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Fifth Third Bancorp

FITB on NYSE. Fifth Third Bancorp sells banking and financial services to people and businesses. Market value $46.1bn.

Watch this stockFree. We tell you when something changes.

Price checks use the past 12 months to June 2026. Some use the latest annual report instead, as marked. Quality checks use five annual reports, the latest for the year to December 2025.

Should I look at this?

Not a fit for our list right now

Why it could be worth it

What to watch out for

See Financial services stocks that passed both tests

This is not advice. Check the numbers below.

Compare with another stock

Return on equity
five annual reports to December 2025
12.2%five-year median

Yearly profit per dollar of owners' money: 12 cents. Above 10 is good.

Price to book
quarterly report to June 2026
1.3×

What you pay for each dollar of net assets: $1.34.

Earnings yield
past 12 months to June 2026
5.1%

Profit per $100 you pay: $5.07.

Quality score: 60 of 100. Price score: 73 of 100. Our list needs 70 on quality and 60 on price.

$51.00 a share, 27% above its 1-year low

Over the past year the price has ranged from $40.05 to $59.50.

Expected to report results Monday 19 Oct, before the market opens.

Dividend: 2.5% a year

Paid every year for at least 5 years

Prices from Tuesday’s close (6 October).

Five years of cash, in billions

n/a
n/a
n/a
n/a
n/a
20212022202320242025
Revenue
$600m$589m$577mn/an/a
Operating margin
n/an/an/an/an/a
Debt to equity
n/an/an/an/an/a
Shares outstanding
0.69bn0.68bn0.67bn0.66bn0.91bn

Health checks

  • Free cash flow positiveDoesn't apply to banks and insurers
  • Accounting checksDoesn't apply to banks and insurers
  • DebtDoesn't apply to banks and insurers
  • Revenue growth, five yearsSlow, 1.1% a year
  • Buying back its own sharesNo, 32% more shares since 2021

The quarter to June 2026

How the business did, compared with the same quarter a year earlier.

  • Profit: $801 million, up 28% on a year ago.
  • Spare cash over the past 12 months: $3 billion, down from $3.8 billion.
  • 36% more shares than a year ago. Each share owns a bit less of the company.
Profit by quarter
Profit by quarter
Quarter toAmount
September 2024$573m
December 2024$620m
March 2025$515m
June 2025$628m
September 2025$649m
December 2025$731m
March 2026$165m
June 2026$801m

From the company's quarterly reports to the SEC.

Dates

Next results (estimated)
19 October 2026
Last annual report (10-K)
24 February 2026
Next quarterly (estimated, 10-Q)
3 November 2026

Who owns it

11 long-term investors we follow own it, down from 13 last quarter. 1,296 funds in all.

Jun '25
Dec '25
Jun '26

Sold out this quarter

Largest holders overall

From 13F filings for the quarter ended 30 June 2026.

Big holders and activists

3 investors own more than 5%.

From Schedule 13D and 13G filings: anyone owning more than 5% must file one.

What insiders did

In the last 12 months, 1 insider bought $123,650 of shares on the open market. 5 sold $12m, $109,125 of it under preset trading plans.

  • Sefzik Peter L
    EVP
    Sold
    Date
    28 April 2026
    Shares
    20,000
    Price
    $50.46
    Value
    $1m
  • Khanna Kevin J
    EVP
    Sold
    Date
    20 April 2026
    Shares
    6,000
    Price
    $50.77
    Value
    $304,640
  • Schramm Jude
    EVP & CIO
    Sold
    Date
    24 February 2026
    Shares
    3,896
    Price
    $50.54
    Value
    $196,908
  • Schramm Jude
    EVP & CIO
    Sold
    Date
    23 February 2026
    Shares
    11,000
    Price
    $50.96
    Value
    $560,604
  • Spence Timothy
    Chair, CEO & President, Director
    Sold
    Date
    18 February 2026
    Shares
    3,420
    Price
    $54.06
    Value
    $184,885
  • Feiger Mitchell Stuart
    Director
    Sold
    Date
    12 February 2026
    Shares
    82,045
    Price
    $54.68
    Value
    $4m
  • Feiger Mitchell Stuart
    Director
    Sold
    Date
    12 February 2026
    Shares
    82,122
    Price
    $53.08
    Value
    $4m
  • Feiger Mitchell Stuart
    Director
    Sold
    Date
    11 February 2026
    Shares
    15,394
    Price
    $54.84
    Value
    $844,204
  • Schramm Jude
    EVP & CIO
    Sold
    under a preset trading plan
    Date
    11 December 2025
    Shares
    2,250
    Price
    $48.50
    Value
    $109,125
  • Bayh Evan
    Director
    Bought
    Date
    20 October 2025
    Shares
    3,000
    Price
    $41.22
    Value
    $123,650

From Form 4 filings: insiders must report trades in their own company's shares within two days.

Warning signs in its filings

Problems the company itself reported to the SEC, in its own words.

None of the warning signs we check for were found.

We look for five warning signs: doubt it can keep going, weak checks on its own accounts, a notice that its past accounts can't be relied on, a change of auditor, and one customer bringing in a big share of sales. We don't check lawsuits, investigations or debt yet.

We checked the auditor's report, internal controls, restatement notices, auditor changes and big customers in the 10-K filed 24 Feb 2026, plus the 10-Q filed 4 Aug 2026 and 15 later 8-Ks.

A 10-K is the yearly report every US company files with the SEC. An 8-K is a short notice of a big event.

What could go wrong

  • Sales have barely grown: 1.1% a year.

Whether the price already reflects the risks is what the deep dive is for.

The deep dive

Everything above is arithmetic on public filings. The deep dive reads the last ten years of annual reports, the proxy statements, and the earnings calls, then argues the case the way Buffett, Klarman, and Hohn would, and checks every claim against the source.

  • What the business is worth, as a range, and the margin of safety at today’s price
  • Prices to start buying, buy, and buy hard
  • The three things that would make this a mistake
  • Every number footnoted to the filing it came from
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What a finished deep dive looks like

Not advice. Numbers on this page come from SEC filings and are updated each night; prices are updated again after the US market closes. The five-year figures are rounded.