Amara Financial, Llc.

SAN FRANCISCO, CA

$167m in 48 US stocks at the end of 30 June 2026. The top 10 are 79.0% of the money. It changed about 3.0% of the portfolio this quarter.

Value

$167m

Stocks

Top 10 share

79.0%

Turnover

3.0%

What changed this quarter

New

Bought for the first time this quarter.

Vanguard Intl Equity Index FVSS
0.1% of the fund
Schwab Strategic TRSCHA
0.1% of the fund
Ishares TRXJH
0.1% of the fund

Added

Bought more of a stock they already held.

Vanguard Tax-Managed FDSVEA
16.4% of the fund
+6%
Vanguard World FDMGV
7.8% of the fund
+9%
Ishares TREFA
4.3% of the fund
+3%
Vanguard Index FDSVO
4.0% of the fund
+2%
Ishares TRIJR
3.4% of the fund
+6%
IsharesIEMG
2.9% of the fund
+4%
Ishares TRUSXF
1.5% of the fund
+4%
Etfs Gold TRSGOL
1.4% of the fund
+11%
Ishares TRSTIP
1.3% of the fund
+14%
Columbia ETF TR IEQIN
0.9% of the fund
+3%
Vanguard World FDVSGX
0.9% of the fund
+7%
Schwab Strategic TRSCHJ
0.1% of the fund
+3%

Cut

Sold some of their stake.

Ishares TRIJH
1.7% of the fund
-6%
Vanguard Index FDSVOO
0.5% of the fund
-3%
Vanguard Index FDSVUG
0.5% of the fund
-6%
Pimco ETF TREMNT
0.3% of the fund
-24%
Spdr Series TrustSPYM
0.2% of the fund
-4%
CVS HealthCVS
0.1% of the fund
-59%

Sold out

Sold their entire stake.

None this quarter.

Holdings

Vanguard World FDMGK
Share
16.6%
Value
$28m
Shares
316,007
Held
Vanguard Tax-Managed FDSVEA
Share
16.4%
Value
$27m
Shares
383,828
+6%
Vanguard Specialized FundsVIG
Share
13.7%
Value
$23m
Shares
96,523
Held
Vanguard World FDMGV
Share
7.8%
Value
$13m
Shares
79,304
+9%
Schwab Strategic TRSCHG
Share
6.4%
Value
$11m
Shares
315,465
Held
Ishares TREFA
Share
4.3%
Value
$7m
Shares
68,745
+3%
Vanguard Index FDSVO
Share
4.0%
Value
$7m
Shares
82,834
+2%
Ishares TRIGSB
Share
3.7%
Value
$6m
Shares
117,911
Held
Ishares TRIJR
Share
3.4%
Value
$6m
Shares
38,253
+6%
IsharesIEMG
Share
2.9%
Value
$5m
Shares
57,801
+4%
Vanguard Index FDSVTV
Share
2.8%
Value
$5m
Shares
21,823
Held
Ishares TRIJH
Share
1.7%
Value
$3m
Shares
37,559
-6%
Ishares TRUSXF
Share
1.5%
Value
$3m
Shares
36,954
+4%
Etfs Gold TRSGOL
Share
1.4%
Value
$2m
Shares
62,504
+11%
Ishares TRSTIP
Share
1.3%
Value
$2m
Shares
21,152
+14%
Ishares TRIVE
Share
1.0%
Value
$2m
Shares
7,531
Held
Vanguard Index FDSVB
Share
1.0%
Value
$2m
Shares
5,562
Held
Columbia ETF TR IEQIN
Share
0.9%
Value
$1m
Shares
28,709
+3%
Vanguard World FDVSGX
Share
0.9%
Value
$1m
Shares
17,864
+7%
State STR Spdr S&P 500 ETF TSPY
Share
0.8%
Value
$1m
Shares
1,703
Held
Spdr Gold TRGLD
Share
0.7%
Value
$1m
Shares
3,178
Held
Vanguard Index FDSVOO
Share
0.5%
Value
$875,472
Shares
1,275
-3%
Vanguard Index FDSVUG
Share
0.5%
Value
$865,021
Shares
10,042
-6%
Abrdn Precious Metals BasketGLTR
Share
0.5%
Value
$848,507
Shares
4,684
Held
Vanguard Index FDSVOE
Share
0.4%
Value
$744,977
Shares
3,770
Held
Schwab Strategic TRSCHC
Share
0.3%
Value
$558,540
Shares
11,607
Held
Schwab Strategic TRSCHM
Share
0.3%
Value
$554,652
Shares
15,043
Held
Spdr Series TrustSPSB
Share
0.3%
Value
$493,799
Shares
16,454
Held
Pimco ETF TREMNT
Share
0.3%
Value
$486,609
Shares
4,918
-24%
Vanguard Index FDSVOT
Share
0.3%
Value
$454,071
Shares
1,482
Held
Spdr Series TrustSPYG
Share
0.3%
Value
$443,407
Shares
3,726
Held
Ishares TRIEFA
Share
0.3%
Value
$418,897
Shares
4,337
Held
Spdr Series TrustSPIB
Share
0.2%
Value
$417,072
Shares
12,465
Held
AppleAAPL
Share
0.2%
Value
$392,621
Shares
1,357
Held
Ishares TRSUSB
Share
0.2%
Value
$381,740
Shares
15,276
Held
Spdr Series TrustSPYM
Share
0.2%
Value
$352,017
Shares
4,006
-4%
First TR Exch Traded FD IIIFTLS
Share
0.2%
Value
$337,420
Shares
4,572
Held
AlphabetGOOGL
Share
0.2%
Value
$329,833
Shares
923
Held
MicrosoftMSFT
Share
0.2%
Value
$303,083
Shares
813
Held
AlphabetGOOG
Share
0.2%
Value
$302,404
Shares
856
Held
Ishares TRIWF
Share
0.2%
Value
$283,482
Shares
2,283
Held
TeslaTSLA
Share
0.2%
Value
$251,098
Shares
597
Held
Schwab Strategic TRSCHX
Share
0.1%
Value
$249,998
Shares
8,495
Held
Vanguard Intl Equity Index FVSS
Share
0.1%
Value
$243,505
Shares
1,578
New
Schwab Strategic TRSCHA
Share
0.1%
Value
$238,652
Shares
6,605
New
CVS HealthCVS
Share
0.1%
Value
$237,418
Shares
2,295
-59%
Schwab Strategic TRSCHJ
Share
0.1%
Value
$233,567
Shares
9,472
+3%
Ishares TRXJH
Share
0.1%
Value
$203,395
Shares
3,900
New

Company	Share of fund	Value	Shares	Change
Vanguard World FDMGK	16.6%	$28m	316,007	Held
Vanguard Tax-Managed FDSVEA	16.4%	$27m	383,828	+6%
Vanguard Specialized FundsVIG	13.7%	$23m	96,523	Held
Vanguard World FDMGV	7.8%	$13m	79,304	+9%
Schwab Strategic TRSCHG	6.4%	$11m	315,465	Held
Ishares TREFA	4.3%	$7m	68,745	+3%
Vanguard Index FDSVO	4.0%	$7m	82,834	+2%
Ishares TRIGSB	3.7%	$6m	117,911	Held
Ishares TRIJR	3.4%	$6m	38,253	+6%
IsharesIEMG	2.9%	$5m	57,801	+4%
Vanguard Index FDSVTV	2.8%	$5m	21,823	Held
Ishares TRIJH	1.7%	$3m	37,559	-6%
Ishares TRUSXF	1.5%	$3m	36,954	+4%
Etfs Gold TRSGOL	1.4%	$2m	62,504	+11%
Ishares TRSTIP	1.3%	$2m	21,152	+14%
Ishares TRIVE	1.0%	$2m	7,531	Held
Vanguard Index FDSVB	1.0%	$2m	5,562	Held
Columbia ETF TR IEQIN	0.9%	$1m	28,709	+3%
Vanguard World FDVSGX	0.9%	$1m	17,864	+7%
State STR Spdr S&P 500 ETF TSPY	0.8%	$1m	1,703	Held
Spdr Gold TRGLD	0.7%	$1m	3,178	Held
Vanguard Index FDSVOO	0.5%	$875,472	1,275	-3%
Vanguard Index FDSVUG	0.5%	$865,021	10,042	-6%
Abrdn Precious Metals BasketGLTR	0.5%	$848,507	4,684	Held
Vanguard Index FDSVOE	0.4%	$744,977	3,770	Held
Schwab Strategic TRSCHC	0.3%	$558,540	11,607	Held
Schwab Strategic TRSCHM	0.3%	$554,652	15,043	Held
Spdr Series TrustSPSB	0.3%	$493,799	16,454	Held
Pimco ETF TREMNT	0.3%	$486,609	4,918	-24%
Vanguard Index FDSVOT	0.3%	$454,071	1,482	Held
Spdr Series TrustSPYG	0.3%	$443,407	3,726	Held
Ishares TRIEFA	0.3%	$418,897	4,337	Held
Spdr Series TrustSPIB	0.2%	$417,072	12,465	Held
AppleAAPL	0.2%	$392,621	1,357	Held
Ishares TRSUSB	0.2%	$381,740	15,276	Held
Spdr Series TrustSPYM	0.2%	$352,017	4,006	-4%
First TR Exch Traded FD IIIFTLS	0.2%	$337,420	4,572	Held
AlphabetGOOGL	0.2%	$329,833	923	Held
MicrosoftMSFT	0.2%	$303,083	813	Held
AlphabetGOOG	0.2%	$302,404	856	Held
Ishares TRIWF	0.2%	$283,482	2,283	Held
TeslaTSLA	0.2%	$251,098	597	Held
Schwab Strategic TRSCHX	0.1%	$249,998	8,495	Held
Vanguard Intl Equity Index FVSS	0.1%	$243,505	1,578	New
Schwab Strategic TRSCHA	0.1%	$238,652	6,605	New
CVS HealthCVS	0.1%	$237,418	2,295	-59%
Schwab Strategic TRSCHJ	0.1%	$233,567	9,472	+3%
Ishares TRXJH	0.1%	$203,395	3,900	New

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 47.2% since 30 June 2025.

Where the money is

Technology0.4%

Media & telecom0.4%

Retail & consumer0.2%

Health care0.1%

Other98.9%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.