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Commercial Bancgroup

CBK on Nasdaq. Commercial Bancgroup sells banking services to businesses and individuals in Kentucky, North Carolina, and Tennessee. Market value $429m.

Watch this stockFree. We tell you when something changes.

Price checks use the past 12 months to June 2026. Some use the latest annual report instead, as marked. Quality checks use five annual reports, the latest for the year to December 2025.

Should I look at this?

Not a fit for our list right now

Why it could be worth it

What to watch out for

See Financial services stocks that passed both tests

This is not advice. Check the numbers below.

Compare with another stock

Return on equity
five annual reports to December 2025
Not reported

We don't have this figure for this company.

Price to book
quarterly report to June 2026
1.4×

What you pay for each dollar of net assets: $1.42.

Earnings yield
past 12 months to June 2026
9.1%

Profit per $100 you pay: $9.14.

Quality score: not known. Price score: 89 of 100. Our list needs 70 on quality and 60 on price.

$31.43 a share, 35% above its 1-year low

Over the past year the price has ranged from $23.24 to $35.78.

Dividend: 0.5% a year

Paid in its latest year

Prices from Tuesday’s close (6 October).

Five years of cash, in billions

n/a
2025
Revenue
n/a
Operating margin
n/a
Debt to equity
n/a
Shares outstanding
0.01bn

Health checks

  • Free cash flow positiveDoesn't apply to banks and insurers
  • Accounting checksDoesn't apply to banks and insurers
  • DebtDoesn't apply to banks and insurers
  • Revenue growth, five yearsUnknown
  • Buying back its own sharesRoughly flat

Dates

Next results (estimated)
n/a
Last annual report (10-K)
24 March 2026
Next quarterly (estimated, 10-Q)
11 November 2026

Who owns it

2 long-term investors we follow own it, up from 1 last quarter. 98 funds in all.

Dec '25
Jun '26
Largest holders overall

From 13F filings for the quarter ended 30 June 2026.

Big holders and activists

6 investors own more than 5%.

  • Robertson John Adam
    Insider or founder
    at least 16.5%
    (filed with 1 related holder)
    Since 1 October 2025
    What they said

    The shares of Common Stock beneficially owned by Reporting Persons were acquired prior to closing of the initial public offering of securities of the Issuer which closed on October 3, 2025 (the "IPO"). Except as described herein, the Reporting Persons do not have any present…

    Read the filing
  • Spurlock Martha S.
    at least 9.2%
    (filed with 1 related holder)
    Since 1 October 2025
    What they said

    The shares of Common Stock beneficially owned by Reporting Persons were acquired prior to closing of the initial public offering of securities of the Issuer which closed on October 3, 2025 (the "IPO"). Except as described herein, the Reporting Persons do not have any present…

    Read the filing
  • John Adam Robertson
    Insider or founder
    at least 8.5%−7.6 pts
    (filed with 4 related holders)
    Since 3 March 2026
    What they said

    Between March 3, 2026 and March 6, 2026, shares of Common Stock were transferred from RHC to the CER Trust and EGR Trust, respectively, in connection with the distribution of the assets of RHC to its limited partners. No purchase price was paid specifically for the transfer of…

    Read the filing
  • 6.5%
    Since 31 December 2025
  • AllianceBernstein L.P.
    Passive investor
    6.2%−1.3 pts
    Since 30 June 2026
  • Lee Terry L
    Insider or founder
    at least 5.5%
    (filed with 1 related holder)
    Since 1 October 2025
    What they said

    The shares of Common Stock beneficially owned by Reporting Persons were acquired prior to closing of the initial public offering of securities of the Issuer, which closed on October 3, 2025 (the "IPO"). Except as described herein, the Reporting Persons do not have any present…

    Read the filing

From Schedule 13D and 13G filings: anyone owning more than 5% must file one.

What insiders did

In the last 12 months, 3 insiders bought $277,894 of shares on the open market.

  • Robertson John Adam
    Executive Chairperson, Director
    Bought
    Date
    16 September 2026
    Shares
    70
    Price
    $32.69
    Value
    $2,288
  • Metheny Philip J.
    EVP, Chief Financial Officer
    Bought
    Date
    26 August 2026
    Shares
    100
    Price
    $34.11
    Value
    $3,411
  • Metheny Philip J.
    EVP, Chief Financial Officer
    Bought
    Date
    25 August 2026
    Shares
    670
    Price
    $34.79
    Value
    $23,309
  • Metheny Philip J.
    EVP, Chief Financial Officer
    Bought
    Date
    20 August 2026
    Shares
    150
    Price
    $33.77
    Value
    $5,066
  • Metheny Philip J.
    EVP, Chief Financial Officer
    Bought
    Date
    3 August 2026
    Shares
    850
    Price
    $34.74
    Value
    $29,529
  • Metheny Philip J.
    EVP, Chief Financial Officer
    Bought
    Date
    30 April 2026
    Shares
    3,300
    Price
    $29.02
    Value
    $95,766
  • Robertson John Adam
    Executive Chairperson, Director
    Bought
    Date
    30 January 2026
    Shares
    266
    Price
    $26.20
    Value
    $6,969
  • Robertson Dennis Michael
    Director
    Bought
    Date
    28 January 2026
    Shares
    450
    Price
    $25.64
    Value
    $11,538
  • Metheny Philip J.
    EVP, Chief Financial Officer
    Bought
    Date
    21 November 2025
    Shares
    4,147
    Price
    $24.12
    Value
    $100,018

From Form 4 filings: insiders must report trades in their own company's shares within two days.

Warning signs in its filings

Problems the company itself reported to the SEC, in its own words.

None of the warning signs we check for were found.

We look for five warning signs: doubt it can keep going, weak checks on its own accounts, a notice that its past accounts can't be relied on, a change of auditor, and one customer bringing in a big share of sales. We don't check lawsuits, investigations or debt yet.

We checked the auditor's report, internal controls, restatement notices, auditor changes and big customers in the 10-K filed 24 Mar 2026, plus the 10-Q filed 12 Aug 2026 and 2 later 8-Ks.

A 10-K is the yearly report every US company files with the SEC. An 8-K is a short notice of a big event.

What could go wrong

Cheap for a reason is the question the numbers cannot answer.

Whether the price already reflects the risks is what the deep dive is for.

The deep dive

Everything above is arithmetic on public filings. The deep dive reads the last ten years of annual reports, the proxy statements, and the earnings calls, then argues the case the way Buffett, Klarman, and Hohn would, and checks every claim against the source.

  • What the business is worth, as a range, and the margin of safety at today’s price
  • Prices to start buying, buy, and buy hard
  • The three things that would make this a mistake
  • Every number footnoted to the filing it came from
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What a finished deep dive looks like

Not advice. Numbers on this page come from SEC filings and are updated each night; prices are updated again after the US market closes. The five-year figures are rounded.