Bull Oak Capital

RANCHO SANTA FE, CAfiles as Bull Oak Capital, LLC

$300m in 40 US stocks at the end of 30 June 2026. The top 10 are 87.4% of the money. It changed about 10.6% of the portfolio this quarter.

Value

$300m

Stocks

Top 10 share

87.4%

Turnover

10.6%

What changed this quarter

New

Bought for the first time this quarter.

AlphabetGOOGL
0.1% of the fund
Vanguard World FDVGT
<0.1% of the fund
JPMorgan ChaseJPM
<0.1% of the fund
Vanguard Index FDSVBR
<0.1% of the fund

Added

Bought more of a stock they already held.

Ishares TRIVV
36.1% of the fund
+21%
Ishares TRIEFA
13.0% of the fund
+6%
Invesco Exch Traded FD TR IISPMO
10.2% of the fund
+8%
American Centy ETF TRAVUV
2.6% of the fund
+72%
Vanguard BD Index FDSBSV
2.1% of the fund
+3%
Spdr Series TrustSPAB
1.4% of the fund
+4%
Ishares TRGOVT
1.4% of the fund
+4%
Ishares Bitcoin Trust ETFIBIT
1.1% of the fund
+26%
AppleAAPL
0.3% of the fund
+171%
MicrosoftMSFT
0.2% of the fund
+22%
Dimensional ETF TrustDFUV
0.1% of the fund
+34%
Invesco QQQ TRQQQ
0.1% of the fund
+27%
NvidiaNVDA
0.1% of the fund
+14%
Schwab Strategic TRSCHD
<0.1% of the fund
+3%

Cut

Sold some of their stake.

Ishares TRSGOV
3.5% of the fund
-9%
Ishares Gold TRIAU
2.5% of the fund
-2%
Vanguard Index FDSVO
0.9% of the fund
-8%
Vanguard Index FDSVTI
0.8% of the fund
-86%

Sold out

Sold their entire stake.

IntuitINTU
-100%
AdobeADBE
-100%

Holdings

Ishares TRIVV
Share
36.1%
Value
$108m
Shares
144,614
+21%
Ishares TRIEFA
Share
13.0%
Value
$39m
Shares
403,026
+6%
Invesco Exch Traded FD TR IISPMO
Share
10.2%
Value
$31m
Shares
189,004
+8%
Ishares TRSHV
Share
9.3%
Value
$28m
Shares
251,810
Held
American Centy ETF TRAVUS
Share
4.3%
Value
$13m
Shares
101,602
Held
Ishares TRSGOV
Share
3.5%
Value
$11m
Shares
104,497
-9%
Spdr Series TrustSPYM
Share
3.4%
Value
$10m
Shares
115,774
Held
American Centy ETF TRAVDV
Share
2.6%
Value
$8m
Shares
76,925
Held
American Centy ETF TRAVUV
Share
2.6%
Value
$8m
Shares
62,014
+72%
Ishares Gold TRIAU
Share
2.5%
Value
$7m
Shares
97,670
-2%
Vanguard BD Index FDSBSV
Share
2.1%
Value
$6m
Shares
81,647
+3%
Spdr Series TrustSPAB
Share
1.4%
Value
$4m
Shares
167,695
+4%
Ishares TRGOVT
Share
1.4%
Value
$4m
Shares
185,121
+4%
Ishares Bitcoin Trust ETFIBIT
Share
1.1%
Value
$3m
Shares
100,750
+26%
Vanguard Index FDSVO
Share
0.9%
Value
$3m
Shares
34,496
-8%
Vanguard Index FDSVTI
Share
0.8%
Value
$2m
Shares
6,721
-86%
Schwab Strategic TRSCHX
Share
0.8%
Value
$2m
Shares
84,472
Held
Vanguard Index FDSVUG
Share
0.5%
Value
$2m
Shares
17,886
Held
Vanguard Index FDSVTV
Share
0.4%
Value
$1m
Shares
5,606
Held
AppleAAPL
Share
0.3%
Value
$950,109
Shares
3,283
+171%
QualcommQCOM
Share
0.3%
Value
$834,881
Shares
4,518
Held
State STR Spdr S&P 500 ETF TSPY
Share
0.3%
Value
$761,670
Shares
1,020
Held
Procter & GamblePG
Share
0.2%
Value
$703,513
Shares
4,798
Held
MicrosoftMSFT
Share
0.2%
Value
$661,641
Shares
1,774
+22%
Wells Fargo & CompanyWFC
Share
0.2%
Value
$608,148
Shares
7,359
Held
ExxonMobil HoldingsXOM
Share
0.2%
Value
$476,059
Shares
3,482
Held
Dimensional ETF TrustDFUV
Share
0.1%
Value
$432,599
Shares
7,864
+34%
Invesco QQQ TRQQQ
Share
0.1%
Value
$385,137
Shares
523
+27%
AlphabetGOOGL
Share
0.1%
Value
$371,083
Shares
1,038
New
SempraSRE
Share
0.1%
Value
$368,800
Shares
3,978
Held
Travelers CompaniesTRV
Share
0.1%
Value
$355,869
Shares
1,078
Held
NvidiaNVDA
Share
0.1%
Value
$329,212
Shares
1,645
+14%
Vanguard Index FDSVOO
Share
<0.1%
Value
$295,982
Shares
431
Held
OkloOKLO
Share
<0.1%
Value
$261,650
Shares
5,000
Held
Vanguard World FDVGT
Share
<0.1%
Value
$261,032
Shares
2,184
New
Dimensional ETF TrustDFUS
Share
<0.1%
Value
$252,293
Shares
3,079
Held
PepsiCoPEP
Share
<0.1%
Value
$235,461
Shares
1,739
Held
Schwab Strategic TRSCHD
Share
<0.1%
Value
$227,466
Shares
7,173
+3%
JPMorgan ChaseJPM
Share
<0.1%
Value
$207,200
Shares
633
New
Vanguard Index FDSVBR
Share
<0.1%
Value
$204,355
Shares
841
New

Company	Share of fund	Value	Shares	Change
Ishares TRIVV	36.1%	$108m	144,614	+21%
Ishares TRIEFA	13.0%	$39m	403,026	+6%
Invesco Exch Traded FD TR IISPMO	10.2%	$31m	189,004	+8%
Ishares TRSHV	9.3%	$28m	251,810	Held
American Centy ETF TRAVUS	4.3%	$13m	101,602	Held
Ishares TRSGOV	3.5%	$11m	104,497	-9%
Spdr Series TrustSPYM	3.4%	$10m	115,774	Held
American Centy ETF TRAVDV	2.6%	$8m	76,925	Held
American Centy ETF TRAVUV	2.6%	$8m	62,014	+72%
Ishares Gold TRIAU	2.5%	$7m	97,670	-2%
Vanguard BD Index FDSBSV	2.1%	$6m	81,647	+3%
Spdr Series TrustSPAB	1.4%	$4m	167,695	+4%
Ishares TRGOVT	1.4%	$4m	185,121	+4%
Ishares Bitcoin Trust ETFIBIT	1.1%	$3m	100,750	+26%
Vanguard Index FDSVO	0.9%	$3m	34,496	-8%
Vanguard Index FDSVTI	0.8%	$2m	6,721	-86%
Schwab Strategic TRSCHX	0.8%	$2m	84,472	Held
Vanguard Index FDSVUG	0.5%	$2m	17,886	Held
Vanguard Index FDSVTV	0.4%	$1m	5,606	Held
AppleAAPL	0.3%	$950,109	3,283	+171%
QualcommQCOM	0.3%	$834,881	4,518	Held
State STR Spdr S&P 500 ETF TSPY	0.3%	$761,670	1,020	Held
Procter & GamblePG	0.2%	$703,513	4,798	Held
MicrosoftMSFT	0.2%	$661,641	1,774	+22%
Wells Fargo & CompanyWFC	0.2%	$608,148	7,359	Held
ExxonMobil HoldingsXOM	0.2%	$476,059	3,482	Held
Dimensional ETF TrustDFUV	0.1%	$432,599	7,864	+34%
Invesco QQQ TRQQQ	0.1%	$385,137	523	+27%
AlphabetGOOGL	0.1%	$371,083	1,038	New
SempraSRE	0.1%	$368,800	3,978	Held
Travelers CompaniesTRV	0.1%	$355,869	1,078	Held
NvidiaNVDA	0.1%	$329,212	1,645	+14%
Vanguard Index FDSVOO	<0.1%	$295,982	431	Held
OkloOKLO	<0.1%	$261,650	5,000	Held
Vanguard World FDVGT	<0.1%	$261,032	2,184	New
Dimensional ETF TrustDFUS	<0.1%	$252,293	3,079	Held
PepsiCoPEP	<0.1%	$235,461	1,739	Held
Schwab Strategic TRSCHD	<0.1%	$227,466	7,173	+3%
JPMorgan ChaseJPM	<0.1%	$207,200	633	New
Vanguard Index FDSVBR	<0.1%	$204,355	841	New

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 36.8% since 30 June 2025.

Where the money is

Technology0.9%

Financial services0.4%

Everyday goods0.3%

Utilities0.2%

Energy0.2%

Media & telecom0.1%

Other97.9%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.