Luminvest Wealth Management

SCOTTSDALE, AZfiles as Luminvest Wealth Management LLC

$430m in 58 US stocks at the end of 30 June 2026. The top 10 are 86.5% of the money. It changed about 3.2% of the portfolio this quarter.

Value

$430m

Stocks

Top 10 share

86.5%

Turnover

3.2%

What changed this quarter

New

Bought for the first time this quarter.

Applied MaterialsAMAT
<0.1% of the fund
Blackrock ETF TrustDYNF
<0.1% of the fund
Schwab Strategic TRSCHD
<0.1% of the fund

Added

Bought more of a stock they already held.

Vanguard Index FDSVTI
25.4% of the fund
+3%
Vanguard Star FDSVXUS
19.7% of the fund
+7%
Vanguard BD Index FDSBND
6.5% of the fund
+9%
Vanguard MUN BD FDSVTEB
6.4% of the fund
+2%
Vanguard Charlotte FDSBNDX
5.9% of the fund
+7%
Vanguard Scottsdale FDSVCIT
4.9% of the fund
+7%
Vanguard Scottsdale FDSVCSH
2.7% of the fund
+14%
Vanguard Index FDSVXF
2.4% of the fund
+11%
Vanguard Index FDSVTV
1.6% of the fund
+24%
Ishares TRITOT
0.9% of the fund
+11%
Schwab Strategic TRSCHB
0.8% of the fund
+60%
Micron TechnologyMU
0.2% of the fund
+8%
MicrosoftMSFT
0.2% of the fund
+44%
AppleAAPL
0.2% of the fund
+44%
AlphabetGOOGL
0.2% of the fund
+42%
Berkshire HathawayBRK-B
0.2% of the fund
+9%
NvidiaNVDA
0.2% of the fund
+109%
Johnson & JohnsonJNJ
0.1% of the fund
+19%
AbbVieABBV
<0.1% of the fund
+8%
BroadcomAVGO
<0.1% of the fund
+48%
Amazon.comAMZN
<0.1% of the fund
+44%
JPMorgan ChaseJPM
<0.1% of the fund
+24%
Vanguard Intl Equity Index FVGK
<0.1% of the fund
+5%
Home DepotHD
<0.1% of the fund
+7%
ExxonMobil HoldingsXOM
<0.1% of the fund
+18%

Cut

Sold some of their stake.

Vanguard Tax-Managed FDSVEA
1.2% of the fund
-4%
Vanguard Calif TAX Free FDSVTEC
0.8% of the fund
-23%
Vanguard Index FDSVUG
0.4% of the fund
-19%
Vanguard Specialized FundsVIG
0.3% of the fund
-4%
Vanguard Index FDSVO
0.2% of the fund
-14%
Dimensional ETF TrustDFAU
0.1% of the fund
-4%
Ishares TRSGOV
0.1% of the fund
-80%
Spdr Series TrustSPTM
<0.1% of the fund
-14%
Vanguard Scottsdale FDSBNDW
<0.1% of the fund
-43%

Sold out

Sold their entire stake.

None this quarter.

Holdings

Vanguard Index FDSVTI
Share
25.4%
Value
$109m
Shares
296,405
+3%
Vanguard Star FDSVXUS
Share
19.7%
Value
$85m
Shares
995,284
+7%
Vanguard Intl Equity Index FVEU
Share
8.9%
Value
$38m
Shares
462,478
Held
Vanguard BD Index FDSBND
Share
6.5%
Value
$28m
Shares
378,971
+9%
Vanguard MUN BD FDSVTEB
Share
6.4%
Value
$28m
Shares
551,562
+2%
Vanguard Charlotte FDSBNDX
Share
5.9%
Value
$25m
Shares
522,481
+7%
Vanguard Scottsdale FDSVCIT
Share
4.9%
Value
$21m
Shares
255,861
+7%
Vanguard Index FDSVOO
Share
3.7%
Value
$16m
Shares
23,198
Held
Vanguard Scottsdale FDSVCSH
Share
2.7%
Value
$12m
Shares
147,957
+14%
Vanguard Index FDSVXF
Share
2.4%
Value
$10m
Shares
41,698
+11%
Vanguard Index FDSVTV
Share
1.6%
Value
$7m
Shares
31,709
+24%
State STR Spdr S&P 500 ETF TSPY
Share
1.4%
Value
$6m
Shares
8,138
Held
Vanguard Tax-Managed FDSVEA
Share
1.2%
Value
$5m
Shares
72,323
-4%
Ishares TRITOT
Share
0.9%
Value
$4m
Shares
24,361
+11%
Vanguard Calif TAX Free FDSVTEC
Share
0.8%
Value
$4m
Shares
35,370
-23%
Schwab Strategic TRSCHB
Share
0.8%
Value
$3m
Shares
118,077
+60%
Vanguard Instl Index FDVBIL
Share
0.6%
Value
$3m
Shares
34,273
Held
Vanguard Whitehall FDSVYM
Share
0.5%
Value
$2m
Shares
12,549
Held
Ishares TRIXUS
Share
0.4%
Value
$2m
Shares
20,181
Held
Ishares TRIWR
Share
0.4%
Value
$2m
Shares
15,056
Held
Vanguard Index FDSVUG
Share
0.4%
Value
$2m
Shares
17,590
-19%
Vanguard Index FDSVB
Share
0.3%
Value
$1m
Shares
4,676
Held
Vanguard Specialized FundsVIG
Share
0.3%
Value
$1m
Shares
5,582
-4%
Schwab Strategic TRSCHA
Share
0.2%
Value
$931,432
Shares
25,780
Held
Ishares TRIJH
Share
0.2%
Value
$905,834
Shares
11,914
Held
Micron TechnologyMU
Share
0.2%
Value
$892,266
Shares
773
+8%
MicrosoftMSFT
Share
0.2%
Value
$840,650
Shares
2,254
+44%
AppleAAPL
Share
0.2%
Value
$776,093
Shares
2,553
+44%
AlphabetGOOGL
Share
0.2%
Value
$771,586
Shares
2,159
+42%
Berkshire HathawayBRK-B
Share
0.2%
Value
$771,101
Shares
1,541
+9%
NvidiaNVDA
Share
0.2%
Value
$695,981
Shares
3,478
+109%
Vanguard Index FDSVO
Share
0.2%
Value
$695,584
Shares
8,633
-14%
Vanguard Intl Equity Index FVWO
Share
0.1%
Value
$602,058
Shares
10,086
Held
Vanguard BD Index FDSBLV
Share
0.1%
Value
$601,340
Shares
8,724
Held
Vanguard Whitehall FDSVYMI
Share
0.1%
Value
$572,749
Shares
5,832
Held
Ishares TRIVV
Share
0.1%
Value
$547,635
Shares
731
Held
Dimensional ETF TrustDFAU
Share
0.1%
Value
$534,578
Shares
10,342
-4%
Johnson & JohnsonJNJ
Share
0.1%
Value
$505,609
Shares
1,950
+19%
Vanguard MUN BD FDSVTEI
Share
0.1%
Value
$482,803
Shares
4,782
Held
Ishares TRSGOV
Share
0.1%
Value
$476,831
Shares
4,737
-80%
AbbVieABBV
Share
<0.1%
Value
$416,778
Shares
1,646
+8%
BroadcomAVGO
Share
<0.1%
Value
$407,592
Shares
1,079
+48%
Amazon.comAMZN
Share
<0.1%
Value
$373,240
Shares
1,566
+44%
JPMorgan ChaseJPM
Share
<0.1%
Value
$349,102
Shares
1,065
+24%
Vanguard Intl Equity Index FVGK
Share
<0.1%
Value
$310,868
Shares
3,511
+5%
Vanguard Intl Equity Index FVPL
Share
<0.1%
Value
$286,970
Shares
2,481
Held
Applied MaterialsAMAT
Share
<0.1%
Value
$276,186
Shares
382
New
Ishares TRIWM
Share
<0.1%
Value
$271,008
Shares
924
Held
Schwab Strategic TRFNDX
Share
<0.1%
Value
$256,855
Shares
8,259
Held
Norfolk SouthernNSC
Share
<0.1%
Value
$251,672
Shares
800
Held
Spdr Series TrustSPTM
Share
<0.1%
Value
$243,317
Shares
2,680
-14%
Blackrock ETF TrustDYNF
Share
<0.1%
Value
$241,436
Shares
3,550
New
Capital Group Intl Focus EQTCGXU
Share
<0.1%
Value
$240,297
Shares
6,941
Held
Vanguard Index FDSVNQ
Share
<0.1%
Value
$239,899
Shares
2,488
Held
Schwab Strategic TRSCHD
Share
<0.1%
Value
$230,295
Shares
7,263
New
Home DepotHD
Share
<0.1%
Value
$227,926
Shares
648
+7%
Vanguard Scottsdale FDSBNDW
Share
<0.1%
Value
$210,967
Shares
3,078
-43%
ExxonMobil HoldingsXOM
Share
<0.1%
Value
$206,584
Shares
1,511
+18%

Company	Share of fund	Value	Shares	Change
Vanguard Index FDSVTI	25.4%	$109m	296,405	+3%
Vanguard Star FDSVXUS	19.7%	$85m	995,284	+7%
Vanguard Intl Equity Index FVEU	8.9%	$38m	462,478	Held
Vanguard BD Index FDSBND	6.5%	$28m	378,971	+9%
Vanguard MUN BD FDSVTEB	6.4%	$28m	551,562	+2%
Vanguard Charlotte FDSBNDX	5.9%	$25m	522,481	+7%
Vanguard Scottsdale FDSVCIT	4.9%	$21m	255,861	+7%
Vanguard Index FDSVOO	3.7%	$16m	23,198	Held
Vanguard Scottsdale FDSVCSH	2.7%	$12m	147,957	+14%
Vanguard Index FDSVXF	2.4%	$10m	41,698	+11%
Vanguard Index FDSVTV	1.6%	$7m	31,709	+24%
State STR Spdr S&P 500 ETF TSPY	1.4%	$6m	8,138	Held
Vanguard Tax-Managed FDSVEA	1.2%	$5m	72,323	-4%
Ishares TRITOT	0.9%	$4m	24,361	+11%
Vanguard Calif TAX Free FDSVTEC	0.8%	$4m	35,370	-23%
Schwab Strategic TRSCHB	0.8%	$3m	118,077	+60%
Vanguard Instl Index FDVBIL	0.6%	$3m	34,273	Held
Vanguard Whitehall FDSVYM	0.5%	$2m	12,549	Held
Ishares TRIXUS	0.4%	$2m	20,181	Held
Ishares TRIWR	0.4%	$2m	15,056	Held
Vanguard Index FDSVUG	0.4%	$2m	17,590	-19%
Vanguard Index FDSVB	0.3%	$1m	4,676	Held
Vanguard Specialized FundsVIG	0.3%	$1m	5,582	-4%
Schwab Strategic TRSCHA	0.2%	$931,432	25,780	Held
Ishares TRIJH	0.2%	$905,834	11,914	Held
Micron TechnologyMU	0.2%	$892,266	773	+8%
MicrosoftMSFT	0.2%	$840,650	2,254	+44%
AppleAAPL	0.2%	$776,093	2,553	+44%
AlphabetGOOGL	0.2%	$771,586	2,159	+42%
Berkshire HathawayBRK-B	0.2%	$771,101	1,541	+9%
NvidiaNVDA	0.2%	$695,981	3,478	+109%
Vanguard Index FDSVO	0.2%	$695,584	8,633	-14%
Vanguard Intl Equity Index FVWO	0.1%	$602,058	10,086	Held
Vanguard BD Index FDSBLV	0.1%	$601,340	8,724	Held
Vanguard Whitehall FDSVYMI	0.1%	$572,749	5,832	Held
Ishares TRIVV	0.1%	$547,635	731	Held
Dimensional ETF TrustDFAU	0.1%	$534,578	10,342	-4%
Johnson & JohnsonJNJ	0.1%	$505,609	1,950	+19%
Vanguard MUN BD FDSVTEI	0.1%	$482,803	4,782	Held
Ishares TRSGOV	0.1%	$476,831	4,737	-80%
AbbVieABBV	<0.1%	$416,778	1,646	+8%
BroadcomAVGO	<0.1%	$407,592	1,079	+48%
Amazon.comAMZN	<0.1%	$373,240	1,566	+44%
JPMorgan ChaseJPM	<0.1%	$349,102	1,065	+24%
Vanguard Intl Equity Index FVGK	<0.1%	$310,868	3,511	+5%
Vanguard Intl Equity Index FVPL	<0.1%	$286,970	2,481	Held
Applied MaterialsAMAT	<0.1%	$276,186	382	New
Ishares TRIWM	<0.1%	$271,008	924	Held
Schwab Strategic TRFNDX	<0.1%	$256,855	8,259	Held
Norfolk SouthernNSC	<0.1%	$251,672	800	Held
Spdr Series TrustSPTM	<0.1%	$243,317	2,680	-14%
Blackrock ETF TrustDYNF	<0.1%	$241,436	3,550	New
Capital Group Intl Focus EQTCGXU	<0.1%	$240,297	6,941	Held
Vanguard Index FDSVNQ	<0.1%	$239,899	2,488	Held
Schwab Strategic TRSCHD	<0.1%	$230,295	7,263	New
Home DepotHD	<0.1%	$227,926	648	+7%
Vanguard Scottsdale FDSBNDW	<0.1%	$210,967	3,078	-43%
ExxonMobil HoldingsXOM	<0.1%	$206,584	1,511	+18%

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 54.3% since 30 June 2025.

Where the money is

Technology0.9%

Financial services0.3%

Health care0.2%

Media & telecom0.2%

Retail & consumer0.1%

Industrials0.1%

Energy0.0%

Other98.2%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.