Flower City Capital

PITTSFORD, NY

$227m in 49 US stocks at the end of 30 June 2026. The top 10 are 90.1% of the money. It changed about 1.6% of the portfolio this quarter.

Value

$227m

Stocks

Top 10 share

90.1%

Turnover

1.6%

What changed this quarter

New

Bought for the first time this quarter.

Regeneron PharmaceuticalsREGN
0.1% of the fund
AonAON
<0.1% of the fund
Entravision CommunicationsEVC
<0.1% of the fund

Added

Bought more of a stock they already held.

Vanguard Index FDSVV
1.5% of the fund
+5%
Vanguard Star FDSVXUS
0.8% of the fund
+6%
AlphabetGOOG
0.2% of the fund
+4%
International Business MachinesIBM
0.2% of the fund
+29%
Vanguard Index FDSVB
0.2% of the fund
+6%
JPMorgan ChaseJPM
0.2% of the fund
+5%
Berkshire HathawayBRK-B
0.2% of the fund
+4%

Cut

Sold some of their stake.

AppleAAPL
1.8% of the fund
-7%
MicrosoftMSFT
0.5% of the fund
-2%
Amazon.comAMZN
0.4% of the fund
-7%
Vanguard BD Index FDSBND
0.3% of the fund
-4%
AlphabetGOOGL
0.3% of the fund
-22%
ChevronCVX
0.3% of the fund
-4%
Home DepotHD
0.1% of the fund
-23%

Sold out

Sold their entire stake.

None this quarter.

Holdings

Vanguard Scottsdale FDSVONE
Share
36.4%
Value
$83m
Shares
244,063
Held
Vanguard Intl Equity Index FVEU
Share
30.5%
Value
$69m
Shares
826,889
Held
Vanguard Index FDSVOO
Share
7.2%
Value
$16m
Shares
23,825
Held
Ishares TRIVV
Share
4.0%
Value
$9m
Shares
12,150
Held
Vanguard Intl Equity Index FVSS
Share
2.8%
Value
$6m
Shares
41,063
Held
Ishares TREFA
Share
2.6%
Value
$6m
Shares
56,815
Held
AppleAAPL
Share
1.8%
Value
$4m
Shares
14,034
-7%
Vanguard Admiral FDSVIOO
Share
1.7%
Value
$4m
Shares
28,781
Held
Schwab Strategic TRSCHX
Share
1.6%
Value
$4m
Shares
125,644
Held
Vanguard Index FDSVV
Share
1.5%
Value
$3m
Shares
9,884
+5%
Vanguard Star FDSVXUS
Share
0.8%
Value
$2m
Shares
22,257
+6%
Vanguard Tax-Managed FDSVEA
Share
0.8%
Value
$2m
Shares
24,576
Held
NvidiaNVDA
Share
0.7%
Value
$1m
Shares
7,430
Held
Vanguard Index FDSVTI
Share
0.6%
Value
$1m
Shares
3,759
Held
MicrosoftMSFT
Share
0.5%
Value
$1m
Shares
3,149
-2%
Vanguard Scottsdale FDSVTWO
Share
0.5%
Value
$1m
Shares
9,471
Held
Amazon.comAMZN
Share
0.4%
Value
$997,692
Shares
4,186
-7%
Schwab Strategic TRSCHF
Share
0.4%
Value
$978,776
Shares
35,335
Held
Vanguard Intl Equity Index FVT
Share
0.3%
Value
$663,249
Shares
4,226
Held
Vanguard BD Index FDSBND
Share
0.3%
Value
$655,992
Shares
8,936
-4%
Vanguard Index FDSVUG
Share
0.3%
Value
$637,781
Shares
7,404
Held
AlphabetGOOGL
Share
0.3%
Value
$627,271
Shares
1,755
-22%
ChevronCVX
Share
0.3%
Value
$610,495
Shares
3,683
-4%
AlphabetGOOG
Share
0.2%
Value
$532,115
Shares
1,506
+4%
Spdr Series TrustSPYM
Share
0.2%
Value
$524,996
Shares
5,974
Held
General ElectricGE
Share
0.2%
Value
$500,425
Shares
1,339
Held
Texas Pacific LandTPL
Share
0.2%
Value
$480,529
Shares
1,098
Held
Ishares TRIWM
Share
0.2%
Value
$460,331
Shares
1,532
Held
International Business MachinesIBM
Share
0.2%
Value
$425,752
Shares
1,514
+29%
Vanguard Index FDSVB
Share
0.2%
Value
$421,992
Shares
1,392
+6%
Ishares TRIYW
Share
0.2%
Value
$408,613
Shares
1,620
Held
JPMorgan ChaseJPM
Share
0.2%
Value
$400,992
Shares
1,225
+5%
GE VernovaGEV
Share
0.2%
Value
$386,694
Shares
329
Held
Berkshire HathawayBRK-B
Share
0.2%
Value
$362,783
Shares
725
+4%
Schwab Strategic TRSCHA
Share
0.1%
Value
$329,257
Shares
9,113
Held
Regeneron PharmaceuticalsREGN
Share
0.1%
Value
$311,770
Shares
500
New
Schwab Strategic TRSCHE
Share
0.1%
Value
$304,167
Shares
8,388
Held
Home DepotHD
Share
0.1%
Value
$299,778
Shares
850
-23%
TPGTPG
Share
0.1%
Value
$290,338
Shares
7,160
Held
ImmuneeringIMRX
Share
0.1%
Value
$274,595
Shares
55,029
Held
Vanguard Index FDSVO
Share
0.1%
Value
$263,123
Shares
3,266
Held
Wheaton Precious MetalsWPM
Share
0.1%
Value
$238,905
Shares
2,127
Held
GravityGRVY
Share
0.1%
Value
$235,025
Shares
3,500
Held
WalmartWMT
Share
<0.1%
Value
$216,780
Shares
1,914
Held
AonAON
Share
<0.1%
Value
$203,326
Shares
613
New
Kura OncologyKURA
Share
<0.1%
Value
$197,460
Shares
18,000
Held
Entravision CommunicationsEVC
Share
<0.1%
Value
$136,920
Shares
10,500
New
PrecigenPGEN
Share
<0.1%
Value
$114,000
Shares
20,000
Held
Outlook TherapeuticsOTLK
Share
<0.1%
Value
$31,800
Shares
20,000
Held

Company	Share of fund	Value	Shares	Change
Vanguard Scottsdale FDSVONE	36.4%	$83m	244,063	Held
Vanguard Intl Equity Index FVEU	30.5%	$69m	826,889	Held
Vanguard Index FDSVOO	7.2%	$16m	23,825	Held
Ishares TRIVV	4.0%	$9m	12,150	Held
Vanguard Intl Equity Index FVSS	2.8%	$6m	41,063	Held
Ishares TREFA	2.6%	$6m	56,815	Held
AppleAAPL	1.8%	$4m	14,034	-7%
Vanguard Admiral FDSVIOO	1.7%	$4m	28,781	Held
Schwab Strategic TRSCHX	1.6%	$4m	125,644	Held
Vanguard Index FDSVV	1.5%	$3m	9,884	+5%
Vanguard Star FDSVXUS	0.8%	$2m	22,257	+6%
Vanguard Tax-Managed FDSVEA	0.8%	$2m	24,576	Held
NvidiaNVDA	0.7%	$1m	7,430	Held
Vanguard Index FDSVTI	0.6%	$1m	3,759	Held
MicrosoftMSFT	0.5%	$1m	3,149	-2%
Vanguard Scottsdale FDSVTWO	0.5%	$1m	9,471	Held
Amazon.comAMZN	0.4%	$997,692	4,186	-7%
Schwab Strategic TRSCHF	0.4%	$978,776	35,335	Held
Vanguard Intl Equity Index FVT	0.3%	$663,249	4,226	Held
Vanguard BD Index FDSBND	0.3%	$655,992	8,936	-4%
Vanguard Index FDSVUG	0.3%	$637,781	7,404	Held
AlphabetGOOGL	0.3%	$627,271	1,755	-22%
ChevronCVX	0.3%	$610,495	3,683	-4%
AlphabetGOOG	0.2%	$532,115	1,506	+4%
Spdr Series TrustSPYM	0.2%	$524,996	5,974	Held
General ElectricGE	0.2%	$500,425	1,339	Held
Texas Pacific LandTPL	0.2%	$480,529	1,098	Held
Ishares TRIWM	0.2%	$460,331	1,532	Held
International Business MachinesIBM	0.2%	$425,752	1,514	+29%
Vanguard Index FDSVB	0.2%	$421,992	1,392	+6%
Ishares TRIYW	0.2%	$408,613	1,620	Held
JPMorgan ChaseJPM	0.2%	$400,992	1,225	+5%
GE VernovaGEV	0.2%	$386,694	329	Held
Berkshire HathawayBRK-B	0.2%	$362,783	725	+4%
Schwab Strategic TRSCHA	0.1%	$329,257	9,113	Held
Regeneron PharmaceuticalsREGN	0.1%	$311,770	500	New
Schwab Strategic TRSCHE	0.1%	$304,167	8,388	Held
Home DepotHD	0.1%	$299,778	850	-23%
TPGTPG	0.1%	$290,338	7,160	Held
ImmuneeringIMRX	0.1%	$274,595	55,029	Held
Vanguard Index FDSVO	0.1%	$263,123	3,266	Held
Wheaton Precious MetalsWPM	0.1%	$238,905	2,127	Held
GravityGRVY	0.1%	$235,025	3,500	Held
WalmartWMT	<0.1%	$216,780	1,914	Held
AonAON	<0.1%	$203,326	613	New
Kura OncologyKURA	<0.1%	$197,460	18,000	Held
Entravision CommunicationsEVC	<0.1%	$136,920	10,500	New
PrecigenPGEN	<0.1%	$114,000	20,000	Held
Outlook TherapeuticsOTLK	<0.1%	$31,800	20,000	Held

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 33.9% since 30 June 2025.

Where the money is

Technology3.1%

Retail & consumer0.6%

Media & telecom0.6%

Financial services0.6%

Energy0.5%

Health care0.4%

Industrials0.4%

Materials0.1%

Everyday goods0.1%

Other93.7%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.