IDT
IDT on NYSE. IDT sells payment and money transfer services to small stores and immigrants. Market value $915m.
Price checks use the past 12 months to July 2026. Quality checks use five annual reports, the latest for the year to July 2026.
We can't read total debt from the filing, so debt is left out.
Should I look at this?
Not a fit for our list right now
Why it could be worth it
See Media & telecom stocks that passed both tests
This is not advice. Check the numbers below.
For every $100 of what the whole company costs, it produced $3.38 of spare cash in the past 12 months. A savings account pays about $4.
The filings do not give us enough to work this out.
The filings do not give us enough to work this out.
Quality score: 47 of 100. Price score: 59 of 100. Our list needs 70 on quality and 60 on price.
$80.31 a share, 76% above its 1-year low
Over the past year the price has ranged from $45.72 to $82.31.
Dividend: 0.3% a year
Paid every year for 3 years
Payouts have jumped around in recent years, so this may not repeat.
Prices from Tuesday’s close (6 October).
Five years of cash, in billions
| Revenue | |||||
| Revenue | $1.4bn | $1.2bn | $1.2bn | $1.2bn | $1.3bn |
| Operating margin | |||||
| Operating margin | 4.4% | 4.9% | 5.4% | 8.2% | 9.3% |
| Debt to equity | |||||
| Debt to equity | n/a | n/a | n/a | n/a | n/a |
| Shares outstanding | |||||
| Shares outstanding | 0.03bn | 0.03bn | 0.03bn | 0.03bn | 0.03bn |
Health checks
- Free cash flow positive5 of 5 years
- Accounting looks honest (Beneish)Not enough data
- Financial strength (Piotroski)6 of 7 checks we could run
- Profit backed by cash (accruals)Yes
- DebtUnknown
- Revenue growth, five yearsShrinking, 2.2% a year
- Buying back its own sharesYes, 5% fewer since 2022
The quarter to July 2026
How the business did, compared with the same quarter a year earlier.
- Sales: $339 million last quarter, up 7% on a year ago.
- Profit: $22 million, up 29% on a year ago.
- It keeps 9 cents of each $1 of sales as operating profit, up from 8 cents a year earlier.
- Spare cash over the past 12 months: $68 million, down from $106 million.
- Sales grew on a year ago in each of the last 4 quarters.
| Quarter to | Amount |
|---|---|
| October 2024 | $310m |
| January 2025 | $303m |
| April 2025 | $302m |
| July 2025 | $317m |
| October 2025 | $323m |
| January 2026 | $321m |
| April 2026 | $316m |
| July 2026 | $339m |
| Quarter to | Amount |
|---|---|
| October 2024 | $17m |
| January 2025 | $20m |
| April 2025 | $22m |
| July 2025 | $17m |
| October 2025 | $22m |
| January 2026 | $21m |
| April 2026 | $22m |
| July 2026 | $22m |
From the company's quarterly reports to the SEC.
Dates
- Next results (estimated)
- n/a
- Last annual report (10-K)
- 29 September 2026
- Next quarterly (estimated, 10-Q)
- 8 September 2026
Who owns it
3 long-term investors we follow own it, down from 4 last quarter. 197 funds in all.
| Fund | Value | Share of that fund | Change |
|---|---|---|---|
| Kahn BrothersThomas Kahn | $20m | 3.2% | Cut |
| Cooke & BielerCooke & Bieler partners | $14m | 0.2% | Cut |
| Gotham Asset ManagementJoel Greenblatt | $433,234 | <0.1% | Cut |
Sold out this quarter
- Royce & AssociatesChuck RoyceSold out
Largest holders overall
- BlackRock$112mAdded
- Vanguard Capital Management$52m
- Renaissance Technologies$51mCut
- Dimensional Fund Advisors LP$45m
- Geode Capital Management$38mAdded
- State Street$36mAdded
- First Trust Advisors LP$30mAdded
- American Century Companies$24mAdded
- Deutsche Bank AG$22m
- Kahn Brothers$20mCut
From 13F filings for the quarter ended 30 June 2026.
Big holders and activists
No one has reported a stake above 5% since December 2024.
- Dimensional Fund Advisors LPPassive investorSold down below 5%Since 31 March 2025
- The Vanguard GroupPassive investorSold down below 5%Since 13 March 2026
| Holder | Stake | Since | |
|---|---|---|---|
Dimensional Fund Advisors LP Passive investor | Sold down below 5% | 31 March 2025 | |
The Vanguard Group Passive investor | Sold down below 5% | 13 March 2026 |
From Schedule 13D and 13G filings: anyone owning more than 5% must file one.
What insiders did
No insider bought shares on the open market in the last 12 months. 7 sold $5m.
- COSENTINO ERIC F.DirectorSold
- Date
- 1 October 2026
- Shares
- 500
- Price
- $78.55
- Value
- $39,274
- SHEA NADINEEVP of GLOBAL HUMAN RESOURCESSold
- Date
- 1 October 2026
- Shares
- 400
- Price
- $78.03
- Value
- $31,214
- SILBERMAN MITCHCAO & ControllerSold
- Date
- 1 October 2026
- Shares
- 3,375
- Price
- $79.37
- Value
- $267,874
- MASON JOYCE JEVP and Corporate SecretarySold
- Date
- 17 July 2026
- Shares
- 3,993
- Price
- $62.56
- Value
- $249,797
- ASH MENACHEMEVP of Strategic&Legal AffairsSold
- Date
- 16 July 2026
- Shares
- 3,653
- Price
- $63.17
- Value
- $230,752
- ASH MENACHEMEVP of Strategic&Legal AffairsSold
- Date
- 15 July 2026
- Shares
- 4,397
- Price
- $63.02
- Value
- $277,085
- COSENTINO ERIC F.DirectorSold
- Date
- 30 June 2026
- Shares
- 500
- Price
- $57.78
- Value
- $28,890
- FISCHER MARCELOChief Financial OfficerSold
- Date
- 26 June 2026
- Shares
- 23,323
- Price
- $56.98
- Value
- $1m
- SHEA NADINEEVP of GLOBAL HUMAN RESOURCESSold
- Date
- 8 June 2026
- Shares
- 500
- Price
- $55.32
- Value
- $27,660
- MASON JOYCE JEVP and Corporate SecretarySold
- Date
- 16 April 2026
- Shares
- 3,204
- Price
- $50.94
- Value
- $163,212
| Date | Who | Did | Shares | Price | Value |
|---|---|---|---|---|---|
| 1 October 2026 | COSENTINO ERIC F. Director | Sold | 500 | $78.55 | $39,274 |
| 1 October 2026 | SHEA NADINE EVP of GLOBAL HUMAN RESOURCES | Sold | 400 | $78.03 | $31,214 |
| 1 October 2026 | SILBERMAN MITCH CAO & Controller | Sold | 3,375 | $79.37 | $267,874 |
| 17 July 2026 | MASON JOYCE J EVP and Corporate Secretary | Sold | 3,993 | $62.56 | $249,797 |
| 16 July 2026 | ASH MENACHEM EVP of Strategic&Legal Affairs | Sold | 3,653 | $63.17 | $230,752 |
| 15 July 2026 | ASH MENACHEM EVP of Strategic&Legal Affairs | Sold | 4,397 | $63.02 | $277,085 |
| 30 June 2026 | COSENTINO ERIC F. Director | Sold | 500 | $57.78 | $28,890 |
| 26 June 2026 | FISCHER MARCELO Chief Financial Officer | Sold | 23,323 | $56.98 | $1m |
| 8 June 2026 | SHEA NADINE EVP of GLOBAL HUMAN RESOURCES | Sold | 500 | $55.32 | $27,660 |
| 16 April 2026 | MASON JOYCE J EVP and Corporate Secretary | Sold | 3,204 | $50.94 | $163,212 |
From Form 4 filings: insiders must report trades in their own company's shares within two days.
Warning signs in its filings
Problems the company itself reported to the SEC, in its own words.
None of the warning signs we check for were found.
We look for five warning signs: doubt it can keep going, weak checks on its own accounts, a notice that its past accounts can't be relied on, a change of auditor, and one customer bringing in a big share of sales. We don't check lawsuits, investigations or debt yet.
We checked the auditor's report, internal controls, restatement notices, auditor changes and big customers in the 10-K filed 29 Sep 2026, and no later 8-Ks.
A 10-K is the yearly report every US company files with the SEC. An 8-K is a short notice of a big event.
What could go wrong
- Sales have shrunk: 2.2% a year.
Whether the price already reflects the risks is what the deep dive is for.
The deep dive
Everything above is arithmetic on public filings. The deep dive reads the last ten years of annual reports, the proxy statements, and the earnings calls, then argues the case the way Buffett, Klarman, and Hohn would, and checks every claim against the source.
- What the business is worth, as a range, and the margin of safety at today’s price
- Prices to start buying, buy, and buy hard
- The three things that would make this a mistake
- Every number footnoted to the filing it came from
Your first deep dive is free.
Not advice. Numbers on this page come from SEC filings and are updated each night; prices are updated again after the US market closes. The five-year figures are rounded.