Retirement Income Solutions
ANN ARBOR, MIfiles as RETIREMENT INCOME SOLUTIONS, INC
$581m in 172 US stocks at the end of 30 June 2026. The top 10 are 67.3% of the money. It changed about 0.5% of the portfolio this quarter.
Value
$581m
Stocks
172
Top 10 share
67.3%
Turnover
0.5%
What changed this quarter
New
Bought for the first time this quarter.
None this quarter.
Added
Bought more of a stock they already held.
- MerckMRK0.1% of the fund+4%
- ExxonMobil HoldingsXOM0.1% of the fund+23%
- McDonald'sMCD<0.1% of the fund+43%
- WalmartWMT<0.1% of the fund+20%
Cut
Sold some of their stake.
- Spdr Series TrustSPYX1.5% of the fund-3%
- Amazon.comAMZN0.3% of the fund-49%
- Innovator Etfs TrustPNOV0.3% of the fund-4%
- Innovator Etfs TrustPDEC0.2% of the fund-6%
- Spdr Index SHS FDSCWI0.2% of the fund-9%
- Johnson & JohnsonJNJ0.1% of the fund-6%
- Procter & GamblePG0.1% of the fund-8%
- AmgenAMGN<0.1% of the fund-16%
- OracleORCL<0.1% of the fund-52%
Sold out
Sold their entire stake.
- Walt DisneyDIS-100%
Holdings
- Spdr Series TrustSPYM
- Share
- 24.4%
- Value
- $142m
- Shares
- 1,849,918
Held
- State STR Spdr S&P 500 ETF TSPY
- Share
- 7.8%
- Value
- $45m
- Shares
- 69,678
Held
- Spdr Series TrustSPMD
- Share
- 7.3%
- Value
- $42m
- Shares
- 714,469
Held
- J P Morgan Exchange Traded FJPST
- Share
- 6.3%
- Value
- $36m
- Shares
- 718,740
Held
- Ishares TRIVV
- Share
- 6.2%
- Value
- $36m
- Shares
- 54,870
Held
- Pimco ETF TRMINT
- Share
- 6.0%
- Value
- $35m
- Shares
- 346,949
Held
- Ishares TRIWF
- Share
- 3.1%
- Value
- $18m
- Shares
- 42,222
Held
- Ishares TRIJH
- Share
- 2.7%
- Value
- $16m
- Shares
- 230,999
Held
- World Gold TRGLDM
- Share
- 2.1%
- Value
- $12m
- Shares
- 129,822
Held
- Spdr Series TrustSPYX
- Share
- 1.5%
- Value
- $9m
- Shares
- 164,718
-3%
- Ishares TRESGU
- Share
- 1.3%
- Value
- $8m
- Shares
- 54,534
Held
- Invesco QQQ TRQQQ
- Share
- 1.3%
- Value
- $8m
- Shares
- 13,302
Held
- Invesco Exchange Traded FD TRSP
- Share
- 1.2%
- Value
- $7m
- Shares
- 36,798
Held
- J P Morgan Exchange Traded FJMUB
- Share
- 1.2%
- Value
- $7m
- Shares
- 139,531
Held
- Ishares TRIWD
- Share
- 1.2%
- Value
- $7m
- Shares
- 32,403
Held
- State STR Spdr S&P Midcap 40MDY
- Share
- 1.1%
- Value
- $6m
- Shares
- 10,145
Held
- Ishares TRIWB
- Share
- 1.1%
- Value
- $6m
- Shares
- 17,255
Held
- Fidelity Covington TrustFESM
- Share
- 1.0%
- Value
- $6m
- Shares
- 150,039
Held
- Ishares TRACWI
- Share
- 1.0%
- Value
- $6m
- Shares
- 40,588
Held
- American Centy ETF TRAVDE
- Share
- 0.8%
- Value
- $5m
- Shares
- 56,639
Held
- Dimensional ETF TrustDFAE
- Share
- 0.8%
- Value
- $4m
- Shares
- 130,010
Held
- Vanguard Index FDSVO
- Share
- 0.7%
- Value
- $4m
- Shares
- 13,985
Held
- Spdr Series TrustSPYG
- Share
- 0.6%
- Value
- $3m
- Shares
- 33,419
Held
- Ishares TREFA
- Share
- 0.6%
- Value
- $3m
- Shares
- 33,414
Held
- Select Sector Spdr TRXLK
- Share
- 0.5%
- Value
- $3m
- Shares
- 23,178
Held
- Ishares TRIVW
- Share
- 0.5%
- Value
- $3m
- Shares
- 26,284
Held
- Vanguard Index FDSVOO
- Share
- 0.5%
- Value
- $3m
- Shares
- 4,652
Held
- Vanguard Index FDSVUG
- Share
- 0.4%
- Value
- $2m
- Shares
- 5,521
Held
- Spdr Series TrustSPYV
- Share
- 0.4%
- Value
- $2m
- Shares
- 42,343
Held
- Ishares TRIWR
- Share
- 0.4%
- Value
- $2m
- Shares
- 23,684
Held
- Vanguard Index FDSVTI
- Share
- 0.4%
- Value
- $2m
- Shares
- 7,032
Held
- Ishares TRIVE
- Share
- 0.4%
- Value
- $2m
- Shares
- 9,879
Held
- Innovator Etfs TrustPOCT
- Share
- 0.3%
- Value
- $2m
- Shares
- 45,195
Held
- Schwab Strategic TRSCHG
- Share
- 0.3%
- Value
- $2m
- Shares
- 62,838
Held
- Vaneck ETF TrustSMH
- Share
- 0.3%
- Value
- $2m
- Shares
- 4,181
Held
- Spdr Gold TRGLD
- Share
- 0.3%
- Value
- $2m
- Shares
- 3,698
Held
- Vanguard Intl Equity Index FVEU
- Share
- 0.3%
- Value
- $2m
- Shares
- 20,926
Held
- Innovator Etfs TrustPNOV
- Share
- 0.3%
- Value
- $2m
- Shares
- 38,000
-4%
- Select Sector Spdr TRXLE
- Share
- 0.3%
- Value
- $2m
- Shares
- 25,251
Held
- J P Morgan Exchange Traded FJBND
- Share
- 0.3%
- Value
- $2m
- Shares
- 28,371
Held
- Ishares TREEM
- Share
- 0.2%
- Value
- $1m
- Shares
- 22,207
Held
- Innovator Etfs TrustPDEC
- Share
- 0.2%
- Value
- $1m
- Shares
- 28,059
-6%
- Vanguard Index FDSVTV
- Share
- 0.2%
- Value
- $1m
- Shares
- 5,730
Held
- Invesco Exchange Traded FD TPHO
- Share
- 0.2%
- Value
- $1m
- Shares
- 16,193
Held
- Spdr Series TrustXME
- Share
- 0.2%
- Value
- $1m
- Shares
- 9,363
Held
- Spdr Index SHS FDSCWI
- Share
- 0.2%
- Value
- $971,904
- Shares
- 26,562
-9%
- Spdr Series TrustEFIV
- Share
- 0.2%
- Value
- $954,911
- Shares
- 15,138
Held
- BNY Mellon ETF TrustBKLC
- Share
- 0.2%
- Value
- $931,083
- Shares
- 7,460
Held
- Innovator Etfs TrustPJAN
- Share
- 0.2%
- Value
- $884,543
- Shares
- 19,175
Held
- Vanguard Scottsdale FDSVONE
- Share
- 0.1%
- Value
- $846,994
- Shares
- 2,870
Held
- Schwab Strategic TRSCHX
- Share
- 0.1%
- Value
- $729,586
- Shares
- 28,455
Held
- IsharesURTH
- Share
- 0.1%
- Value
- $717,380
- Shares
- 3,985
Held
- DBX ETF TRDBEF
- Share
- 0.1%
- Value
- $708,841
- Shares
- 14,349
Held
- Innovator Etfs TrustBJUN
- Share
- 0.1%
- Value
- $652,306
- Shares
- 14,103
Held
- Vanguard World FDMGK
- Share
- 0.1%
- Value
- $633,099
- Shares
- 1,723
Held
- Ishares Gold TRIAU
- Share
- 0.1%
- Value
- $632,901
- Shares
- 7,179
Held
- Vanguard Instl Index FDVBIL
- Share
- 0.1%
- Value
- $631,224
- Shares
- 8,344
Held
- Spdr Series TrustSPAB
- Share
- 0.1%
- Value
- $626,845
- Shares
- 24,467
Held
- Invesco Exch Traded FD TR IIQQQM
- Share
- 0.1%
- Value
- $620,663
- Shares
- 2,612
Held
- Ishares TRIUSG
- Share
- 0.1%
- Value
- $620,440
- Shares
- 4,000
Held
- Ishares TRIWP
- Share
- 0.1%
- Value
- $605,367
- Shares
- 4,725
Held
- Vanguard Index FDSVOT
- Share
- 0.1%
- Value
- $602,971
- Shares
- 2,343
Held
- Ishares TRIEI
- Share
- 0.1%
- Value
- $601,421
- Shares
- 5,071
Held
- Ishares TREAGG
- Share
- <0.1%
- Value
- $567,472
- Shares
- 11,934
Held
- Spdr Index SHS FDSEDIV
- Share
- <0.1%
- Value
- $559,392
- Shares
- 14,169
Held
- Ishares TRSHY
- Share
- <0.1%
- Value
- $557,513
- Shares
- 6,752
Held
- Innovator Etfs TrustPJUL
- Share
- <0.1%
- Value
- $552,208
- Shares
- 12,013
Held
- Spdr Index SHS FDSSPEM
- Share
- <0.1%
- Value
- $545,985
- Shares
- 11,639
Held
- Vanguard Tax-Managed FDSVEA
- Share
- <0.1%
- Value
- $540,579
- Shares
- 8,436
Held
- Innovator Etfs TrustPAPR
- Share
- <0.1%
- Value
- $539,091
- Shares
- 13,545
Held
- Ishares TRDSI
- Share
- <0.1%
- Value
- $532,266
- Shares
- 4,392
Held
- Spdr Index SHS FDSEFAX
- Share
- <0.1%
- Value
- $523,790
- Shares
- 10,525
Held
- Vanguard Whitehall FDSVYM
- Share
- <0.1%
- Value
- $521,016
- Shares
- 3,518
Held
- IsharesEMXC
- Share
- <0.1%
- Value
- $519,156
- Shares
- 6,600
Held
- Ishares TRIWS
- Share
- <0.1%
- Value
- $506,884
- Shares
- 3,478
Held
- Innovator Etfs TrustZAUG
- Share
- <0.1%
- Value
- $501,143
- Shares
- 18,821
Held
- Select Sector Spdr TRXLF
- Share
- <0.1%
- Value
- $496,761
- Shares
- 10,062
Held
- Fidelity Merrimack STR TRFBND
- Share
- <0.1%
- Value
- $489,183
- Shares
- 10,723
Held
| Company | Share of fund | Value | Shares | Change |
|---|---|---|---|---|
| Spdr Series TrustSPYM | 24.4% | $142m | 1,849,918 | Held |
| State STR Spdr S&P 500 ETF TSPY | 7.8% | $45m | 69,678 | Held |
| Spdr Series TrustSPMD | 7.3% | $42m | 714,469 | Held |
| J P Morgan Exchange Traded FJPST | 6.3% | $36m | 718,740 | Held |
| Ishares TRIVV | 6.2% | $36m | 54,870 | Held |
| Pimco ETF TRMINT | 6.0% | $35m | 346,949 | Held |
| Ishares TRIWF | 3.1% | $18m | 42,222 | Held |
| Ishares TRIJH | 2.7% | $16m | 230,999 | Held |
| World Gold TRGLDM | 2.1% | $12m | 129,822 | Held |
| Spdr Series TrustSPYX | 1.5% | $9m | 164,718 | -3% |
| Ishares TRESGU | 1.3% | $8m | 54,534 | Held |
| Invesco QQQ TRQQQ | 1.3% | $8m | 13,302 | Held |
| Invesco Exchange Traded FD TRSP | 1.2% | $7m | 36,798 | Held |
| J P Morgan Exchange Traded FJMUB | 1.2% | $7m | 139,531 | Held |
| Ishares TRIWD | 1.2% | $7m | 32,403 | Held |
| State STR Spdr S&P Midcap 40MDY | 1.1% | $6m | 10,145 | Held |
| Ishares TRIWB | 1.1% | $6m | 17,255 | Held |
| Fidelity Covington TrustFESM | 1.0% | $6m | 150,039 | Held |
| Ishares TRACWI | 1.0% | $6m | 40,588 | Held |
| AppleAAPL | 0.9% | $5m | 20,218 | Held |
| American Centy ETF TRAVDE | 0.8% | $5m | 56,639 | Held |
| Dimensional ETF TrustDFAE | 0.8% | $4m | 130,010 | Held |
| Vanguard Index FDSVO | 0.7% | $4m | 13,985 | Held |
| Spdr Series TrustSPYG | 0.6% | $3m | 33,419 | Held |
| Ishares TREFA | 0.6% | $3m | 33,414 | Held |
| Berkshire HathawayBRK-B | 0.5% | $3m | 6,492 | Held |
| Select Sector Spdr TRXLK | 0.5% | $3m | 23,178 | Held |
| Ishares TRIVW | 0.5% | $3m | 26,284 | Held |
| Vanguard Index FDSVOO | 0.5% | $3m | 4,652 | Held |
| AlphabetGOOGL | 0.4% | $2m | 8,584 | Held |
| Vanguard Index FDSVUG | 0.4% | $2m | 5,521 | Held |
| Spdr Series TrustSPYV | 0.4% | $2m | 42,343 | Held |
| MicrosoftMSFT | 0.4% | $2m | 6,336 | Held |
| Ishares TRIWR | 0.4% | $2m | 23,684 | Held |
| Vanguard Index FDSVTI | 0.4% | $2m | 7,032 | Held |
| Ishares TRIVE | 0.4% | $2m | 9,879 | Held |
| AlphabetGOOG | 0.3% | $2m | 6,828 | Held |
| Innovator Etfs TrustPOCT | 0.3% | $2m | 45,195 | Held |
| Schwab Strategic TRSCHG | 0.3% | $2m | 62,838 | Held |
| Amazon.comAMZN | 0.3% | $2m | 8,469 | -49% |
| Eli LillyLLY | 0.3% | $2m | 1,884 | Held |
| NvidiaNVDA | 0.3% | $2m | 9,871 | Held |
| Vaneck ETF TrustSMH | 0.3% | $2m | 4,181 | Held |
| Spdr Gold TRGLD | 0.3% | $2m | 3,698 | Held |
| Vanguard Intl Equity Index FVEU | 0.3% | $2m | 20,926 | Held |
| Innovator Etfs TrustPNOV | 0.3% | $2m | 38,000 | -4% |
| Select Sector Spdr TRXLE | 0.3% | $2m | 25,251 | Held |
| J P Morgan Exchange Traded FJBND | 0.3% | $2m | 28,371 | Held |
| Ishares TREEM | 0.2% | $1m | 22,207 | Held |
| JPMorgan ChaseJPM | 0.2% | $1m | 4,083 | Held |
| Innovator Etfs TrustPDEC | 0.2% | $1m | 28,059 | -6% |
| Vanguard Index FDSVTV | 0.2% | $1m | 5,730 | Held |
| Invesco Exchange Traded FD TPHO | 0.2% | $1m | 16,193 | Held |
| Spdr Series TrustXME | 0.2% | $1m | 9,363 | Held |
| Spdr Index SHS FDSCWI | 0.2% | $971,904 | 26,562 | -9% |
| Spdr Series TrustEFIV | 0.2% | $954,911 | 15,138 | Held |
| BNY Mellon ETF TrustBKLC | 0.2% | $931,083 | 7,460 | Held |
| Lam ResearchLRCX | 0.2% | $892,031 | 4,175 | Held |
| Innovator Etfs TrustPJAN | 0.2% | $884,543 | 19,175 | Held |
| Vanguard Scottsdale FDSVONE | 0.1% | $846,994 | 2,870 | Held |
| Coca-ColaKO | 0.1% | $810,769 | 10,661 | Held |
| Johnson & JohnsonJNJ | 0.1% | $751,164 | 3,073 | -6% |
| MerckMRK | 0.1% | $741,347 | 6,163 | +4% |
| Schwab Strategic TRSCHX | 0.1% | $729,586 | 28,455 | Held |
| IsharesURTH | 0.1% | $717,380 | 3,985 | Held |
| DBX ETF TRDBEF | 0.1% | $708,841 | 14,349 | Held |
| EcolabECL | 0.1% | $657,601 | 2,472 | Held |
| Procter & GamblePG | 0.1% | $652,724 | 4,519 | -8% |
| Innovator Etfs TrustBJUN | 0.1% | $652,306 | 14,103 | Held |
| Vanguard World FDMGK | 0.1% | $633,099 | 1,723 | Held |
| Ishares Gold TRIAU | 0.1% | $632,901 | 7,179 | Held |
| Vanguard Instl Index FDVBIL | 0.1% | $631,224 | 8,344 | Held |
| Spdr Series TrustSPAB | 0.1% | $626,845 | 24,467 | Held |
| ExxonMobil HoldingsXOM | 0.1% | $620,956 | 3,660 | +23% |
| Invesco Exch Traded FD TR IIQQQM | 0.1% | $620,663 | 2,612 | Held |
| Ishares TRIUSG | 0.1% | $620,440 | 4,000 | Held |
| International Business MachinesIBM | 0.1% | $611,792 | 2,524 | Held |
| Ishares TRIWP | 0.1% | $605,367 | 4,725 | Held |
| Vanguard Index FDSVOT | 0.1% | $602,971 | 2,343 | Held |
| Ishares TRIEI | 0.1% | $601,421 | 5,071 | Held |
| Ishares TREAGG | <0.1% | $567,472 | 11,934 | Held |
| Spdr Index SHS FDSEDIV | <0.1% | $559,392 | 14,169 | Held |
| Ishares TRSHY | <0.1% | $557,513 | 6,752 | Held |
| Innovator Etfs TrustPJUL | <0.1% | $552,208 | 12,013 | Held |
| Spdr Index SHS FDSSPEM | <0.1% | $545,985 | 11,639 | Held |
| Vanguard Tax-Managed FDSVEA | <0.1% | $540,579 | 8,436 | Held |
| Innovator Etfs TrustPAPR | <0.1% | $539,091 | 13,545 | Held |
| Ishares TRDSI | <0.1% | $532,266 | 4,392 | Held |
| BroadcomAVGO | <0.1% | $530,191 | 1,713 | Held |
| Spdr Index SHS FDSEFAX | <0.1% | $523,790 | 10,525 | Held |
| Valley National BancorpVLY | <0.1% | $521,139 | 42,438 | Held |
| Vanguard Whitehall FDSVYM | <0.1% | $521,016 | 3,518 | Held |
| IsharesEMXC | <0.1% | $519,156 | 6,600 | Held |
| EatonETN | <0.1% | $511,468 | 1,430 | Held |
| Ishares TRIWS | <0.1% | $506,884 | 3,478 | Held |
| Innovator Etfs TrustZAUG | <0.1% | $501,143 | 18,821 | Held |
| Select Sector Spdr TRXLF | <0.1% | $496,761 | 10,062 | Held |
| Fidelity Merrimack STR TRFBND | <0.1% | $489,183 | 10,723 | Held |
| Alliant EnergyLNT | <0.1% | $466,584 | 6,502 | Held |
| McDonald'sMCD | <0.1% | $466,185 | 1,500 | +43% |
Showing the largest 100 of 172.
Over time and by industry
Value over time
Jun '25
Dec '25
Jun '26
Value is up 6.6% since 30 June 2025.
Where the money is
Technology2.1%
Financial services1.1%
Media & telecom0.8%
Health care0.7%
Retail & consumer0.5%
Everyday goods0.5%
Industrials0.3%
Utilities0.3%
Materials0.2%
Energy0.1%
Real estate0.1%
Other93.4%
From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.