Fee-Only Financial Planning, L.C.

OKATIE, SC

$187m in 45 US stocks at the end of 30 June 2026. The top 10 are 87.1% of the money. It changed about 2.6% of the portfolio this quarter.

Value

$187m

Stocks

Top 10 share

87.1%

Turnover

2.6%

What changed this quarter

New

Bought for the first time this quarter.

Ishares TRIJT
0.1% of the fund
Invesco QQQ TRQQQ
0.1% of the fund
Ishares TRIJS
0.1% of the fund
Ishares TRIJJ
0.1% of the fund
Norfolk SouthernNSC
0.1% of the fund

Added

Bought more of a stock they already held.

Truist FinancialTFC
0.4% of the fund
+6%

Cut

Sold some of their stake.

Vanguard Index FDSVTV
18.8% of the fund
-2%
Vanguard Tax-Managed FDSVEA
0.7% of the fund
-6%
Vanguard Index FDSVV
0.5% of the fund
-3%
Vanguard World FDVDE
0.5% of the fund
-9%
AppleAAPL
0.4% of the fund
-4%
American Electric PowerAEP
0.3% of the fund
-2%
General ElectricGE
0.3% of the fund
-3%
Southern CompanySO
0.3% of the fund
-6%
GE VernovaGEV
0.3% of the fund
-5%
Dominion EnergyD
0.2% of the fund
-2%
Ishares TRIJK
0.2% of the fund
-4%
Fidelity Covington TrustFENY
0.1% of the fund
-4%

Sold out

Sold their entire stake.

Vanguard Index FDSVNQ
-100%
ComcastCMCSA
-100%
Consolidated EdisonED
-100%

Holdings

Vanguard Index FDSVUG
Share
29.1%
Value
$54m
Shares
629,499
Held
Vanguard Index FDSVTV
Share
18.8%
Value
$35m
Shares
160,709
-2%
Vanguard Index FDSVO
Share
8.6%
Value
$16m
Shares
200,192
Held
Vanguard Index FDSVB
Share
6.9%
Value
$13m
Shares
42,733
Held
Vanguard Index FDSVBR
Share
6.8%
Value
$13m
Shares
51,858
Held
Vanguard Index FDSVBK
Share
5.8%
Value
$11m
Shares
29,523
Held
Vanguard Intl Equity Index FVEU
Share
4.5%
Value
$8m
Shares
99,219
Held
Vanguard Index FDSVOO
Share
2.5%
Value
$5m
Shares
6,908
Held
Vanguard Index FDSVOE
Share
2.4%
Value
$4m
Shares
22,542
Held
Vanguard Index FDSVTI
Share
1.8%
Value
$3m
Shares
8,920
Held
Vanguard Index FDSVXF
Share
1.4%
Value
$3m
Shares
10,520
Held
Vanguard Index FDSVOT
Share
1.2%
Value
$2m
Shares
7,093
Held
Bank of AmericaBAC
Share
1.0%
Value
$2m
Shares
34,317
Held
Vanguard World FDMGK
Share
1.0%
Value
$2m
Shares
20,500
Held
Philip Morris InternationalPM
Share
0.7%
Value
$1m
Shares
7,666
Held
Vanguard Tax-Managed FDSVEA
Share
0.7%
Value
$1m
Shares
18,894
-6%
Vanguard Index FDSVV
Share
0.5%
Value
$980,091
Shares
2,850
-3%
Vanguard World FDVDE
Share
0.5%
Value
$960,832
Shares
6,400
-9%
AppleAAPL
Share
0.4%
Value
$803,553
Shares
2,777
-4%
Altria GroupMO
Share
0.4%
Value
$741,301
Shares
10,303
Held
Truist FinancialTFC
Share
0.4%
Value
$710,832
Shares
14,268
+6%
ExxonMobil HoldingsXOM
Share
0.4%
Value
$707,116
Shares
5,172
Held
American Electric PowerAEP
Share
0.3%
Value
$638,766
Shares
4,669
-2%
General ElectricGE
Share
0.3%
Value
$565,080
Shares
1,512
-3%
Southern CompanySO
Share
0.3%
Value
$528,083
Shares
5,518
-6%
AT&TT
Share
0.3%
Value
$525,304
Shares
25,377
Held
GE VernovaGEV
Share
0.3%
Value
$486,392
Shares
414
-5%
Vanguard Intl Equity Index FVWO
Share
0.2%
Value
$456,032
Shares
7,640
Held
MicrosoftMSFT
Share
0.2%
Value
$439,460
Shares
1,178
Held
Mondelez InternationalMDLZ
Share
0.2%
Value
$343,627
Shares
5,941
Held
First TR Exchange Traded FDRDVY
Share
0.2%
Value
$335,183
Shares
4,135
Held
AutozoneAZO
Share
0.2%
Value
$319,594
Shares
100
Held
Dominion EnergyD
Share
0.2%
Value
$292,626
Shares
4,285
-2%
Ishares TRIJK
Share
0.2%
Value
$289,050
Shares
2,460
-4%
AdobeADBE
Share
0.2%
Value
$288,053
Shares
1,405
Held
Ishares TRSCZ
Share
0.1%
Value
$275,605
Shares
3,350
Held
Johnson & JohnsonJNJ
Share
0.1%
Value
$266,669
Shares
1,050
Held
Warner Bros. DiscoveryWBD
Share
0.1%
Value
$265,134
Shares
9,945
Held
Fidelity Covington TrustFENY
Share
0.1%
Value
$264,266
Shares
8,940
-4%
Ishares TRIJT
Share
0.1%
Value
$235,752
Shares
1,320
New
Invesco QQQ TRQQQ
Share
0.1%
Value
$231,819
Shares
315
New
Vanguard Star FDSVXUS
Share
0.1%
Value
$224,924
Shares
2,631
Held
Ishares TRIJS
Share
0.1%
Value
$218,688
Shares
1,600
New
Ishares TRIJJ
Share
0.1%
Value
$212,731
Shares
1,440
New
Norfolk SouthernNSC
Share
0.1%
Value
$202,911
Shares
645
New

Company	Share of fund	Value	Shares	Change
Vanguard Index FDSVUG	29.1%	$54m	629,499	Held
Vanguard Index FDSVTV	18.8%	$35m	160,709	-2%
Vanguard Index FDSVO	8.6%	$16m	200,192	Held
Vanguard Index FDSVB	6.9%	$13m	42,733	Held
Vanguard Index FDSVBR	6.8%	$13m	51,858	Held
Vanguard Index FDSVBK	5.8%	$11m	29,523	Held
Vanguard Intl Equity Index FVEU	4.5%	$8m	99,219	Held
Vanguard Index FDSVOO	2.5%	$5m	6,908	Held
Vanguard Index FDSVOE	2.4%	$4m	22,542	Held
Vanguard Index FDSVTI	1.8%	$3m	8,920	Held
Vanguard Index FDSVXF	1.4%	$3m	10,520	Held
Vanguard Index FDSVOT	1.2%	$2m	7,093	Held
Bank of AmericaBAC	1.0%	$2m	34,317	Held
Vanguard World FDMGK	1.0%	$2m	20,500	Held
Philip Morris InternationalPM	0.7%	$1m	7,666	Held
Vanguard Tax-Managed FDSVEA	0.7%	$1m	18,894	-6%
Vanguard Index FDSVV	0.5%	$980,091	2,850	-3%
Vanguard World FDVDE	0.5%	$960,832	6,400	-9%
AppleAAPL	0.4%	$803,553	2,777	-4%
Altria GroupMO	0.4%	$741,301	10,303	Held
Truist FinancialTFC	0.4%	$710,832	14,268	+6%
ExxonMobil HoldingsXOM	0.4%	$707,116	5,172	Held
American Electric PowerAEP	0.3%	$638,766	4,669	-2%
General ElectricGE	0.3%	$565,080	1,512	-3%
Southern CompanySO	0.3%	$528,083	5,518	-6%
AT&TT	0.3%	$525,304	25,377	Held
GE VernovaGEV	0.3%	$486,392	414	-5%
Vanguard Intl Equity Index FVWO	0.2%	$456,032	7,640	Held
MicrosoftMSFT	0.2%	$439,460	1,178	Held
Mondelez InternationalMDLZ	0.2%	$343,627	5,941	Held
First TR Exchange Traded FDRDVY	0.2%	$335,183	4,135	Held
AutozoneAZO	0.2%	$319,594	100	Held
Dominion EnergyD	0.2%	$292,626	4,285	-2%
Ishares TRIJK	0.2%	$289,050	2,460	-4%
AdobeADBE	0.2%	$288,053	1,405	Held
Ishares TRSCZ	0.1%	$275,605	3,350	Held
Johnson & JohnsonJNJ	0.1%	$266,669	1,050	Held
Warner Bros. DiscoveryWBD	0.1%	$265,134	9,945	Held
Fidelity Covington TrustFENY	0.1%	$264,266	8,940	-4%
Ishares TRIJT	0.1%	$235,752	1,320	New
Invesco QQQ TRQQQ	0.1%	$231,819	315	New
Vanguard Star FDSVXUS	0.1%	$224,924	2,631	Held
Ishares TRIJS	0.1%	$218,688	1,600	New
Ishares TRIJJ	0.1%	$212,731	1,440	New
Norfolk SouthernNSC	0.1%	$202,911	645	New

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 15.5% since 30 June 2025.

Where the money is

Financial services1.4%

Everyday goods1.3%

Technology0.8%

Utilities0.8%

Industrials0.7%

Media & telecom0.4%

Energy0.4%

Retail & consumer0.2%

Health care0.1%

Other93.9%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.