Silver Oak Advisory Group

PORTLAND, ORfiles as Silver Oak Advisory Group, Inc.

$254m in 86 US stocks at the end of 30 June 2026. The top 10 are 71.8% of the money. It changed about 3.6% of the portfolio this quarter.

Value

$254m

Stocks

Top 10 share

71.8%

Turnover

3.6%

What changed this quarter

New

Bought for the first time this quarter.

American Centy ETF TRAVSU
0.2% of the fund
Vanguard Index FDSVOO
0.1% of the fund
General ElectricGE
<0.1% of the fund
Ishares TRESML
<0.1% of the fund
Texas InstrumentsTXN
<0.1% of the fund
Schwab Strategic TRSCHV
<0.1% of the fund
International Business MachinesIBM
<0.1% of the fund

Added

Bought more of a stock they already held.

Vanguard BD Index FDSBND
19.4% of the fund
+7%
Vanguard Charlotte FDSBNDX
10.4% of the fund
+3%
Dimensional ETF TrustDFAC
8.5% of the fund
+5%
Dimensional ETF TrustDFAX
7.5% of the fund
+8%
Vanguard BD Index FDSBSV
7.0% of the fund
+2%
Vanguard MUN BD FDSVTEI
2.9% of the fund
+19%
Vanguard BD Index FDSBIV
2.8% of the fund
+2%
Vanguard Wellington FDVTES
1.0% of the fund
+4%
Vanguard Malvern FDSVTIP
0.9% of the fund
+2%
Manager Directed PortfoliosVGSR
0.5% of the fund
+9%
Ishares TREAGG
0.4% of the fund
+9%
Vanguard Scottsdale FDSVGSH
0.3% of the fund
+4%
Dimensional ETF TrustDFAE
0.1% of the fund
+31%

Cut

Sold some of their stake.

Schwab Strategic TRSCHB
1.5% of the fund
-10%
Vanguard World FDESGV
0.8% of the fund
-3%
Vanguard Scottsdale FDSVGIT
0.5% of the fund
-11%
AppleAAPL
0.5% of the fund
-14%
Dimensional ETF TrustDFUV
0.4% of the fund
-11%
IntelINTC
0.4% of the fund
-15%
Costco WholesaleCOST
0.4% of the fund
-5%
JPMorgan ChaseJPM
0.2% of the fund
-8%
Wells Fargo & CompanyWFC
0.2% of the fund
-7%
Ishares TRIVV
0.2% of the fund
-12%
Eli LillyLLY
0.2% of the fund
-7%
Dimensional ETF TrustDFIV
0.2% of the fund
-10%
Dimensional ETF TrustDFSU
0.2% of the fund
-40%
Glacier BancorpGBCI
0.2% of the fund
-2%
Schwab Strategic TRSCHF
0.2% of the fund
-4%
Dimensional ETF TrustDFAS
0.1% of the fund
-6%
Ishares TRESGD
0.1% of the fund
-18%
Howmet AerospaceHWM
0.1% of the fund
-10%
Bio-Rad LaboratoriesBIO
<0.1% of the fund
-6%

Sold out

Sold their entire stake.

Spdr Gold TRGLD
-100%

Holdings

Vanguard BD Index FDSBND
Share
19.4%
Value
$49m
Shares
671,986
+7%
Vanguard Charlotte FDSBNDX
Share
10.4%
Value
$26m
Shares
544,324
+3%
Dimensional ETF TrustDFAC
Share
8.5%
Value
$22m
Shares
486,000
+5%
Dimensional ETF TrustDFAX
Share
7.5%
Value
$19m
Shares
515,318
+8%
Vanguard BD Index FDSBSV
Share
7.0%
Value
$18m
Shares
228,325
+2%
Vanguard Index FDSVTI
Share
4.8%
Value
$12m
Shares
32,776
Held
Vanguard Admiral FDSVIOV
Share
4.1%
Value
$10m
Shares
87,995
Held
Vanguard MUN BD FDSVTEB
Share
4.0%
Value
$10m
Shares
202,568
Held
Vanguard Index FDSVNQ
Share
3.2%
Value
$8m
Shares
83,058
Held
Vanguard MUN BD FDSVTEI
Share
2.9%
Value
$7m
Shares
73,232
+19%
Vanguard BD Index FDSBIV
Share
2.8%
Value
$7m
Shares
93,294
+2%
Vanguard Star FDSVXUS
Share
2.6%
Value
$7m
Shares
76,986
Held
Schwab Strategic TRSCHB
Share
1.5%
Value
$4m
Shares
134,610
-10%
Vanguard World FDVSGX
Share
1.4%
Value
$3m
Shares
42,022
Held
Vanguard Wellington FDVTES
Share
1.0%
Value
$3m
Shares
24,804
+4%
Vanguard Malvern FDSVTIP
Share
0.9%
Value
$2m
Shares
46,879
+2%
Vanguard Admiral FDSVIOO
Share
0.9%
Value
$2m
Shares
16,783
Held
Nushares ETF TRNUBD
Share
0.9%
Value
$2m
Shares
101,739
Held
Vanguard Intl Equity Index FVT
Share
0.9%
Value
$2m
Shares
13,825
Held
Dimensional ETF TrustDFUS
Share
0.8%
Value
$2m
Shares
23,735
Held
Vanguard World FDESGV
Share
0.8%
Value
$2m
Shares
14,599
-3%
MicrosoftMSFT
Share
0.6%
Value
$1m
Shares
3,861
Held
Dimensional ETF TrustDFAT
Share
0.6%
Value
$1m
Shares
20,257
Held
State STR Spdr S&P 500 ETF TSPY
Share
0.5%
Value
$1m
Shares
1,818
Held
Vanguard Scottsdale FDSVGIT
Share
0.5%
Value
$1m
Shares
21,863
-11%
AppleAAPL
Share
0.5%
Value
$1m
Shares
4,436
-14%
Manager Directed PortfoliosVGSR
Share
0.5%
Value
$1m
Shares
104,767
+9%
Dimensional ETF TrustDFUV
Share
0.4%
Value
$1m
Shares
20,429
-11%
Vanguard Index FDSVBR
Share
0.4%
Value
$1m
Shares
4,565
Held
Vanguard Scottsdale FDSVCIT
Share
0.4%
Value
$1m
Shares
13,134
Held
IntelINTC
Share
0.4%
Value
$1m
Shares
7,541
-15%
Ishares TREAGG
Share
0.4%
Value
$1m
Shares
21,864
+9%
Vanguard Index FDSVTV
Share
0.4%
Value
$1m
Shares
4,729
Held
Nushares ETF TRNUSC
Share
0.4%
Value
$1m
Shares
19,387
Held
Costco WholesaleCOST
Share
0.4%
Value
$905,000
Shares
968
-5%
Vanguard Scottsdale FDSVGSH
Share
0.3%
Value
$883,000
Shares
15,183
+4%
Vanguard Index FDSVBK
Share
0.3%
Value
$716,000
Shares
1,959
Held
Vanguard Intl Equity Index FVEU
Share
0.2%
Value
$591,000
Shares
7,064
Held
CSXCSX
Share
0.2%
Value
$588,000
Shares
12,376
Held
AbbVieABBV
Share
0.2%
Value
$587,000
Shares
2,333
Held
American Centy ETF TRAVSU
Share
0.2%
Value
$567,000
Shares
6,409
New
Vanguard Index FDSVB
Share
0.2%
Value
$540,000
Shares
1,784
Held
ExxonMobil HoldingsXOM
Share
0.2%
Value
$527,000
Shares
3,856
Held
JPMorgan ChaseJPM
Share
0.2%
Value
$522,000
Shares
1,597
-8%
Wells Fargo & CompanyWFC
Share
0.2%
Value
$503,000
Shares
6,095
-7%
Ishares TRIVV
Share
0.2%
Value
$496,000
Shares
663
-12%
Eli LillyLLY
Share
0.2%
Value
$472,000
Shares
394
-7%
Dimensional ETF TrustDFIV
Share
0.2%
Value
$452,000
Shares
8,381
-10%
Dimensional ETF TrustDFSU
Share
0.2%
Value
$449,000
Shares
9,642
-40%
Glacier BancorpGBCI
Share
0.2%
Value
$445,000
Shares
8,638
-2%
Schwab Strategic TRSCHF
Share
0.2%
Value
$443,000
Shares
16,007
-4%
Vanguard Intl Equity Index FVWO
Share
0.2%
Value
$430,000
Shares
7,209
Held
Ishares TRIYY
Share
0.2%
Value
$426,000
Shares
2,339
Held
Ishares TRIWB
Share
0.2%
Value
$407,000
Shares
994
Held
Dimensional ETF TrustDFAU
Share
0.2%
Value
$387,000
Shares
7,500
Held
Cisco SystemsCSCO
Share
0.1%
Value
$377,000
Shares
3,211
Held
Dimensional ETF TrustDFAE
Share
0.1%
Value
$345,000
Shares
8,604
+31%
Dimensional ETF TrustDFAS
Share
0.1%
Value
$334,000
Shares
4,058
-6%
StarbucksSBUX
Share
0.1%
Value
$332,000
Shares
3,249
Held
Dimensional World EquityDFAW
Share
0.1%
Value
$328,000
Shares
3,966
Held
Ishares TRSUSB
Share
0.1%
Value
$323,000
Shares
12,958
Held
Johnson & JohnsonJNJ
Share
0.1%
Value
$304,000
Shares
1,200
Held
Vanguard Tax-Managed FDSVEA
Share
0.1%
Value
$295,000
Shares
4,143
Held
Vanguard Index FDSVUG
Share
0.1%
Value
$288,000
Shares
3,349
Held
ChevronCVX
Share
0.1%
Value
$279,000
Shares
1,684
Held
Ishares TRESGD
Share
0.1%
Value
$276,000
Shares
2,687
-18%
AlphabetGOOGL
Share
0.1%
Value
$269,000
Shares
755
Held
Howmet AerospaceHWM
Share
0.1%
Value
$266,000
Shares
991
-10%
Vanguard World FDVPU
Share
0.1%
Value
$259,000
Shares
1,325
Held
Vanguard Index FDSVOO
Share
0.1%
Value
$257,000
Shares
376
New
AlphabetGOOG
Share
<0.1%
Value
$249,000
Shares
706
Held
Procter & GamblePG
Share
<0.1%
Value
$246,000
Shares
1,679
Held
Vanguard Intl Equity Index FVSS
Share
<0.1%
Value
$243,000
Shares
1,576
Held
General ElectricGE
Share
<0.1%
Value
$240,000
Shares
644
New
Vanguard Scottsdale FDSVCSH
Share
<0.1%
Value
$236,000
Shares
2,988
Held
American Electric PowerAEP
Share
<0.1%
Value
$235,000
Shares
1,725
Held
Ishares TRAGG
Share
<0.1%
Value
$235,000
Shares
2,379
Held
State STR Spdr S&P Midcap 40MDY
Share
<0.1%
Value
$234,000
Shares
333
Held
Ishares TRIVE
Share
<0.1%
Value
$232,000
Shares
1,026
Held
Union PacificUNP
Share
<0.1%
Value
$226,000
Shares
832
Held
Ishares TRESML
Share
<0.1%
Value
$221,000
Shares
3,958
New
NikeNKE
Share
<0.1%
Value
$221,000
Shares
5,401
Held
Texas InstrumentsTXN
Share
<0.1%
Value
$214,000
Shares
720
New
Schwab Strategic TRSCHV
Share
<0.1%
Value
$213,000
Shares
6,138
New
International Business MachinesIBM
Share
<0.1%
Value
$211,000
Shares
753
New
Bio-Rad LaboratoriesBIO
Share
<0.1%
Value
$200,000
Shares
682
-6%

Company	Share of fund	Value	Shares	Change
Vanguard BD Index FDSBND	19.4%	$49m	671,986	+7%
Vanguard Charlotte FDSBNDX	10.4%	$26m	544,324	+3%
Dimensional ETF TrustDFAC	8.5%	$22m	486,000	+5%
Dimensional ETF TrustDFAX	7.5%	$19m	515,318	+8%
Vanguard BD Index FDSBSV	7.0%	$18m	228,325	+2%
Vanguard Index FDSVTI	4.8%	$12m	32,776	Held
Vanguard Admiral FDSVIOV	4.1%	$10m	87,995	Held
Vanguard MUN BD FDSVTEB	4.0%	$10m	202,568	Held
Vanguard Index FDSVNQ	3.2%	$8m	83,058	Held
Vanguard MUN BD FDSVTEI	2.9%	$7m	73,232	+19%
Vanguard BD Index FDSBIV	2.8%	$7m	93,294	+2%
Vanguard Star FDSVXUS	2.6%	$7m	76,986	Held
Schwab Strategic TRSCHB	1.5%	$4m	134,610	-10%
Vanguard World FDVSGX	1.4%	$3m	42,022	Held
Vanguard Wellington FDVTES	1.0%	$3m	24,804	+4%
Vanguard Malvern FDSVTIP	0.9%	$2m	46,879	+2%
Vanguard Admiral FDSVIOO	0.9%	$2m	16,783	Held
Nushares ETF TRNUBD	0.9%	$2m	101,739	Held
Vanguard Intl Equity Index FVT	0.9%	$2m	13,825	Held
Dimensional ETF TrustDFUS	0.8%	$2m	23,735	Held
Vanguard World FDESGV	0.8%	$2m	14,599	-3%
MicrosoftMSFT	0.6%	$1m	3,861	Held
Dimensional ETF TrustDFAT	0.6%	$1m	20,257	Held
State STR Spdr S&P 500 ETF TSPY	0.5%	$1m	1,818	Held
Vanguard Scottsdale FDSVGIT	0.5%	$1m	21,863	-11%
AppleAAPL	0.5%	$1m	4,436	-14%
Manager Directed PortfoliosVGSR	0.5%	$1m	104,767	+9%
Dimensional ETF TrustDFUV	0.4%	$1m	20,429	-11%
Vanguard Index FDSVBR	0.4%	$1m	4,565	Held
Vanguard Scottsdale FDSVCIT	0.4%	$1m	13,134	Held
IntelINTC	0.4%	$1m	7,541	-15%
Ishares TREAGG	0.4%	$1m	21,864	+9%
Vanguard Index FDSVTV	0.4%	$1m	4,729	Held
Nushares ETF TRNUSC	0.4%	$1m	19,387	Held
Costco WholesaleCOST	0.4%	$905,000	968	-5%
Vanguard Scottsdale FDSVGSH	0.3%	$883,000	15,183	+4%
Vanguard Index FDSVBK	0.3%	$716,000	1,959	Held
Vanguard Intl Equity Index FVEU	0.2%	$591,000	7,064	Held
CSXCSX	0.2%	$588,000	12,376	Held
AbbVieABBV	0.2%	$587,000	2,333	Held
American Centy ETF TRAVSU	0.2%	$567,000	6,409	New
Vanguard Index FDSVB	0.2%	$540,000	1,784	Held
ExxonMobil HoldingsXOM	0.2%	$527,000	3,856	Held
JPMorgan ChaseJPM	0.2%	$522,000	1,597	-8%
Wells Fargo & CompanyWFC	0.2%	$503,000	6,095	-7%
Ishares TRIVV	0.2%	$496,000	663	-12%
Eli LillyLLY	0.2%	$472,000	394	-7%
Dimensional ETF TrustDFIV	0.2%	$452,000	8,381	-10%
Dimensional ETF TrustDFSU	0.2%	$449,000	9,642	-40%
Glacier BancorpGBCI	0.2%	$445,000	8,638	-2%
Schwab Strategic TRSCHF	0.2%	$443,000	16,007	-4%
Vanguard Intl Equity Index FVWO	0.2%	$430,000	7,209	Held
Ishares TRIYY	0.2%	$426,000	2,339	Held
Ishares TRIWB	0.2%	$407,000	994	Held
Dimensional ETF TrustDFAU	0.2%	$387,000	7,500	Held
Cisco SystemsCSCO	0.1%	$377,000	3,211	Held
Dimensional ETF TrustDFAE	0.1%	$345,000	8,604	+31%
Dimensional ETF TrustDFAS	0.1%	$334,000	4,058	-6%
StarbucksSBUX	0.1%	$332,000	3,249	Held
Dimensional World EquityDFAW	0.1%	$328,000	3,966	Held
Ishares TRSUSB	0.1%	$323,000	12,958	Held
Johnson & JohnsonJNJ	0.1%	$304,000	1,200	Held
Vanguard Tax-Managed FDSVEA	0.1%	$295,000	4,143	Held
Vanguard Index FDSVUG	0.1%	$288,000	3,349	Held
ChevronCVX	0.1%	$279,000	1,684	Held
Ishares TRESGD	0.1%	$276,000	2,687	-18%
AlphabetGOOGL	0.1%	$269,000	755	Held
Howmet AerospaceHWM	0.1%	$266,000	991	-10%
Vanguard World FDVPU	0.1%	$259,000	1,325	Held
Vanguard Index FDSVOO	0.1%	$257,000	376	New
AlphabetGOOG	<0.1%	$249,000	706	Held
Procter & GamblePG	<0.1%	$246,000	1,679	Held
Vanguard Intl Equity Index FVSS	<0.1%	$243,000	1,576	Held
General ElectricGE	<0.1%	$240,000	644	New
Vanguard Scottsdale FDSVCSH	<0.1%	$236,000	2,988	Held
American Electric PowerAEP	<0.1%	$235,000	1,725	Held
Ishares TRAGG	<0.1%	$235,000	2,379	Held
State STR Spdr S&P Midcap 40MDY	<0.1%	$234,000	333	Held
Ishares TRIVE	<0.1%	$232,000	1,026	Held
Union PacificUNP	<0.1%	$226,000	832	Held
Ishares TRESML	<0.1%	$221,000	3,958	New
NikeNKE	<0.1%	$221,000	5,401	Held
Texas InstrumentsTXN	<0.1%	$214,000	720	New
Schwab Strategic TRSCHV	<0.1%	$213,000	6,138	New
International Business MachinesIBM	<0.1%	$211,000	753	New
Bio-Rad LaboratoriesBIO	<0.1%	$200,000	682	-6%

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 22.9% since 30 June 2025.

Where the money is

Technology1.8%

Health care0.6%

Financial services0.6%

Industrials0.5%

Everyday goods0.5%

Energy0.3%

Retail & consumer0.2%

Media & telecom0.2%

Utilities0.1%

Other95.2%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.