Orcam Financial Group

ENCINITAS, CA

$205m in 105 US stocks at the end of 30 June 2026. The top 10 are 62.9% of the money. It changed about 18.2% of the portfolio this quarter.

Value

$205m

Stocks

105

Top 10 share

62.9%

Turnover

18.2%

What changed this quarter

New

Bought for the first time this quarter.

Ishares TRIEFA
1.3% of the fund
Ishares TRAGG
1.0% of the fund
Ishares TRIJH
0.9% of the fund
IsharesIEMG
0.8% of the fund
NvidiaNVDA
0.6% of the fund
Vanguard Index FDSVB
0.6% of the fund
AlphabetGOOGL
0.6% of the fund
State STR Spdr S&P Midcap 40MDY
0.5% of the fund
Vanguard Index FDSVNQ
0.5% of the fund
Spdr Index SHS FDSSPDW
0.4% of the fund
Vanguard Index FDSVUG
0.4% of the fund
Ishares TRIQLT
0.4% of the fund
Ishares TRIEF
0.3% of the fund
Dimensional ETF TrustDFIV
0.3% of the fund
JPMorgan ChaseJPM
0.3% of the fund
Lam ResearchLRCX
0.2% of the fund
Ishares TRTLT
0.2% of the fund
J P Morgan Exchange Traded FJPST
0.2% of the fund
Applied MaterialsAMAT
0.2% of the fund
Ishares TRIVLU
0.2% of the fund
Meta PlatformsMETA
0.2% of the fund
Eli LillyLLY
0.2% of the fund
KLAKLAC
0.2% of the fund
Emerson ElectricEMR
0.2% of the fund
Palo Alto NetworksPANW
0.2% of the fund

Added

Bought more of a stock they already held.

EA Series TrustDDX
23.3% of the fund
+6%
Vanguard Intl Equity Index FVT
7.3% of the fund
+2%
EA Series TrustDDV
6.2% of the fund
+62%
Vanguard Index FDSVTI
5.2% of the fund
+9%
EA Series TrustDDXX
5.0% of the fund
+60%
Schwab Strategic TRSCHF
4.4% of the fund
+48%
Vanguard Star FDSVXUS
3.3% of the fund
+12%
Schwab Strategic TRSCHE
2.0% of the fund
+26%
Schwab Strategic TRSCHM
1.9% of the fund
+3%
Vanguard Tax-Managed FDSVEA
1.6% of the fund
+3%
Vanguard Scottsdale FDSVGIT
1.4% of the fund
+16%
Vanguard Index FDSVTV
1.2% of the fund
+26%
Vanguard Intl Equity Index FVWO
1.1% of the fund
+18%
Vanguard Index FDSVO
1.1% of the fund
+254%
AppleAAPL
1.0% of the fund
+250%
Vanguard Intl Equity Index FVEU
0.9% of the fund
+8%
Schwab Strategic TRSCHX
0.8% of the fund
+33%
Ishares TRAOR
0.7% of the fund
+188%
Ishares TRIVV
0.6% of the fund
+204%
Amazon.comAMZN
0.6% of the fund
+266%
MicrosoftMSFT
0.5% of the fund
+337%
GMO ETF TrustGMOI
0.5% of the fund
+28%
Vanguard World FDVGT
0.5% of the fund
+12%
Vanguard Scottsdale FDSVGSH
0.4% of the fund
+25%
ExxonMobil HoldingsXOM
0.4% of the fund
+40%

Cut

Sold some of their stake.

Spdr Series TrustHYMB
0.7% of the fund
-5%
Ishares TRPFF
0.4% of the fund
-23%
Vanguard BD Index FDSBND
0.2% of the fund
-32%
Vanguard MUN BD FDSVTEB
0.1% of the fund
-72%

Sold out

Sold their entire stake.

United STS Brent Oil FD LPBNO
-100%

Holdings

EA Series TrustDDX
Share
23.3%
Value
$48m
Shares
1,900,446
+6%
Vanguard Intl Equity Index FVT
Share
7.3%
Value
$15m
Shares
95,303
+2%
EA Series TrustDDV
Share
6.2%
Value
$13m
Shares
498,297
+62%
Vanguard Index FDSVTI
Share
5.2%
Value
$11m
Shares
28,743
+9%
EA Series TrustDDXX
Share
5.0%
Value
$10m
Shares
363,890
+60%
Schwab Strategic TRSCHB
Share
4.4%
Value
$9m
Shares
309,050
Held
Schwab Strategic TRSCHF
Share
4.4%
Value
$9m
Shares
322,547
+48%
Vanguard Star FDSVXUS
Share
3.3%
Value
$7m
Shares
79,771
+12%
Schwab Strategic TRSCHE
Share
2.0%
Value
$4m
Shares
111,359
+26%
Schwab Strategic TRSCHM
Share
1.9%
Value
$4m
Shares
103,810
+3%
Vanguard Tax-Managed FDSVEA
Share
1.6%
Value
$3m
Shares
45,475
+3%
Vanguard Scottsdale FDSVGIT
Share
1.4%
Value
$3m
Shares
49,065
+16%
Ishares TRIEFA
Share
1.3%
Value
$3m
Shares
27,108
New
Vanguard Index FDSVTV
Share
1.2%
Value
$2m
Shares
11,278
+26%
Vanguard Intl Equity Index FVWO
Share
1.1%
Value
$2m
Shares
38,236
+18%
Vanguard Index FDSVO
Share
1.1%
Value
$2m
Shares
26,906
+254%
Ishares TRAGG
Share
1.0%
Value
$2m
Shares
21,174
New
AppleAAPL
Share
1.0%
Value
$2m
Shares
6,759
+250%
Vanguard Intl Equity Index FVEU
Share
0.9%
Value
$2m
Shares
22,050
+8%
Vanguard Index FDSVOO
Share
0.9%
Value
$2m
Shares
2,576
Held
Ishares TRIJH
Share
0.9%
Value
$2m
Shares
22,847
New
State STR Spdr S&P 500 ETF TSPY
Share
0.9%
Value
$2m
Shares
2,347
Held
IsharesIEMG
Share
0.8%
Value
$2m
Shares
20,912
New
Schwab Strategic TRSCHX
Share
0.8%
Value
$2m
Shares
58,582
+33%
Spdr Series TrustHYMB
Share
0.7%
Value
$1m
Shares
58,684
-5%
Ishares TRAOR
Share
0.7%
Value
$1m
Shares
21,478
+188%
Vaneck ETF TrustHYD
Share
0.7%
Value
$1m
Shares
28,714
Held
Ishares TRIVV
Share
0.6%
Value
$1m
Shares
1,771
+204%
NvidiaNVDA
Share
0.6%
Value
$1m
Shares
6,587
New
Vanguard Index FDSVB
Share
0.6%
Value
$1m
Shares
4,073
New
Amazon.comAMZN
Share
0.6%
Value
$1m
Shares
5,127
+266%
AlphabetGOOGL
Share
0.6%
Value
$1m
Shares
3,344
New
State STR Spdr S&P Midcap 40MDY
Share
0.5%
Value
$1m
Shares
1,521
New
MicrosoftMSFT
Share
0.5%
Value
$1m
Shares
2,778
+337%
Vanguard Scottsdale FDSVCIT
Share
0.5%
Value
$1m
Shares
12,426
Held
GMO ETF TrustGMOI
Share
0.5%
Value
$1m
Shares
27,050
+28%
Vanguard Index FDSVNQ
Share
0.5%
Value
$1m
Shares
10,413
New
Vanguard World FDVGT
Share
0.5%
Value
$956,992
Shares
8,007
+12%
Spdr Index SHS FDSSPDW
Share
0.4%
Value
$875,017
Shares
17,365
New
Schwab Strategic TRSCHD
Share
0.4%
Value
$872,123
Shares
27,503
Held
Vanguard Scottsdale FDSVGSH
Share
0.4%
Value
$867,437
Shares
14,904
+25%
ExxonMobil HoldingsXOM
Share
0.4%
Value
$857,847
Shares
6,274
+40%
Planet Labs PBCPL
Share
0.4%
Value
$820,663
Shares
24,771
Held
Vanguard Index FDSVUG
Share
0.4%
Value
$819,536
Shares
9,514
New
Vanguard Scottsdale FDSVGLT
Share
0.4%
Value
$793,186
Shares
14,375
Held
Invesco Exchange Traded FD TRSP
Share
0.4%
Value
$786,185
Shares
3,695
+15%
Ishares TRIQLT
Share
0.4%
Value
$777,985
Shares
15,701
New
Ishares TRPFF
Share
0.4%
Value
$770,287
Shares
25,264
-23%
American Centy ETF TRAVNM
Share
0.4%
Value
$742,261
Shares
9,010
Held
Spdr Index SHS FDSSPEM
Share
0.4%
Value
$716,780
Shares
13,843
Held
Ishares TRIEF
Share
0.3%
Value
$688,280
Shares
7,278
New
Invesco QQQ TRQQQ
Share
0.3%
Value
$687,727
Shares
934
Held
Schwab Strategic TRSCHZ
Share
0.3%
Value
$641,240
Shares
27,723
Held
Dimensional ETF TrustDFIV
Share
0.3%
Value
$638,516
Shares
11,820
New
EA Series TrustCAOS
Share
0.3%
Value
$612,189
Shares
6,775
+42%
JPMorgan ChaseJPM
Share
0.3%
Value
$514,975
Shares
1,573
New
Lam ResearchLRCX
Share
0.2%
Value
$501,363
Shares
1,157
New
Ishares TRTLT
Share
0.2%
Value
$497,001
Shares
5,751
New
Ishares Gold TRIAU
Share
0.2%
Value
$486,058
Shares
6,437
Held
Vanguard Scottsdale FDSVCSH
Share
0.2%
Value
$473,184
Shares
5,987
Held
Dimensional ETF TrustDFAC
Share
0.2%
Value
$466,578
Shares
10,518
Held
J P Morgan Exchange Traded FJPST
Share
0.2%
Value
$460,851
Shares
9,113
New
Applied MaterialsAMAT
Share
0.2%
Value
$441,030
Shares
610
New
Vanguard BD Index FDSBND
Share
0.2%
Value
$438,147
Shares
5,968
-32%
Vanguard Wellington FDVFMO
Share
0.2%
Value
$436,243
Shares
1,748
Held
Ishares TRIVLU
Share
0.2%
Value
$411,654
Shares
9,843
New
Meta PlatformsMETA
Share
0.2%
Value
$410,124
Shares
728
New
DeereDE
Share
0.2%
Value
$402,165
Shares
634
+68%
Johnson & JohnsonJNJ
Share
0.2%
Value
$391,646
Shares
1,542
Held
GMO ETF TrustQLTI
Share
0.2%
Value
$351,415
Shares
13,000
+44%
Eli LillyLLY
Share
0.2%
Value
$350,234
Shares
292
New
KLAKLAC
Share
0.2%
Value
$349,991
Shares
1,160
New
Simplify Exchange Traded FUNCTA
Share
0.2%
Value
$348,634
Shares
13,440
+33%
Ishares TRIWF
Share
0.2%
Value
$348,270
Shares
2,805
Held
Emerson ElectricEMR
Share
0.2%
Value
$342,129
Shares
2,390
New
Ishares TRIUSB
Share
0.2%
Value
$320,419
Shares
6,943
Held
Palo Alto NetworksPANW
Share
0.2%
Value
$316,467
Shares
928
New
Advanced Micro DevicesAMD
Share
0.2%
Value
$313,691
Shares
540
New
AflacAFL
Share
0.1%
Value
$306,609
Shares
2,615
+9%
VisaV
Share
0.1%
Value
$301,269
Shares
878
New
BroadcomAVGO
Share
0.1%
Value
$300,689
Shares
796
New
Dimensional ETF TrustDFAI
Share
0.1%
Value
$299,558
Shares
7,262
Held
Capital Group Dividend ValueCGDV
Share
0.1%
Value
$271,413
Shares
5,508
Held
Vanguard World FDVPU
Share
0.1%
Value
$269,324
Shares
1,376
New
UnitedHealth GroupUNH
Share
0.1%
Value
$268,081
Shares
645
New
American Centy ETF TRAVES
Share
0.1%
Value
$266,963
Shares
4,070
Held
Ishares TRIJR
Share
0.1%
Value
$265,030
Shares
1,787
New
Taiwan Semiconductor ManufacturingTSM
Share
0.1%
Value
$256,933
Shares
538
New
WalmartWMT
Share
0.1%
Value
$253,136
Shares
2,235
+6%
Procter & GamblePG
Share
0.1%
Value
$252,954
Shares
1,725
New
CaterpillarCAT
Share
0.1%
Value
$251,316
Shares
236
New
RTXRTX
Share
0.1%
Value
$240,767
Shares
1,269
New
TJX CompaniesTJX
Share
0.1%
Value
$239,219
Shares
1,579
New
Costco WholesaleCOST
Share
0.1%
Value
$232,932
Shares
249
New
MastercardMA
Share
0.1%
Value
$232,661
Shares
453
New
Dimensional ETF TrustDFIC
Share
0.1%
Value
$226,876
Shares
6,089
Held
AlphabetGOOG
Share
0.1%
Value
$221,982
Shares
628
New
Vanguard MUN BD FDSVTEB
Share
0.1%
Value
$208,390
Shares
4,120
-72%
Capital One FinancialCOF
Share
0.1%
Value
$206,237
Shares
1,028
New
TeslaTSLA
Share
<0.1%
Value
$204,412
Shares
486
New

Company	Share of fund	Value	Shares	Change
EA Series TrustDDX	23.3%	$48m	1,900,446	+6%
Vanguard Intl Equity Index FVT	7.3%	$15m	95,303	+2%
EA Series TrustDDV	6.2%	$13m	498,297	+62%
Vanguard Index FDSVTI	5.2%	$11m	28,743	+9%
EA Series TrustDDXX	5.0%	$10m	363,890	+60%
Schwab Strategic TRSCHB	4.4%	$9m	309,050	Held
Schwab Strategic TRSCHF	4.4%	$9m	322,547	+48%
Vanguard Star FDSVXUS	3.3%	$7m	79,771	+12%
Schwab Strategic TRSCHE	2.0%	$4m	111,359	+26%
Schwab Strategic TRSCHM	1.9%	$4m	103,810	+3%
Vanguard Tax-Managed FDSVEA	1.6%	$3m	45,475	+3%
Vanguard Scottsdale FDSVGIT	1.4%	$3m	49,065	+16%
Ishares TRIEFA	1.3%	$3m	27,108	New
Vanguard Index FDSVTV	1.2%	$2m	11,278	+26%
Vanguard Intl Equity Index FVWO	1.1%	$2m	38,236	+18%
Vanguard Index FDSVO	1.1%	$2m	26,906	+254%
Ishares TRAGG	1.0%	$2m	21,174	New
AppleAAPL	1.0%	$2m	6,759	+250%
Vanguard Intl Equity Index FVEU	0.9%	$2m	22,050	+8%
Vanguard Index FDSVOO	0.9%	$2m	2,576	Held
Ishares TRIJH	0.9%	$2m	22,847	New
State STR Spdr S&P 500 ETF TSPY	0.9%	$2m	2,347	Held
IsharesIEMG	0.8%	$2m	20,912	New
Schwab Strategic TRSCHX	0.8%	$2m	58,582	+33%
Spdr Series TrustHYMB	0.7%	$1m	58,684	-5%
Ishares TRAOR	0.7%	$1m	21,478	+188%
Vaneck ETF TrustHYD	0.7%	$1m	28,714	Held
Ishares TRIVV	0.6%	$1m	1,771	+204%
NvidiaNVDA	0.6%	$1m	6,587	New
Vanguard Index FDSVB	0.6%	$1m	4,073	New
Amazon.comAMZN	0.6%	$1m	5,127	+266%
AlphabetGOOGL	0.6%	$1m	3,344	New
State STR Spdr S&P Midcap 40MDY	0.5%	$1m	1,521	New
MicrosoftMSFT	0.5%	$1m	2,778	+337%
Vanguard Scottsdale FDSVCIT	0.5%	$1m	12,426	Held
GMO ETF TrustGMOI	0.5%	$1m	27,050	+28%
Vanguard Index FDSVNQ	0.5%	$1m	10,413	New
Vanguard World FDVGT	0.5%	$956,992	8,007	+12%
Spdr Index SHS FDSSPDW	0.4%	$875,017	17,365	New
Schwab Strategic TRSCHD	0.4%	$872,123	27,503	Held
Vanguard Scottsdale FDSVGSH	0.4%	$867,437	14,904	+25%
ExxonMobil HoldingsXOM	0.4%	$857,847	6,274	+40%
Planet Labs PBCPL	0.4%	$820,663	24,771	Held
Vanguard Index FDSVUG	0.4%	$819,536	9,514	New
Vanguard Scottsdale FDSVGLT	0.4%	$793,186	14,375	Held
Invesco Exchange Traded FD TRSP	0.4%	$786,185	3,695	+15%
Ishares TRIQLT	0.4%	$777,985	15,701	New
Ishares TRPFF	0.4%	$770,287	25,264	-23%
American Centy ETF TRAVNM	0.4%	$742,261	9,010	Held
Spdr Index SHS FDSSPEM	0.4%	$716,780	13,843	Held
Ishares TRIEF	0.3%	$688,280	7,278	New
Invesco QQQ TRQQQ	0.3%	$687,727	934	Held
Schwab Strategic TRSCHZ	0.3%	$641,240	27,723	Held
Dimensional ETF TrustDFIV	0.3%	$638,516	11,820	New
EA Series TrustCAOS	0.3%	$612,189	6,775	+42%
JPMorgan ChaseJPM	0.3%	$514,975	1,573	New
Lam ResearchLRCX	0.2%	$501,363	1,157	New
Ishares TRTLT	0.2%	$497,001	5,751	New
Ishares Gold TRIAU	0.2%	$486,058	6,437	Held
Vanguard Scottsdale FDSVCSH	0.2%	$473,184	5,987	Held
Dimensional ETF TrustDFAC	0.2%	$466,578	10,518	Held
J P Morgan Exchange Traded FJPST	0.2%	$460,851	9,113	New
Applied MaterialsAMAT	0.2%	$441,030	610	New
Vanguard BD Index FDSBND	0.2%	$438,147	5,968	-32%
Vanguard Wellington FDVFMO	0.2%	$436,243	1,748	Held
Ishares TRIVLU	0.2%	$411,654	9,843	New
Meta PlatformsMETA	0.2%	$410,124	728	New
DeereDE	0.2%	$402,165	634	+68%
Johnson & JohnsonJNJ	0.2%	$391,646	1,542	Held
GMO ETF TrustQLTI	0.2%	$351,415	13,000	+44%
Eli LillyLLY	0.2%	$350,234	292	New
KLAKLAC	0.2%	$349,991	1,160	New
Simplify Exchange Traded FUNCTA	0.2%	$348,634	13,440	+33%
Ishares TRIWF	0.2%	$348,270	2,805	Held
Emerson ElectricEMR	0.2%	$342,129	2,390	New
Ishares TRIUSB	0.2%	$320,419	6,943	Held
Palo Alto NetworksPANW	0.2%	$316,467	928	New
Advanced Micro DevicesAMD	0.2%	$313,691	540	New
AflacAFL	0.1%	$306,609	2,615	+9%
VisaV	0.1%	$301,269	878	New
BroadcomAVGO	0.1%	$300,689	796	New
Dimensional ETF TrustDFAI	0.1%	$299,558	7,262	Held
Capital Group Dividend ValueCGDV	0.1%	$271,413	5,508	Held
Vanguard World FDVPU	0.1%	$269,324	1,376	New
UnitedHealth GroupUNH	0.1%	$268,081	645	New
American Centy ETF TRAVES	0.1%	$266,963	4,070	Held
Ishares TRIJR	0.1%	$265,030	1,787	New
Taiwan Semiconductor ManufacturingTSM	0.1%	$256,933	538	New
WalmartWMT	0.1%	$253,136	2,235	+6%
Procter & GamblePG	0.1%	$252,954	1,725	New
CaterpillarCAT	0.1%	$251,316	236	New
RTXRTX	0.1%	$240,767	1,269	New
TJX CompaniesTJX	0.1%	$239,219	1,579	New
Costco WholesaleCOST	0.1%	$232,932	249	New
MastercardMA	0.1%	$232,661	453	New
Dimensional ETF TrustDFIC	0.1%	$226,876	6,089	Held
AlphabetGOOG	0.1%	$221,982	628	New
Vanguard MUN BD FDSVTEB	0.1%	$208,390	4,120	-72%
Capital One FinancialCOF	0.1%	$206,237	1,028	New
TeslaTSLA	<0.1%	$204,412	486	New

Showing the largest 100 of 105.

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 77.8% since 30 June 2025.

Where the money is

Technology3.7%

Media & telecom0.9%

Retail & consumer0.8%

Financial services0.8%

Industrials0.6%

Energy0.5%

Health care0.5%

Everyday goods0.4%

Materials0.1%

Other91.8%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.