Financial Consulate

HUNT VALLEY, MDfiles as FINANCIAL CONSULATE, INC

$899m in 1,448 US stocks at the end of 30 June 2026. The top 10 are 64.8% of the money. It changed about 3.7% of the portfolio this quarter.

Value

$899m

Stocks

1,448

Top 10 share

64.8%

Turnover

3.7%

What changed this quarter

New

Bought for the first time this quarter.

Vanguard Intl Equity Index FVT
<0.1% of the fund
Honeywell InternationalHON
<0.1% of the fund
Honeywell AerospaceHONA
<0.1% of the fund
Ishares TREFA
<0.1% of the fund
Ishares TRIDV
<0.1% of the fund
IamgoldIAG
<0.1% of the fund
T Rowe Price Exchange-TradedTSPA
<0.1% of the fund
Wisdomtree TRDEM
<0.1% of the fund
MedlineMDLN
<0.1% of the fund
TTM TechnologiesTTMI
<0.1% of the fund
ArganAGX
<0.1% of the fund
Buenaventura MiningBVN
<0.1% of the fund
Tutor PeriniTPC
<0.1% of the fund
Space Exploration TechnologiesSPCX
<0.1% of the fund
International SeawaysINSW
<0.1% of the fund
Tsakos Energy NavigationTEN
<0.1% of the fund
Vanguard Index FDSVBR
<0.1% of the fund
Vanguard World FDVDE
<0.1% of the fund
Ishares TRSGOV
<0.1% of the fund
XylemXYL
<0.1% of the fund
Plains GP Holdings LPPAGP
<0.1% of the fund
DuPont de NemoursDD
<0.1% of the fund
Williams SonomaWSM
<0.1% of the fund
CEL SCICVM
<0.1% of the fund
Ishares TRIXUS
<0.1% of the fund

Added

Bought more of a stock they already held.

Dimensional ETF TrustDUHP
9.8% of the fund
+3%
Schwab Strategic TRSCHF
5.9% of the fund
+4%
Dimensional ETF TrustDIHP
4.9% of the fund
+5%
Ishares TRSHV
4.3% of the fund
+6%
Vanguard Malvern FDSVTIP
4.1% of the fund
+5%
Dimensional ETF TrustDFAS
4.0% of the fund
+2%
Schwab Strategic TRFNDB
3.7% of the fund
+4%
Pgim ETF TRPULS
2.4% of the fund
+8%
Schwab Strategic TRFNDE
2.1% of the fund
+4%
T Rowe Price Exchange-TradedTCAF
2.1% of the fund
+3%
Pimco Equity SERMFUS
2.1% of the fund
+5%
Schwab Strategic TRSCHD
1.5% of the fund
+3%
Schwab Strategic TRFNDF
1.5% of the fund
+3%
NvidiaNVDA
0.6% of the fund
+6%
Schwab Strategic TRSCHB
0.4% of the fund
+7%
Dimensional ETF TrustDFAT
0.3% of the fund
+7%
AlphabetGOOGL
0.3% of the fund
+18%
CaterpillarCAT
0.3% of the fund
+3%
Vanguard World FDVGT
0.2% of the fund
+3%
TeslaTSLA
0.1% of the fund
+11%
Micron TechnologyMU
0.1% of the fund
+3%
Berkshire HathawayBRK-B
0.1% of the fund
+2%
Lam ResearchLRCX
0.1% of the fund
+5%
Blackstone Mortgage Trust IN
0.1% of the fund
+5%
MGP Ingredients INC New
0.1% of the fund
+4%

Cut

Sold some of their stake.

10x GenomicsTXG
0.5% of the fund
-19%
Spdr Index SHS FDSSPGM
0.2% of the fund
-61%
Charles SchwabSCHW
0.1% of the fund
-2%
Pebblebrook Hotel TR
<0.1% of the fund
-5%
McDonald'sMCD
<0.1% of the fund
-5%
Bloom EnergyBE
<0.1% of the fund
-25%
Snap
<0.1% of the fund
-6%
ASML Holding NVASML
<0.1% of the fund
-5%
Mount Logan CapitalMLCI
<0.1% of the fund
-5%
Redfin
<0.1% of the fund
-5%
Bandwidth
<0.1% of the fund
-6%
HeicoHEI-A
<0.1% of the fund
-2%
Monolithic Power SystemsMPWR
<0.1% of the fund
-11%
DanaherDHR
<0.1% of the fund
-8%
PepsiCoPEP
<0.1% of the fund
-4%
TransDigm GroupTDG
<0.1% of the fund
-2%
Uber TechnologiesUBER
<0.1% of the fund
-10%
AT&TT
<0.1% of the fund
-3%
Vulcan MaterialsVMC
<0.1% of the fund
-8%
IntelINTC
<0.1% of the fund
-62%
Cbre GroupCBRE
<0.1% of the fund
-8%
Cadence Design SystemsCDNS
<0.1% of the fund
-7%
Kimberly-ClarkKMB
<0.1% of the fund
-2%
Moody'sMCO
<0.1% of the fund
-5%
Verizon CommunicationsVZ
<0.1% of the fund
-7%

Sold out

Sold their entire stake.

Honeywell InternationalHON
-100%
Power Solutions InternationalPSIX
-100%
SynopsysSNPS
-100%
Manhattan AssociatesMANH
-100%
Bio-TechneTECH
-100%
Amplify ETF TRDIVO
-100%
InterDigitalIDCC
-100%
O'Reilly AutomotiveORLY
-100%
Hologic
-100%
Invesco Exch Traded FD TR IISPHD
-100%
Willdan GroupWLDN
-100%
Soundhound AISOUN
-100%
DuPont de NemoursDD
-100%
InsmedINSM
-100%
Ryan Specialty HoldingsRYAN
-100%
Simplify Exchange Traded FUNPINK
-100%
XpengXPEV
-100%
Ishares TREMB
-100%
Riot PlatformsRIOT
-100%
Banco Bradesco S ABBD
-100%
Capital Group Core Equity ETCGUS
-100%
Sibanye StillwaterSBSW
-100%
Universal Health ServicesUHS
-100%
Capital Group Intl Focus EQTCGXU
-100%
TIM S ATIMB
-100%

Holdings

Schwab Strategic TRSCHX
Share
17.3%
Value
$155m
Shares
5,266,972
Held
Dimensional ETF TrustDUHP
Share
9.8%
Value
$88m
Shares
2,109,650
+3%
Pimco Equity SERMFDX
Share
7.9%
Value
$71m
Shares
1,704,901
Held
Schwab Strategic TRSCHF
Share
5.9%
Value
$53m
Shares
1,923,183
+4%
Dimensional ETF TrustDIHP
Share
4.9%
Value
$44m
Shares
1,301,772
+5%
Ishares TRSHV
Share
4.3%
Value
$38m
Shares
347,758
+6%
Vanguard Malvern FDSVTIP
Share
4.1%
Value
$37m
Shares
738,693
+5%
Dimensional ETF TrustDFAS
Share
4.0%
Value
$36m
Shares
433,095
+2%
Schwab Strategic TRFNDB
Share
3.7%
Value
$33m
Shares
1,078,457
+4%
Ishares TRSHY
Share
3.0%
Value
$27m
Shares
328,601
Held
AppleAAPL
Share
2.4%
Value
$22m
Shares
76,017
Held
Franklin Templeton ETF TRFLQM
Share
2.4%
Value
$22m
Shares
379,294
Held
Pgim ETF TRPULS
Share
2.4%
Value
$21m
Shares
427,177
+8%
Schwab Strategic TRFNDE
Share
2.1%
Value
$19m
Shares
473,791
+4%
T Rowe Price Exchange-TradedTCAF
Share
2.1%
Value
$19m
Shares
456,246
+3%
Pimco Equity SERMFUS
Share
2.1%
Value
$19m
Shares
276,018
+5%
Schwab Strategic TRSCHD
Share
1.5%
Value
$14m
Shares
426,828
+3%
Schwab Strategic TRFNDF
Share
1.5%
Value
$13m
Shares
247,859
+3%
Spdr Index SHS FDSGMF
Share
1.2%
Value
$11m
Shares
67,180
Held
McCormickMKC
Share
1.0%
Value
$9m
Shares
180,036
Held
NvidiaNVDA
Share
0.6%
Value
$6m
Shares
28,859
+6%
10x GenomicsTXG
Share
0.5%
Value
$5m
Shares
126,356
-19%
Patrick IndustriesPATK
Share
0.5%
Value
$5m
Shares
52,645
Held
Vanguard Index FDSVOO
Share
0.5%
Value
$4m
Shares
6,394
Held
Schwab Strategic TRSCHB
Share
0.4%
Value
$3m
Shares
114,378
+7%
Dimensional ETF TrustDFAT
Share
0.3%
Value
$3m
Shares
44,061
+7%
PNC Financial Services GroupPNC
Share
0.3%
Value
$3m
Shares
12,368
Held
MicrosoftMSFT
Share
0.3%
Value
$3m
Shares
8,020
Held
Ishares TRIVV
Share
0.3%
Value
$3m
Shares
3,932
Held
AlphabetGOOG
Share
0.3%
Value
$3m
Shares
7,752
Held
Amazon.comAMZN
Share
0.3%
Value
$3m
Shares
11,413
Held
AlphabetGOOGL
Share
0.3%
Value
$3m
Shares
7,259
+18%
CaterpillarCAT
Share
0.3%
Value
$2m
Shares
2,335
+3%
Spdr Index SHS FDSSPGM
Share
0.2%
Value
$2m
Shares
25,972
-61%
Vanguard World FDVGT
Share
0.2%
Value
$2m
Shares
16,492
+3%
Schwab Strategic TRSCHG
Share
0.2%
Value
$2m
Shares
53,128
Held
Lockheed MartinLMT
Share
0.2%
Value
$2m
Shares
3,362
Held
Eli LillyLLY
Share
0.2%
Value
$1m
Shares
1,232
Held
RTXRTX
Share
0.2%
Value
$1m
Shares
7,339
Held
JPMorgan ChaseJPM
Share
0.1%
Value
$1m
Shares
4,063
Held
TeslaTSLA
Share
0.1%
Value
$1m
Shares
3,077
+11%
Micron TechnologyMU
Share
0.1%
Value
$1m
Shares
1,045
+3%
Spdr Index SHS FDSCWI
Share
0.1%
Value
$1m
Shares
29,657
Held
Ishares TRITOT
Share
0.1%
Value
$1m
Shares
7,290
Held
Hewlett Packard EnterpriseHPE
Share
0.1%
Value
$1m
Shares
26,328
Held
Costco WholesaleCOST
Share
0.1%
Value
$1m
Shares
1,238
Held
MastercardMA
Share
0.1%
Value
$1m
Shares
2,249
Held
Berkshire HathawayBRK-B
Share
0.1%
Value
$1m
Shares
2,216
+2%
Procter & GamblePG
Share
0.1%
Value
$1m
Shares
7,365
Held
United Parcel ServiceUPS
Share
0.1%
Value
$1m
Shares
9,898
Held
ExxonMobil HoldingsXOM
Share
0.1%
Value
$1m
Shares
7,705
Held
Lam ResearchLRCX
Share
0.1%
Value
$1m
Shares
2,371
+5%
Schwab Strategic TRSCHA
Share
0.1%
Value
$1m
Shares
28,106
Held
Charles SchwabSCHW
Share
0.1%
Value
$1m
Shares
10,994
-2%
Blackstone Mortgage Trust IN
Share
0.1%
Value
$1m
Shares
1,006,000
+5%
MGP Ingredients INC New
Share
0.1%
Value
$1m
Shares
1,038,000
+4%
Sarepta Therapeutics
Share
0.1%
Value
$990,860
Shares
1,047,000
+5%
FastenalFAST
Share
0.1%
Value
$987,065
Shares
20,551
Held
MerckMRK
Share
0.1%
Value
$977,762
Shares
7,599
Held
Advanced Micro DevicesAMD
Share
0.1%
Value
$975,348
Shares
1,679
+20%
Johnson & JohnsonJNJ
Share
0.1%
Value
$931,320
Shares
3,667
+4%
Constellation EnergyCEG
Share
<0.1%
Value
$881,969
Shares
3,551
Held
Vanguard Index FDSVTI
Share
<0.1%
Value
$849,911
Shares
2,297
+8%
Schwab Strategic TRSCHM
Share
<0.1%
Value
$849,650
Shares
23,044
Held
Pebblebrook Hotel TR
Share
<0.1%
Value
$843,902
Shares
846,000
-5%
AbbVieABBV
Share
<0.1%
Value
$797,043
Shares
3,167
+3%
VisaV
Share
<0.1%
Value
$771,880
Shares
2,250
Held
CSXCSX
Share
<0.1%
Value
$759,530
Shares
15,980
Held
TJX CompaniesTJX
Share
<0.1%
Value
$755,256
Shares
4,985
Held
Berkshire Hathaway INC DELBRK-A
Share
<0.1%
Value
$748,850
Shares
1
Held
Home DepotHD
Share
<0.1%
Value
$721,122
Shares
2,045
Held
United RentalsURI
Share
<0.1%
Value
$720,519
Shares
636
Held
Taiwan Semiconductor ManufacturingTSM
Share
<0.1%
Value
$651,741
Shares
1,365
+21%
ChevronCVX
Share
<0.1%
Value
$646,426
Shares
3,900
+4%
Vanguard World FDVIS
Share
<0.1%
Value
$640,975
Shares
1,779
+7%
McDonald'sMCD
Share
<0.1%
Value
$640,472
Shares
2,369
-5%
Meta PlatformsMETA
Share
<0.1%
Value
$614,604
Shares
1,091
+12%
DocusignDOCU
Share
<0.1%
Value
$612,197
Shares
13,782
Held
International Business MachinesIBM
Share
<0.1%
Value
$603,470
Shares
2,146
Held
Bloom EnergyBE
Share
<0.1%
Value
$590,871
Shares
1,952
-25%
Snap
Share
<0.1%
Value
$582,455
Shares
613,000
-6%
ASML Holding NVASML
Share
<0.1%
Value
$570,970
Shares
287
-5%
Mount Logan CapitalMLCI
Share
<0.1%
Value
$569,132
Shares
165,445
-5%
Redfin
Share
<0.1%
Value
$547,682
Shares
564,000
-5%
ExelonEXC
Share
<0.1%
Value
$540,713
Shares
11,598
Held
Bandwidth
Share
<0.1%
Value
$534,580
Shares
573,000
-6%
Ishares TRIWF
Share
<0.1%
Value
$515,058
Shares
4,148
Held
Select Sector Spdr TRXLY
Share
<0.1%
Value
$499,498
Shares
4,259
+5%
HeicoHEI-A
Share
<0.1%
Value
$495,961
Shares
1,923
-2%
BroadcomAVGO
Share
<0.1%
Value
$494,272
Shares
1,308
+5%
Vanguard Charlotte FDSBNDX
Share
<0.1%
Value
$472,290
Shares
9,752
Held
UnitedHealth GroupUNH
Share
<0.1%
Value
$471,741
Shares
1,135
+4%
Vanguard World FDVHT
Share
<0.1%
Value
$464,177
Shares
1,552
+23%
Schwab Strategic TRSCHZ
Share
<0.1%
Value
$432,948
Shares
18,718
Held
Monolithic Power SystemsMPWR
Share
<0.1%
Value
$432,679
Shares
313
-11%
Cisco SystemsCSCO
Share
<0.1%
Value
$423,308
Shares
3,604
+7%
LindeLIN
Share
<0.1%
Value
$413,045
Shares
796
Held
DanaherDHR
Share
<0.1%
Value
$403,027
Shares
2,116
-8%
PepsiCoPEP
Share
<0.1%
Value
$398,300
Shares
2,942
-4%
Spectrum Brands
Share
<0.1%
Value
$393,998
Shares
378,000
Held

Company	Share of fund	Value	Shares	Change
Schwab Strategic TRSCHX	17.3%	$155m	5,266,972	Held
Dimensional ETF TrustDUHP	9.8%	$88m	2,109,650	+3%
Pimco Equity SERMFDX	7.9%	$71m	1,704,901	Held
Schwab Strategic TRSCHF	5.9%	$53m	1,923,183	+4%
Dimensional ETF TrustDIHP	4.9%	$44m	1,301,772	+5%
Ishares TRSHV	4.3%	$38m	347,758	+6%
Vanguard Malvern FDSVTIP	4.1%	$37m	738,693	+5%
Dimensional ETF TrustDFAS	4.0%	$36m	433,095	+2%
Schwab Strategic TRFNDB	3.7%	$33m	1,078,457	+4%
Ishares TRSHY	3.0%	$27m	328,601	Held
AppleAAPL	2.4%	$22m	76,017	Held
Franklin Templeton ETF TRFLQM	2.4%	$22m	379,294	Held
Pgim ETF TRPULS	2.4%	$21m	427,177	+8%
Schwab Strategic TRFNDE	2.1%	$19m	473,791	+4%
T Rowe Price Exchange-TradedTCAF	2.1%	$19m	456,246	+3%
Pimco Equity SERMFUS	2.1%	$19m	276,018	+5%
Schwab Strategic TRSCHD	1.5%	$14m	426,828	+3%
Schwab Strategic TRFNDF	1.5%	$13m	247,859	+3%
Spdr Index SHS FDSGMF	1.2%	$11m	67,180	Held
McCormickMKC	1.0%	$9m	180,036	Held
NvidiaNVDA	0.6%	$6m	28,859	+6%
10x GenomicsTXG	0.5%	$5m	126,356	-19%
Patrick IndustriesPATK	0.5%	$5m	52,645	Held
Vanguard Index FDSVOO	0.5%	$4m	6,394	Held
Schwab Strategic TRSCHB	0.4%	$3m	114,378	+7%
Dimensional ETF TrustDFAT	0.3%	$3m	44,061	+7%
PNC Financial Services GroupPNC	0.3%	$3m	12,368	Held
MicrosoftMSFT	0.3%	$3m	8,020	Held
Ishares TRIVV	0.3%	$3m	3,932	Held
AlphabetGOOG	0.3%	$3m	7,752	Held
Amazon.comAMZN	0.3%	$3m	11,413	Held
AlphabetGOOGL	0.3%	$3m	7,259	+18%
CaterpillarCAT	0.3%	$2m	2,335	+3%
Spdr Index SHS FDSSPGM	0.2%	$2m	25,972	-61%
Vanguard World FDVGT	0.2%	$2m	16,492	+3%
Schwab Strategic TRSCHG	0.2%	$2m	53,128	Held
Lockheed MartinLMT	0.2%	$2m	3,362	Held
Eli LillyLLY	0.2%	$1m	1,232	Held
RTXRTX	0.2%	$1m	7,339	Held
JPMorgan ChaseJPM	0.1%	$1m	4,063	Held
TeslaTSLA	0.1%	$1m	3,077	+11%
Micron TechnologyMU	0.1%	$1m	1,045	+3%
Spdr Index SHS FDSCWI	0.1%	$1m	29,657	Held
Ishares TRITOT	0.1%	$1m	7,290	Held
Hewlett Packard EnterpriseHPE	0.1%	$1m	26,328	Held
Costco WholesaleCOST	0.1%	$1m	1,238	Held
MastercardMA	0.1%	$1m	2,249	Held
Berkshire HathawayBRK-B	0.1%	$1m	2,216	+2%
Procter & GamblePG	0.1%	$1m	7,365	Held
United Parcel ServiceUPS	0.1%	$1m	9,898	Held
ExxonMobil HoldingsXOM	0.1%	$1m	7,705	Held
Lam ResearchLRCX	0.1%	$1m	2,371	+5%
Schwab Strategic TRSCHA	0.1%	$1m	28,106	Held
Charles SchwabSCHW	0.1%	$1m	10,994	-2%
Blackstone Mortgage Trust IN	0.1%	$1m	1,006,000	+5%
MGP Ingredients INC New	0.1%	$1m	1,038,000	+4%
Sarepta Therapeutics	0.1%	$990,860	1,047,000	+5%
FastenalFAST	0.1%	$987,065	20,551	Held
MerckMRK	0.1%	$977,762	7,599	Held
Advanced Micro DevicesAMD	0.1%	$975,348	1,679	+20%
Johnson & JohnsonJNJ	0.1%	$931,320	3,667	+4%
Constellation EnergyCEG	<0.1%	$881,969	3,551	Held
Vanguard Index FDSVTI	<0.1%	$849,911	2,297	+8%
Schwab Strategic TRSCHM	<0.1%	$849,650	23,044	Held
Pebblebrook Hotel TR	<0.1%	$843,902	846,000	-5%
AbbVieABBV	<0.1%	$797,043	3,167	+3%
VisaV	<0.1%	$771,880	2,250	Held
CSXCSX	<0.1%	$759,530	15,980	Held
TJX CompaniesTJX	<0.1%	$755,256	4,985	Held
Berkshire Hathaway INC DELBRK-A	<0.1%	$748,850	1	Held
Home DepotHD	<0.1%	$721,122	2,045	Held
United RentalsURI	<0.1%	$720,519	636	Held
Taiwan Semiconductor ManufacturingTSM	<0.1%	$651,741	1,365	+21%
ChevronCVX	<0.1%	$646,426	3,900	+4%
Vanguard World FDVIS	<0.1%	$640,975	1,779	+7%
McDonald'sMCD	<0.1%	$640,472	2,369	-5%
Meta PlatformsMETA	<0.1%	$614,604	1,091	+12%
DocusignDOCU	<0.1%	$612,197	13,782	Held
International Business MachinesIBM	<0.1%	$603,470	2,146	Held
Bloom EnergyBE	<0.1%	$590,871	1,952	-25%
Snap	<0.1%	$582,455	613,000	-6%
ASML Holding NVASML	<0.1%	$570,970	287	-5%
Mount Logan CapitalMLCI	<0.1%	$569,132	165,445	-5%
Redfin	<0.1%	$547,682	564,000	-5%
ExelonEXC	<0.1%	$540,713	11,598	Held
Bandwidth	<0.1%	$534,580	573,000	-6%
Ishares TRIWF	<0.1%	$515,058	4,148	Held
Select Sector Spdr TRXLY	<0.1%	$499,498	4,259	+5%
HeicoHEI-A	<0.1%	$495,961	1,923	-2%
BroadcomAVGO	<0.1%	$494,272	1,308	+5%
Vanguard Charlotte FDSBNDX	<0.1%	$472,290	9,752	Held
UnitedHealth GroupUNH	<0.1%	$471,741	1,135	+4%
Vanguard World FDVHT	<0.1%	$464,177	1,552	+23%
Schwab Strategic TRSCHZ	<0.1%	$432,948	18,718	Held
Monolithic Power SystemsMPWR	<0.1%	$432,679	313	-11%
Cisco SystemsCSCO	<0.1%	$423,308	3,604	+7%
LindeLIN	<0.1%	$413,045	796	Held
DanaherDHR	<0.1%	$403,027	2,116	-8%
PepsiCoPEP	<0.1%	$398,300	2,942	-4%
Spectrum Brands	<0.1%	$393,998	378,000	Held

Showing the largest 100 of 1,448.

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 77.4% since 30 June 2025.

Where the money is

Technology4.8%

Industrials1.9%

Financial services1.7%

Everyday goods1.5%

Health care1.4%

Retail & consumer1.4%

Media & telecom0.8%

Utilities0.4%

Energy0.3%

Materials0.3%

Real estate0.1%

Other85.4%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.