Roger Wittlin Investment Advisory

San Francisco, CAfiles as Roger Wittlin Investment Advisory, LLC

$127m in 43 US stocks at the end of 30 June 2026. The top 10 are 75.2% of the money. It changed about 7.7% of the portfolio this quarter.

Value

$127m

Stocks

Top 10 share

75.2%

Turnover

7.7%

What changed this quarter

New

Bought for the first time this quarter.

IsharesIEMG
0.8% of the fund
Proshares TRPSQ
0.5% of the fund
Schwab Strategic TRSCHX
0.3% of the fund
AlphabetGOOGL
0.3% of the fund
Ishares TRUAE
0.2% of the fund
AlphabetGOOG
0.2% of the fund

Added

Bought more of a stock they already held.

Ishares Gold TRIAU
2.6% of the fund
+54%
Invesco Exch Traded FD TR IISPMO
1.6% of the fund
+129%
Spdr Gold TRGLD
1.3% of the fund
+34%
Ishares TRLQD
0.6% of the fund
+4%

Cut

Sold some of their stake.

Vanguard Index FDSVTI
20.6% of the fund
-10%
State STR Spdr S&P 500 ETF TSPY
6.2% of the fund
-3%
Vanguard Star FDSVXUS
5.1% of the fund
-7%
Invesco QQQ TRQQQ
3.8% of the fund
-8%
Schwab Strategic TRSCHB
2.7% of the fund
-61%
Spdr Series TrustVLU
2.4% of the fund
-39%
Invesco Exchange Traded FD TRSP
2.4% of the fund
-8%
Pimco ETF TRLONZ
2.4% of the fund
-11%
Ishares TRIEFA
1.4% of the fund
-6%
Vanguard BD Index FDSBND
1.0% of the fund
-18%
Spdr Series TrustSDY
0.9% of the fund
-3%
Vanguard Intl Equity Index FVGK
0.7% of the fund
-4%
Vanguard Scottsdale FDSVMBS
0.6% of the fund
-31%
Ishares TRIGSB
0.3% of the fund
-23%
Schwab Strategic TRSCHA
0.3% of the fund
-21%
Ishares TREFA
0.2% of the fund
-15%

Sold out

Sold their entire stake.

Ishares TRIJH
-100%
Ishares TRSHY
-100%

Holdings

Vanguard Index FDSVTI
Share
20.6%
Value
$26m
Shares
70,742
-10%
Ishares TRIVV
Share
16.2%
Value
$21m
Shares
27,557
Held
Ishares TRITOT
Share
11.8%
Value
$15m
Shares
91,607
Held
State STR Spdr S&P 500 ETF TSPY
Share
6.2%
Value
$8m
Shares
10,577
-3%
Vanguard Star FDSVXUS
Share
5.1%
Value
$6m
Shares
75,348
-7%
Invesco QQQ TRQQQ
Share
3.8%
Value
$5m
Shares
6,592
-8%
Vanguard Index FDSVO
Share
3.7%
Value
$5m
Shares
58,010
Held
Schwab Strategic TRSCHB
Share
2.7%
Value
$3m
Shares
117,806
-61%
Ishares Gold TRIAU
Share
2.6%
Value
$3m
Shares
44,131
+54%
Pimco ETF TRBOND
Share
2.6%
Value
$3m
Shares
35,759
Held
Spdr Series TrustVLU
Share
2.4%
Value
$3m
Shares
12,976
-39%
Invesco Exchange Traded FD TRSP
Share
2.4%
Value
$3m
Shares
14,160
-8%
Pimco ETF TRLONZ
Share
2.4%
Value
$3m
Shares
60,842
-11%
Invesco Exch Traded FD TR IISPMO
Share
1.6%
Value
$2m
Shares
12,687
+129%
Ishares TRIEFA
Share
1.4%
Value
$2m
Shares
18,193
-6%
Spdr Gold TRGLD
Share
1.3%
Value
$2m
Shares
4,399
+34%
Vanguard BD Index FDSBND
Share
1.0%
Value
$1m
Shares
18,107
-18%
Spdr Series TrustSDY
Share
0.9%
Value
$1m
Shares
7,403
-3%
Pimco ETF TRMINT
Share
0.9%
Value
$1m
Shares
10,940
Held
Vanguard Specialized FundsVIG
Share
0.9%
Value
$1m
Shares
4,639
Held
Pimco ETF TRPYLD
Share
0.9%
Value
$1m
Shares
40,920
Held
Vanguard Index FDSVOO
Share
0.8%
Value
$1m
Shares
1,475
Held
IsharesIEMG
Share
0.8%
Value
$972,443
Shares
11,738
New
Vanguard Intl Equity Index FVGK
Share
0.7%
Value
$927,073
Shares
10,470
-4%
Ishares TRLQD
Share
0.6%
Value
$758,265
Shares
6,952
+4%
Vanguard Scottsdale FDSVMBS
Share
0.6%
Value
$746,798
Shares
15,953
-31%
Schwab Strategic TRSCHF
Share
0.5%
Value
$632,845
Shares
22,846
Held
Palantir TechnologiesPLTR
Share
0.5%
Value
$622,551
Shares
5,336
Held
Ishares TRIUSB
Share
0.5%
Value
$584,492
Shares
12,665
Held
Proshares TRPSQ
Share
0.5%
Value
$576,580
Shares
23,008
New
Ishares TRAGG
Share
0.4%
Value
$511,073
Shares
5,163
Held
Ishares TRIGSB
Share
0.3%
Value
$436,828
Shares
8,334
-23%
Schwab Strategic TRFNDX
Share
0.3%
Value
$394,664
Shares
12,690
Held
J P Morgan Exchange Traded FJIVE
Share
0.3%
Value
$390,990
Shares
4,252
Held
Schwab Strategic TRSCHA
Share
0.3%
Value
$382,790
Shares
10,594
-21%
Schwab Strategic TRSCHX
Share
0.3%
Value
$362,805
Shares
12,327
New
AlphabetGOOGL
Share
0.3%
Value
$350,935
Shares
981
New
Vanguard Intl Equity Index FVT
Share
0.3%
Value
$333,815
Shares
2,126
Held
Ishares TRUAE
Share
0.2%
Value
$291,930
Shares
15,356
New
PrologisPLD
Share
0.2%
Value
$290,409
Shares
2,143
Held
AlphabetGOOG
Share
0.2%
Value
$246,575
Shares
697
New
Spdr Series TrustFLRN
Share
0.2%
Value
$203,012
Shares
6,580
Held
Ishares TREFA
Share
0.2%
Value
$200,067
Shares
1,925
-15%

Company	Share of fund	Value	Shares	Change
Vanguard Index FDSVTI	20.6%	$26m	70,742	-10%
Ishares TRIVV	16.2%	$21m	27,557	Held
Ishares TRITOT	11.8%	$15m	91,607	Held
State STR Spdr S&P 500 ETF TSPY	6.2%	$8m	10,577	-3%
Vanguard Star FDSVXUS	5.1%	$6m	75,348	-7%
Invesco QQQ TRQQQ	3.8%	$5m	6,592	-8%
Vanguard Index FDSVO	3.7%	$5m	58,010	Held
Schwab Strategic TRSCHB	2.7%	$3m	117,806	-61%
Ishares Gold TRIAU	2.6%	$3m	44,131	+54%
Pimco ETF TRBOND	2.6%	$3m	35,759	Held
Spdr Series TrustVLU	2.4%	$3m	12,976	-39%
Invesco Exchange Traded FD TRSP	2.4%	$3m	14,160	-8%
Pimco ETF TRLONZ	2.4%	$3m	60,842	-11%
Invesco Exch Traded FD TR IISPMO	1.6%	$2m	12,687	+129%
Ishares TRIEFA	1.4%	$2m	18,193	-6%
Spdr Gold TRGLD	1.3%	$2m	4,399	+34%
Vanguard BD Index FDSBND	1.0%	$1m	18,107	-18%
Spdr Series TrustSDY	0.9%	$1m	7,403	-3%
Pimco ETF TRMINT	0.9%	$1m	10,940	Held
Vanguard Specialized FundsVIG	0.9%	$1m	4,639	Held
Pimco ETF TRPYLD	0.9%	$1m	40,920	Held
Vanguard Index FDSVOO	0.8%	$1m	1,475	Held
IsharesIEMG	0.8%	$972,443	11,738	New
Vanguard Intl Equity Index FVGK	0.7%	$927,073	10,470	-4%
Ishares TRLQD	0.6%	$758,265	6,952	+4%
Vanguard Scottsdale FDSVMBS	0.6%	$746,798	15,953	-31%
Schwab Strategic TRSCHF	0.5%	$632,845	22,846	Held
Palantir TechnologiesPLTR	0.5%	$622,551	5,336	Held
Ishares TRIUSB	0.5%	$584,492	12,665	Held
Proshares TRPSQ	0.5%	$576,580	23,008	New
Ishares TRAGG	0.4%	$511,073	5,163	Held
Ishares TRIGSB	0.3%	$436,828	8,334	-23%
Schwab Strategic TRFNDX	0.3%	$394,664	12,690	Held
J P Morgan Exchange Traded FJIVE	0.3%	$390,990	4,252	Held
Schwab Strategic TRSCHA	0.3%	$382,790	10,594	-21%
Schwab Strategic TRSCHX	0.3%	$362,805	12,327	New
AlphabetGOOGL	0.3%	$350,935	981	New
Vanguard Intl Equity Index FVT	0.3%	$333,815	2,126	Held
Ishares TRUAE	0.2%	$291,930	15,356	New
PrologisPLD	0.2%	$290,409	2,143	Held
AlphabetGOOG	0.2%	$246,575	697	New
Spdr Series TrustFLRN	0.2%	$203,012	6,580	Held
Ishares TREFA	0.2%	$200,067	1,925	-15%

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is down 29.1% since 30 June 2025.

Where the money is

Technology0.5%

Media & telecom0.5%

Real estate0.2%

Other98.8%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.