Williams Financial

NORTH BENNINGTON, VTfiles as Williams Financial, LLC

$194m in 30 US stocks at the end of 30 June 2026. The top 10 are 86.8% of the money. It changed about 3.0% of the portfolio this quarter.

Value

$194m

Stocks

Top 10 share

86.8%

Turnover

3.0%

What changed this quarter

New

Bought for the first time this quarter.

Ishares TRSUSC
0.2% of the fund
Blackrock ETF TrustLCTU
0.2% of the fund
Ishares TREAGG
0.2% of the fund
Advanced Micro DevicesAMD
0.2% of the fund
Ishares TRESGU
0.2% of the fund
Ishares TRDSI
0.1% of the fund

Added

Bought more of a stock they already held.

J P Morgan Exchange Traded FJPIE
26.7% of the fund
+7%
Ishares TRIVV
13.3% of the fund
+5%
Schwab Strategic TRFNDX
8.9% of the fund
+4%
Pimco ETF TRMINT
8.8% of the fund
+7%
Vanguard Intl Equity Index FVEU
8.6% of the fund
+4%
Wisdomtree TRDGRW
7.3% of the fund
+6%
Schwab Strategic TRFNDF
4.8% of the fund
+3%
Schwab Strategic TRSCHP
3.2% of the fund
+8%
Schwab Strategic TRSCHH
2.9% of the fund
+5%
Ishares TRSMLF
2.3% of the fund
+5%
Dimensional ETF TrustDFIS
2.1% of the fund
+5%
Vanguard Scottsdale FDSVCIT
2.0% of the fund
+8%
Schwab Strategic TRSCHR
1.5% of the fund
+8%
Spdr Series TrustSJNK
1.5% of the fund
+7%
Schwab Strategic TRSCHE
1.5% of the fund
+5%
Schwab Strategic TRFNDA
1.1% of the fund
+4%

Cut

Sold some of their stake.

AppleAAPL
1.0% of the fund
-8%
ExxonMobil HoldingsXOM
0.3% of the fund
-28%
MicrosoftMSFT
0.1% of the fund
-10%
Amazon.comAMZN
0.1% of the fund
-4%

Sold out

Sold their entire stake.

Ishares TRAGG
-100%

Holdings

J P Morgan Exchange Traded FJPIE
Share
26.7%
Value
$52m
Shares
1,120,305
+7%
Ishares TRIVV
Share
13.3%
Value
$26m
Shares
34,425
+5%
Schwab Strategic TRFNDX
Share
8.9%
Value
$17m
Shares
553,422
+4%
Pimco ETF TRMINT
Share
8.8%
Value
$17m
Shares
168,887
+7%
Vanguard Intl Equity Index FVEU
Share
8.6%
Value
$17m
Shares
198,449
+4%
Wisdomtree TRDGRW
Share
7.3%
Value
$14m
Shares
147,038
+6%
Schwab Strategic TRFNDF
Share
4.8%
Value
$9m
Shares
174,572
+3%
Schwab Strategic TRSCHP
Share
3.2%
Value
$6m
Shares
232,547
+8%
Schwab Strategic TRSCHH
Share
2.9%
Value
$6m
Shares
240,915
+5%
Ishares TRSMLF
Share
2.3%
Value
$5m
Shares
50,761
+5%
Dimensional ETF TrustDFIS
Share
2.1%
Value
$4m
Shares
116,135
+5%
Vanguard Scottsdale FDSVCIT
Share
2.0%
Value
$4m
Shares
47,500
+8%
Schwab Strategic TRSCHR
Share
1.5%
Value
$3m
Shares
121,041
+8%
Spdr Series TrustSJNK
Share
1.5%
Value
$3m
Shares
116,799
+7%
Schwab Strategic TRSCHE
Share
1.5%
Value
$3m
Shares
80,438
+5%
Schwab Strategic TRFNDA
Share
1.1%
Value
$2m
Shares
57,377
+4%
AppleAAPL
Share
1.0%
Value
$2m
Shares
6,865
-8%
CVS HealthCVS
Share
0.4%
Value
$713,258
Shares
6,895
Held
ExxonMobil HoldingsXOM
Share
0.3%
Value
$579,678
Shares
4,240
-28%
Toronto Dominion BankTD
Share
0.2%
Value
$382,019
Shares
3,146
Held
Ishares TRSUSC
Share
0.2%
Value
$374,421
Shares
16,173
New
Blackrock ETF TrustLCTU
Share
0.2%
Value
$357,768
Shares
4,463
New
Ishares TREAGG
Share
0.2%
Value
$321,945
Shares
6,791
New
Advanced Micro DevicesAMD
Share
0.2%
Value
$304,397
Shares
524
New
Ishares TRESGU
Share
0.2%
Value
$300,157
Shares
1,834
New
MicrosoftMSFT
Share
0.1%
Value
$289,161
Shares
775
-10%
International Business MachinesIBM
Share
0.1%
Value
$264,619
Shares
941
Held
Ishares TRDSI
Share
0.1%
Value
$251,690
Shares
1,768
New
SyscoSYY
Share
0.1%
Value
$247,684
Shares
2,963
Held
Amazon.comAMZN
Share
0.1%
Value
$245,014
Shares
1,028
-4%

Company	Share of fund	Value	Shares	Change
J P Morgan Exchange Traded FJPIE	26.7%	$52m	1,120,305	+7%
Ishares TRIVV	13.3%	$26m	34,425	+5%
Schwab Strategic TRFNDX	8.9%	$17m	553,422	+4%
Pimco ETF TRMINT	8.8%	$17m	168,887	+7%
Vanguard Intl Equity Index FVEU	8.6%	$17m	198,449	+4%
Wisdomtree TRDGRW	7.3%	$14m	147,038	+6%
Schwab Strategic TRFNDF	4.8%	$9m	174,572	+3%
Schwab Strategic TRSCHP	3.2%	$6m	232,547	+8%
Schwab Strategic TRSCHH	2.9%	$6m	240,915	+5%
Ishares TRSMLF	2.3%	$5m	50,761	+5%
Dimensional ETF TrustDFIS	2.1%	$4m	116,135	+5%
Vanguard Scottsdale FDSVCIT	2.0%	$4m	47,500	+8%
Schwab Strategic TRSCHR	1.5%	$3m	121,041	+8%
Spdr Series TrustSJNK	1.5%	$3m	116,799	+7%
Schwab Strategic TRSCHE	1.5%	$3m	80,438	+5%
Schwab Strategic TRFNDA	1.1%	$2m	57,377	+4%
AppleAAPL	1.0%	$2m	6,865	-8%
CVS HealthCVS	0.4%	$713,258	6,895	Held
ExxonMobil HoldingsXOM	0.3%	$579,678	4,240	-28%
Toronto Dominion BankTD	0.2%	$382,019	3,146	Held
Ishares TRSUSC	0.2%	$374,421	16,173	New
Blackrock ETF TrustLCTU	0.2%	$357,768	4,463	New
Ishares TREAGG	0.2%	$321,945	6,791	New
Advanced Micro DevicesAMD	0.2%	$304,397	524	New
Ishares TRESGU	0.2%	$300,157	1,834	New
MicrosoftMSFT	0.1%	$289,161	775	-10%
International Business MachinesIBM	0.1%	$264,619	941	Held
Ishares TRDSI	0.1%	$251,690	1,768	New
SyscoSYY	0.1%	$247,684	2,963	Held
Amazon.comAMZN	0.1%	$245,014	1,028	-4%

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 111.0% since 30 June 2025.

Where the money is

Technology1.5%

Health care0.4%

Energy0.3%

Financial services0.2%

Everyday goods0.1%

Retail & consumer0.1%

Other97.4%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.