Towneley Capital Management

LAGUNA HILLS, CAfiles as Towneley Capital Management, Inc / DE

$509m in 46 US stocks at the end of 30 June 2026. The top 10 are 86.2% of the money. It changed about 3.8% of the portfolio this quarter.

Value

$509m

Stocks

Top 10 share

86.2%

Turnover

3.8%

What changed this quarter

New

Bought for the first time this quarter.

Vanguard Index FDSVOO
0.1% of the fund
Capital Group Core Equity ETCGUS
<0.1% of the fund
First TR Exchange-Traded FDCIBR
<0.1% of the fund
Nushares ETF TRNULC
<0.1% of the fund
Vanguard World FDVSGX
<0.1% of the fund

Added

Bought more of a stock they already held.

Vanguard MUN BD FDSVTEB
3.7% of the fund
+7%
Ishares Gold TRIAU
1.7% of the fund
+2%
Vaneck ETF TrustANGL
0.8% of the fund
+2%
Spdr Gold TRGLD
0.8% of the fund
+5%

Cut

Sold some of their stake.

American Centy ETF TRAVUV
2.2% of the fund
-6%
Dimensional ETF TrustDFAE
2.1% of the fund
-5%
Pimco ETF TRMINT
0.3% of the fund
-47%
Vanguard Scottsdale FDSVGSH
0.1% of the fund
-51%
Vanguard BD Index FDSBND
<0.1% of the fund
-5%

Sold out

Sold their entire stake.

AppleAAPL
-100%

Holdings

Vanguard Index FDSVTI
Share
33.3%
Value
$169m
Shares
457,869
Held
Vanguard Star FDSVXUS
Share
13.6%
Value
$69m
Shares
808,202
Held
Harbor ETF TrustWINN
Share
7.3%
Value
$37m
Shares
1,146,114
Held
Vanguard Scottsdale FDSVGIT
Share
7.0%
Value
$36m
Shares
607,217
Held
Janus Detroit STR TRJMBS
Share
5.5%
Value
$28m
Shares
624,815
Held
Vanguard Scottsdale FDSVCSH
Share
5.2%
Value
$26m
Shares
333,820
Held
Putnam ETF TrustPVAL
Share
4.3%
Value
$22m
Shares
429,046
Held
Etfs Gold TRSGOL
Share
3.7%
Value
$19m
Shares
498,155
Held
Vanguard MUN BD FDSVTEB
Share
3.7%
Value
$19m
Shares
372,164
+7%
Schwab Strategic TRSCHO
Share
2.6%
Value
$13m
Shares
557,119
Held
American Centy ETF TRAVUV
Share
2.2%
Value
$11m
Shares
89,555
-6%
Dimensional ETF TrustDFAE
Share
2.1%
Value
$11m
Shares
261,269
-5%
Abrdn Precious Metals BasketGLTR
Share
1.7%
Value
$9m
Shares
48,619
Held
Ishares Gold TRIAU
Share
1.7%
Value
$8m
Shares
111,410
+2%
Vanguard Scottsdale FDSVGLT
Share
1.5%
Value
$8m
Shares
142,551
Held
Vaneck ETF TrustANGL
Share
0.8%
Value
$4m
Shares
139,119
+2%
Spdr Gold TRGLD
Share
0.8%
Value
$4m
Shares
10,620
+5%
Bank of N.T. Butterfield & SonNTB
Share
0.3%
Value
$2m
Shares
27,155
Held
Vanguard Intl Equity Index FVT
Share
0.3%
Value
$2m
Shares
10,159
Held
Pimco ETF TRMINT
Share
0.3%
Value
$1m
Shares
13,790
-47%
Ishares TRIVV
Share
0.2%
Value
$1m
Shares
1,488
Held
Ishares TRIWB
Share
0.2%
Value
$858,312
Shares
2,096
Held
Dimensional ETF TrustDFUS
Share
0.2%
Value
$818,853
Shares
9,993
Held
Vanguard Scottsdale FDSVGSH
Share
0.1%
Value
$679,810
Shares
11,681
-51%
Vanguard Index FDSVUG
Share
0.1%
Value
$617,336
Shares
7,167
Held
Spdr Index SHS FDSCWI
Share
0.1%
Value
$590,289
Shares
14,514
Held
Dimensional ETF TrustDFUV
Share
0.1%
Value
$556,739
Shares
10,121
Held
Vanguard Index FDSVOO
Share
0.1%
Value
$526,914
Shares
767
New
Dimensional ETF TrustDFSU
Share
<0.1%
Value
$412,468
Shares
8,846
Held
Vanguard Index FDSVTV
Share
<0.1%
Value
$400,108
Shares
1,836
Held
Dimensional ETF TrustDFAT
Share
<0.1%
Value
$368,772
Shares
5,276
Held
Berkshire HathawayBRK-B
Share
<0.1%
Value
$360,281
Shares
720
Held
Dimensional ETF TrustDFAS
Share
<0.1%
Value
$334,592
Shares
4,064
Held
Capital Group Core Equity ETCGUS
Share
<0.1%
Value
$311,360
Shares
7,000
New
Vanguard Intl Equity Index FVEU
Share
<0.1%
Value
$305,163
Shares
3,644
Held
Vanguard BD Index FDSBND
Share
<0.1%
Value
$294,255
Shares
4,008
-5%
First TR Exchange-Traded FDCIBR
Share
<0.1%
Value
$269,550
Shares
3,000
New
Vanguard Malvern FDSVTIP
Share
<0.1%
Value
$261,959
Shares
5,215
Held
Global Self StorageSELF
Share
<0.1%
Value
$257,008
Shares
49,047
Held
Vanguard Index FDSVO
Share
<0.1%
Value
$249,661
Shares
3,099
Held
Dimensional ETF TrustDFIV
Share
<0.1%
Value
$239,833
Shares
4,440
Held
Sprott Asset Management LPPHYS
Share
<0.1%
Value
$226,577
Shares
7,510
Held
Dimensional ETF TrustDFSI
Share
<0.1%
Value
$224,209
Shares
4,971
Held
Nushares ETF TRNULC
Share
<0.1%
Value
$222,515
Shares
4,110
New
Vanguard World FDVSGX
Share
<0.1%
Value
$221,552
Shares
2,691
New
Ishares TRAGG
Share
<0.1%
Value
$204,493
Shares
2,066
Held

Company	Share of fund	Value	Shares	Change
Vanguard Index FDSVTI	33.3%	$169m	457,869	Held
Vanguard Star FDSVXUS	13.6%	$69m	808,202	Held
Harbor ETF TrustWINN	7.3%	$37m	1,146,114	Held
Vanguard Scottsdale FDSVGIT	7.0%	$36m	607,217	Held
Janus Detroit STR TRJMBS	5.5%	$28m	624,815	Held
Vanguard Scottsdale FDSVCSH	5.2%	$26m	333,820	Held
Putnam ETF TrustPVAL	4.3%	$22m	429,046	Held
Etfs Gold TRSGOL	3.7%	$19m	498,155	Held
Vanguard MUN BD FDSVTEB	3.7%	$19m	372,164	+7%
Schwab Strategic TRSCHO	2.6%	$13m	557,119	Held
American Centy ETF TRAVUV	2.2%	$11m	89,555	-6%
Dimensional ETF TrustDFAE	2.1%	$11m	261,269	-5%
Abrdn Precious Metals BasketGLTR	1.7%	$9m	48,619	Held
Ishares Gold TRIAU	1.7%	$8m	111,410	+2%
Vanguard Scottsdale FDSVGLT	1.5%	$8m	142,551	Held
Vaneck ETF TrustANGL	0.8%	$4m	139,119	+2%
Spdr Gold TRGLD	0.8%	$4m	10,620	+5%
Bank of N.T. Butterfield & SonNTB	0.3%	$2m	27,155	Held
Vanguard Intl Equity Index FVT	0.3%	$2m	10,159	Held
Pimco ETF TRMINT	0.3%	$1m	13,790	-47%
Ishares TRIVV	0.2%	$1m	1,488	Held
Ishares TRIWB	0.2%	$858,312	2,096	Held
Dimensional ETF TrustDFUS	0.2%	$818,853	9,993	Held
Vanguard Scottsdale FDSVGSH	0.1%	$679,810	11,681	-51%
Vanguard Index FDSVUG	0.1%	$617,336	7,167	Held
Spdr Index SHS FDSCWI	0.1%	$590,289	14,514	Held
Dimensional ETF TrustDFUV	0.1%	$556,739	10,121	Held
Vanguard Index FDSVOO	0.1%	$526,914	767	New
Dimensional ETF TrustDFSU	<0.1%	$412,468	8,846	Held
Vanguard Index FDSVTV	<0.1%	$400,108	1,836	Held
Dimensional ETF TrustDFAT	<0.1%	$368,772	5,276	Held
Berkshire HathawayBRK-B	<0.1%	$360,281	720	Held
Dimensional ETF TrustDFAS	<0.1%	$334,592	4,064	Held
Capital Group Core Equity ETCGUS	<0.1%	$311,360	7,000	New
Vanguard Intl Equity Index FVEU	<0.1%	$305,163	3,644	Held
Vanguard BD Index FDSBND	<0.1%	$294,255	4,008	-5%
First TR Exchange-Traded FDCIBR	<0.1%	$269,550	3,000	New
Vanguard Malvern FDSVTIP	<0.1%	$261,959	5,215	Held
Global Self StorageSELF	<0.1%	$257,008	49,047	Held
Vanguard Index FDSVO	<0.1%	$249,661	3,099	Held
Dimensional ETF TrustDFIV	<0.1%	$239,833	4,440	Held
Sprott Asset Management LPPHYS	<0.1%	$226,577	7,510	Held
Dimensional ETF TrustDFSI	<0.1%	$224,209	4,971	Held
Nushares ETF TRNULC	<0.1%	$222,515	4,110	New
Vanguard World FDVSGX	<0.1%	$221,552	2,691	New
Ishares TRAGG	<0.1%	$204,493	2,066	Held

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 16.9% since 30 June 2025.

Where the money is

Financial services0.4%

Real estate0.1%

Other99.6%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.