Townsend Financial Planning
MT STERLING, KYfiles as Townsend Financial Planning, LLC
$115m in 30 US stocks at the end of 30 June 2026. The top 10 are 86.5% of the money. It changed about 2.7% of the portfolio this quarter.
Value
$115m
Stocks
30
Top 10 share
86.5%
Turnover
2.7%
What changed this quarter
New
Bought for the first time this quarter.
- Janus Detroit STR TRJAAA0.2% of the fund
Added
Bought more of a stock they already held.
- Ishares TRAGG11.5% of the fund+7%
- Ishares TRISTB5.9% of the fund+5%
- Ishares TRSLQD3.3% of the fund+5%
- Fidelity Covington TrustFENI1.9% of the fund+40%
- Fidelity Covington TrustFMDE1.1% of the fund+42%
- Fidelity Covington TrustFDHY0.9% of the fund+57%
- Fidelity Covington TrustFESM0.8% of the fund+45%
- Ishares Gold Trust MicroIAUM0.5% of the fund+18%
- Ishares TRSUSB0.5% of the fund+29%
- Ishares TREAGG0.2% of the fund+11%
Cut
Sold some of their stake.
- Ishares TRIJH11.5% of the fund-3%
- Ishares TRIJR7.2% of the fund-5%
- Ishares TRIXUS5.0% of the fund-6%
- Vanguard World FDESGV1.1% of the fund-6%
Sold out
Sold their entire stake.
None this quarter.
Holdings
- Ishares TRIVV
- Share
- 26.0%
- Value
- $30m
- Shares
- 39,864
Held
- Ishares TRIJH
- Share
- 11.5%
- Value
- $13m
- Shares
- 171,071
-3%
- Ishares TRAGG
- Share
- 11.5%
- Value
- $13m
- Shares
- 132,713
+7%
- Ishares TRIJR
- Share
- 7.2%
- Value
- $8m
- Shares
- 55,330
-5%
- Ishares TRIUSV
- Share
- 6.3%
- Value
- $7m
- Shares
- 66,032
Held
- Ishares TRISTB
- Share
- 5.9%
- Value
- $7m
- Shares
- 140,081
+5%
- Ishares TRLQD
- Share
- 5.4%
- Value
- $6m
- Shares
- 56,686
Held
- Ishares TRIXUS
- Share
- 5.0%
- Value
- $6m
- Shares
- 60,239
-6%
- Fidelity Covington TrustFREL
- Share
- 4.4%
- Value
- $5m
- Shares
- 171,682
Held
- Ishares TRSLQD
- Share
- 3.3%
- Value
- $4m
- Shares
- 75,379
+5%
- Fidelity Covington TrustFENI
- Share
- 1.9%
- Value
- $2m
- Shares
- 54,973
+40%
- Ishares TRTIP
- Share
- 1.9%
- Value
- $2m
- Shares
- 19,472
Held
- Fidelity Covington TrustFMDE
- Share
- 1.1%
- Value
- $1m
- Shares
- 30,871
+42%
- Vanguard World FDESGV
- Share
- 1.1%
- Value
- $1m
- Shares
- 9,231
-6%
- Fidelity Covington TrustFDHY
- Share
- 0.9%
- Value
- $998,983
- Shares
- 20,375
+57%
- Fidelity Covington TrustFESM
- Share
- 0.8%
- Value
- $915,850
- Shares
- 18,966
+45%
- Ishares TRSTIP
- Share
- 0.7%
- Value
- $841,596
- Shares
- 8,238
Held
- Nushares ETF TRNUBD
- Share
- 0.6%
- Value
- $646,656
- Shares
- 29,214
Held
- Ishares Gold Trust MicroIAUM
- Share
- 0.5%
- Value
- $599,150
- Shares
- 14,975
+18%
- Ishares TRSUSB
- Share
- 0.5%
- Value
- $593,631
- Shares
- 23,755
+29%
- Ishares TRITOT
- Share
- 0.5%
- Value
- $525,171
- Shares
- 3,197
Held
- Vanguard BD Index FDSBSV
- Share
- 0.5%
- Value
- $520,889
- Shares
- 6,686
Held
- Vanguard World FDVCEB
- Share
- 0.4%
- Value
- $465,911
- Shares
- 7,424
Held
- Vanguard BD Index FDSBIV
- Share
- 0.4%
- Value
- $450,095
- Shares
- 5,868
Held
- Ishares TRIJJ
- Share
- 0.3%
- Value
- $337,711
- Shares
- 2,286
Held
- Vanguard World FDVSGX
- Share
- 0.3%
- Value
- $326,057
- Shares
- 3,960
Held
- Ishares TREAGG
- Share
- 0.2%
- Value
- $241,888
- Shares
- 5,102
+11%
- Janus Detroit STR TRJAAA
- Share
- 0.2%
- Value
- $222,975
- Shares
- 4,416
New
- Vanguard Index FDSVNQ
- Share
- 0.2%
- Value
- $222,946
- Shares
- 2,312
Held
| Company | Share of fund | Value | Shares | Change |
|---|---|---|---|---|
| Ishares TRIVV | 26.0% | $30m | 39,864 | Held |
| Ishares TRIJH | 11.5% | $13m | 171,071 | -3% |
| Ishares TRAGG | 11.5% | $13m | 132,713 | +7% |
| Ishares TRIJR | 7.2% | $8m | 55,330 | -5% |
| Ishares TRIUSV | 6.3% | $7m | 66,032 | Held |
| Ishares TRISTB | 5.9% | $7m | 140,081 | +5% |
| Ishares TRLQD | 5.4% | $6m | 56,686 | Held |
| Ishares TRIXUS | 5.0% | $6m | 60,239 | -6% |
| Fidelity Covington TrustFREL | 4.4% | $5m | 171,682 | Held |
| Ishares TRSLQD | 3.3% | $4m | 75,379 | +5% |
| Fidelity Covington TrustFENI | 1.9% | $2m | 54,973 | +40% |
| Ishares TRTIP | 1.9% | $2m | 19,472 | Held |
| Fidelity Covington TrustFMDE | 1.1% | $1m | 30,871 | +42% |
| Vanguard World FDESGV | 1.1% | $1m | 9,231 | -6% |
| Fidelity Covington TrustFDHY | 0.9% | $998,983 | 20,375 | +57% |
| Fidelity Covington TrustFESM | 0.8% | $915,850 | 18,966 | +45% |
| Ishares TRSTIP | 0.7% | $841,596 | 8,238 | Held |
| AppleAAPL | 0.7% | $819,988 | 2,834 | Held |
| Nushares ETF TRNUBD | 0.6% | $646,656 | 29,214 | Held |
| Ishares Gold Trust MicroIAUM | 0.5% | $599,150 | 14,975 | +18% |
| Ishares TRSUSB | 0.5% | $593,631 | 23,755 | +29% |
| Ishares TRITOT | 0.5% | $525,171 | 3,197 | Held |
| Vanguard BD Index FDSBSV | 0.5% | $520,889 | 6,686 | Held |
| Vanguard World FDVCEB | 0.4% | $465,911 | 7,424 | Held |
| Vanguard BD Index FDSBIV | 0.4% | $450,095 | 5,868 | Held |
| Ishares TRIJJ | 0.3% | $337,711 | 2,286 | Held |
| Vanguard World FDVSGX | 0.3% | $326,057 | 3,960 | Held |
| Ishares TREAGG | 0.2% | $241,888 | 5,102 | +11% |
| Janus Detroit STR TRJAAA | 0.2% | $222,975 | 4,416 | New |
| Vanguard Index FDSVNQ | 0.2% | $222,946 | 2,312 | Held |
Over time and by industry
Value over time
Dec '25
Jun '26
Value is up 14.8% since 31 December 2025.
Where the money is
Technology0.7%
Other99.3%
From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.