KRM Wealth Management L.L.C.

RENO, NV

$227m in 46 US stocks at the end of 30 June 2026. The top 10 are 86.9% of the money. It changed about 3.1% of the portfolio this quarter.

Value

$227m

Stocks

Top 10 share

86.9%

Turnover

3.1%

What changed this quarter

New

Bought for the first time this quarter.

United Parcel ServiceUPS
0.2% of the fund
GE VernovaGEV
<0.1% of the fund
AlphabetGOOG
<0.1% of the fund
Vanguard BD Index FDSBSV
<0.1% of the fund

Added

Bought more of a stock they already held.

Vanguard BD Index FDSBND
14.0% of the fund
+13%
Schwab Strategic TRSCHV
13.6% of the fund
+7%
Schwab Strategic TRSCHG
13.2% of the fund
+7%
Vanguard Tax-Managed FDSVEA
12.6% of the fund
+10%
Vaneck ETF TrustMOAT
10.1% of the fund
+7%
Schwab Strategic TRSCHO
8.3% of the fund
+9%
Schwab Strategic TRFNDF
6.2% of the fund
+4%
Schwab Strategic TRSCHA
4.1% of the fund
+10%
Vanguard Index FDSVNQ
2.4% of the fund
+9%
Vanguard Intl Equity Index FVWO
2.4% of the fund
+15%
Schwab Strategic TRFNDA
2.2% of the fund
+11%
Schwab Strategic TRFNDE
1.2% of the fund
+4%
Vanguard MUN BD FDSVTEB
0.5% of the fund
+2%
Ishares TRIVV
0.1% of the fund
+19%

Cut

Sold some of their stake.

CaterpillarCAT
0.8% of the fund
-2%
Vanguard Index FDSVUG
0.2% of the fund
-2%
Ishares TRIWF
0.1% of the fund
-7%

Sold out

Sold their entire stake.

ExxonMobil HoldingsXOM
-100%

Holdings

Vanguard BD Index FDSBND
Share
14.0%
Value
$32m
Shares
434,192
+13%
Schwab Strategic TRSCHV
Share
13.6%
Value
$31m
Shares
885,859
+7%
Schwab Strategic TRSCHG
Share
13.2%
Value
$30m
Shares
889,375
+7%
Vanguard Tax-Managed FDSVEA
Share
12.6%
Value
$29m
Shares
401,505
+10%
Vaneck ETF TrustMOAT
Share
10.1%
Value
$23m
Shares
220,050
+7%
Schwab Strategic TRSCHO
Share
8.3%
Value
$19m
Shares
780,780
+9%
Schwab Strategic TRFNDF
Share
6.2%
Value
$14m
Shares
269,162
+4%
Schwab Strategic TRSCHA
Share
4.1%
Value
$9m
Shares
255,555
+10%
Vanguard Index FDSVNQ
Share
2.4%
Value
$6m
Shares
57,680
+9%
Vanguard Intl Equity Index FVWO
Share
2.4%
Value
$5m
Shares
91,096
+15%
Schwab Strategic TRFNDA
Share
2.2%
Value
$5m
Shares
134,251
+11%
Schwab Strategic TRFNDE
Share
1.2%
Value
$3m
Shares
69,130
+4%
Vanguard Index FDSVOO
Share
0.9%
Value
$2m
Shares
2,972
Held
CaterpillarCAT
Share
0.8%
Value
$2m
Shares
1,754
-2%
Schwab Strategic TRSCHF
Share
0.8%
Value
$2m
Shares
61,967
Held
Vanguard BD Index FDSBIV
Share
0.6%
Value
$1m
Shares
17,554
Held
Vanguard MUN BD FDSVTEB
Share
0.5%
Value
$1m
Shares
21,228
+2%
Ishares TRIVW
Share
0.5%
Value
$1m
Shares
7,772
Held
Vanguard Scottsdale FDSVGSH
Share
0.4%
Value
$883,568
Shares
15,182
Held
AppleAAPL
Share
0.4%
Value
$824,022
Shares
2,848
Held
Ishares TRMUB
Share
0.4%
Value
$803,392
Shares
7,465
Held
Schwab Strategic TRSCHB
Share
0.3%
Value
$788,095
Shares
27,213
Held
Ishares TRIVE
Share
0.3%
Value
$786,034
Shares
3,462
Held
Dimensional ETF TrustDFAC
Share
0.3%
Value
$752,166
Shares
16,956
Held
Vanguard Whitehall FDSVYM
Share
0.3%
Value
$690,594
Shares
4,370
Held
Schwab Strategic TRSCHZ
Share
0.3%
Value
$670,517
Shares
28,989
Held
Vanguard Index FDSVB
Share
0.3%
Value
$668,540
Shares
2,206
Held
Vanguard Index FDSVUG
Share
0.2%
Value
$487,513
Shares
5,660
-2%
Select Sector Spdr TRXLK
Share
0.2%
Value
$463,656
Shares
2,434
Held
Ishares TRSUB
Share
0.2%
Value
$408,235
Shares
3,834
Held
United Parcel ServiceUPS
Share
0.2%
Value
$384,371
Shares
3,576
New
Orion Group HoldingsORN
Share
0.2%
Value
$378,484
Shares
22,502
Held
Ishares TRIWM
Share
0.2%
Value
$349,339
Shares
1,163
Held
MicrosoftMSFT
Share
0.2%
Value
$346,034
Shares
928
Held
Vanguard World FDVGT
Share
0.1%
Value
$334,668
Shares
2,800
Held
General ElectricGE
Share
0.1%
Value
$304,717
Shares
815
Held
Ishares TRIVV
Share
0.1%
Value
$283,558
Shares
379
+19%
Spdr Series TrustSPYV
Share
0.1%
Value
$280,884
Shares
4,621
Held
Ishares TRIEFA
Share
0.1%
Value
$261,768
Shares
2,710
Held
Schwab Strategic TRSCHH
Share
0.1%
Value
$252,236
Shares
10,652
Held
Vanguard Index FDSVTV
Share
0.1%
Value
$241,300
Shares
1,107
Held
Ishares TRIWF
Share
0.1%
Value
$230,061
Shares
1,853
-7%
GE VernovaGEV
Share
<0.1%
Value
$227,013
Shares
193
New
MedtronicMDT
Share
<0.1%
Value
$219,592
Shares
2,807
Held
AlphabetGOOG
Share
<0.1%
Value
$214,214
Shares
606
New
Vanguard BD Index FDSBSV
Share
<0.1%
Value
$203,788
Shares
2,616
New

Company	Share of fund	Value	Shares	Change
Vanguard BD Index FDSBND	14.0%	$32m	434,192	+13%
Schwab Strategic TRSCHV	13.6%	$31m	885,859	+7%
Schwab Strategic TRSCHG	13.2%	$30m	889,375	+7%
Vanguard Tax-Managed FDSVEA	12.6%	$29m	401,505	+10%
Vaneck ETF TrustMOAT	10.1%	$23m	220,050	+7%
Schwab Strategic TRSCHO	8.3%	$19m	780,780	+9%
Schwab Strategic TRFNDF	6.2%	$14m	269,162	+4%
Schwab Strategic TRSCHA	4.1%	$9m	255,555	+10%
Vanguard Index FDSVNQ	2.4%	$6m	57,680	+9%
Vanguard Intl Equity Index FVWO	2.4%	$5m	91,096	+15%
Schwab Strategic TRFNDA	2.2%	$5m	134,251	+11%
Schwab Strategic TRFNDE	1.2%	$3m	69,130	+4%
Vanguard Index FDSVOO	0.9%	$2m	2,972	Held
CaterpillarCAT	0.8%	$2m	1,754	-2%
Schwab Strategic TRSCHF	0.8%	$2m	61,967	Held
Vanguard BD Index FDSBIV	0.6%	$1m	17,554	Held
Vanguard MUN BD FDSVTEB	0.5%	$1m	21,228	+2%
Ishares TRIVW	0.5%	$1m	7,772	Held
Vanguard Scottsdale FDSVGSH	0.4%	$883,568	15,182	Held
AppleAAPL	0.4%	$824,022	2,848	Held
Ishares TRMUB	0.4%	$803,392	7,465	Held
Schwab Strategic TRSCHB	0.3%	$788,095	27,213	Held
Ishares TRIVE	0.3%	$786,034	3,462	Held
Dimensional ETF TrustDFAC	0.3%	$752,166	16,956	Held
Vanguard Whitehall FDSVYM	0.3%	$690,594	4,370	Held
Schwab Strategic TRSCHZ	0.3%	$670,517	28,989	Held
Vanguard Index FDSVB	0.3%	$668,540	2,206	Held
Vanguard Index FDSVUG	0.2%	$487,513	5,660	-2%
Select Sector Spdr TRXLK	0.2%	$463,656	2,434	Held
Ishares TRSUB	0.2%	$408,235	3,834	Held
United Parcel ServiceUPS	0.2%	$384,371	3,576	New
Orion Group HoldingsORN	0.2%	$378,484	22,502	Held
Ishares TRIWM	0.2%	$349,339	1,163	Held
MicrosoftMSFT	0.2%	$346,034	928	Held
Vanguard World FDVGT	0.1%	$334,668	2,800	Held
General ElectricGE	0.1%	$304,717	815	Held
Ishares TRIVV	0.1%	$283,558	379	+19%
Spdr Series TrustSPYV	0.1%	$280,884	4,621	Held
Ishares TRIEFA	0.1%	$261,768	2,710	Held
Schwab Strategic TRSCHH	0.1%	$252,236	10,652	Held
Vanguard Index FDSVTV	0.1%	$241,300	1,107	Held
Ishares TRIWF	0.1%	$230,061	1,853	-7%
GE VernovaGEV	<0.1%	$227,013	193	New
MedtronicMDT	<0.1%	$219,592	2,807	Held
AlphabetGOOG	<0.1%	$214,214	606	New
Vanguard BD Index FDSBSV	<0.1%	$203,788	2,616	New

Over time and by industry

Value over time

Dec '25

Jun '26

Value is up 24.6% since 31 December 2025.

Where the money is

Industrials1.4%

Technology0.5%

Health care0.1%

Media & telecom0.1%

Other97.9%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.