Myecfo

La Jolla, CAfiles as MYECFO, LLC

$265m in 73 US stocks at the end of 30 June 2026. The top 10 are 71.7% of the money. It changed about 4.3% of the portfolio this quarter.

Value

$265m

Stocks

Top 10 share

71.7%

Turnover

4.3%

What changed this quarter

New

Bought for the first time this quarter.

Ishares TRIAGG
0.2% of the fund
Vanguard NY TAX Free FDSMUNY
0.1% of the fund
SnowflakeSNOW
<0.1% of the fund
IntelINTC
<0.1% of the fund
Select Sector Spdr TRXLF
<0.1% of the fund
Ishares TRIXN
<0.1% of the fund
AtaiBeckleyATAI
<0.1% of the fund

Added

Bought more of a stock they already held.

Vanguard Tax-Managed FDSVEA
12.7% of the fund
+4%
Schwab Strategic TRSCHZ
4.9% of the fund
+7%
Vanguard Intl Equity Index FVWO
4.1% of the fund
+9%
Pimco ETF TRCORP
3.2% of the fund
+7%
Schwab Strategic TRSCHR
2.4% of the fund
+7%
AlphabetGOOGL
2.1% of the fund
+3%
AlphabetGOOG
1.4% of the fund
+4%
Vanguard Index FDSVTI
1.2% of the fund
+3%
AppleAAPL
1.0% of the fund
+10%
World Gold TRGLDM
0.8% of the fund
+12%
Schwab Strategic TRSCHA
0.5% of the fund
+2%
Vanguard Index FDSVUG
0.4% of the fund
+4%
Blackrock Muniholdings California Quality FundMUC
0.3% of the fund
+15%
Vanguard Index FDSVNQ
0.3% of the fund
+4%
Ishares TRIGOV
0.3% of the fund
+35%
Vanguard Specialized FundsVIG
0.2% of the fund
+7%
MicrosoftMSFT
0.2% of the fund
+28%
Ishares TRITOT
0.1% of the fund
+13%
Schwab Strategic TRSCHO
0.1% of the fund
+29%
Opendoor TechnologiesOPEN
<0.1% of the fund
+33%

Cut

Sold some of their stake.

Ishares TRCMF
5.3% of the fund
-8%
Vanguard Intl Equity Index FVT
2.5% of the fund
-21%
Ishares TRNYF
2.3% of the fund
-6%
Schwab Strategic TRSCMB
1.6% of the fund
-5%
Schwab Strategic TRSCHD
1.1% of the fund
-3%
Ishares TRGNMA
0.8% of the fund
-9%
Arrowhead PharmaceuticalsARWR
0.5% of the fund
-5%
Schwab Strategic TRSCHY
0.3% of the fund
-7%
Schwab Strategic TRSCHP
0.2% of the fund
-7%
Nuveen AMT Free Qlty MUNXNEAX
0.2% of the fund
-6%
Vanguard Charlotte FDSBNDX
0.2% of the fund
-45%
Berkshire HathawayBRK-B
0.2% of the fund
-3%
BOXBOX
0.2% of the fund
-5%
Vanguard World FDVDE
0.1% of the fund
-23%

Sold out

Sold their entire stake.

None this quarter.

Holdings

Schwab Strategic TRSCHB
Share
28.2%
Value
$75m
Shares
2,577,055
Held
Vanguard Tax-Managed FDSVEA
Share
12.7%
Value
$34m
Shares
472,297
+4%
Schwab Strategic TRSCHF
Share
6.1%
Value
$16m
Shares
584,925
Held
Ishares TRCMF
Share
5.3%
Value
$14m
Shares
241,609
-8%
Schwab Strategic TRSCHZ
Share
4.9%
Value
$13m
Shares
562,920
+7%
Vanguard Intl Equity Index FVWO
Share
4.1%
Value
$11m
Shares
182,620
+9%
Pimco ETF TRCORP
Share
3.2%
Value
$9m
Shares
88,576
+7%
Vanguard Intl Equity Index FVT
Share
2.5%
Value
$7m
Shares
42,740
-21%
Schwab Strategic TRSCHR
Share
2.4%
Value
$6m
Shares
253,261
+7%
Ishares TRNYF
Share
2.3%
Value
$6m
Shares
112,730
-6%
AlphabetGOOGL
Share
2.1%
Value
$5m
Shares
15,236
+3%
Schwab Strategic TRSCMB
Share
1.6%
Value
$4m
Shares
167,230
-5%
Schwab Strategic TRSCHE
Share
1.5%
Value
$4m
Shares
107,761
Held
AlphabetGOOG
Share
1.4%
Value
$4m
Shares
10,770
+4%
Vanguard Index FDSVOO
Share
1.2%
Value
$3m
Shares
4,635
Held
Vanguard Index FDSVTI
Share
1.2%
Value
$3m
Shares
8,410
+3%
Amazon.comAMZN
Share
1.1%
Value
$3m
Shares
12,375
Held
Schwab Strategic TRSCHD
Share
1.1%
Value
$3m
Shares
92,155
-3%
Abrdn Silver ETF TrustSIVR
Share
1.1%
Value
$3m
Shares
51,427
Held
Vanguard Intl Equity Index FVEU
Share
1.0%
Value
$3m
Shares
32,445
Held
AppleAAPL
Share
1.0%
Value
$3m
Shares
9,382
+10%
Schwab Strategic TRSCHV
Share
1.0%
Value
$3m
Shares
76,290
Held
World Gold TRGLDM
Share
0.8%
Value
$2m
Shares
26,651
+12%
Ishares TRGNMA
Share
0.8%
Value
$2m
Shares
45,377
-9%
Ishares TRIWD
Share
0.8%
Value
$2m
Shares
8,215
Held
Ishares Gold TRIAU
Share
0.5%
Value
$1m
Shares
19,065
Held
Arrowhead PharmaceuticalsARWR
Share
0.5%
Value
$1m
Shares
17,497
-5%
State STR Spdr S&P 500 ETF TSPY
Share
0.5%
Value
$1m
Shares
1,764
Held
Schwab Strategic TRSCHA
Share
0.5%
Value
$1m
Shares
34,931
+2%
Vanguard Index FDSVUG
Share
0.4%
Value
$1m
Shares
13,812
+4%
Ishares TRMUB
Share
0.4%
Value
$1m
Shares
10,911
Held
Affirm HoldingsAFRM
Share
0.4%
Value
$1m
Shares
13,921
Held
BroadcomAVGO
Share
0.4%
Value
$1m
Shares
2,990
Held
Vanguard World FDVGT
Share
0.3%
Value
$906,440
Shares
7,584
Held
Schwab Strategic TRSCHY
Share
0.3%
Value
$816,609
Shares
25,736
-7%
Blackrock Muniholdings California Quality FundMUC
Share
0.3%
Value
$812,579
Shares
73,838
+15%
NvidiaNVDA
Share
0.3%
Value
$764,144
Shares
3,819
Held
Vanguard Index FDSVNQ
Share
0.3%
Value
$742,222
Shares
7,697
+4%
Vanguard BD Index FDSBND
Share
0.3%
Value
$710,976
Shares
9,685
Held
Ishares TRIGOV
Share
0.3%
Value
$682,985
Shares
16,646
+35%
TeslaTSLA
Share
0.3%
Value
$676,745
Shares
1,609
Held
Schwab Strategic TRSCHP
Share
0.2%
Value
$653,702
Shares
24,668
-7%
Nuveen AMT Free Qlty MUNXNEAX
Share
0.2%
Value
$585,826
Shares
49,900
-6%
Vanguard Specialized FundsVIG
Share
0.2%
Value
$560,553
Shares
2,369
+7%
Columbia ETF TR IIXCEM
Share
0.2%
Value
$559,999
Shares
10,590
Held
Vanguard Charlotte FDSBNDX
Share
0.2%
Value
$542,077
Shares
11,193
-45%
Berkshire HathawayBRK-B
Share
0.2%
Value
$533,416
Shares
1,066
-3%
Invesco QQQ TRQQQ
Share
0.2%
Value
$524,317
Shares
712
Held
Vanguard World FDVSGX
Share
0.2%
Value
$521,212
Shares
6,330
Held
Vanguard Index FDSVO
Share
0.2%
Value
$518,871
Shares
6,440
Held
Ishares TRDSI
Share
0.2%
Value
$498,365
Shares
3,500
Held
Ishares TRIAGG
Share
0.2%
Value
$484,748
Shares
9,580
New
MicrosoftMSFT
Share
0.2%
Value
$484,553
Shares
1,299
+28%
Meta PlatformsMETA
Share
0.2%
Value
$433,170
Shares
769
Held
BOXBOX
Share
0.2%
Value
$429,205
Shares
16,172
-5%
Select Sector Spdr TRXLU
Share
0.2%
Value
$420,755
Shares
9,280
Held
IsharesEWA
Share
0.1%
Value
$388,890
Shares
13,810
Held
Ishares TRITOT
Share
0.1%
Value
$376,671
Shares
2,293
+13%
Vanguard NY TAX Free FDSMUNY
Share
0.1%
Value
$370,240
Shares
3,560
New
Vanguard World FDVPU
Share
0.1%
Value
$351,531
Shares
1,796
Held
Ishares TRIVV
Share
0.1%
Value
$320,178
Shares
428
Held
Schwab Strategic TRSCHO
Share
0.1%
Value
$293,615
Shares
12,163
+29%
Vanguard World FDVDE
Share
0.1%
Value
$288,550
Shares
1,922
-23%
Ishares TRIWM
Share
0.1%
Value
$283,925
Shares
945
Held
SnowflakeSNOW
Share
<0.1%
Value
$236,601
Shares
930
New
IntelINTC
Share
<0.1%
Value
$235,277
Shares
1,685
New
ExxonMobil HoldingsXOM
Share
<0.1%
Value
$226,135
Shares
1,654
Held
Spdr Index SHS FDSDWX
Share
<0.1%
Value
$217,435
Shares
4,731
Held
Procter & GamblePG
Share
<0.1%
Value
$216,072
Shares
1,473
Held
Select Sector Spdr TRXLF
Share
<0.1%
Value
$204,790
Shares
3,820
New
Ishares TRIXN
Share
<0.1%
Value
$202,272
Shares
1,400
New
Opendoor TechnologiesOPEN
Share
<0.1%
Value
$71,610
Shares
15,500
+33%
AtaiBeckleyATAI
Share
<0.1%
Value
$54,750
Shares
10,389
New

Company	Share of fund	Value	Shares	Change
Schwab Strategic TRSCHB	28.2%	$75m	2,577,055	Held
Vanguard Tax-Managed FDSVEA	12.7%	$34m	472,297	+4%
Schwab Strategic TRSCHF	6.1%	$16m	584,925	Held
Ishares TRCMF	5.3%	$14m	241,609	-8%
Schwab Strategic TRSCHZ	4.9%	$13m	562,920	+7%
Vanguard Intl Equity Index FVWO	4.1%	$11m	182,620	+9%
Pimco ETF TRCORP	3.2%	$9m	88,576	+7%
Vanguard Intl Equity Index FVT	2.5%	$7m	42,740	-21%
Schwab Strategic TRSCHR	2.4%	$6m	253,261	+7%
Ishares TRNYF	2.3%	$6m	112,730	-6%
AlphabetGOOGL	2.1%	$5m	15,236	+3%
Schwab Strategic TRSCMB	1.6%	$4m	167,230	-5%
Schwab Strategic TRSCHE	1.5%	$4m	107,761	Held
AlphabetGOOG	1.4%	$4m	10,770	+4%
Vanguard Index FDSVOO	1.2%	$3m	4,635	Held
Vanguard Index FDSVTI	1.2%	$3m	8,410	+3%
Amazon.comAMZN	1.1%	$3m	12,375	Held
Schwab Strategic TRSCHD	1.1%	$3m	92,155	-3%
Abrdn Silver ETF TrustSIVR	1.1%	$3m	51,427	Held
Vanguard Intl Equity Index FVEU	1.0%	$3m	32,445	Held
AppleAAPL	1.0%	$3m	9,382	+10%
Schwab Strategic TRSCHV	1.0%	$3m	76,290	Held
World Gold TRGLDM	0.8%	$2m	26,651	+12%
Ishares TRGNMA	0.8%	$2m	45,377	-9%
Ishares TRIWD	0.8%	$2m	8,215	Held
Ishares Gold TRIAU	0.5%	$1m	19,065	Held
Arrowhead PharmaceuticalsARWR	0.5%	$1m	17,497	-5%
State STR Spdr S&P 500 ETF TSPY	0.5%	$1m	1,764	Held
Schwab Strategic TRSCHA	0.5%	$1m	34,931	+2%
Vanguard Index FDSVUG	0.4%	$1m	13,812	+4%
Ishares TRMUB	0.4%	$1m	10,911	Held
Affirm HoldingsAFRM	0.4%	$1m	13,921	Held
BroadcomAVGO	0.4%	$1m	2,990	Held
Vanguard World FDVGT	0.3%	$906,440	7,584	Held
Schwab Strategic TRSCHY	0.3%	$816,609	25,736	-7%
Blackrock Muniholdings California Quality FundMUC	0.3%	$812,579	73,838	+15%
NvidiaNVDA	0.3%	$764,144	3,819	Held
Vanguard Index FDSVNQ	0.3%	$742,222	7,697	+4%
Vanguard BD Index FDSBND	0.3%	$710,976	9,685	Held
Ishares TRIGOV	0.3%	$682,985	16,646	+35%
TeslaTSLA	0.3%	$676,745	1,609	Held
Schwab Strategic TRSCHP	0.2%	$653,702	24,668	-7%
Nuveen AMT Free Qlty MUNXNEAX	0.2%	$585,826	49,900	-6%
Vanguard Specialized FundsVIG	0.2%	$560,553	2,369	+7%
Columbia ETF TR IIXCEM	0.2%	$559,999	10,590	Held
Vanguard Charlotte FDSBNDX	0.2%	$542,077	11,193	-45%
Berkshire HathawayBRK-B	0.2%	$533,416	1,066	-3%
Invesco QQQ TRQQQ	0.2%	$524,317	712	Held
Vanguard World FDVSGX	0.2%	$521,212	6,330	Held
Vanguard Index FDSVO	0.2%	$518,871	6,440	Held
Ishares TRDSI	0.2%	$498,365	3,500	Held
Ishares TRIAGG	0.2%	$484,748	9,580	New
MicrosoftMSFT	0.2%	$484,553	1,299	+28%
Meta PlatformsMETA	0.2%	$433,170	769	Held
BOXBOX	0.2%	$429,205	16,172	-5%
Select Sector Spdr TRXLU	0.2%	$420,755	9,280	Held
IsharesEWA	0.1%	$388,890	13,810	Held
Ishares TRITOT	0.1%	$376,671	2,293	+13%
Vanguard NY TAX Free FDSMUNY	0.1%	$370,240	3,560	New
Vanguard World FDVPU	0.1%	$351,531	1,796	Held
Ishares TRIVV	0.1%	$320,178	428	Held
Schwab Strategic TRSCHO	0.1%	$293,615	12,163	+29%
Vanguard World FDVDE	0.1%	$288,550	1,922	-23%
Ishares TRIWM	0.1%	$283,925	945	Held
SnowflakeSNOW	<0.1%	$236,601	930	New
IntelINTC	<0.1%	$235,277	1,685	New
ExxonMobil HoldingsXOM	<0.1%	$226,135	1,654	Held
Spdr Index SHS FDSDWX	<0.1%	$217,435	4,731	Held
Procter & GamblePG	<0.1%	$216,072	1,473	Held
Select Sector Spdr TRXLF	<0.1%	$204,790	3,820	New
Ishares TRIXN	<0.1%	$202,272	1,400	New
Opendoor TechnologiesOPEN	<0.1%	$71,610	15,500	+33%
AtaiBeckleyATAI	<0.1%	$54,750	10,389	New

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 30.0% since 30 June 2025.

Where the money is

Media & telecom3.7%

Technology2.3%

Retail & consumer1.4%

Financial services0.6%

Health care0.6%

Energy0.1%

Everyday goods0.1%

Real estate0.0%

Other91.3%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.