Financial Plan
BELLINGHAM, WAfiles as Financial Plan, Inc.
$1.1bn in 95 US stocks at the end of 30 June 2026. The top 10 are 72.6% of the money. It changed about 3.8% of the portfolio this quarter.
Value
$1.1bn
Stocks
95
Top 10 share
72.6%
Turnover
3.8%
What changed this quarter
New
Bought for the first time this quarter.
- AlphabetGOOGL<0.1% of the fund
- Vanguard BD Index FDSVUSB<0.1% of the fund
- QualcommQCOM<0.1% of the fund
- Cisco SystemsCSCO<0.1% of the fund
- Ishares TRIWB<0.1% of the fund
- Morgan StanleyMS<0.1% of the fund
- Vanguard Index FDSVB<0.1% of the fund
- Callan JMBCJMB<0.1% of the fund
Added
Bought more of a stock they already held.
- American Centy ETF TRAVUS17.4% of the fund+2%
- Dimensional ETF TrustDFAC15.6% of the fund+5%
- Dimensional ETF TrustDFIC5.7% of the fund+6%
- Dimensional ETF TrustDFSD4.7% of the fund+13%
- American Centy ETF TRAVSF4.1% of the fund+9%
- Vanguard Malvern FDSVTIP3.7% of the fund+14%
- American Centy ETF TRAVRE3.6% of the fund+12%
- Dimensional ETF TrustDFEM2.9% of the fund+5%
- Spdr Series TrustSPMB2.9% of the fund+7%
- Dimensional ETF TrustDFGR2.8% of the fund+8%
- Dimensional ETF TrustDFCF2.3% of the fund+13%
- Ishares TRSTIP1.0% of the fund+3%
- Dimensional ETF TrustDFIP0.9% of the fund+20%
- Vanguard Scottsdale FDSVCSH0.7% of the fund+6%
- American Centy ETF TRAVIG0.7% of the fund+14%
- Ishares TRSHV0.5% of the fund+141%
- Vanguard Scottsdale FDSVMBS0.5% of the fund+454%
- Ishares TRSUB0.4% of the fund+28%
- American Centy ETF TRAVGE0.1% of the fund+22%
- Costco WholesaleCOST0.1% of the fund+6%
- Dimensional ETF TrustDFSU0.1% of the fund+15%
- Dimensional ETF TrustDFNM0.1% of the fund+56%
- Dimensional ETF TrustDFSV0.1% of the fund+12%
- BoeingBA<0.1% of the fund+7%
- BroadcomAVGO<0.1% of the fund+13%
Cut
Sold some of their stake.
- Dimensional ETF TrustDUSB2.8% of the fund-28%
- AppleAAPL0.6% of the fund-6%
- Vanguard BD Index FDSBSV0.5% of the fund-5%
- Spdr Series TrustSPSB0.4% of the fund-9%
- Spdr Gold TRGLD0.3% of the fund-8%
- Vanguard MUN BD FDSVTEB0.3% of the fund-2%
- Vanguard Index FDSVTI0.2% of the fund-7%
- Ishares TRREET0.2% of the fund-3%
- Spdr Series TrustSPTM0.1% of the fund-7%
- Spdr Index SHS FDSSPDW<0.1% of the fund-5%
- Spdr Index SHS FDSSPEM<0.1% of the fund-3%
Sold out
Sold their entire stake.
- McDonald'sMCD-100%
- BPBP-100%
- Wah Fu Education GroupWAFU-100%
- IT Tech PackagingITP-100%
- Sentage HoldingsSNTG-100%
- Smartkem-100%
- HUB Cyber Security-100%
Holdings
- American Centy ETF TRAVUS
- Share
- 17.4%
- Value
- $183m
- Shares
- 1,428,195
+2%
- Dimensional ETF TrustDFAC
- Share
- 15.6%
- Value
- $164m
- Shares
- 3,704,312
+5%
- American Centy ETF TRAVDE
- Share
- 10.2%
- Value
- $108m
- Shares
- 1,209,058
Held
- Dimensional ETF TrustDFIC
- Share
- 5.7%
- Value
- $60m
- Shares
- 1,614,612
+6%
- Dimensional ETF TrustDFSD
- Share
- 4.7%
- Value
- $50m
- Shares
- 1,038,034
+13%
- American Centy ETF TRAVEM
- Share
- 4.7%
- Value
- $49m
- Shares
- 511,267
Held
- American Centy ETF TRAVSF
- Share
- 4.1%
- Value
- $43m
- Shares
- 926,710
+9%
- Vanguard Malvern FDSVTIP
- Share
- 3.7%
- Value
- $39m
- Shares
- 776,767
+14%
- American Centy ETF TRAVRE
- Share
- 3.6%
- Value
- $38m
- Shares
- 797,049
+12%
- Dimensional ETF TrustDFEM
- Share
- 2.9%
- Value
- $31m
- Shares
- 763,903
+5%
- Spdr Series TrustSPMB
- Share
- 2.9%
- Value
- $30m
- Shares
- 1,354,741
+7%
- Dimensional ETF TrustDUSB
- Share
- 2.8%
- Value
- $30m
- Shares
- 587,139
-28%
- Dimensional ETF TrustDFGR
- Share
- 2.8%
- Value
- $29m
- Shares
- 1,006,202
+8%
- Dimensional ETF TrustDFAX
- Share
- 2.5%
- Value
- $26m
- Shares
- 718,310
Held
- Dimensional ETF TrustDFCF
- Share
- 2.3%
- Value
- $24m
- Shares
- 576,998
+13%
- Ishares TRSTIP
- Share
- 1.0%
- Value
- $11m
- Shares
- 104,859
+3%
- Dimensional ETF TrustDFIP
- Share
- 0.9%
- Value
- $10m
- Shares
- 231,318
+20%
- Vanguard Scottsdale FDSVCSH
- Share
- 0.7%
- Value
- $8m
- Shares
- 99,573
+6%
- American Centy ETF TRAVIG
- Share
- 0.7%
- Value
- $7m
- Shares
- 172,083
+14%
- Vanguard Scottsdale FDSVGSH
- Share
- 0.6%
- Value
- $7m
- Shares
- 113,466
Held
- American Centy ETF TRAVUV
- Share
- 0.6%
- Value
- $6m
- Shares
- 48,709
Held
- Vanguard BD Index FDSBSV
- Share
- 0.5%
- Value
- $6m
- Shares
- 71,969
-5%
- Ishares TRSHV
- Share
- 0.5%
- Value
- $5m
- Shares
- 46,426
+141%
- Vanguard Scottsdale FDSVMBS
- Share
- 0.5%
- Value
- $5m
- Shares
- 103,640
+454%
- Ishares TRSUB
- Share
- 0.4%
- Value
- $5m
- Shares
- 42,464
+28%
- Spdr Series TrustSPSB
- Share
- 0.4%
- Value
- $4m
- Shares
- 130,057
-9%
- Vanguard Intl Equity Index FVT
- Share
- 0.3%
- Value
- $4m
- Shares
- 22,679
Held
- Dimensional ETF TrustDFAI
- Share
- 0.3%
- Value
- $4m
- Shares
- 85,267
Held
- Spdr Gold TRGLD
- Share
- 0.3%
- Value
- $3m
- Shares
- 9,258
-8%
- Vanguard MUN BD FDSVTEB
- Share
- 0.3%
- Value
- $3m
- Shares
- 53,422
-2%
- Vanguard Index FDSVTI
- Share
- 0.2%
- Value
- $2m
- Shares
- 6,734
-7%
- Ishares TRREET
- Share
- 0.2%
- Value
- $2m
- Shares
- 88,787
-3%
- Ishares Silver TRSLV
- Share
- 0.2%
- Value
- $2m
- Shares
- 40,008
Held
- American Centy ETF TRAVDV
- Share
- 0.2%
- Value
- $2m
- Shares
- 18,949
Held
- Dimensional ETF TrustDFAU
- Share
- 0.2%
- Value
- $2m
- Shares
- 31,772
Held
- Berkshire Hathaway INC DELBRK-A
- Share
- 0.1%
- Value
- $1m
- Shares
- 2
Held
- American Centy ETF TRAVGE
- Share
- 0.1%
- Value
- $1m
- Shares
- 14,323
+22%
- Dimensional ETF TrustDFSU
- Share
- 0.1%
- Value
- $1m
- Shares
- 27,901
+15%
- Ishares TRIWF
- Share
- 0.1%
- Value
- $1m
- Shares
- 10,360
Held
- American Centy ETF TRAVSU
- Share
- 0.1%
- Value
- $1m
- Shares
- 14,249
Held
- Dimensional ETF TrustDFUS
- Share
- 0.1%
- Value
- $1m
- Shares
- 15,393
Held
- Spdr Series TrustSPTM
- Share
- 0.1%
- Value
- $1m
- Shares
- 13,842
-7%
- Dimensional ETF TrustDFNM
- Share
- 0.1%
- Value
- $1m
- Shares
- 24,574
+56%
- Dimensional ETF TrustDFSV
- Share
- 0.1%
- Value
- $1m
- Shares
- 28,878
+12%
- Dimensional ETF TrustDXUV
- Share
- <0.1%
- Value
- $910,518
- Shares
- 13,692
Held
- Spdr Series TrustSPAB
- Share
- <0.1%
- Value
- $772,873
- Shares
- 30,285
Held
- American Centy ETF TRAVSD
- Share
- <0.1%
- Value
- $715,125
- Shares
- 8,952
Held
- Dimensional ETF TrustDFSI
- Share
- <0.1%
- Value
- $582,918
- Shares
- 12,925
+15%
- American Centy ETF TRAVMU
- Share
- <0.1%
- Value
- $546,442
- Shares
- 11,730
Held
- American Centy ETF TRAVLV
- Share
- <0.1%
- Value
- $514,698
- Shares
- 5,643
Held
- Vanguard Index FDSVOO
- Share
- <0.1%
- Value
- $513,047
- Shares
- 747
+19%
- Vanguard World FDVGT
- Share
- <0.1%
- Value
- $504,852
- Shares
- 4,224
Held
- Vanguard Index FDSVO
- Share
- <0.1%
- Value
- $471,818
- Shares
- 5,856
Held
- Tri-ContinentalTY
- Share
- <0.1%
- Value
- $450,592
- Shares
- 13,091
+19%
- Ishares TRMBB
- Share
- <0.1%
- Value
- $439,423
- Shares
- 4,649
+14%
- Ishares U S ETF TRMEAR
- Share
- <0.1%
- Value
- $392,813
- Shares
- 7,797
+7%
- Ishares TRIVV
- Share
- <0.1%
- Value
- $387,925
- Shares
- 518
Held
- Vanguard Wellington FDVTES
- Share
- <0.1%
- Value
- $382,749
- Shares
- 3,778
+36%
- Ishares TRIEFA
- Share
- <0.1%
- Value
- $373,946
- Shares
- 3,872
+21%
- Dimensional ETF TrustDFSB
- Share
- <0.1%
- Value
- $359,663
- Shares
- 6,902
Held
- Spdr Index SHS FDSSPDW
- Share
- <0.1%
- Value
- $355,098
- Shares
- 7,047
-5%
- Spdr Index SHS FDSSPEM
- Share
- <0.1%
- Value
- $338,486
- Shares
- 6,537
-3%
- Vanguard BD Index FDSVUSB
- Share
- <0.1%
- Value
- $323,949
- Shares
- 6,508
New
- Ishares TRSUSB
- Share
- <0.1%
- Value
- $307,502
- Shares
- 12,305
Held
- Dimensional ETF TrustDFSE
- Share
- <0.1%
- Value
- $286,092
- Shares
- 5,853
+10%
- Bank of Amer
- Share
- <0.1%
- Value
- $267,209
- Shares
- 213
Held
- American Centy ETF TRAVSE
- Share
- <0.1%
- Value
- $259,094
- Shares
- 3,166
Held
- Ishares TRIWB
- Share
- <0.1%
- Value
- $214,169
- Shares
- 523
New
- Vanguard Index FDSVB
- Share
- <0.1%
- Value
- $202,787
- Shares
- 669
New
- GAMCO Global Gold, Natural Resources & Income TrustGGN
- Share
- <0.1%
- Value
- $121,131
- Shares
- 25,027
Held
| Company | Share of fund | Value | Shares | Change |
|---|---|---|---|---|
| American Centy ETF TRAVUS | 17.4% | $183m | 1,428,195 | +2% |
| Dimensional ETF TrustDFAC | 15.6% | $164m | 3,704,312 | +5% |
| American Centy ETF TRAVDE | 10.2% | $108m | 1,209,058 | Held |
| Dimensional ETF TrustDFIC | 5.7% | $60m | 1,614,612 | +6% |
| Dimensional ETF TrustDFSD | 4.7% | $50m | 1,038,034 | +13% |
| American Centy ETF TRAVEM | 4.7% | $49m | 511,267 | Held |
| American Centy ETF TRAVSF | 4.1% | $43m | 926,710 | +9% |
| Vanguard Malvern FDSVTIP | 3.7% | $39m | 776,767 | +14% |
| American Centy ETF TRAVRE | 3.6% | $38m | 797,049 | +12% |
| Dimensional ETF TrustDFEM | 2.9% | $31m | 763,903 | +5% |
| Spdr Series TrustSPMB | 2.9% | $30m | 1,354,741 | +7% |
| Dimensional ETF TrustDUSB | 2.8% | $30m | 587,139 | -28% |
| Dimensional ETF TrustDFGR | 2.8% | $29m | 1,006,202 | +8% |
| Dimensional ETF TrustDFAX | 2.5% | $26m | 718,310 | Held |
| Dimensional ETF TrustDFCF | 2.3% | $24m | 576,998 | +13% |
| Ishares TRSTIP | 1.0% | $11m | 104,859 | +3% |
| Dimensional ETF TrustDFIP | 0.9% | $10m | 231,318 | +20% |
| Vanguard Scottsdale FDSVCSH | 0.7% | $8m | 99,573 | +6% |
| American Centy ETF TRAVIG | 0.7% | $7m | 172,083 | +14% |
| Vanguard Scottsdale FDSVGSH | 0.6% | $7m | 113,466 | Held |
| AppleAAPL | 0.6% | $6m | 21,053 | -6% |
| American Centy ETF TRAVUV | 0.6% | $6m | 48,709 | Held |
| CaterpillarCAT | 0.6% | $6m | 5,511 | Held |
| Vanguard BD Index FDSBSV | 0.5% | $6m | 71,969 | -5% |
| Ishares TRSHV | 0.5% | $5m | 46,426 | +141% |
| Vanguard Scottsdale FDSVMBS | 0.5% | $5m | 103,640 | +454% |
| MicrosoftMSFT | 0.4% | $5m | 12,363 | Held |
| Ishares TRSUB | 0.4% | $5m | 42,464 | +28% |
| Spdr Series TrustSPSB | 0.4% | $4m | 130,057 | -9% |
| Vanguard Intl Equity Index FVT | 0.3% | $4m | 22,679 | Held |
| Dimensional ETF TrustDFAI | 0.3% | $4m | 85,267 | Held |
| Spdr Gold TRGLD | 0.3% | $3m | 9,258 | -8% |
| Vanguard MUN BD FDSVTEB | 0.3% | $3m | 53,422 | -2% |
| Vanguard Index FDSVTI | 0.2% | $2m | 6,734 | -7% |
| Ishares TRREET | 0.2% | $2m | 88,787 | -3% |
| Ishares Silver TRSLV | 0.2% | $2m | 40,008 | Held |
| American Centy ETF TRAVDV | 0.2% | $2m | 18,949 | Held |
| Bank of New York MellonBNY | 0.2% | $2m | 12,107 | Held |
| Dimensional ETF TrustDFAU | 0.2% | $2m | 31,772 | Held |
| Berkshire Hathaway INC DELBRK-A | 0.1% | $1m | 2 | Held |
| TeslaTSLA | 0.1% | $1m | 3,488 | Held |
| American Centy ETF TRAVGE | 0.1% | $1m | 14,323 | +22% |
| Costco WholesaleCOST | 0.1% | $1m | 1,457 | +6% |
| NvidiaNVDA | 0.1% | $1m | 6,725 | Held |
| Dimensional ETF TrustDFSU | 0.1% | $1m | 27,901 | +15% |
| Ishares TRIWF | 0.1% | $1m | 10,360 | Held |
| American Centy ETF TRAVSU | 0.1% | $1m | 14,249 | Held |
| Dimensional ETF TrustDFUS | 0.1% | $1m | 15,393 | Held |
| Spdr Series TrustSPTM | 0.1% | $1m | 13,842 | -7% |
| Dimensional ETF TrustDFNM | 0.1% | $1m | 24,574 | +56% |
| Dimensional ETF TrustDFSV | 0.1% | $1m | 28,878 | +12% |
| CorningGLW | <0.1% | $1m | 4,003 | Held |
| Dimensional ETF TrustDXUV | <0.1% | $910,518 | 13,692 | Held |
| BoeingBA | <0.1% | $806,567 | 3,726 | +7% |
| Spdr Series TrustSPAB | <0.1% | $772,873 | 30,285 | Held |
| AlphabetGOOG | <0.1% | $731,040 | 2,069 | Held |
| American Centy ETF TRAVSD | <0.1% | $715,125 | 8,952 | Held |
| Matrix ServiceMTRX | <0.1% | $652,326 | 47,615 | Held |
| TrimbleTRMB | <0.1% | $639,750 | 12,500 | Held |
| BroadcomAVGO | <0.1% | $595,712 | 1,577 | +13% |
| Dimensional ETF TrustDFSI | <0.1% | $582,918 | 12,925 | +15% |
| American Centy ETF TRAVMU | <0.1% | $546,442 | 11,730 | Held |
| Amazon.comAMZN | <0.1% | $531,737 | 2,231 | +14% |
| American Centy ETF TRAVLV | <0.1% | $514,698 | 5,643 | Held |
| Vanguard Index FDSVOO | <0.1% | $513,047 | 747 | +19% |
| Vanguard World FDVGT | <0.1% | $504,852 | 4,224 | Held |
| Vanguard Index FDSVO | <0.1% | $471,818 | 5,856 | Held |
| Tri-ContinentalTY | <0.1% | $450,592 | 13,091 | +19% |
| Johnson & JohnsonJNJ | <0.1% | $439,665 | 1,731 | +15% |
| Ishares TRMBB | <0.1% | $439,423 | 4,649 | +14% |
| Ishares U S ETF TRMEAR | <0.1% | $392,813 | 7,797 | +7% |
| Ishares TRIVV | <0.1% | $387,925 | 518 | Held |
| Vanguard Wellington FDVTES | <0.1% | $382,749 | 3,778 | +36% |
| Ishares TRIEFA | <0.1% | $373,946 | 3,872 | +21% |
| Dimensional ETF TrustDFSB | <0.1% | $359,663 | 6,902 | Held |
| Spdr Index SHS FDSSPDW | <0.1% | $355,098 | 7,047 | -5% |
| AbbVieABBV | <0.1% | $343,226 | 1,364 | +12% |
| Spdr Index SHS FDSSPEM | <0.1% | $338,486 | 6,537 | -3% |
| AlphabetGOOGL | <0.1% | $327,708 | 917 | New |
| Vanguard BD Index FDSVUSB | <0.1% | $323,949 | 6,508 | New |
| Abbott LaboratoriesABT | <0.1% | $323,942 | 3,570 | Held |
| QualcommQCOM | <0.1% | $321,904 | 1,742 | New |
| Ishares TRSUSB | <0.1% | $307,502 | 12,305 | Held |
| Dimensional ETF TrustDFSE | <0.1% | $286,092 | 5,853 | +10% |
| Cisco SystemsCSCO | <0.1% | $285,428 | 2,430 | New |
| ExxonMobil HoldingsXOM | <0.1% | $270,295 | 1,977 | Held |
| Bank of Amer | <0.1% | $267,209 | 213 | Held |
| US BancorpUSB | <0.1% | $261,894 | 4,336 | +9% |
| American Centy ETF TRAVSE | <0.1% | $259,094 | 3,166 | Held |
| Ishares TRIWB | <0.1% | $214,169 | 523 | New |
| Morgan StanleyMS | <0.1% | $207,368 | 992 | New |
| ChevronCVX | <0.1% | $203,553 | 1,228 | +22% |
| Vanguard Index FDSVB | <0.1% | $202,787 | 669 | New |
| GAMCO Global Gold, Natural Resources & Income TrustGGN | <0.1% | $121,131 | 25,027 | Held |
| Callan JMBCJMB | <0.1% | $10,854 | 13,500 | New |
Over time and by industry
Value over time
Dec '25
Jun '26
Value is up 21.0% since 31 December 2025.
Where the money is
Technology1.4%
Industrials0.7%
Financial services0.2%
Retail & consumer0.2%
Everyday goods0.1%
Health care0.1%
Media & telecom0.1%
Energy0.0%
Other97.1%
From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.