VERITY Wealth Advisors

SAUSALITO, X1

$166m in 81 US stocks at the end of 30 June 2026. The top 10 are 68.9% of the money. It changed about 4.5% of the portfolio this quarter.

Value

$166m

Stocks

Top 10 share

68.9%

Turnover

4.5%

What changed this quarter

New

Bought for the first time this quarter.

ExxonMobil HoldingsXOM
0.2% of the fund
MerckMRK
0.1% of the fund
IsharesESGE
0.1% of the fund
AbbVieABBV
0.1% of the fund
Old Second BancorpOSBC
0.1% of the fund

Added

Bought more of a stock they already held.

Vanguard Intl Equity Index FVEU
8.4% of the fund
+2%
Schwab Strategic TRSCHF
2.1% of the fund
+19%
MicrosoftMSFT
1.4% of the fund
+2%
IntelINTC
0.7% of the fund
+3%
Ishares TRIXUS
0.7% of the fund
+8%
Ishares TRIGOV
0.6% of the fund
+39%
Ishares TRISHG
0.6% of the fund
+29%
Schwab Strategic TRSCHZ
0.5% of the fund
+9%
Invesco Exch Traded FD TR IIPICB
0.5% of the fund
+10%
Select Sector Spdr TRXLK
0.4% of the fund
+2%
Vanguard Malvern FDSVTIP
0.2% of the fund
+60%
GE VernovaGEV
0.2% of the fund
+15%
AT&TT
0.1% of the fund
+4%

Cut

Sold some of their stake.

Schwab Strategic TRSCHX
1.6% of the fund
-2%
Vanguard Scottsdale FDSVGSH
0.9% of the fund
-5%
Vanguard BD Index FDSBND
0.7% of the fund
-3%
CintasCTAS
0.5% of the fund
-17%
Ishares TRIBB
0.4% of the fund
-22%
Ishares TRSTIP
0.4% of the fund
-52%
Berkshire HathawayBRK-B
0.3% of the fund
-46%
Ishares TRIEFA
0.3% of the fund
-61%
Vanguard Index FDSVO
0.2% of the fund
-12%
Thermo Fisher ScientificTMO
0.2% of the fund
-21%

Sold out

Sold their entire stake.

Dimensional ETF TrustDFUV
-100%
Vanguard World FDVGT
-100%
ExxonMobil HoldingsXOM
-100%
Dimensional ETF TrustDFIV
-100%
State STR Spdr S&P 500 ETF TSPY
-100%

Holdings

Vanguard Index FDSVTI
Share
27.8%
Value
$46m
Shares
124,452
Held
Ishares TRIVV
Share
17.1%
Value
$28m
Shares
37,776
Held
Vanguard Intl Equity Index FVEU
Share
8.4%
Value
$14m
Shares
165,088
+2%
Vanguard Intl Equity Index FVWO
Share
3.1%
Value
$5m
Shares
84,936
Held
Vanguard Tax-Managed FDSVEA
Share
2.7%
Value
$4m
Shares
63,012
Held
Ishares TRACWX
Share
2.6%
Value
$4m
Shares
56,508
Held
Ishares TRSUSA
Share
2.2%
Value
$4m
Shares
23,263
Held
Schwab Strategic TRSCHF
Share
2.1%
Value
$4m
Shares
127,443
+19%
Schwab Strategic TRSCHX
Share
1.6%
Value
$3m
Shares
87,999
-2%
MicrosoftMSFT
Share
1.4%
Value
$2m
Shares
6,432
+2%
Vanguard Index FDSVNQ
Share
1.3%
Value
$2m
Shares
23,020
Held
Ishares TRHEFA
Share
1.1%
Value
$2m
Shares
40,000
Held
Ishares TRUSXF
Share
1.1%
Value
$2m
Shares
26,467
Held
Johnson & JohnsonJNJ
Share
1.1%
Value
$2m
Shares
6,964
Held
Dimensional ETF TrustDFAX
Share
1.0%
Value
$2m
Shares
43,719
Held
Vanguard Star FDSVXUS
Share
0.9%
Value
$2m
Shares
18,045
Held
Vanguard Scottsdale FDSVGSH
Share
0.9%
Value
$1m
Shares
25,331
-5%
QualcommQCOM
Share
0.9%
Value
$1m
Shares
7,795
Held
Vanguard Index FDSVOO
Share
0.8%
Value
$1m
Shares
1,985
Held
IsharesIEMG
Share
0.8%
Value
$1m
Shares
15,912
Held
IntelINTC
Share
0.7%
Value
$1m
Shares
8,685
+3%
Ishares TRUSMV
Share
0.7%
Value
$1m
Shares
12,102
Held
Ishares TRIXUS
Share
0.7%
Value
$1m
Shares
12,028
+8%
Ishares TRDMXF
Share
0.7%
Value
$1m
Shares
13,428
Held
Vanguard BD Index FDSBND
Share
0.7%
Value
$1m
Shares
15,022
-3%
Vanguard Scottsdale FDSVCSH
Share
0.7%
Value
$1m
Shares
13,676
Held
Ishares TRIGOV
Share
0.6%
Value
$1m
Shares
25,245
+39%
Ishares TRISHG
Share
0.6%
Value
$973,278
Shares
13,109
+29%
Alliant EnergyLNT
Share
0.6%
Value
$932,645
Shares
12,225
Held
PepsiCoPEP
Share
0.6%
Value
$910,700
Shares
6,726
Held
Ishares TRDSI
Share
0.5%
Value
$904,888
Shares
6,355
Held
Ishares TRICF
Share
0.5%
Value
$901,062
Shares
13,323
Held
Schwab Strategic TRSCHZ
Share
0.5%
Value
$862,853
Shares
37,305
+9%
State StreetSTT
Share
0.5%
Value
$841,894
Shares
4,964
Held
Invesco Exch Traded FD TR IIPICB
Share
0.5%
Value
$828,896
Shares
35,790
+10%
Ishares TREFV
Share
0.5%
Value
$812,272
Shares
10,611
Held
CintasCTAS
Share
0.5%
Value
$797,675
Shares
4,690
-17%
Ishares TRIVE
Share
0.5%
Value
$782,903
Shares
3,448
Held
Ishares TRESGD
Share
0.5%
Value
$764,033
Shares
7,432
Held
Vanguard BD Index FDSBSV
Share
0.5%
Value
$760,947
Shares
9,767
Held
Ishares TRIBB
Share
0.4%
Value
$734,183
Shares
3,860
-22%
Ishares TRIWV
Share
0.4%
Value
$703,986
Shares
1,651
Held
Ishares TRITOT
Share
0.4%
Value
$684,185
Shares
4,165
Held
Gilead SciencesGILD
Share
0.4%
Value
$674,403
Shares
5,338
Held
Ishares TRSTIP
Share
0.4%
Value
$672,519
Shares
6,583
-52%
AppleAAPL
Share
0.4%
Value
$670,736
Shares
2,318
Held
Ishares TRSUSB
Share
0.4%
Value
$657,787
Shares
26,322
Held
Select Sector Spdr TRXLK
Share
0.4%
Value
$614,427
Shares
3,225
+2%
Vanguard Charlotte FDSBNDX
Share
0.4%
Value
$588,271
Shares
12,147
Held
Berkshire HathawayBRK-B
Share
0.3%
Value
$492,884
Shares
985
-46%
Ishares TRXT
Share
0.3%
Value
$478,097
Shares
5,786
Held
Costco WholesaleCOST
Share
0.3%
Value
$467,735
Shares
500
Held
CoupangCPNG
Share
0.3%
Value
$459,002
Shares
26,425
Held
Ishares TRIEFA
Share
0.3%
Value
$438,377
Shares
4,539
-61%
Amazon.comAMZN
Share
0.3%
Value
$424,245
Shares
1,780
Held
Vanguard Index FDSVO
Share
0.2%
Value
$406,316
Shares
5,043
-12%
Ishares TRUSRT
Share
0.2%
Value
$398,434
Shares
5,996
Held
Thermo Fisher ScientificTMO
Share
0.2%
Value
$354,462
Shares
707
-21%
General ElectricGE
Share
0.2%
Value
$348,690
Shares
933
Held
Vanguard Malvern FDSVTIP
Share
0.2%
Value
$341,614
Shares
6,801
+60%
GE VernovaGEV
Share
0.2%
Value
$314,862
Shares
268
+15%
Vanguard Index FDSVB
Share
0.2%
Value
$313,729
Shares
1,035
Held
ExxonMobil HoldingsXOM
Share
0.2%
Value
$310,901
Shares
2,274
New
Schwab Strategic TRSCHB
Share
0.2%
Value
$307,555
Shares
10,620
Held
IsharesEPP
Share
0.2%
Value
$305,712
Shares
5,740
Held
AlphabetGOOGL
Share
0.2%
Value
$300,191
Shares
840
Held
AlphabetGOOG
Share
0.2%
Value
$289,731
Shares
820
Held
Ishares TRICLN
Share
0.2%
Value
$279,770
Shares
13,654
Held
Ishares TRSUB
Share
0.2%
Value
$273,415
Shares
2,568
Held
Ishares U S ETF TRMEAR
Share
0.2%
Value
$271,196
Shares
5,383
Held
Wisdomtree TRUSFR
Share
0.2%
Value
$265,193
Shares
5,267
Held
Ishares TRIJR
Share
0.1%
Value
$243,228
Shares
1,640
Held
Verizon CommunicationsVZ
Share
0.1%
Value
$242,439
Shares
5,726
Held
MerckMRK
Share
0.1%
Value
$234,127
Shares
1,822
New
IsharesESGE
Share
0.1%
Value
$222,173
Shares
4,062
New
AbbVieABBV
Share
0.1%
Value
$219,430
Shares
872
New
AT&TT
Share
0.1%
Value
$215,446
Shares
10,408
+4%
SLB LimitedSLB
Share
0.1%
Value
$213,900
Shares
4,601
Held
Old Second BancorpOSBC
Share
0.1%
Value
$205,566
Shares
8,815
New
Ishares TRMUB
Share
0.1%
Value
$205,337
Shares
1,908
Held
FigmaFIG
Share
0.1%
Value
$180,900
Shares
10,000
Held

Company	Share of fund	Value	Shares	Change
Vanguard Index FDSVTI	27.8%	$46m	124,452	Held
Ishares TRIVV	17.1%	$28m	37,776	Held
Vanguard Intl Equity Index FVEU	8.4%	$14m	165,088	+2%
Vanguard Intl Equity Index FVWO	3.1%	$5m	84,936	Held
Vanguard Tax-Managed FDSVEA	2.7%	$4m	63,012	Held
Ishares TRACWX	2.6%	$4m	56,508	Held
Ishares TRSUSA	2.2%	$4m	23,263	Held
Schwab Strategic TRSCHF	2.1%	$4m	127,443	+19%
Schwab Strategic TRSCHX	1.6%	$3m	87,999	-2%
MicrosoftMSFT	1.4%	$2m	6,432	+2%
Vanguard Index FDSVNQ	1.3%	$2m	23,020	Held
Ishares TRHEFA	1.1%	$2m	40,000	Held
Ishares TRUSXF	1.1%	$2m	26,467	Held
Johnson & JohnsonJNJ	1.1%	$2m	6,964	Held
Dimensional ETF TrustDFAX	1.0%	$2m	43,719	Held
Vanguard Star FDSVXUS	0.9%	$2m	18,045	Held
Vanguard Scottsdale FDSVGSH	0.9%	$1m	25,331	-5%
QualcommQCOM	0.9%	$1m	7,795	Held
Vanguard Index FDSVOO	0.8%	$1m	1,985	Held
IsharesIEMG	0.8%	$1m	15,912	Held
IntelINTC	0.7%	$1m	8,685	+3%
Ishares TRUSMV	0.7%	$1m	12,102	Held
Ishares TRIXUS	0.7%	$1m	12,028	+8%
Ishares TRDMXF	0.7%	$1m	13,428	Held
Vanguard BD Index FDSBND	0.7%	$1m	15,022	-3%
Vanguard Scottsdale FDSVCSH	0.7%	$1m	13,676	Held
Ishares TRIGOV	0.6%	$1m	25,245	+39%
Ishares TRISHG	0.6%	$973,278	13,109	+29%
Alliant EnergyLNT	0.6%	$932,645	12,225	Held
PepsiCoPEP	0.6%	$910,700	6,726	Held
Ishares TRDSI	0.5%	$904,888	6,355	Held
Ishares TRICF	0.5%	$901,062	13,323	Held
Schwab Strategic TRSCHZ	0.5%	$862,853	37,305	+9%
State StreetSTT	0.5%	$841,894	4,964	Held
Invesco Exch Traded FD TR IIPICB	0.5%	$828,896	35,790	+10%
Ishares TREFV	0.5%	$812,272	10,611	Held
CintasCTAS	0.5%	$797,675	4,690	-17%
Ishares TRIVE	0.5%	$782,903	3,448	Held
Ishares TRESGD	0.5%	$764,033	7,432	Held
Vanguard BD Index FDSBSV	0.5%	$760,947	9,767	Held
Ishares TRIBB	0.4%	$734,183	3,860	-22%
Ishares TRIWV	0.4%	$703,986	1,651	Held
Ishares TRITOT	0.4%	$684,185	4,165	Held
Gilead SciencesGILD	0.4%	$674,403	5,338	Held
Ishares TRSTIP	0.4%	$672,519	6,583	-52%
AppleAAPL	0.4%	$670,736	2,318	Held
Ishares TRSUSB	0.4%	$657,787	26,322	Held
Select Sector Spdr TRXLK	0.4%	$614,427	3,225	+2%
Vanguard Charlotte FDSBNDX	0.4%	$588,271	12,147	Held
Berkshire HathawayBRK-B	0.3%	$492,884	985	-46%
Ishares TRXT	0.3%	$478,097	5,786	Held
Costco WholesaleCOST	0.3%	$467,735	500	Held
CoupangCPNG	0.3%	$459,002	26,425	Held
Ishares TRIEFA	0.3%	$438,377	4,539	-61%
Amazon.comAMZN	0.3%	$424,245	1,780	Held
Vanguard Index FDSVO	0.2%	$406,316	5,043	-12%
Ishares TRUSRT	0.2%	$398,434	5,996	Held
Thermo Fisher ScientificTMO	0.2%	$354,462	707	-21%
General ElectricGE	0.2%	$348,690	933	Held
Vanguard Malvern FDSVTIP	0.2%	$341,614	6,801	+60%
GE VernovaGEV	0.2%	$314,862	268	+15%
Vanguard Index FDSVB	0.2%	$313,729	1,035	Held
ExxonMobil HoldingsXOM	0.2%	$310,901	2,274	New
Schwab Strategic TRSCHB	0.2%	$307,555	10,620	Held
IsharesEPP	0.2%	$305,712	5,740	Held
AlphabetGOOGL	0.2%	$300,191	840	Held
AlphabetGOOG	0.2%	$289,731	820	Held
Ishares TRICLN	0.2%	$279,770	13,654	Held
Ishares TRSUB	0.2%	$273,415	2,568	Held
Ishares U S ETF TRMEAR	0.2%	$271,196	5,383	Held
Wisdomtree TRUSFR	0.2%	$265,193	5,267	Held
Ishares TRIJR	0.1%	$243,228	1,640	Held
Verizon CommunicationsVZ	0.1%	$242,439	5,726	Held
MerckMRK	0.1%	$234,127	1,822	New
IsharesESGE	0.1%	$222,173	4,062	New
AbbVieABBV	0.1%	$219,430	872	New
AT&TT	0.1%	$215,446	10,408	+4%
SLB LimitedSLB	0.1%	$213,900	4,601	Held
Old Second BancorpOSBC	0.1%	$205,566	8,815	New
Ishares TRMUB	0.1%	$205,337	1,908	Held
FigmaFIG	0.1%	$180,900	10,000	Held

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 11.2% since 30 June 2025.

Where the money is

Technology3.6%

Health care2.0%

Financial services0.9%

Industrials0.9%

Everyday goods0.8%

Media & telecom0.6%

Utilities0.6%

Retail & consumer0.5%

Energy0.3%

Other89.8%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.