Penney Financial

HOUSTON, TXfiles as Penney Financial, LLC

$286m in 53 US stocks at the end of 30 June 2026. The top 10 are 79.9% of the money. It changed about 36.7% of the portfolio this quarter.

Value

$286m

Stocks

Top 10 share

79.9%

Turnover

36.7%

What changed this quarter

New

Bought for the first time this quarter.

Dimensional ETF TrustDFUS
25.6% of the fund
Vanguard MUN BD FDSVCRM
3.0% of the fund
Dimensional ETF TrustDFSD
1.4% of the fund
Goldman Sachs ETF TRGPIX
0.4% of the fund
VisaV
<0.1% of the fund
CaterpillarCAT
<0.1% of the fund
JPMorgan ChaseJPM
<0.1% of the fund

Added

Bought more of a stock they already held.

Vanguard Malvern FDSVCRB
7.0% of the fund
+183%
Capital GRP Fixed Incm ETF TCGMU
2.0% of the fund
+14%
J P Morgan Exchange Traded FJPST
1.5% of the fund
+953%
Vanguard Star FDSVXUS
1.3% of the fund
+3%
Vanguard Index FDSVOO
0.5% of the fund
+2%
Cheniere EnergyLNG
0.4% of the fund
+55%

Cut

Sold some of their stake.

Vanguard Index FDSVTI
15.8% of the fund
-5%
Ishares TRSGOV
5.5% of the fund
-10%
Ishares TRIEFA
4.5% of the fund
-5%
Schwab Strategic TRSCHD
3.3% of the fund
-5%
J P Morgan Exchange Traded FHELO
1.2% of the fund
-22%
Franklin Templeton ETF TRFLMI
1.1% of the fund
-57%
Schwab Strategic TRSCHB
1.0% of the fund
-9%
Vanguard MUN BD FDSVTEB
0.8% of the fund
-39%
Dimensional ETF TrustDFNM
0.6% of the fund
-63%
Ishares TRSUB
0.5% of the fund
-48%
Goldman Sachs ETF TRGSLC
0.3% of the fund
-99%
Morgan Stanley ETF TrustEVTR
0.2% of the fund
-94%
Granite ConstructionGVA
0.1% of the fund
-24%
Vanguard Index FDSVB
0.1% of the fund
-96%
Ishares TRAGG
<0.1% of the fund
-95%

Sold out

Sold their entire stake.

FedExFDX
-100%
Ishares TRHDV
-100%

Holdings

Dimensional ETF TrustDFUS
Share
25.6%
Value
$73m
Shares
893,449
New
Vanguard Index FDSVTI
Share
15.8%
Value
$45m
Shares
122,064
-5%
Vanguard Tax-Managed FDSVEA
Share
8.5%
Value
$24m
Shares
342,359
Held
Vanguard Malvern FDSVCRB
Share
7.0%
Value
$20m
Shares
259,865
+183%
Ishares TRSGOV
Share
5.5%
Value
$16m
Shares
155,055
-10%
Ishares TRIEFA
Share
4.5%
Value
$13m
Shares
132,569
-5%
J P Morgan Exchange Traded FJPIE
Share
3.4%
Value
$10m
Shares
211,958
Held
Vanguard Whitehall FDSVYM
Share
3.3%
Value
$10m
Shares
60,279
Held
Schwab Strategic TRSCHD
Share
3.3%
Value
$9m
Shares
293,595
-5%
Vanguard MUN BD FDSVCRM
Share
3.0%
Value
$9m
Shares
113,444
New
Capital GRP Fixed Incm ETF TCGMU
Share
2.0%
Value
$6m
Shares
211,497
+14%
J P Morgan Exchange Traded FJEPI
Share
2.0%
Value
$6m
Shares
100,261
Held
J P Morgan Exchange Traded FJPST
Share
1.5%
Value
$4m
Shares
84,243
+953%
Dimensional ETF TrustDFSD
Share
1.4%
Value
$4m
Shares
82,902
New
Vanguard Star FDSVXUS
Share
1.3%
Value
$4m
Shares
42,475
+3%
J P Morgan Exchange Traded FHELO
Share
1.2%
Value
$4m
Shares
52,887
-22%
Franklin Templeton ETF TRFLMI
Share
1.1%
Value
$3m
Shares
124,597
-57%
Schwab Strategic TRSCHB
Share
1.0%
Value
$3m
Shares
102,649
-9%
AppleAAPL
Share
0.9%
Value
$3m
Shares
8,892
Held
Vanguard MUN BD FDSVTEB
Share
0.8%
Value
$2m
Shares
47,994
-39%
Dimensional ETF TrustDFNM
Share
0.6%
Value
$2m
Shares
35,448
-63%
Vanguard Index FDSVOO
Share
0.5%
Value
$2m
Shares
2,211
+2%
Ishares TRSUB
Share
0.5%
Value
$1m
Shares
12,607
-48%
Goldman Sachs ETF TRGPIX
Share
0.4%
Value
$1m
Shares
19,656
New
Ishares TRIVV
Share
0.4%
Value
$1m
Shares
1,374
Held
Cheniere EnergyLNG
Share
0.4%
Value
$1m
Shares
4,221
+55%
Ishares TRIWB
Share
0.3%
Value
$974,610
Shares
2,380
Held
Ishares TRITOT
Share
0.3%
Value
$861,760
Shares
5,246
Held
Goldman Sachs ETF TRGSLC
Share
0.3%
Value
$819,974
Shares
5,779
-99%
J P Morgan Exchange Traded FJQUA
Share
0.3%
Value
$819,872
Shares
11,343
Held
Amazon.comAMZN
Share
0.3%
Value
$795,341
Shares
3,337
Held
ChevronCVX
Share
0.3%
Value
$720,838
Shares
4,349
Held
MicrosoftMSFT
Share
0.2%
Value
$694,190
Shares
1,861
Held
Firefly AerospaceFLY
Share
0.2%
Value
$670,114
Shares
22,793
Held
Ishares TRIWM
Share
0.2%
Value
$661,891
Shares
2,203
Held
Morgan Stanley ETF TrustEVTR
Share
0.2%
Value
$454,818
Shares
8,969
-94%
Granite ConstructionGVA
Share
0.1%
Value
$316,160
Shares
2,000
-24%
Vanguard Index FDSVUG
Share
0.1%
Value
$313,722
Shares
3,642
Held
Vanguard Index FDSVB
Share
0.1%
Value
$304,636
Shares
1,005
-96%
Vanguard BD Index FDSBSV
Share
0.1%
Value
$298,395
Shares
3,830
Held
AlphabetGOOGL
Share
0.1%
Value
$296,260
Shares
829
Held
Schwab Strategic TRSCHX
Share
0.1%
Value
$288,887
Shares
9,816
Held
Ishares TRIJH
Share
<0.1%
Value
$275,668
Shares
3,575
Held
Spdr Index SHS FDSCWI
Share
<0.1%
Value
$265,982
Shares
6,540
Held
Vanguard Index FDSVTV
Share
<0.1%
Value
$258,683
Shares
1,187
Held
ExxonMobil HoldingsXOM
Share
<0.1%
Value
$232,014
Shares
1,697
Held
Meta PlatformsMETA
Share
<0.1%
Value
$224,753
Shares
399
Held
British American Tobacco p.l.c.BTI
Share
<0.1%
Value
$222,521
Shares
3,603
Held
VisaV
Share
<0.1%
Value
$221,293
Shares
645
New
CaterpillarCAT
Share
<0.1%
Value
$214,708
Shares
202
New
Equinor ASAEQNR
Share
<0.1%
Value
$208,779
Shares
6,649
Held
JPMorgan ChaseJPM
Share
<0.1%
Value
$204,581
Shares
625
New
Ishares TRAGG
Share
<0.1%
Value
$202,810
Shares
2,049
-95%

Company	Share of fund	Value	Shares	Change
Dimensional ETF TrustDFUS	25.6%	$73m	893,449	New
Vanguard Index FDSVTI	15.8%	$45m	122,064	-5%
Vanguard Tax-Managed FDSVEA	8.5%	$24m	342,359	Held
Vanguard Malvern FDSVCRB	7.0%	$20m	259,865	+183%
Ishares TRSGOV	5.5%	$16m	155,055	-10%
Ishares TRIEFA	4.5%	$13m	132,569	-5%
J P Morgan Exchange Traded FJPIE	3.4%	$10m	211,958	Held
Vanguard Whitehall FDSVYM	3.3%	$10m	60,279	Held
Schwab Strategic TRSCHD	3.3%	$9m	293,595	-5%
Vanguard MUN BD FDSVCRM	3.0%	$9m	113,444	New
Capital GRP Fixed Incm ETF TCGMU	2.0%	$6m	211,497	+14%
J P Morgan Exchange Traded FJEPI	2.0%	$6m	100,261	Held
J P Morgan Exchange Traded FJPST	1.5%	$4m	84,243	+953%
Dimensional ETF TrustDFSD	1.4%	$4m	82,902	New
Vanguard Star FDSVXUS	1.3%	$4m	42,475	+3%
J P Morgan Exchange Traded FHELO	1.2%	$4m	52,887	-22%
Franklin Templeton ETF TRFLMI	1.1%	$3m	124,597	-57%
Schwab Strategic TRSCHB	1.0%	$3m	102,649	-9%
AppleAAPL	0.9%	$3m	8,892	Held
Vanguard MUN BD FDSVTEB	0.8%	$2m	47,994	-39%
Dimensional ETF TrustDFNM	0.6%	$2m	35,448	-63%
Vanguard Index FDSVOO	0.5%	$2m	2,211	+2%
Ishares TRSUB	0.5%	$1m	12,607	-48%
Goldman Sachs ETF TRGPIX	0.4%	$1m	19,656	New
Ishares TRIVV	0.4%	$1m	1,374	Held
Cheniere EnergyLNG	0.4%	$1m	4,221	+55%
Ishares TRIWB	0.3%	$974,610	2,380	Held
Ishares TRITOT	0.3%	$861,760	5,246	Held
Goldman Sachs ETF TRGSLC	0.3%	$819,974	5,779	-99%
J P Morgan Exchange Traded FJQUA	0.3%	$819,872	11,343	Held
Amazon.comAMZN	0.3%	$795,341	3,337	Held
ChevronCVX	0.3%	$720,838	4,349	Held
MicrosoftMSFT	0.2%	$694,190	1,861	Held
Firefly AerospaceFLY	0.2%	$670,114	22,793	Held
Ishares TRIWM	0.2%	$661,891	2,203	Held
Morgan Stanley ETF TrustEVTR	0.2%	$454,818	8,969	-94%
Granite ConstructionGVA	0.1%	$316,160	2,000	-24%
Vanguard Index FDSVUG	0.1%	$313,722	3,642	Held
Vanguard Index FDSVB	0.1%	$304,636	1,005	-96%
Vanguard BD Index FDSBSV	0.1%	$298,395	3,830	Held
AlphabetGOOGL	0.1%	$296,260	829	Held
Schwab Strategic TRSCHX	0.1%	$288,887	9,816	Held
Ishares TRIJH	<0.1%	$275,668	3,575	Held
Spdr Index SHS FDSCWI	<0.1%	$265,982	6,540	Held
Vanguard Index FDSVTV	<0.1%	$258,683	1,187	Held
ExxonMobil HoldingsXOM	<0.1%	$232,014	1,697	Held
Meta PlatformsMETA	<0.1%	$224,753	399	Held
British American Tobacco p.l.c.BTI	<0.1%	$222,521	3,603	Held
VisaV	<0.1%	$221,293	645	New
CaterpillarCAT	<0.1%	$214,708	202	New
Equinor ASAEQNR	<0.1%	$208,779	6,649	Held
JPMorgan ChaseJPM	<0.1%	$204,581	625	New
Ishares TRAGG	<0.1%	$202,810	2,049	-95%

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 45.4% since 30 June 2025.

Where the money is

Technology1.1%

Energy0.8%

Industrials0.4%

Retail & consumer0.3%

Media & telecom0.2%

Financial services0.1%

Everyday goods0.1%

Other97.0%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.