 ETF TSPY	0.3%	$433,127	580	+7%
Invesco QQQ TRQQQ	0.3%	$402,074	546	+42%
Ishares TRHEFA	0.2%	$322,422	6,871	-94%
Invesco Exchange Traded FD TRSP	0.2%	$303,836	1,428	New
Spdr Index SHS FDSSPDW	0.2%	$274,474	5,447	New
Vanguard Index FDSVO	0.2%	$245,658	3,049	New
Vanguard Scottsdale FDSVTHR	0.2%	$231,998	700	Held
Select Sector Spdr TRXLF	0.1%	$206,184	3,846	New

Options (1)

Invesco QQQ TRQQQ
Type
Put
Value
$294,560
Contracts
400

Company	Type	Value	Contracts
Invesco QQQ TRQQQ	Put	$294,560	400

Over time and by industry

Value over time

Dec '25

Jun '26

Value is up 27.3% since 31 December 2025.

Where the money is

Other100.0%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.