Obsidian Personal Planning Solutions

ROCKVILLE, MDfiles as Obsidian Personal Planning Solutions LLC

$288m in 119 US stocks at the end of 30 September 2025. The top 10 are 52.9% of the money. It changed about 7.5% of the portfolio this quarter.

Value

$288m

Stocks

119

Top 10 share

52.9%

Turnover

7.5%

What changed this quarter

New

Bought for the first time this quarter.

ExxonMobil HoldingsXOM
0.1% of the fund
BlackRockBLK
<0.1% of the fund
LyftLYFT
<0.1% of the fund
Spdr Gold TRGLD
<0.1% of the fund
Truist FinancialTFC
<0.1% of the fund
Spinnaker ETF SeriesEUAD
<0.1% of the fund
Ishares TRAGG
<0.1% of the fund
Ishares TRIVW
<0.1% of the fund
ShopifySHOP
<0.1% of the fund

Added

Bought more of a stock they already held.

Ishares TRIBTH
9.2% of the fund
+226%
Vanguard Index FDSVTV
5.4% of the fund
+3%
J P Morgan Exchange Traded FJPIE
4.8% of the fund
+4%
Schwab Strategic TRSCHD
4.3% of the fund
+6%
Spdr Index SHS FDSSPDW
4.2% of the fund
+3%
Spdr Series TrustSPYG
3.8% of the fund
+2%
Ishares TREFG
3.8% of the fund
+5%
Capital Group Growth ETFCGGR
3.7% of the fund
+5%
Vanguard Scottsdale FDSVMBS
3.1% of the fund
+3%
First TR Exchange-Traded FDCIBR
3.1% of the fund
+2%
Invesco Exch Traded FD TR IIXMLV
2.7% of the fund
+3%
Ishares TRFLOT
2.7% of the fund
+3%
Spdr Series TrustMDYG
2.4% of the fund
+4%
Vanguard World FDVHT
1.7% of the fund
+3%
Select Sector Spdr TRXLE
1.6% of the fund
+9%
J P Morgan Exchange Traded FJMUB
1.3% of the fund
+10%
Select Sector Spdr TRXLB
1.3% of the fund
+7%
Ishares U S ETF TRMEAR
1.2% of the fund
+3%
Select Sector Spdr TRXLF
1.1% of the fund
+8%
MicrosoftMSFT
1.0% of the fund
+14%
Amazon.comAMZN
0.5% of the fund
+6%
AlphabetGOOGL
0.3% of the fund
+6%
RTXRTX
0.3% of the fund
+11%
Meta PlatformsMETA
0.3% of the fund
+4%
VisaV
0.2% of the fund
+4%

Cut

Sold some of their stake.

Vanguard Index FDSVUG
1.0% of the fund
-3%
Invesco Exchange Traded FD TRSPM
0.7% of the fund
-3%
Invesco Exchange Traded FD TPRF
0.4% of the fund
-4%
Berkshire HathawayBRK-B
0.2% of the fund
-5%
CamtekCAMT
0.2% of the fund
-3%
McDonald'sMCD
0.2% of the fund
-7%
Union PacificUNP
0.2% of the fund
-8%
MastercardMA
0.1% of the fund
-3%
Vanguard Index FDSVBK
<0.1% of the fund
-2%
AflacAFL
<0.1% of the fund
-14%
Vanguard Admiral FDSVOOV
<0.1% of the fund
-9%
WalmartWMT
<0.1% of the fund
-6%
Ishares TRMUB
<0.1% of the fund
-6%
Wisdomtree TRDDWM
<0.1% of the fund
-3%
Ishares TRESGU
<0.1% of the fund
-11%
Verizon CommunicationsVZ
<0.1% of the fund
-11%

Sold out

Sold their entire stake.

ProgressivePGR
-100%
LindeLIN
-100%
Vanguard BD Index FDSBND
-100%

Holdings

Ishares TRIBTH
Share
9.2%
Value
$27m
Shares
1,178,521
+226%
Spdr Series TrustSPIB
Share
7.9%
Value
$23m
Shares
667,870
Held
Ishares TRIJR
Share
5.8%
Value
$17m
Shares
142,417
Held
Vanguard Index FDSVTV
Share
5.4%
Value
$16m
Shares
83,774
+3%
J P Morgan Exchange Traded FJPIE
Share
4.8%
Value
$14m
Shares
298,749
+4%
Schwab Strategic TRSCHD
Share
4.3%
Value
$12m
Shares
458,722
+6%
Spdr Index SHS FDSSPDW
Share
4.2%
Value
$12m
Shares
278,664
+3%
Spdr Series TrustSPYG
Share
3.8%
Value
$11m
Shares
102,330
+2%
Ishares TREFG
Share
3.8%
Value
$11m
Shares
94,155
+5%
Capital Group Growth ETFCGGR
Share
3.7%
Value
$11m
Shares
237,737
+5%
Spdr Series TrustXAR
Share
3.6%
Value
$10m
Shares
41,467
Held
Vanguard Scottsdale FDSVMBS
Share
3.1%
Value
$9m
Shares
192,080
+3%
First TR Exchange-Traded FDCIBR
Share
3.1%
Value
$9m
Shares
114,079
+2%
Invesco Exch Traded FD TR IIXMLV
Share
2.7%
Value
$8m
Shares
128,079
+3%
Ishares TRFLOT
Share
2.7%
Value
$8m
Shares
154,849
+3%
Spdr Series TrustMDYG
Share
2.4%
Value
$7m
Shares
76,012
+4%
Spdr Index SHS FDSSPEM
Share
2.2%
Value
$6m
Shares
134,409
Held
AppleAAPL
Share
1.7%
Value
$5m
Shares
17,904
Held
Vanguard World FDVHT
Share
1.7%
Value
$5m
Shares
17,744
+3%
Select Sector Spdr TRXLE
Share
1.6%
Value
$5m
Shares
51,751
+9%
J P Morgan Exchange Traded FJMUB
Share
1.3%
Value
$4m
Shares
76,129
+10%
Select Sector Spdr TRXLB
Share
1.3%
Value
$4m
Shares
43,159
+7%
Ishares U S ETF TRMEAR
Share
1.2%
Value
$3m
Shares
68,447
+3%
Select Sector Spdr TRXLF
Share
1.1%
Value
$3m
Shares
61,133
+8%
MicrosoftMSFT
Share
1.0%
Value
$3m
Shares
5,789
+14%
Vanguard Index FDSVUG
Share
1.0%
Value
$3m
Shares
5,925
-3%
Invesco Exchange Traded FD TRSPM
Share
0.7%
Value
$2m
Shares
60,537
-3%
Vanguard Tax-Managed FDSVEA
Share
0.7%
Value
$2m
Shares
30,750
Held
International Business MachinesIBM
Share
0.6%
Value
$2m
Shares
5,898
Held
Amazon.comAMZN
Share
0.5%
Value
$2m
Shares
6,290
+6%
Vanguard Index FDSVOO
Share
0.5%
Value
$2m
Shares
2,412
Held
Invesco Exchange Traded FD TPRF
Share
0.4%
Value
$1m
Shares
28,269
-4%
CaterpillarCAT
Share
0.3%
Value
$984,228
Shares
1,705
Held
Costco WholesaleCOST
Share
0.3%
Value
$966,137
Shares
1,060
Held
Vanguard Intl Equity Index FVWO
Share
0.3%
Value
$960,584
Shares
17,475
Held
AlphabetGOOGL
Share
0.3%
Value
$837,245
Shares
2,978
+6%
PepsiCoPEP
Share
0.3%
Value
$805,851
Shares
5,516
Held
JPMorgan ChaseJPM
Share
0.3%
Value
$801,134
Shares
2,575
Held
Select Sector Spdr TRXLK
Share
0.3%
Value
$787,254
Shares
2,618
Held
RTXRTX
Share
0.3%
Value
$782,722
Shares
4,385
+11%
Meta PlatformsMETA
Share
0.3%
Value
$730,164
Shares
1,126
+4%
Berkshire HathawayBRK-B
Share
0.2%
Value
$686,941
Shares
1,438
-5%
VisaV
Share
0.2%
Value
$621,169
Shares
1,823
+4%
AlphabetGOOG
Share
0.2%
Value
$604,790
Shares
2,146
Held
Vanguard Whitehall FDSVYM
Share
0.2%
Value
$587,484
Shares
4,179
Held
Marriott InternationalMAR
Share
0.2%
Value
$556,338
Shares
2,135
+90%
CSXCSX
Share
0.2%
Value
$541,056
Shares
15,021
Held
Bank of AmericaBAC
Share
0.2%
Value
$532,307
Shares
9,959
+10%
Johnson & JohnsonJNJ
Share
0.2%
Value
$525,625
Shares
2,783
+26%
Ishares TRIVV
Share
0.2%
Value
$519,404
Shares
758
Held
Capital Group Dividend ValueCGDV
Share
0.2%
Value
$508,678
Shares
11,924
+4%
BroadcomAVGO
Share
0.2%
Value
$482,367
Shares
1,305
+3%
CamtekCAMT
Share
0.2%
Value
$480,174
Shares
3,878
-3%
McDonald'sMCD
Share
0.2%
Value
$473,351
Shares
1,586
-7%
Texas InstrumentsTXN
Share
0.2%
Value
$450,473
Shares
2,790
Held
Union PacificUNP
Share
0.2%
Value
$439,923
Shares
1,996
-8%
Vanguard Index FDSVOT
Share
0.2%
Value
$436,099
Shares
1,494
Held
Lam ResearchLRCX
Share
0.1%
Value
$426,874
Shares
2,711
Held
Vanguard Index FDSVB
Share
0.1%
Value
$419,969
Shares
1,647
Held
ExxonMobil HoldingsXOM
Share
0.1%
Value
$416,717
Shares
3,644
New
DanaherDHR
Share
0.1%
Value
$415,932
Shares
1,931
Held
Honeywell InternationalHON
Share
0.1%
Value
$413,532
Shares
2,054
Held
AbbVieABBV
Share
0.1%
Value
$409,261
Shares
1,877
+7%
Vanguard Star FDSVXUS
Share
0.1%
Value
$402,703
Shares
5,396
Held
Ishares TRITA
Share
0.1%
Value
$380,006
Shares
1,761
Held
American ExpressAXP
Share
0.1%
Value
$376,963
Shares
1,045
Held
Wisdomtree TRDGRW
Share
0.1%
Value
$376,138
Shares
4,222
Held
BlackstoneBX
Share
0.1%
Value
$368,800
Shares
2,515
Held
MastercardMA
Share
0.1%
Value
$367,509
Shares
666
-3%
Cisco SystemsCSCO
Share
0.1%
Value
$362,260
Shares
4,955
+5%
Vanguard Index FDSVBR
Share
0.1%
Value
$356,368
Shares
1,726
Held
MckessonMCK
Share
0.1%
Value
$345,631
Shares
426
+3%
Vanguard Index FDSVO
Share
0.1%
Value
$342,401
Shares
1,177
Held
Wisdomtree TRDTD
Share
0.1%
Value
$332,427
Shares
3,978
Held
NvidiaNVDA
Share
0.1%
Value
$318,112
Shares
1,571
+12%
Bank of New York MellonBNY
Share
0.1%
Value
$317,098
Shares
2,938
Held
Pimco ETF TRMINT
Share
0.1%
Value
$310,729
Shares
3,086
Held
Procter & GamblePG
Share
0.1%
Value
$309,161
Shares
2,056
Held
Select Sector Spdr TRXLC
Share
0.1%
Value
$296,669
Shares
2,584
Held
Select Sector Spdr TRXLU
Share
0.1%
Value
$291,802
Shares
3,275
Held
Ishares TRIWR
Share
0.1%
Value
$288,716
Shares
3,015
Held
CencoraCOR
Share
0.1%
Value
$288,490
Shares
854
Held
Waste ManagementWM
Share
<0.1%
Value
$287,869
Shares
1,441
Held
AT&TT
Share
<0.1%
Value
$283,269
Shares
11,445
+9%
Capital One FinancialCOF
Share
<0.1%
Value
$280,552
Shares
1,275
Held
Vanguard Admiral FDSVOOG
Share
<0.1%
Value
$276,873
Shares
615
Held
Home DepotHD
Share
<0.1%
Value
$269,509
Shares
710
+5%
Duke EnergyDUK
Share
<0.1%
Value
$267,742
Shares
2,154
Held
Vanguard Index FDSVBK
Share
<0.1%
Value
$264,236
Shares
870
-2%
BlackRockBLK
Share
<0.1%
Value
$264,206
Shares
244
New
AflacAFL
Share
<0.1%
Value
$261,544
Shares
2,440
-14%
LyftLYFT
Share
<0.1%
Value
$258,185
Shares
12,619
New
Ishares Gold TRIAU
Share
<0.1%
Value
$254,969
Shares
3,382
Held
Vanguard World FDVGT
Share
<0.1%
Value
$254,620
Shares
321
Held
Valero EnergyVLO
Share
<0.1%
Value
$254,340
Shares
1,500
Held
DeereDE
Share
<0.1%
Value
$245,587
Shares
532
Held
Spdr Gold TRGLD
Share
<0.1%
Value
$244,800
Shares
665
New
Truist FinancialTFC
Share
<0.1%
Value
$243,100
Shares
5,447
New
TJX CompaniesTJX
Share
<0.1%
Value
$243,003
Shares
1,734
Held
Wisdomtree TRAGGY
Share
<0.1%
Value
$237,415
Shares
5,364
Held

Company	Share of fund	Value	Shares	Change
Ishares TRIBTH	9.2%	$27m	1,178,521	+226%
Spdr Series TrustSPIB	7.9%	$23m	667,870	Held
Ishares TRIJR	5.8%	$17m	142,417	Held
Vanguard Index FDSVTV	5.4%	$16m	83,774	+3%
J P Morgan Exchange Traded FJPIE	4.8%	$14m	298,749	+4%
Schwab Strategic TRSCHD	4.3%	$12m	458,722	+6%
Spdr Index SHS FDSSPDW	4.2%	$12m	278,664	+3%
Spdr Series TrustSPYG	3.8%	$11m	102,330	+2%
Ishares TREFG	3.8%	$11m	94,155	+5%
Capital Group Growth ETFCGGR	3.7%	$11m	237,737	+5%
Spdr Series TrustXAR	3.6%	$10m	41,467	Held
Vanguard Scottsdale FDSVMBS	3.1%	$9m	192,080	+3%
First TR Exchange-Traded FDCIBR	3.1%	$9m	114,079	+2%
Invesco Exch Traded FD TR IIXMLV	2.7%	$8m	128,079	+3%
Ishares TRFLOT	2.7%	$8m	154,849	+3%
Spdr Series TrustMDYG	2.4%	$7m	76,012	+4%
Spdr Index SHS FDSSPEM	2.2%	$6m	134,409	Held
AppleAAPL	1.7%	$5m	17,904	Held
Vanguard World FDVHT	1.7%	$5m	17,744	+3%
Select Sector Spdr TRXLE	1.6%	$5m	51,751	+9%
J P Morgan Exchange Traded FJMUB	1.3%	$4m	76,129	+10%
Select Sector Spdr TRXLB	1.3%	$4m	43,159	+7%
Ishares U S ETF TRMEAR	1.2%	$3m	68,447	+3%
Select Sector Spdr TRXLF	1.1%	$3m	61,133	+8%
MicrosoftMSFT	1.0%	$3m	5,789	+14%
Vanguard Index FDSVUG	1.0%	$3m	5,925	-3%
Invesco Exchange Traded FD TRSPM	0.7%	$2m	60,537	-3%
Vanguard Tax-Managed FDSVEA	0.7%	$2m	30,750	Held
International Business MachinesIBM	0.6%	$2m	5,898	Held
Amazon.comAMZN	0.5%	$2m	6,290	+6%
Vanguard Index FDSVOO	0.5%	$2m	2,412	Held
Invesco Exchange Traded FD TPRF	0.4%	$1m	28,269	-4%
CaterpillarCAT	0.3%	$984,228	1,705	Held
Costco WholesaleCOST	0.3%	$966,137	1,060	Held
Vanguard Intl Equity Index FVWO	0.3%	$960,584	17,475	Held
AlphabetGOOGL	0.3%	$837,245	2,978	+6%
PepsiCoPEP	0.3%	$805,851	5,516	Held
JPMorgan ChaseJPM	0.3%	$801,134	2,575	Held
Select Sector Spdr TRXLK	0.3%	$787,254	2,618	Held
RTXRTX	0.3%	$782,722	4,385	+11%
Meta PlatformsMETA	0.3%	$730,164	1,126	+4%
Berkshire HathawayBRK-B	0.2%	$686,941	1,438	-5%
VisaV	0.2%	$621,169	1,823	+4%
AlphabetGOOG	0.2%	$604,790	2,146	Held
Vanguard Whitehall FDSVYM	0.2%	$587,484	4,179	Held
Marriott InternationalMAR	0.2%	$556,338	2,135	+90%
CSXCSX	0.2%	$541,056	15,021	Held
Bank of AmericaBAC	0.2%	$532,307	9,959	+10%
Johnson & JohnsonJNJ	0.2%	$525,625	2,783	+26%
Ishares TRIVV	0.2%	$519,404	758	Held
Capital Group Dividend ValueCGDV	0.2%	$508,678	11,924	+4%
BroadcomAVGO	0.2%	$482,367	1,305	+3%
CamtekCAMT	0.2%	$480,174	3,878	-3%
McDonald'sMCD	0.2%	$473,351	1,586	-7%
Texas InstrumentsTXN	0.2%	$450,473	2,790	Held
Union PacificUNP	0.2%	$439,923	1,996	-8%
Vanguard Index FDSVOT	0.2%	$436,099	1,494	Held
Lam ResearchLRCX	0.1%	$426,874	2,711	Held
Vanguard Index FDSVB	0.1%	$419,969	1,647	Held
ExxonMobil HoldingsXOM	0.1%	$416,717	3,644	New
DanaherDHR	0.1%	$415,932	1,931	Held
Honeywell InternationalHON	0.1%	$413,532	2,054	Held
AbbVieABBV	0.1%	$409,261	1,877	+7%
Vanguard Star FDSVXUS	0.1%	$402,703	5,396	Held
Ishares TRITA	0.1%	$380,006	1,761	Held
American ExpressAXP	0.1%	$376,963	1,045	Held
Wisdomtree TRDGRW	0.1%	$376,138	4,222	Held
BlackstoneBX	0.1%	$368,800	2,515	Held
MastercardMA	0.1%	$367,509	666	-3%
Cisco SystemsCSCO	0.1%	$362,260	4,955	+5%
Vanguard Index FDSVBR	0.1%	$356,368	1,726	Held
MckessonMCK	0.1%	$345,631	426	+3%
Vanguard Index FDSVO	0.1%	$342,401	1,177	Held
Wisdomtree TRDTD	0.1%	$332,427	3,978	Held
NvidiaNVDA	0.1%	$318,112	1,571	+12%
Bank of New York MellonBNY	0.1%	$317,098	2,938	Held
Pimco ETF TRMINT	0.1%	$310,729	3,086	Held
Procter & GamblePG	0.1%	$309,161	2,056	Held
Select Sector Spdr TRXLC	0.1%	$296,669	2,584	Held
Select Sector Spdr TRXLU	0.1%	$291,802	3,275	Held
Ishares TRIWR	0.1%	$288,716	3,015	Held
CencoraCOR	0.1%	$288,490	854	Held
Waste ManagementWM	<0.1%	$287,869	1,441	Held
AT&TT	<0.1%	$283,269	11,445	+9%
Capital One FinancialCOF	<0.1%	$280,552	1,275	Held
Vanguard Admiral FDSVOOG	<0.1%	$276,873	615	Held
Home DepotHD	<0.1%	$269,509	710	+5%
Duke EnergyDUK	<0.1%	$267,742	2,154	Held
Vanguard Index FDSVBK	<0.1%	$264,236	870	-2%
BlackRockBLK	<0.1%	$264,206	244	New
AflacAFL	<0.1%	$261,544	2,440	-14%
LyftLYFT	<0.1%	$258,185	12,619	New
Ishares Gold TRIAU	<0.1%	$254,969	3,382	Held
Vanguard World FDVGT	<0.1%	$254,620	321	Held
Valero EnergyVLO	<0.1%	$254,340	1,500	Held
DeereDE	<0.1%	$245,587	532	Held
Spdr Gold TRGLD	<0.1%	$244,800	665	New
Truist FinancialTFC	<0.1%	$243,100	5,447	New
TJX CompaniesTJX	<0.1%	$243,003	1,734	Held
Wisdomtree TRAGGY	<0.1%	$237,415	5,364	Held

Showing the largest 100 of 119.

Over time and by industry

Value over time

Sep '25

Value is up 16.6% since 30 June 2025.

Where the money is

Technology4.2%

Financial services1.8%

Industrials1.4%

Retail & consumer1.2%

Media & telecom1.0%

Everyday goods0.8%

Health care0.8%

Energy0.2%

Utilities0.1%

Materials0.1%

Other88.4%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.