FinDec Wealth Services

Stockton, CAfiles as FinDec Wealth Services, Inc.

$85m in 32 US stocks at the end of 30 June 2026. The top 10 are 87.1% of the money. It changed about 4.1% of the portfolio this quarter.

Value

$85m

Stocks

Top 10 share

87.1%

Turnover

4.1%

What changed this quarter

New

Bought for the first time this quarter.

Public StoragePSA
0.3% of the fund
Invesco QQQ TRQQQ
0.3% of the fund
AlphabetGOOG
0.2% of the fund
Soundhound AISOUN
0.1% of the fund

Added

Bought more of a stock they already held.

Capital GRP Fixed Incm ETF TCGCP
17.8% of the fund
+5%
Dimensional ETF TrustDFCF
6.3% of the fund
+17%
Vanguard BD Index FDSBIV
1.6% of the fund
+9%
TeslaTSLA
0.5% of the fund
+3%

Cut

Sold some of their stake.

Schwab Strategic TRSCHG
13.4% of the fund
-9%
Dimensional ETF TrustDFLV
12.9% of the fund
-3%
Dimensional ETF TrustDFAU
12.4% of the fund
-6%
Dimensional ETF TrustDFAI
8.5% of the fund
-5%
Vanguard Index FDSVO
5.3% of the fund
-4%
Vanguard Index FDSVB
5.1% of the fund
-5%
Vanguard Index FDSVTI
3.0% of the fund
-7%
Dimensional ETF TrustDFAE
2.5% of the fund
-14%
Schwab Strategic TRSCHE
1.2% of the fund
-5%
Vanguard Index FDSVOO
0.8% of the fund
-3%
AppleAAPL
0.8% of the fund
-74%
Capital Group Dividend ValueCGDV
0.6% of the fund
-10%
NvidiaNVDA
0.6% of the fund
-7%
Ishares TRIHI
0.5% of the fund
-2%
Schwab Strategic TRSCHX
0.4% of the fund
-8%
Capital Group Growth ETFCGGR
0.3% of the fund
-5%
Capital Group GBL Growth EQTCGGO
0.3% of the fund
-4%
Dimensional ETF TrustDFAS
0.2% of the fund
-16%

Sold out

Sold their entire stake.

Berkshire Hathaway INC DELBRK-A
-100%
Cardiff OncologyCRDF
-100%

Holdings

Capital GRP Fixed Incm ETF TCGCP
Share
17.8%
Value
$15m
Shares
676,714
+5%
Schwab Strategic TRSCHG
Share
13.4%
Value
$11m
Shares
334,533
-9%
Dimensional ETF TrustDFLV
Share
12.9%
Value
$11m
Shares
276,532
-3%
Dimensional ETF TrustDFAU
Share
12.4%
Value
$10m
Shares
202,390
-6%
Dimensional ETF TrustDFAI
Share
8.5%
Value
$7m
Shares
173,603
-5%
Dimensional ETF TrustDFCF
Share
6.3%
Value
$5m
Shares
126,375
+17%
Vanguard Index FDSVO
Share
5.3%
Value
$4m
Shares
55,531
-4%
Vanguard Index FDSVB
Share
5.1%
Value
$4m
Shares
14,205
-5%
Vanguard Index FDSVTI
Share
3.0%
Value
$3m
Shares
6,905
-7%
Dimensional ETF TrustDFAE
Share
2.5%
Value
$2m
Shares
53,004
-14%
Schwab Strategic TRSCHF
Share
2.3%
Value
$2m
Shares
71,239
Held
Vanguard BD Index FDSBIV
Share
1.6%
Value
$1m
Shares
17,133
+9%
Schwab Strategic TRSCHE
Share
1.2%
Value
$1m
Shares
27,593
-5%
Vanguard Index FDSVOO
Share
0.8%
Value
$668,231
Shares
973
-3%
AppleAAPL
Share
0.8%
Value
$636,432
Shares
2,199
-74%
Capital Group Dividend ValueCGDV
Share
0.6%
Value
$533,335
Shares
10,823
-10%
NvidiaNVDA
Share
0.6%
Value
$514,293
Shares
2,570
-7%
PepsiCoPEP
Share
0.6%
Value
$488,524
Shares
3,608
Held
Ishares TRIHI
Share
0.5%
Value
$450,090
Shares
9,109
-2%
TeslaTSLA
Share
0.5%
Value
$388,635
Shares
924
+3%
Dimensional ETF TrustDFAT
Share
0.4%
Value
$358,697
Shares
5,132
Held
Schwab Strategic TRSCHX
Share
0.4%
Value
$325,825
Shares
11,071
-8%
Dimensional ETF TrustDFIV
Share
0.3%
Value
$293,416
Shares
5,432
Held
Capital Group Growth ETFCGGR
Share
0.3%
Value
$266,434
Shares
5,645
-5%
Capital Group GBL Growth EQTCGGO
Share
0.3%
Value
$254,029
Shares
6,001
-4%
Capital Group Core Equity ETCGUS
Share
0.3%
Value
$240,645
Shares
5,410
Held
Public StoragePSA
Share
0.3%
Value
$232,048
Shares
729
New
Dimensional ETF TrustDFSD
Share
0.3%
Value
$230,168
Shares
4,820
Held
Invesco QQQ TRQQQ
Share
0.3%
Value
$211,981
Shares
288
New
Dimensional ETF TrustDFAS
Share
0.2%
Value
$205,439
Shares
2,495
-16%
AlphabetGOOG
Share
0.2%
Value
$204,159
Shares
578
New
Soundhound AISOUN
Share
0.1%
Value
$97,050
Shares
15,000
New

Company	Share of fund	Value	Shares	Change
Capital GRP Fixed Incm ETF TCGCP	17.8%	$15m	676,714	+5%
Schwab Strategic TRSCHG	13.4%	$11m	334,533	-9%
Dimensional ETF TrustDFLV	12.9%	$11m	276,532	-3%
Dimensional ETF TrustDFAU	12.4%	$10m	202,390	-6%
Dimensional ETF TrustDFAI	8.5%	$7m	173,603	-5%
Dimensional ETF TrustDFCF	6.3%	$5m	126,375	+17%
Vanguard Index FDSVO	5.3%	$4m	55,531	-4%
Vanguard Index FDSVB	5.1%	$4m	14,205	-5%
Vanguard Index FDSVTI	3.0%	$3m	6,905	-7%
Dimensional ETF TrustDFAE	2.5%	$2m	53,004	-14%
Schwab Strategic TRSCHF	2.3%	$2m	71,239	Held
Vanguard BD Index FDSBIV	1.6%	$1m	17,133	+9%
Schwab Strategic TRSCHE	1.2%	$1m	27,593	-5%
Vanguard Index FDSVOO	0.8%	$668,231	973	-3%
AppleAAPL	0.8%	$636,432	2,199	-74%
Capital Group Dividend ValueCGDV	0.6%	$533,335	10,823	-10%
NvidiaNVDA	0.6%	$514,293	2,570	-7%
PepsiCoPEP	0.6%	$488,524	3,608	Held
Ishares TRIHI	0.5%	$450,090	9,109	-2%
TeslaTSLA	0.5%	$388,635	924	+3%
Dimensional ETF TrustDFAT	0.4%	$358,697	5,132	Held
Schwab Strategic TRSCHX	0.4%	$325,825	11,071	-8%
Dimensional ETF TrustDFIV	0.3%	$293,416	5,432	Held
Capital Group Growth ETFCGGR	0.3%	$266,434	5,645	-5%
Capital Group GBL Growth EQTCGGO	0.3%	$254,029	6,001	-4%
Capital Group Core Equity ETCGUS	0.3%	$240,645	5,410	Held
Public StoragePSA	0.3%	$232,048	729	New
Dimensional ETF TrustDFSD	0.3%	$230,168	4,820	Held
Invesco QQQ TRQQQ	0.3%	$211,981	288	New
Dimensional ETF TrustDFAS	0.2%	$205,439	2,495	-16%
AlphabetGOOG	0.2%	$204,159	578	New
Soundhound AISOUN	0.1%	$97,050	15,000	New

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is down 11.5% since 30 June 2025.

Where the money is

Technology1.5%

Everyday goods0.6%

Retail & consumer0.5%

Real estate0.3%

Media & telecom0.2%

Other97.0%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.