Independence Financial Advisors

FRANKLIN, NHfiles as Independence Financial Advisors, LLC

$386m in 55 US stocks at the end of 30 June 2026. The top 10 are 62.7% of the money. It changed about 26.7% of the portfolio this quarter.

Value

$386m

Stocks

Top 10 share

62.7%

Turnover

26.7%

What changed this quarter

New

Bought for the first time this quarter.

Ishares TRPFF
4.3% of the fund
Fidelity Covington TrustFMAT
3.1% of the fund
Ishares TRIJJ
2.5% of the fund
Ishares TRIJS
1.9% of the fund
Ishares TRFALN
1.8% of the fund
Ishares TRLQD
1.8% of the fund
Travelers CompaniesTRV
<0.1% of the fund
IntelINTC
<0.1% of the fund
Ishares TRIXUS
<0.1% of the fund

Added

Bought more of a stock they already held.

Fidelity Covington TrustFELG
15.2% of the fund
+5%
Fidelity Covington TrustFTEC
10.5% of the fund
+89%
Ishares TRTIP
5.5% of the fund
+58%
Ishares TRIEI
5.4% of the fund
+8%
Ishares TRICVT
4.5% of the fund
+14%
Fidelity Covington TrustFIDU
3.5% of the fund
+5%
Fidelity Covington TrustFENI
3.4% of the fund
+8%
Spdr Gold TRGLD
3.4% of the fund
+23%
Fidelity Covington TrustFCOM
3.3% of the fund
+9%
Fidelity Covington TrustFDIS
3.3% of the fund
+81%
Ishares TRIJT
2.0% of the fund
+42%
Franklin Templeton ETF TRFLBL
1.8% of the fund
+9%
Fidelity Covington TrustFREL
0.1% of the fund
+20%

Cut

Sold some of their stake.

Fidelity Covington TrustFELV
7.0% of the fund
-32%
Fidelity Covington TrustFDVV
3.6% of the fund
-25%
Ishares TRISTB
1.9% of the fund
-2%
Ishares TRIUSV
1.8% of the fund
-31%
Ishares TRIUSG
1.4% of the fund
-27%
Ishares TRIJK
1.3% of the fund
-34%
Ishares TRIEF
0.4% of the fund
-93%
Fidelity Covington TrustFUTY
0.3% of the fund
-91%
Ishares TRSHY
0.3% of the fund
-87%
Fidelity Covington TrustFNCL
0.2% of the fund
-93%
Fidelity Covington TrustFHLC
0.2% of the fund
-39%
AppleAAPL
0.2% of the fund
-32%
MicrosoftMSFT
0.2% of the fund
-26%
ExxonMobil HoldingsXOM
0.2% of the fund
-21%
General ElectricGE
0.1% of the fund
-19%
GE VernovaGEV
<0.1% of the fund
-16%

Sold out

Sold their entire stake.

Fidelity Covington TrustFENY
-100%
BroadcomAVGO
-100%
WalmartWMT
-100%
Verizon CommunicationsVZ
-100%
AT&TT
-100%

Holdings

Fidelity Covington TrustFELG
Share
15.2%
Value
$59m
Shares
1,340,600
+5%
Fidelity Covington TrustFTEC
Share
10.5%
Value
$40m
Shares
141,263
+89%
Fidelity Covington TrustFELV
Share
7.0%
Value
$27m
Shares
671,110
-32%
Ishares TRTIP
Share
5.5%
Value
$21m
Shares
192,148
+58%
Ishares TRIEI
Share
5.4%
Value
$21m
Shares
175,850
+8%
Ishares TRICVT
Share
4.5%
Value
$17m
Shares
141,376
+14%
Ishares TRPFF
Share
4.3%
Value
$17m
Shares
543,016
New
Fidelity Covington TrustFDVV
Share
3.6%
Value
$14m
Shares
227,992
-25%
Fidelity Covington TrustFIDU
Share
3.5%
Value
$14m
Shares
136,325
+5%
Fidelity Covington TrustFENI
Share
3.4%
Value
$13m
Shares
328,715
+8%
Spdr Gold TRGLD
Share
3.4%
Value
$13m
Shares
35,312
+23%
Fidelity Covington TrustFCOM
Share
3.3%
Value
$13m
Shares
185,438
+9%
Fidelity Covington TrustFDIS
Share
3.3%
Value
$13m
Shares
123,456
+81%
Fidelity Covington TrustFMAT
Share
3.1%
Value
$12m
Shares
204,631
New
Ishares TRIJJ
Share
2.5%
Value
$10m
Shares
66,323
New
Ishares TRIJT
Share
2.0%
Value
$8m
Shares
43,314
+42%
Ishares TRIJS
Share
1.9%
Value
$7m
Shares
54,228
New
Ishares TRISTB
Share
1.9%
Value
$7m
Shares
152,851
-2%
Ishares TRIUSV
Share
1.8%
Value
$7m
Shares
63,795
-31%
Ishares TRFALN
Share
1.8%
Value
$7m
Shares
256,955
New
Ishares TRLQD
Share
1.8%
Value
$7m
Shares
63,500
New
Franklin Templeton ETF TRFLBL
Share
1.8%
Value
$7m
Shares
298,880
+9%
Ishares TRIUSG
Share
1.4%
Value
$5m
Shares
29,117
-27%
Ishares TRIJK
Share
1.3%
Value
$5m
Shares
43,969
-34%
Vanguard Index FDSVTI
Share
0.9%
Value
$3m
Shares
9,435
Held
Vanguard Index FDSVOO
Share
0.5%
Value
$2m
Shares
2,663
Held
Ishares TRIEF
Share
0.4%
Value
$1m
Shares
14,356
-93%
JPMorgan ChaseJPM
Share
0.3%
Value
$1m
Shares
3,972
Held
Fidelity Covington TrustFUTY
Share
0.3%
Value
$1m
Shares
17,228
-91%
Ishares TRSHY
Share
0.3%
Value
$1m
Shares
12,245
-87%
Vanguard Specialized FundsVIG
Share
0.2%
Value
$942,266
Shares
3,982
Held
Fidelity Covington TrustFNCL
Share
0.2%
Value
$899,275
Shares
11,746
-93%
Fidelity Covington TrustFHLC
Share
0.2%
Value
$869,449
Shares
11,255
-39%
Invesco Exchange Traded FD TRSP
Share
0.2%
Value
$658,935
Shares
3,097
Held
AppleAAPL
Share
0.2%
Value
$657,888
Shares
2,274
-32%
Berkshire HathawayBRK-B
Share
0.2%
Value
$657,188
Shares
1,313
Held
M&T BankMTB
Share
0.2%
Value
$644,868
Shares
2,709
Held
MicrosoftMSFT
Share
0.2%
Value
$620,357
Shares
1,663
-26%
John Hancock Exchange TradedJHMM
Share
0.2%
Value
$602,344
Shares
8,036
Held
ExxonMobil HoldingsXOM
Share
0.2%
Value
$588,911
Shares
4,307
-21%
CRH PublicCRH
Share
0.1%
Value
$575,292
Shares
5,377
Held
Toronto Dominion BankTD
Share
0.1%
Value
$491,306
Shares
4,046
Held
Independent BankINDB
Share
0.1%
Value
$480,042
Shares
5,734
Held
Home DepotHD
Share
0.1%
Value
$462,219
Shares
1,311
Held
Fidelity Covington TrustFREL
Share
0.1%
Value
$400,395
Shares
13,665
+20%
General ElectricGE
Share
0.1%
Value
$387,177
Shares
1,036
-19%
GE VernovaGEV
Share
<0.1%
Value
$319,121
Shares
272
-16%
AlphabetGOOG
Share
<0.1%
Value
$317,058
Shares
897
Held
Invesco QQQ TRQQQ
Share
<0.1%
Value
$306,311
Shares
416
Held
RTXRTX
Share
<0.1%
Value
$299,287
Shares
1,577
Held
Ishares TRSTIP
Share
<0.1%
Value
$272,150
Shares
2,664
Held
TeslaTSLA
Share
<0.1%
Value
$248,154
Shares
590
Held
Travelers CompaniesTRV
Share
<0.1%
Value
$219,559
Shares
665
New
IntelINTC
Share
<0.1%
Value
$209,445
Shares
1,500
New
Ishares TRIXUS
Share
<0.1%
Value
$201,515
Shares
2,111
New

Company	Share of fund	Value	Shares	Change
Fidelity Covington TrustFELG	15.2%	$59m	1,340,600	+5%
Fidelity Covington TrustFTEC	10.5%	$40m	141,263	+89%
Fidelity Covington TrustFELV	7.0%	$27m	671,110	-32%
Ishares TRTIP	5.5%	$21m	192,148	+58%
Ishares TRIEI	5.4%	$21m	175,850	+8%
Ishares TRICVT	4.5%	$17m	141,376	+14%
Ishares TRPFF	4.3%	$17m	543,016	New
Fidelity Covington TrustFDVV	3.6%	$14m	227,992	-25%
Fidelity Covington TrustFIDU	3.5%	$14m	136,325	+5%
Fidelity Covington TrustFENI	3.4%	$13m	328,715	+8%
Spdr Gold TRGLD	3.4%	$13m	35,312	+23%
Fidelity Covington TrustFCOM	3.3%	$13m	185,438	+9%
Fidelity Covington TrustFDIS	3.3%	$13m	123,456	+81%
Fidelity Covington TrustFMAT	3.1%	$12m	204,631	New
Ishares TRIJJ	2.5%	$10m	66,323	New
Ishares TRIJT	2.0%	$8m	43,314	+42%
Ishares TRIJS	1.9%	$7m	54,228	New
Ishares TRISTB	1.9%	$7m	152,851	-2%
Ishares TRIUSV	1.8%	$7m	63,795	-31%
Ishares TRFALN	1.8%	$7m	256,955	New
Ishares TRLQD	1.8%	$7m	63,500	New
Franklin Templeton ETF TRFLBL	1.8%	$7m	298,880	+9%
Ishares TRIUSG	1.4%	$5m	29,117	-27%
Ishares TRIJK	1.3%	$5m	43,969	-34%
Vanguard Index FDSVTI	0.9%	$3m	9,435	Held
Vanguard Index FDSVOO	0.5%	$2m	2,663	Held
Ishares TRIEF	0.4%	$1m	14,356	-93%
JPMorgan ChaseJPM	0.3%	$1m	3,972	Held
Fidelity Covington TrustFUTY	0.3%	$1m	17,228	-91%
Ishares TRSHY	0.3%	$1m	12,245	-87%
Vanguard Specialized FundsVIG	0.2%	$942,266	3,982	Held
Fidelity Covington TrustFNCL	0.2%	$899,275	11,746	-93%
Fidelity Covington TrustFHLC	0.2%	$869,449	11,255	-39%
Invesco Exchange Traded FD TRSP	0.2%	$658,935	3,097	Held
AppleAAPL	0.2%	$657,888	2,274	-32%
Berkshire HathawayBRK-B	0.2%	$657,188	1,313	Held
M&T BankMTB	0.2%	$644,868	2,709	Held
MicrosoftMSFT	0.2%	$620,357	1,663	-26%
John Hancock Exchange TradedJHMM	0.2%	$602,344	8,036	Held
ExxonMobil HoldingsXOM	0.2%	$588,911	4,307	-21%
CRH PublicCRH	0.1%	$575,292	5,377	Held
Toronto Dominion BankTD	0.1%	$491,306	4,046	Held
Independent BankINDB	0.1%	$480,042	5,734	Held
Home DepotHD	0.1%	$462,219	1,311	Held
Fidelity Covington TrustFREL	0.1%	$400,395	13,665	+20%
General ElectricGE	0.1%	$387,177	1,036	-19%
GE VernovaGEV	<0.1%	$319,121	272	-16%
AlphabetGOOG	<0.1%	$317,058	897	Held
Invesco QQQ TRQQQ	<0.1%	$306,311	416	Held
RTXRTX	<0.1%	$299,287	1,577	Held
Ishares TRSTIP	<0.1%	$272,150	2,664	Held
TeslaTSLA	<0.1%	$248,154	590	Held
Travelers CompaniesTRV	<0.1%	$219,559	665	New
IntelINTC	<0.1%	$209,445	1,500	New
Ishares TRIXUS	<0.1%	$201,515	2,111	New

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 49.9% since 30 June 2025.

Where the money is

Financial services1.0%

Technology0.4%

Industrials0.3%

Retail & consumer0.2%

Energy0.2%

Materials0.1%

Media & telecom0.1%

Other97.8%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.