Financial Advisors

ANDOVER, MAfiles as Financial Advisors, LLC

$564m in 80 US stocks at the end of 30 September 2025. The top 10 are 87.4% of the money. It changed about 1.8% of the portfolio this quarter.

Value

$564m

Stocks

Top 10 share

87.4%

Turnover

1.8%

What changed this quarter

New

Bought for the first time this quarter.

IntelINTC
<0.1% of the fund
Goldman Sachs GroupGS
<0.1% of the fund
Vanguard Whitehall FDSVYM
<0.1% of the fund
Vanguard Index FDSVUG
<0.1% of the fund

Added

Bought more of a stock they already held.

AppleAAPL
1.2% of the fund
+2%
Ishares TRESGD
0.4% of the fund
+5%
Invesco QQQ TRQQQ
0.3% of the fund
+49%
Lam ResearchLRCX
0.2% of the fund
+2%
NvidiaNVDA
0.1% of the fund
+62%
Berkshire HathawayBRK-B
0.1% of the fund
+8%
TeslaTSLA
<0.1% of the fund
+3%
Schwab Strategic TRSCHD
<0.1% of the fund
+4%

Cut

Sold some of their stake.

Schwab Strategic TRSCHG
16.6% of the fund
-3%
Ishares TRHAWX
11.3% of the fund
-2%
Ishares TRQUAL
11.2% of the fund
-3%
Schwab Strategic TRSCHX
0.9% of the fund
-9%
JPMorgan ChaseJPM
0.6% of the fund
-6%
AbbVieABBV
0.2% of the fund
-3%
International Business MachinesIBM
0.1% of the fund
-7%
AT&TT
<0.1% of the fund
-2%

Sold out

Sold their entire stake.

CSXCSX
-100%
Innovative Solutions & SupportIA
-100%

Holdings

Ishares TRUSMV
Share
18.3%
Value
$103m
Shares
1,086,372
Held
Schwab Strategic TRSCHG
Share
16.6%
Value
$94m
Shares
2,940,881
-3%
Schwab Strategic TRSCHV
Share
13.5%
Value
$76m
Shares
2,611,407
Held
Ishares TRHAWX
Share
11.3%
Value
$64m
Shares
1,692,450
-2%
Ishares TRQUAL
Share
11.2%
Value
$63m
Shares
324,192
-3%
Ishares TRIJR
Share
11.1%
Value
$63m
Shares
527,503
Held
Ishares TRESGU
Share
1.5%
Value
$8m
Shares
56,392
Held
Ishares TRIWF
Share
1.4%
Value
$8m
Shares
16,915
Held
MicrosoftMSFT
Share
1.4%
Value
$8m
Shares
14,999
Held
AppleAAPL
Share
1.2%
Value
$7m
Shares
25,976
+2%
AlphabetGOOG
Share
1.0%
Value
$6m
Shares
22,935
Held
Schwab Strategic TRSCHX
Share
0.9%
Value
$5m
Shares
200,995
-9%
JPMorgan ChaseJPM
Share
0.6%
Value
$4m
Shares
11,467
-6%
Ishares TRUSXF
Share
0.6%
Value
$3m
Shares
59,527
Held
Ishares TRHEFA
Share
0.5%
Value
$3m
Shares
74,218
Held
Ishares TRESML
Share
0.5%
Value
$3m
Shares
63,112
Held
ExxonMobil HoldingsXOM
Share
0.4%
Value
$2m
Shares
20,905
Held
Ishares TRESGD
Share
0.4%
Value
$2m
Shares
24,103
+5%
Amazon.comAMZN
Share
0.4%
Value
$2m
Shares
9,828
Held
Ishares TRIVV
Share
0.3%
Value
$2m
Shares
2,771
Held
Invesco QQQ TRQQQ
Share
0.3%
Value
$2m
Shares
3,043
+49%
Ishares TRIWM
Share
0.3%
Value
$2m
Shares
7,341
Held
Schwab Strategic TRSCHA
Share
0.3%
Value
$2m
Shares
62,857
Held
IsharesACWV
Share
0.3%
Value
$2m
Shares
14,303
Held
AlphabetGOOGL
Share
0.3%
Value
$2m
Shares
6,623
Held
Home DepotHD
Share
0.3%
Value
$2m
Shares
3,837
Held
Ishares TRIWD
Share
0.2%
Value
$1m
Shares
6,537
Held
Johnson & JohnsonJNJ
Share
0.2%
Value
$1m
Shares
7,080
Held
Ishares TRDMXF
Share
0.2%
Value
$1m
Shares
13,395
Held
AbbVieABBV
Share
0.2%
Value
$962,637
Shares
4,158
-3%
RTXRTX
Share
0.2%
Value
$937,418
Shares
5,602
Held
Procter & GamblePG
Share
0.2%
Value
$918,366
Shares
5,977
Held
Morgan StanleyMS
Share
0.2%
Value
$907,054
Shares
5,706
Held
Lam ResearchLRCX
Share
0.2%
Value
$892,042
Shares
6,662
+2%
Verizon CommunicationsVZ
Share
0.1%
Value
$830,671
Shares
18,900
Held
NvidiaNVDA
Share
0.1%
Value
$826,045
Shares
4,427
+62%
Ishares TRESMV
Share
0.1%
Value
$751,445
Shares
25,773
Held
Vanguard Index FDSVOO
Share
0.1%
Value
$719,297
Shares
1,175
Held
Berkshire HathawayBRK-B
Share
0.1%
Value
$715,399
Shares
1,423
+8%
American Centy ETF TRAVSU
Share
0.1%
Value
$706,250
Shares
9,600
Held
International Business MachinesIBM
Share
0.1%
Value
$632,321
Shares
2,241
-7%
StrykerSYK
Share
0.1%
Value
$628,439
Shares
1,700
Held
Parker-HannifinPH
Share
0.1%
Value
$620,167
Shares
818
Held
Automatic Data ProcessingADP
Share
0.1%
Value
$600,501
Shares
2,046
Held
Ishares TRACWX
Share
0.1%
Value
$572,738
Shares
8,810
Held
Lowe's CompaniesLOW
Share
<0.1%
Value
$557,908
Shares
2,220
Held
Union PacificUNP
Share
<0.1%
Value
$540,594
Shares
2,287
Held
BroadcomAVGO
Share
<0.1%
Value
$524,557
Shares
1,590
Held
Abbott LaboratoriesABT
Share
<0.1%
Value
$521,830
Shares
3,896
Held
CaterpillarCAT
Share
<0.1%
Value
$520,094
Shares
1,090
Held
McDonald'sMCD
Share
<0.1%
Value
$516,150
Shares
1,698
Held
General ElectricGE
Share
<0.1%
Value
$485,365
Shares
1,613
Held
American ExpressAXP
Share
<0.1%
Value
$478,310
Shares
1,440
Held
AT&TT
Share
<0.1%
Value
$465,402
Shares
16,480
-2%
Vanguard World FDVGT
Share
<0.1%
Value
$455,444
Shares
610
Held
Cisco SystemsCSCO
Share
<0.1%
Value
$451,266
Shares
6,596
Held
Bank of AmericaBAC
Share
<0.1%
Value
$415,867
Shares
8,061
Held
TeslaTSLA
Share
<0.1%
Value
$388,241
Shares
873
+3%
Southern CompanySO
Share
<0.1%
Value
$376,912
Shares
3,977
Held
WalmartWMT
Share
<0.1%
Value
$357,655
Shares
3,470
Held
ChevronCVX
Share
<0.1%
Value
$348,078
Shares
2,241
Held
Vanguard Admiral FDSVIOO
Share
<0.1%
Value
$344,666
Shares
3,120
Held
Colgate-PalmoliveCL
Share
<0.1%
Value
$337,747
Shares
4,225
Held
State StreetSTT
Share
<0.1%
Value
$327,148
Shares
2,820
Held
AmgenAMGN
Share
<0.1%
Value
$311,890
Shares
1,105
Held
Analog DevicesADI
Share
<0.1%
Value
$308,368
Shares
1,255
Held
ChubbCB
Share
<0.1%
Value
$287,895
Shares
1,020
Held
Schwab Strategic TRSCHD
Share
<0.1%
Value
$277,633
Shares
10,170
+4%
IntelINTC
Share
<0.1%
Value
$271,923
Shares
8,105
New
PepsiCoPEP
Share
<0.1%
Value
$263,215
Shares
1,874
Held
Coca-ColaKO
Share
<0.1%
Value
$258,717
Shares
3,901
Held
Eastgroup PropertiesEGP
Share
<0.1%
Value
$249,320
Shares
1,473
Held
Ishares TRIGV
Share
<0.1%
Value
$244,396
Shares
2,125
Held
Cyberark Software
Share
<0.1%
Value
$241,575
Shares
500
Held
Ishares TRIBB
Share
<0.1%
Value
$240,727
Shares
1,667
Held
Walt DisneyDIS
Share
<0.1%
Value
$235,870
Shares
2,060
Held
Goldman Sachs GroupGS
Share
<0.1%
Value
$214,661
Shares
270
New
Sherwin-WilliamsSHW
Share
<0.1%
Value
$207,756
Shares
600
Held
Vanguard Whitehall FDSVYM
Share
<0.1%
Value
$206,492
Shares
1,465
New
Vanguard Index FDSVUG
Share
<0.1%
Value
$204,793
Shares
427
New

Company	Share of fund	Value	Shares	Change
Ishares TRUSMV	18.3%	$103m	1,086,372	Held
Schwab Strategic TRSCHG	16.6%	$94m	2,940,881	-3%
Schwab Strategic TRSCHV	13.5%	$76m	2,611,407	Held
Ishares TRHAWX	11.3%	$64m	1,692,450	-2%
Ishares TRQUAL	11.2%	$63m	324,192	-3%
Ishares TRIJR	11.1%	$63m	527,503	Held
Ishares TRESGU	1.5%	$8m	56,392	Held
Ishares TRIWF	1.4%	$8m	16,915	Held
MicrosoftMSFT	1.4%	$8m	14,999	Held
AppleAAPL	1.2%	$7m	25,976	+2%
AlphabetGOOG	1.0%	$6m	22,935	Held
Schwab Strategic TRSCHX	0.9%	$5m	200,995	-9%
JPMorgan ChaseJPM	0.6%	$4m	11,467	-6%
Ishares TRUSXF	0.6%	$3m	59,527	Held
Ishares TRHEFA	0.5%	$3m	74,218	Held
Ishares TRESML	0.5%	$3m	63,112	Held
ExxonMobil HoldingsXOM	0.4%	$2m	20,905	Held
Ishares TRESGD	0.4%	$2m	24,103	+5%
Amazon.comAMZN	0.4%	$2m	9,828	Held
Ishares TRIVV	0.3%	$2m	2,771	Held
Invesco QQQ TRQQQ	0.3%	$2m	3,043	+49%
Ishares TRIWM	0.3%	$2m	7,341	Held
Schwab Strategic TRSCHA	0.3%	$2m	62,857	Held
IsharesACWV	0.3%	$2m	14,303	Held
AlphabetGOOGL	0.3%	$2m	6,623	Held
Home DepotHD	0.3%	$2m	3,837	Held
Ishares TRIWD	0.2%	$1m	6,537	Held
Johnson & JohnsonJNJ	0.2%	$1m	7,080	Held
Ishares TRDMXF	0.2%	$1m	13,395	Held
AbbVieABBV	0.2%	$962,637	4,158	-3%
RTXRTX	0.2%	$937,418	5,602	Held
Procter & GamblePG	0.2%	$918,366	5,977	Held
Morgan StanleyMS	0.2%	$907,054	5,706	Held
Lam ResearchLRCX	0.2%	$892,042	6,662	+2%
Verizon CommunicationsVZ	0.1%	$830,671	18,900	Held
NvidiaNVDA	0.1%	$826,045	4,427	+62%
Ishares TRESMV	0.1%	$751,445	25,773	Held
Vanguard Index FDSVOO	0.1%	$719,297	1,175	Held
Berkshire HathawayBRK-B	0.1%	$715,399	1,423	+8%
American Centy ETF TRAVSU	0.1%	$706,250	9,600	Held
International Business MachinesIBM	0.1%	$632,321	2,241	-7%
StrykerSYK	0.1%	$628,439	1,700	Held
Parker-HannifinPH	0.1%	$620,167	818	Held
Automatic Data ProcessingADP	0.1%	$600,501	2,046	Held
Ishares TRACWX	0.1%	$572,738	8,810	Held
Lowe's CompaniesLOW	<0.1%	$557,908	2,220	Held
Union PacificUNP	<0.1%	$540,594	2,287	Held
BroadcomAVGO	<0.1%	$524,557	1,590	Held
Abbott LaboratoriesABT	<0.1%	$521,830	3,896	Held
CaterpillarCAT	<0.1%	$520,094	1,090	Held
McDonald'sMCD	<0.1%	$516,150	1,698	Held
General ElectricGE	<0.1%	$485,365	1,613	Held
American ExpressAXP	<0.1%	$478,310	1,440	Held
AT&TT	<0.1%	$465,402	16,480	-2%
Vanguard World FDVGT	<0.1%	$455,444	610	Held
Cisco SystemsCSCO	<0.1%	$451,266	6,596	Held
Bank of AmericaBAC	<0.1%	$415,867	8,061	Held
TeslaTSLA	<0.1%	$388,241	873	+3%
Southern CompanySO	<0.1%	$376,912	3,977	Held
WalmartWMT	<0.1%	$357,655	3,470	Held
ChevronCVX	<0.1%	$348,078	2,241	Held
Vanguard Admiral FDSVIOO	<0.1%	$344,666	3,120	Held
Colgate-PalmoliveCL	<0.1%	$337,747	4,225	Held
State StreetSTT	<0.1%	$327,148	2,820	Held
AmgenAMGN	<0.1%	$311,890	1,105	Held
Analog DevicesADI	<0.1%	$308,368	1,255	Held
ChubbCB	<0.1%	$287,895	1,020	Held
Schwab Strategic TRSCHD	<0.1%	$277,633	10,170	+4%
IntelINTC	<0.1%	$271,923	8,105	New
PepsiCoPEP	<0.1%	$263,215	1,874	Held
Coca-ColaKO	<0.1%	$258,717	3,901	Held
Eastgroup PropertiesEGP	<0.1%	$249,320	1,473	Held
Ishares TRIGV	<0.1%	$244,396	2,125	Held
Cyberark Software	<0.1%	$241,575	500	Held
Ishares TRIBB	<0.1%	$240,727	1,667	Held
Walt DisneyDIS	<0.1%	$235,870	2,060	Held
Goldman Sachs GroupGS	<0.1%	$214,661	270	New
Sherwin-WilliamsSHW	<0.1%	$207,756	600	Held
Vanguard Whitehall FDSVYM	<0.1%	$206,492	1,465	New
Vanguard Index FDSVUG	<0.1%	$204,793	427	New

Over time and by industry

Value over time

Sep '25

Value is up 5.1% since 30 June 2025.

Where the money is

Technology3.2%

Media & telecom1.5%

Financial services1.2%

Retail & consumer0.9%

Health care0.7%

Industrials0.7%

Energy0.5%

Everyday goods0.4%

Utilities0.1%

Real estate0.0%

Materials0.0%

Other90.7%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.