Valpey Financial Services

CONCORD, NHfiles as Valpey Financial Services, LLC

$168m in 76 US stocks at the end of 30 June 2026. The top 10 are 40.8% of the money. It changed about 2.3% of the portfolio this quarter.

Value

$168m

Stocks

Top 10 share

40.8%

Turnover

2.3%

What changed this quarter

New

Bought for the first time this quarter.

Cigna GroupCI
0.4% of the fund
Spdr Series TrustSPHY
0.1% of the fund

Added

Bought more of a stock they already held.

Vanguard Charlotte FDSBNDX
4.4% of the fund
+7%
Schwab Strategic TRSCHO
3.4% of the fund
+8%
Vanguard BD Index FDSBND
3.3% of the fund
+7%
Vanguard BD Index FDSBSV
3.1% of the fund
+8%
Schwab Strategic TRSCHZ
2.4% of the fund
+7%
Ishares TRAGG
1.9% of the fund
+9%
Invesco Exch Traded FD TR IIBKLN
1.5% of the fund
+2%
Spdr Series TrustSPYV
1.4% of the fund
+2%
Vanguard Scottsdale FDSVONG
1.1% of the fund
+2%
Ishares TRIAGG
0.8% of the fund
+17%
Ishares TRSHY
0.7% of the fund
+4%
Ishares TRIDEV
0.6% of the fund
+4%
Spdr Series TrustSPMD
0.6% of the fund
+4%
Vanguard Scottsdale FDSVGSH
0.6% of the fund
+8%
Spdr Series TrustSPSM
0.5% of the fund
+11%
Vanguard BD Index FDSVUSB
0.5% of the fund
+12%
Goldman Sachs ETF TRGIGB
0.3% of the fund
+3%
Schwab Strategic TRSCHR
0.2% of the fund
+31%
Invesco Exch Traded FD TR IISPLV
0.2% of the fund
+4%
Spdr Series TrustFLRN
0.2% of the fund
+3%
Ishares TRAOA
0.2% of the fund
+3%
IsharesIEMG
0.2% of the fund
+3%

Cut

Sold some of their stake.

Vanguard Index FDSVTV
5.5% of the fund
-3%
Vanguard Index FDSVUG
5.0% of the fund
-4%
Schwab Strategic TRSCHV
3.9% of the fund
-6%
Vanguard Star FDSVXUS
3.7% of the fund
-3%
Vanguard Intl Equity Index FVEU
3.2% of the fund
-10%
Schwab Strategic TRSCHF
3.1% of the fund
-6%
Schwab Strategic TRSCHM
2.9% of the fund
-3%
Vanguard Index FDSVO
2.7% of the fund
-6%
Vanguard Index FDSVBR
2.5% of the fund
-5%
Schwab Strategic TRSCHA
2.4% of the fund
-9%
Vanguard Scottsdale FDSVONV
2.2% of the fund
-3%
Ishares TRIUSV
1.8% of the fund
-3%
Vanguard Admiral FDSVIOO
1.4% of the fund
-6%
State STR Spdr S&P 500 ETF TSPY
0.9% of the fund
-4%
Ishares TRIJS
0.6% of the fund
-9%
AppleAAPL
0.6% of the fund
-3%
Ishares TRIVW
0.4% of the fund
-13%
Ishares TRIVE
0.4% of the fund
-2%
Spdr Series TrustSPYG
0.4% of the fund
-17%
Ishares TRIXUS
0.3% of the fund
-4%
Ishares TRSHV
0.3% of the fund
-14%
Ishares TRAOR
0.2% of the fund
-3%
Ishares TRIVV
0.1% of the fund
-4%

Sold out

Sold their entire stake.

Honeywell InternationalHON
-100%

Holdings

Vanguard Index FDSVTV
Share
5.5%
Value
$9m
Shares
42,033
-3%
Vanguard Index FDSVUG
Share
5.0%
Value
$8m
Shares
98,356
-4%
Schwab Strategic TRSCHG
Share
4.8%
Value
$8m
Shares
239,215
Held
Vanguard Charlotte FDSBNDX
Share
4.4%
Value
$7m
Shares
152,118
+7%
Schwab Strategic TRSCHV
Share
3.9%
Value
$7m
Shares
190,366
-6%
Vanguard Star FDSVXUS
Share
3.7%
Value
$6m
Shares
72,145
-3%
Spdr Index SHS FDSSPDW
Share
3.6%
Value
$6m
Shares
120,657
Held
Schwab Strategic TRSCHO
Share
3.4%
Value
$6m
Shares
236,032
+8%
Vanguard BD Index FDSBND
Share
3.3%
Value
$6m
Shares
75,702
+7%
Vanguard Intl Equity Index FVEU
Share
3.2%
Value
$5m
Shares
64,102
-10%
Vanguard BD Index FDSBSV
Share
3.1%
Value
$5m
Shares
67,611
+8%
Schwab Strategic TRSCHF
Share
3.1%
Value
$5m
Shares
190,038
-6%
Schwab Strategic TRSCHM
Share
2.9%
Value
$5m
Shares
129,972
-3%
Vanguard Index FDSVO
Share
2.7%
Value
$4m
Shares
55,671
-6%
Ishares TRIUSG
Share
2.6%
Value
$4m
Shares
22,879
Held
Vanguard Index FDSVBR
Share
2.5%
Value
$4m
Shares
17,546
-5%
Schwab Strategic TRSCHZ
Share
2.4%
Value
$4m
Shares
177,319
+7%
Schwab Strategic TRSCHA
Share
2.4%
Value
$4m
Shares
111,356
-9%
Vanguard Scottsdale FDSVONV
Share
2.2%
Value
$4m
Shares
35,223
-3%
Ishares TRAGG
Share
1.9%
Value
$3m
Shares
31,954
+9%
Ishares TRIUSV
Share
1.8%
Value
$3m
Shares
26,960
-3%
Vanguard Scottsdale FDSVTC
Share
1.8%
Value
$3m
Shares
38,411
Held
Vanguard Admiral FDSIVOO
Share
1.5%
Value
$3m
Shares
19,657
Held
Invesco Exch Traded FD TR IIBKLN
Share
1.5%
Value
$3m
Shares
124,097
+2%
Ishares TRTIP
Share
1.5%
Value
$3m
Shares
22,890
Held
Spdr Series TrustSPYV
Share
1.4%
Value
$2m
Shares
39,336
+2%
Vanguard Admiral FDSVIOO
Share
1.4%
Value
$2m
Shares
17,357
-6%
Ishares TREFA
Share
1.3%
Value
$2m
Shares
21,495
Held
Schwab Strategic TRSCHP
Share
1.2%
Value
$2m
Shares
76,217
Held
Ishares TRIJH
Share
1.2%
Value
$2m
Shares
25,753
Held
Vanguard Scottsdale FDSVONG
Share
1.1%
Value
$2m
Shares
14,353
+2%
Ishares TRIJR
Share
1.0%
Value
$2m
Shares
11,582
Held
Vanguard Intl Equity Index FVWO
Share
0.9%
Value
$2m
Shares
26,145
Held
State STR Spdr S&P 500 ETF TSPY
Share
0.9%
Value
$2m
Shares
2,024
-4%
Ishares TRIAGG
Share
0.8%
Value
$1m
Shares
25,776
+17%
Vanguard Index FDSVB
Share
0.7%
Value
$1m
Shares
3,690
Held
Vanguard Tax-Managed FDSVEA
Share
0.7%
Value
$1m
Shares
15,662
Held
Ishares TRSHY
Share
0.7%
Value
$1m
Shares
13,420
+4%
Ishares TRIJS
Share
0.6%
Value
$1m
Shares
7,645
-9%
Ishares TRIDEV
Share
0.6%
Value
$1m
Shares
11,523
+4%
Spdr Series TrustSPMD
Share
0.6%
Value
$1m
Shares
15,179
+4%
Vanguard Scottsdale FDSVGSH
Share
0.6%
Value
$937,560
Shares
16,109
+8%
AppleAAPL
Share
0.6%
Value
$927,157
Shares
3,204
-3%
MicrosoftMSFT
Share
0.5%
Value
$916,394
Shares
2,457
Held
International Business MachinesIBM
Share
0.5%
Value
$823,102
Shares
2,927
Held
Spdr Series TrustSPSM
Share
0.5%
Value
$813,138
Shares
14,100
+11%
Vanguard BD Index FDSVUSB
Share
0.5%
Value
$789,253
Shares
15,855
+12%
Ishares TRIVW
Share
0.4%
Value
$716,867
Shares
5,212
-13%
Ishares TRIVE
Share
0.4%
Value
$678,606
Shares
2,989
-2%
Cigna GroupCI
Share
0.4%
Value
$648,124
Shares
2,351
New
Spdr Series TrustSPYG
Share
0.4%
Value
$638,610
Shares
5,367
-17%
Ishares TRIUSB
Share
0.3%
Value
$576,509
Shares
12,492
Held
Ishares TRIXUS
Share
0.3%
Value
$545,103
Shares
5,711
-4%
Ishares TRILCG
Share
0.3%
Value
$530,017
Shares
4,529
Held
ExxonMobil HoldingsXOM
Share
0.3%
Value
$525,278
Shares
3,842
Held
Goldman Sachs ETF TRGIGB
Share
0.3%
Value
$484,508
Shares
10,553
+3%
Ishares TRSHV
Share
0.3%
Value
$474,593
Shares
4,301
-14%
JPMorgan ChaseJPM
Share
0.3%
Value
$435,349
Shares
1,330
Held
Vanguard Index FDSVTI
Share
0.3%
Value
$422,587
Shares
1,142
Held
Schwab Strategic TRSCHR
Share
0.2%
Value
$412,795
Shares
16,739
+31%
Ishares Core 30/70AOK
Share
0.2%
Value
$400,424
Shares
9,653
Held
Invesco Exch Traded FD TR IISPLV
Share
0.2%
Value
$368,647
Shares
4,922
+4%
Ishares TRIWF
Share
0.2%
Value
$364,439
Shares
2,935
Held
Vanguard Scottsdale FDSVCIT
Share
0.2%
Value
$361,653
Shares
4,376
Held
AlphabetGOOGL
Share
0.2%
Value
$359,872
Shares
1,007
Held
Spdr Series TrustFLRN
Share
0.2%
Value
$358,730
Shares
11,628
+3%
Ishares TRAOR
Share
0.2%
Value
$344,988
Shares
4,964
-3%
Ishares TRAOA
Share
0.2%
Value
$314,307
Shares
3,220
+3%
AlphabetGOOG
Share
0.2%
Value
$271,004
Shares
767
Held
IsharesIEMG
Share
0.2%
Value
$261,640
Shares
3,158
+3%
Ishares TRIWD
Share
0.1%
Value
$234,135
Shares
966
Held
Vanguard BD Index FDSBIV
Share
0.1%
Value
$231,476
Shares
3,018
Held
Ishares TRIVV
Share
0.1%
Value
$229,937
Shares
307
-4%
Johnson & JohnsonJNJ
Share
0.1%
Value
$227,777
Shares
897
Held
Ishares TRIGSB
Share
0.1%
Value
$200,872
Shares
3,833
Held
Spdr Series TrustSPHY
Share
0.1%
Value
$200,273
Shares
8,544
New

Company	Share of fund	Value	Shares	Change
Vanguard Index FDSVTV	5.5%	$9m	42,033	-3%
Vanguard Index FDSVUG	5.0%	$8m	98,356	-4%
Schwab Strategic TRSCHG	4.8%	$8m	239,215	Held
Vanguard Charlotte FDSBNDX	4.4%	$7m	152,118	+7%
Schwab Strategic TRSCHV	3.9%	$7m	190,366	-6%
Vanguard Star FDSVXUS	3.7%	$6m	72,145	-3%
Spdr Index SHS FDSSPDW	3.6%	$6m	120,657	Held
Schwab Strategic TRSCHO	3.4%	$6m	236,032	+8%
Vanguard BD Index FDSBND	3.3%	$6m	75,702	+7%
Vanguard Intl Equity Index FVEU	3.2%	$5m	64,102	-10%
Vanguard BD Index FDSBSV	3.1%	$5m	67,611	+8%
Schwab Strategic TRSCHF	3.1%	$5m	190,038	-6%
Schwab Strategic TRSCHM	2.9%	$5m	129,972	-3%
Vanguard Index FDSVO	2.7%	$4m	55,671	-6%
Ishares TRIUSG	2.6%	$4m	22,879	Held
Vanguard Index FDSVBR	2.5%	$4m	17,546	-5%
Schwab Strategic TRSCHZ	2.4%	$4m	177,319	+7%
Schwab Strategic TRSCHA	2.4%	$4m	111,356	-9%
Vanguard Scottsdale FDSVONV	2.2%	$4m	35,223	-3%
Ishares TRAGG	1.9%	$3m	31,954	+9%
Ishares TRIUSV	1.8%	$3m	26,960	-3%
Vanguard Scottsdale FDSVTC	1.8%	$3m	38,411	Held
Vanguard Admiral FDSIVOO	1.5%	$3m	19,657	Held
Invesco Exch Traded FD TR IIBKLN	1.5%	$3m	124,097	+2%
Ishares TRTIP	1.5%	$3m	22,890	Held
Spdr Series TrustSPYV	1.4%	$2m	39,336	+2%
Vanguard Admiral FDSVIOO	1.4%	$2m	17,357	-6%
Ishares TREFA	1.3%	$2m	21,495	Held
Schwab Strategic TRSCHP	1.2%	$2m	76,217	Held
Ishares TRIJH	1.2%	$2m	25,753	Held
Vanguard Scottsdale FDSVONG	1.1%	$2m	14,353	+2%
Ishares TRIJR	1.0%	$2m	11,582	Held
Vanguard Intl Equity Index FVWO	0.9%	$2m	26,145	Held
State STR Spdr S&P 500 ETF TSPY	0.9%	$2m	2,024	-4%
Ishares TRIAGG	0.8%	$1m	25,776	+17%
Vanguard Index FDSVB	0.7%	$1m	3,690	Held
Vanguard Tax-Managed FDSVEA	0.7%	$1m	15,662	Held
Ishares TRSHY	0.7%	$1m	13,420	+4%
Ishares TRIJS	0.6%	$1m	7,645	-9%
Ishares TRIDEV	0.6%	$1m	11,523	+4%
Spdr Series TrustSPMD	0.6%	$1m	15,179	+4%
Vanguard Scottsdale FDSVGSH	0.6%	$937,560	16,109	+8%
AppleAAPL	0.6%	$927,157	3,204	-3%
MicrosoftMSFT	0.5%	$916,394	2,457	Held
International Business MachinesIBM	0.5%	$823,102	2,927	Held
Spdr Series TrustSPSM	0.5%	$813,138	14,100	+11%
Vanguard BD Index FDSVUSB	0.5%	$789,253	15,855	+12%
Ishares TRIVW	0.4%	$716,867	5,212	-13%
Ishares TRIVE	0.4%	$678,606	2,989	-2%
Cigna GroupCI	0.4%	$648,124	2,351	New
Spdr Series TrustSPYG	0.4%	$638,610	5,367	-17%
Ishares TRIUSB	0.3%	$576,509	12,492	Held
Ishares TRIXUS	0.3%	$545,103	5,711	-4%
Ishares TRILCG	0.3%	$530,017	4,529	Held
ExxonMobil HoldingsXOM	0.3%	$525,278	3,842	Held
Goldman Sachs ETF TRGIGB	0.3%	$484,508	10,553	+3%
Ishares TRSHV	0.3%	$474,593	4,301	-14%
JPMorgan ChaseJPM	0.3%	$435,349	1,330	Held
Vanguard Index FDSVTI	0.3%	$422,587	1,142	Held
Schwab Strategic TRSCHR	0.2%	$412,795	16,739	+31%
Ishares Core 30/70AOK	0.2%	$400,424	9,653	Held
Invesco Exch Traded FD TR IISPLV	0.2%	$368,647	4,922	+4%
Ishares TRIWF	0.2%	$364,439	2,935	Held
Vanguard Scottsdale FDSVCIT	0.2%	$361,653	4,376	Held
AlphabetGOOGL	0.2%	$359,872	1,007	Held
Spdr Series TrustFLRN	0.2%	$358,730	11,628	+3%
Ishares TRAOR	0.2%	$344,988	4,964	-3%
Ishares TRAOA	0.2%	$314,307	3,220	+3%
AlphabetGOOG	0.2%	$271,004	767	Held
IsharesIEMG	0.2%	$261,640	3,158	+3%
Ishares TRIWD	0.1%	$234,135	966	Held
Vanguard BD Index FDSBIV	0.1%	$231,476	3,018	Held
Ishares TRIVV	0.1%	$229,937	307	-4%
Johnson & JohnsonJNJ	0.1%	$227,777	897	Held
Ishares TRIGSB	0.1%	$200,872	3,833	Held
Spdr Series TrustSPHY	0.1%	$200,273	8,544	New

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 16.1% since 30 June 2025.

Where the money is

Technology1.6%

Health care0.5%

Media & telecom0.4%

Energy0.3%

Financial services0.3%

Other96.9%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.