Financial Concepts Unlimited

CENTREVILLE, MEfiles as Financial Concepts Unlimited, Inc.

$128m in 44 US stocks at the end of 30 June 2026. The top 10 are 79.6% of the money. It changed about 3.9% of the portfolio this quarter.

Value

$128m

Stocks

Top 10 share

79.6%

Turnover

3.9%

What changed this quarter

New

Bought for the first time this quarter.

Cisco SystemsCSCO
0.2% of the fund
Schwab Strategic TRSCHX
0.2% of the fund
AlphabetGOOG
0.2% of the fund

Added

Bought more of a stock they already held.

State STR Spdr DOW Jones INDDIA
15.0% of the fund
+2%
Ishares TRIVV
5.2% of the fund
+6%
Spdr Series TrustMDYG
4.1% of the fund
+2%
Federated Hermes ETF TrustFCSH
1.6% of the fund
+17%
Vanguard BD Index FDSBSV
1.4% of the fund
+22%
AlphabetGOOGL
0.2% of the fund
+9%
Vanguard Specialized FundsVIG
0.2% of the fund
+8%
Fidelity Covington TrustFDVV
0.2% of the fund
+9%
Meta PlatformsMETA
0.2% of the fund
+3%
Spdr Series TrustSDY
0.2% of the fund
+9%

Cut

Sold some of their stake.

State STR Spdr S&P 500 ETF TSPY
9.1% of the fund
-3%
NvidiaNVDA
7.2% of the fund
-11%
AppleAAPL
1.5% of the fund
-16%
Amazon.comAMZN
0.6% of the fund
-15%
TeslaTSLA
0.6% of the fund
-40%
JPMorgan ChaseJPM
0.4% of the fund
-7%
MicrosoftMSFT
0.3% of the fund
-12%
ExxonMobil HoldingsXOM
0.2% of the fund
-7%

Sold out

Sold their entire stake.

CaterpillarCAT
-100%
American ExpressAXP
-100%
Spongetech Delivery Xxxregistration Revoked BY the SEC Eff: 10/21/23
-100%

Holdings

Invesco QQQ TRQQQ
Share
15.7%
Value
$20m
Shares
27,121
Held
State STR Spdr DOW Jones INDDIA
Share
15.0%
Value
$19m
Shares
36,569
+2%
State STR Spdr S&P 500 ETF TSPY
Share
9.1%
Value
$12m
Shares
15,504
-3%
Federated Hermes ETF TrustFLCV
Share
8.7%
Value
$11m
Shares
307,724
Held
NvidiaNVDA
Share
7.2%
Value
$9m
Shares
45,956
-11%
Federated Hermes ETF TrustFSCC
Share
5.9%
Value
$8m
Shares
201,958
Held
Ishares TRIVV
Share
5.2%
Value
$7m
Shares
8,849
+6%
Spdr Series TrustSLYG
Share
4.7%
Value
$6m
Shares
49,817
Held
Federated Hermes ETF TrustMKTN
Share
4.1%
Value
$5m
Shares
202,773
Held
Spdr Series TrustMDYG
Share
4.1%
Value
$5m
Shares
46,591
+2%
Federated Hermes ETF TrustFDV
Share
3.0%
Value
$4m
Shares
122,172
Held
Ishares TRDGRO
Share
2.7%
Value
$3m
Shares
44,808
Held
Ishares TROEF
Share
1.8%
Value
$2m
Shares
6,169
Held
Federated Hermes ETF TrustFCSH
Share
1.6%
Value
$2m
Shares
81,965
+17%
AppleAAPL
Share
1.5%
Value
$2m
Shares
6,570
-16%
Vanguard BD Index FDSBSV
Share
1.4%
Value
$2m
Shares
22,601
+22%
Amazon.comAMZN
Share
0.6%
Value
$777,703
Shares
3,263
-15%
TeslaTSLA
Share
0.6%
Value
$765,492
Shares
1,820
-40%
Vanguard Index FDSVOO
Share
0.6%
Value
$747,285
Shares
1,088
Held
Ishares TRIBB
Share
0.5%
Value
$661,341
Shares
3,477
Held
Schwab Strategic TRSCHM
Share
0.5%
Value
$627,426
Shares
17,017
Held
Schwab Strategic TRSCHA
Share
0.4%
Value
$532,898
Shares
14,749
Held
JPMorgan ChaseJPM
Share
0.4%
Value
$507,003
Shares
1,549
-7%
Eli LillyLLY
Share
0.4%
Value
$486,969
Shares
406
Held
Fidelity 500 IndexFXAIX
Share
0.3%
Value
$410,452
Shares
1,571
Held
Vanguard Value Index AdmVVIAX
Share
0.3%
Value
$382,046
Shares
4,492
Held
Schwab Strategic TRSCHF
Share
0.3%
Value
$375,621
Shares
13,560
Held
Home DepotHD
Share
0.3%
Value
$373,811
Shares
1,060
Held
WalmartWMT
Share
0.3%
Value
$365,649
Shares
3,228
Held
MicrosoftMSFT
Share
0.3%
Value
$350,993
Shares
941
-12%
Marriott InternationalMAR
Share
0.2%
Value
$311,296
Shares
840
Held
AlphabetGOOGL
Share
0.2%
Value
$297,361
Shares
832
+9%
Spdr Gold TRGLD
Share
0.2%
Value
$287,705
Shares
781
Held
Schwab Strategic TRSCHC
Share
0.2%
Value
$276,360
Shares
5,743
Held
Vanguard Specialized FundsVIG
Share
0.2%
Value
$275,654
Shares
1,165
+8%
Invesco Exchange Traded FD TPPA
Share
0.2%
Value
$261,442
Shares
1,480
Held
Fidelity Covington TrustFDVV
Share
0.2%
Value
$260,943
Shares
4,328
+9%
ExxonMobil HoldingsXOM
Share
0.2%
Value
$259,884
Shares
1,901
-7%
Meta PlatformsMETA
Share
0.2%
Value
$256,774
Shares
456
+3%
Spdr Series TrustSDY
Share
0.2%
Value
$235,422
Shares
1,547
+9%
Dimensional ETF TrustDFAT
Share
0.2%
Value
$223,960
Shares
3,204
Held
Cisco SystemsCSCO
Share
0.2%
Value
$219,764
Shares
1,871
New
Schwab Strategic TRSCHX
Share
0.2%
Value
$208,859
Shares
7,097
New
AlphabetGOOG
Share
0.2%
Value
$200,691
Shares
568
New

Company	Share of fund	Value	Shares	Change
Invesco QQQ TRQQQ	15.7%	$20m	27,121	Held
State STR Spdr DOW Jones INDDIA	15.0%	$19m	36,569	+2%
State STR Spdr S&P 500 ETF TSPY	9.1%	$12m	15,504	-3%
Federated Hermes ETF TrustFLCV	8.7%	$11m	307,724	Held
NvidiaNVDA	7.2%	$9m	45,956	-11%
Federated Hermes ETF TrustFSCC	5.9%	$8m	201,958	Held
Ishares TRIVV	5.2%	$7m	8,849	+6%
Spdr Series TrustSLYG	4.7%	$6m	49,817	Held
Federated Hermes ETF TrustMKTN	4.1%	$5m	202,773	Held
Spdr Series TrustMDYG	4.1%	$5m	46,591	+2%
Federated Hermes ETF TrustFDV	3.0%	$4m	122,172	Held
Ishares TRDGRO	2.7%	$3m	44,808	Held
Ishares TROEF	1.8%	$2m	6,169	Held
Federated Hermes ETF TrustFCSH	1.6%	$2m	81,965	+17%
AppleAAPL	1.5%	$2m	6,570	-16%
Vanguard BD Index FDSBSV	1.4%	$2m	22,601	+22%
Amazon.comAMZN	0.6%	$777,703	3,263	-15%
TeslaTSLA	0.6%	$765,492	1,820	-40%
Vanguard Index FDSVOO	0.6%	$747,285	1,088	Held
Ishares TRIBB	0.5%	$661,341	3,477	Held
Schwab Strategic TRSCHM	0.5%	$627,426	17,017	Held
Schwab Strategic TRSCHA	0.4%	$532,898	14,749	Held
JPMorgan ChaseJPM	0.4%	$507,003	1,549	-7%
Eli LillyLLY	0.4%	$486,969	406	Held
Fidelity 500 IndexFXAIX	0.3%	$410,452	1,571	Held
Vanguard Value Index AdmVVIAX	0.3%	$382,046	4,492	Held
Schwab Strategic TRSCHF	0.3%	$375,621	13,560	Held
Home DepotHD	0.3%	$373,811	1,060	Held
WalmartWMT	0.3%	$365,649	3,228	Held
MicrosoftMSFT	0.3%	$350,993	941	-12%
Marriott InternationalMAR	0.2%	$311,296	840	Held
AlphabetGOOGL	0.2%	$297,361	832	+9%
Spdr Gold TRGLD	0.2%	$287,705	781	Held
Schwab Strategic TRSCHC	0.2%	$276,360	5,743	Held
Vanguard Specialized FundsVIG	0.2%	$275,654	1,165	+8%
Invesco Exchange Traded FD TPPA	0.2%	$261,442	1,480	Held
Fidelity Covington TrustFDVV	0.2%	$260,943	4,328	+9%
ExxonMobil HoldingsXOM	0.2%	$259,884	1,901	-7%
Meta PlatformsMETA	0.2%	$256,774	456	+3%
Spdr Series TrustSDY	0.2%	$235,422	1,547	+9%
Dimensional ETF TrustDFAT	0.2%	$223,960	3,204	Held
Cisco SystemsCSCO	0.2%	$219,764	1,871	New
Schwab Strategic TRSCHX	0.2%	$208,859	7,097	New
AlphabetGOOG	0.2%	$200,691	568	New

Over time and by industry

Value over time

Jun '26

Value is up 14.3% since 31 March 2026.

Where the money is

Technology9.1%

Retail & consumer1.7%

Media & telecom0.6%

Financial services0.4%

Health care0.4%

Everyday goods0.3%

Energy0.2%

Other87.2%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.