GuidedMoney

BLACK EARTH, WIfiles as GuidedMoney, LLC

$216m in 34 US stocks at the end of 30 June 2026. The top 10 are 93.9% of the money. It changed about 1.4% of the portfolio this quarter.

Value

$216m

Stocks

Top 10 share

93.9%

Turnover

1.4%

What changed this quarter

New

Bought for the first time this quarter.

Cisco SystemsCSCO
0.1% of the fund
Ishares TRIJR
0.1% of the fund
J P Morgan Exchange Traded FJPUS
<0.1% of the fund
Johnson & JohnsonJNJ
<0.1% of the fund
Berkshire HathawayBRK-B
<0.1% of the fund

Added

Bought more of a stock they already held.

Vanguard BD Index FDSBND
26.3% of the fund
+13%
Ishares TRITOT
6.9% of the fund
+2%
Vanguard Charlotte FDSBNDX
4.4% of the fund
+11%
Ishares TRIXUS
3.2% of the fund
+5%
Ishares TRAGG
2.8% of the fund
+25%
Ishares TRIAGG
0.2% of the fund
+129%

Cut

Sold some of their stake.

Vanguard Index FDSVTI
39.1% of the fund
-2%
Vanguard Star FDSVXUS
8.2% of the fund
-5%
AlphabetGOOG
0.2% of the fund
-4%

Sold out

Sold their entire stake.

None this quarter.

Holdings

Vanguard Index FDSVTI
Share
39.1%
Value
$85m
Shares
228,524
-2%
Vanguard BD Index FDSBND
Share
26.3%
Value
$57m
Shares
774,038
+13%
Vanguard Star FDSVXUS
Share
8.2%
Value
$18m
Shares
206,270
-5%
Ishares TRITOT
Share
6.9%
Value
$15m
Shares
90,113
+2%
Vanguard Charlotte FDSBNDX
Share
4.4%
Value
$10m
Shares
198,170
+11%
Ishares TRIXUS
Share
3.2%
Value
$7m
Shares
71,400
+5%
Ishares TRAGG
Share
2.8%
Value
$6m
Shares
60,942
+25%
Schwab Strategic TRSCHX
Share
1.4%
Value
$3m
Shares
100,683
Held
Schwab Strategic TRSCHM
Share
0.9%
Value
$2m
Shares
51,435
Held
Vanguard Index FDSVB
Share
0.8%
Value
$2m
Shares
5,731
Held
Vanguard Index FDSVXF
Share
0.7%
Value
$1m
Shares
5,898
Held
Vanguard Index FDSVTV
Share
0.7%
Value
$1m
Shares
6,511
Held
Alliant EnergyLNT
Share
0.5%
Value
$1m
Shares
15,333
Held
MicrosoftMSFT
Share
0.5%
Value
$981,789
Shares
2,632
Held
Schwab Strategic TRSCHA
Share
0.4%
Value
$966,550
Shares
26,752
Held
AppleAAPL
Share
0.4%
Value
$766,515
Shares
2,649
Held
Vanguard Index FDSVO
Share
0.3%
Value
$612,010
Shares
7,596
Held
Vanguard Index FDSVOO
Share
0.3%
Value
$572,113
Shares
833
Held
AlphabetGOOGL
Share
0.2%
Value
$536,055
Shares
1,500
Held
AlphabetGOOG
Share
0.2%
Value
$534,942
Shares
1,514
-4%
Ishares TRIAGG
Share
0.2%
Value
$496,234
Shares
9,807
+129%
Schwab Strategic TRSCHF
Share
0.2%
Value
$435,001
Shares
15,704
Held
Vanguard Whitehall FDSVIGI
Share
0.2%
Value
$423,945
Shares
4,540
Held
MastercardMA
Share
0.2%
Value
$359,520
Shares
700
Held
WalmartWMT
Share
0.1%
Value
$314,297
Shares
2,775
Held
MGE EnergyMGEE
Share
0.1%
Value
$296,806
Shares
3,640
Held
VisaV
Share
0.1%
Value
$274,472
Shares
800
Held
Vanguard Tax-Managed FDSVEA
Share
0.1%
Value
$267,188
Shares
3,750
Held
Cisco SystemsCSCO
Share
0.1%
Value
$234,920
Shares
2,000
New
Ishares TRIJR
Share
0.1%
Value
$233,292
Shares
1,573
New
McDonald'sMCD
Share
0.1%
Value
$216,248
Shares
800
Held
J P Morgan Exchange Traded FJPUS
Share
<0.1%
Value
$210,344
Shares
1,500
New
Johnson & JohnsonJNJ
Share
<0.1%
Value
$203,176
Shares
800
New
Berkshire HathawayBRK-B
Share
<0.1%
Value
$200,156
Shares
400
New

Company	Share of fund	Value	Shares	Change
Vanguard Index FDSVTI	39.1%	$85m	228,524	-2%
Vanguard BD Index FDSBND	26.3%	$57m	774,038	+13%
Vanguard Star FDSVXUS	8.2%	$18m	206,270	-5%
Ishares TRITOT	6.9%	$15m	90,113	+2%
Vanguard Charlotte FDSBNDX	4.4%	$10m	198,170	+11%
Ishares TRIXUS	3.2%	$7m	71,400	+5%
Ishares TRAGG	2.8%	$6m	60,942	+25%
Schwab Strategic TRSCHX	1.4%	$3m	100,683	Held
Schwab Strategic TRSCHM	0.9%	$2m	51,435	Held
Vanguard Index FDSVB	0.8%	$2m	5,731	Held
Vanguard Index FDSVXF	0.7%	$1m	5,898	Held
Vanguard Index FDSVTV	0.7%	$1m	6,511	Held
Alliant EnergyLNT	0.5%	$1m	15,333	Held
MicrosoftMSFT	0.5%	$981,789	2,632	Held
Schwab Strategic TRSCHA	0.4%	$966,550	26,752	Held
AppleAAPL	0.4%	$766,515	2,649	Held
Vanguard Index FDSVO	0.3%	$612,010	7,596	Held
Vanguard Index FDSVOO	0.3%	$572,113	833	Held
AlphabetGOOGL	0.2%	$536,055	1,500	Held
AlphabetGOOG	0.2%	$534,942	1,514	-4%
Ishares TRIAGG	0.2%	$496,234	9,807	+129%
Schwab Strategic TRSCHF	0.2%	$435,001	15,704	Held
Vanguard Whitehall FDSVIGI	0.2%	$423,945	4,540	Held
MastercardMA	0.2%	$359,520	700	Held
WalmartWMT	0.1%	$314,297	2,775	Held
MGE EnergyMGEE	0.1%	$296,806	3,640	Held
VisaV	0.1%	$274,472	800	Held
Vanguard Tax-Managed FDSVEA	0.1%	$267,188	3,750	Held
Cisco SystemsCSCO	0.1%	$234,920	2,000	New
Ishares TRIJR	0.1%	$233,292	1,573	New
McDonald'sMCD	0.1%	$216,248	800	Held
J P Morgan Exchange Traded FJPUS	<0.1%	$210,344	1,500	New
Johnson & JohnsonJNJ	<0.1%	$203,176	800	New
Berkshire HathawayBRK-B	<0.1%	$200,156	400	New

Over time and by industry

Value over time

Dec '25

Jun '26

Value is up 15.4% since 31 December 2025.

Where the money is

Technology0.9%

Utilities0.7%

Media & telecom0.5%

Financial services0.4%

Everyday goods0.1%

Retail & consumer0.1%

Health care0.1%

Other97.2%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.