Retirement Capital Strategies

SAN JOSE, CA

$288m in 68 US stocks at the end of 30 June 2026. The top 10 are 61.1% of the money. It changed about 14.0% of the portfolio this quarter.

Value

$288m

Stocks

Top 10 share

61.1%

Turnover

14.0%

What changed this quarter

New

Bought for the first time this quarter.

Vanguard Index FDSVV
2.3% of the fund
Vanguard Admiral FDSVOOG
1.1% of the fund
Ishares TRMTUM
0.6% of the fund
Ishares TRGARP
0.6% of the fund
Vanguard Index FDSVUG
0.4% of the fund
Nushares ETF TRNULC
0.3% of the fund
Nushares ETF TRNULG
0.1% of the fund
DBX ETF TRUSSG
0.1% of the fund
Select Sector Spdr TRXLV
<0.1% of the fund

Added

Bought more of a stock they already held.

Ishares TRIUSB
3.5% of the fund
+3%
AppleAAPL
2.8% of the fund
+2%
Ishares TRITOT
2.4% of the fund
+1354%
Vanguard World FDMGC
2.1% of the fund
+1655%
DBX ETF TRSNPE
1.2% of the fund
+31%
Goldman Sachs ETF TRGSST
1.0% of the fund
+6%
Ishares TRXVV
0.6% of the fund
+96%
Ishares TRSGOV
0.5% of the fund
+4%
Ishares TRSUSL
0.4% of the fund
+337%
Ishares TRICLN
0.1% of the fund
+2%
AlphabetGOOG
0.1% of the fund
+26%
AlphabetGOOGL
0.1% of the fund
+19%
Amazon.comAMZN
<0.1% of the fund
+15%

Cut

Sold some of their stake.

NvidiaNVDA
0.9% of the fund
-5%
IntelINTC
0.5% of the fund
-22%
Goldman Sachs ETF TRGBIL
0.5% of the fund
-81%
Spdr Series TrustBILS
0.5% of the fund
-81%
Ishares TRESGU
0.4% of the fund
-4%
RBB FDXBIL
0.4% of the fund
-65%
RBB FDTBIL
0.3% of the fund
-31%
Ishares TRSHV
0.3% of the fund
-54%
Wisdomtree TRUSFR
0.2% of the fund
-90%
RBB FDOBIL
0.2% of the fund
-17%
Ishares TRTFLO
0.2% of the fund
-78%

Sold out

Sold their entire stake.

Ishares TRICSH
-100%
Spdr Gold TRGLD
-100%
Ishares Silver TRSLV
-100%

Holdings

Vanguard Intl Equity Index FVT
Share
11.9%
Value
$34m
Shares
217,779
Held
Vanguard Index FDSVTI
Share
11.2%
Value
$32m
Shares
86,877
Held
Vanguard BD Index FDSBIV
Share
6.9%
Value
$20m
Shares
258,454
Held
Ishares TRAGG
Share
6.8%
Value
$19m
Shares
197,004
Held
Vanguard Index FDSVOO
Share
5.7%
Value
$16m
Shares
23,716
Held
Spdr Series TrustSPTM
Share
4.2%
Value
$12m
Shares
132,501
Held
J P Morgan Exchange Traded FJPST
Share
4.0%
Value
$11m
Shares
226,339
Held
Spdr Series TrustEFIV
Share
4.0%
Value
$11m
Shares
156,774
Held
Ishares TRIUSB
Share
3.5%
Value
$10m
Shares
219,869
+3%
Vanguard BD Index FDSBND
Share
3.2%
Value
$9m
Shares
123,684
Held
Invesco Actively Managed EXCGSY
Share
3.0%
Value
$9m
Shares
173,790
Held
AppleAAPL
Share
2.8%
Value
$8m
Shares
27,798
+2%
Ishares TRITOT
Share
2.4%
Value
$7m
Shares
42,945
+1354%
Vanguard Index FDSVV
Share
2.3%
Value
$7m
Shares
19,055
New
Vanguard World FDMGC
Share
2.1%
Value
$6m
Shares
22,409
+1655%
Arista NetworksANET
Share
1.9%
Value
$5m
Shares
32,161
Held
3MMMM
Share
1.8%
Value
$5m
Shares
31,609
Held
Vanguard World FDESGV
Share
1.5%
Value
$4m
Shares
32,329
Held
DBX ETF TRSNPE
Share
1.2%
Value
$3m
Shares
50,281
+31%
Vanguard Admiral FDSVOOG
Share
1.1%
Value
$3m
Shares
37,686
New
Ishares TREUSB
Share
1.1%
Value
$3m
Shares
71,252
Held
Ishares TREAGG
Share
1.1%
Value
$3m
Shares
64,842
Held
Goldman Sachs ETF TRGSST
Share
1.0%
Value
$3m
Shares
59,751
+6%
LPL Financial HoldingsLPLA
Share
1.0%
Value
$3m
Shares
10,041
Held
Nushares ETF TRNUBD
Share
1.0%
Value
$3m
Shares
125,258
Held
NvidiaNVDA
Share
0.9%
Value
$3m
Shares
12,531
-5%
MicrosoftMSFT
Share
0.8%
Value
$2m
Shares
6,405
Held
Ishares TRMTUM
Share
0.6%
Value
$2m
Shares
5,214
New
Ishares TRXVV
Share
0.6%
Value
$2m
Shares
30,106
+96%
EatonETN
Share
0.6%
Value
$2m
Shares
3,996
Held
Cisco SystemsCSCO
Share
0.6%
Value
$2m
Shares
14,200
Held
Ishares TRGARP
Share
0.6%
Value
$2m
Shares
19,505
New
IntelINTC
Share
0.5%
Value
$1m
Shares
10,128
-22%
Ishares TRSGOV
Share
0.5%
Value
$1m
Shares
13,908
+4%
Goldman Sachs ETF TRGBIL
Share
0.5%
Value
$1m
Shares
13,576
-81%
Spdr Series TrustBILS
Share
0.5%
Value
$1m
Shares
13,394
-81%
TeslaTSLA
Share
0.5%
Value
$1m
Shares
3,162
Held
Ishares TRESGU
Share
0.4%
Value
$1m
Shares
6,973
-4%
Vanguard Index FDSVUG
Share
0.4%
Value
$1m
Shares
12,874
New
Ishares TRSUSL
Share
0.4%
Value
$1m
Shares
8,350
+337%
Spdr Series TrustBIL
Share
0.4%
Value
$1m
Shares
11,949
Held
RBB FDXBIL
Share
0.4%
Value
$1m
Shares
21,568
-65%
State STR Spdr S&P Midcap 40MDY
Share
0.4%
Value
$1m
Shares
1,502
Held
RBB FDTBIL
Share
0.3%
Value
$999,593
Shares
20,048
-31%
Nushares ETF TRNULC
Share
0.3%
Value
$857,522
Shares
15,839
New
Ishares TRSHV
Share
0.3%
Value
$844,288
Shares
7,651
-54%
GE VernovaGEV
Share
0.3%
Value
$842,251
Shares
717
Held
General ElectricGE
Share
0.3%
Value
$744,096
Shares
1,991
Held
Ishares TRIVV
Share
0.2%
Value
$617,085
Shares
824
Held
Wisdomtree TRUSFR
Share
0.2%
Value
$561,966
Shares
11,161
-90%
SolventumSOLV
Share
0.2%
Value
$526,703
Shares
6,827
Held
RBB FDOBIL
Share
0.2%
Value
$500,250
Shares
10,010
-17%
Ishares TRSHY
Share
0.2%
Value
$500,132
Shares
6,091
Held
Spdr Series TrustSPTS
Share
0.2%
Value
$499,813
Shares
17,229
Held
Schwab Strategic TRSCHO
Share
0.2%
Value
$499,577
Shares
20,695
Held
Vanguard Scottsdale FDSVGSH
Share
0.2%
Value
$499,531
Shares
8,583
Held
Ishares TRTFLO
Share
0.2%
Value
$477,745
Shares
9,436
-78%
Ishares TRICLN
Share
0.1%
Value
$406,747
Shares
19,851
+2%
Ishares TRIHAK
Share
0.1%
Value
$365,171
Shares
6,015
Held
Nushares ETF TRNULG
Share
0.1%
Value
$345,444
Shares
2,951
New
AlphabetGOOG
Share
0.1%
Value
$342,023
Shares
968
+26%
Dimensional ETF TrustDFAC
Share
0.1%
Value
$315,577
Shares
7,114
Held
DBX ETF TRUSSG
Share
0.1%
Value
$310,972
Shares
4,477
New
AlphabetGOOGL
Share
0.1%
Value
$298,761
Shares
836
+19%
Amazon.comAMZN
Share
<0.1%
Value
$283,148
Shares
1,188
+15%
Vanguard Index FDSVB
Share
<0.1%
Value
$274,930
Shares
907
Held
Invesco Exch Traded FD TR IITAN
Share
<0.1%
Value
$248,193
Shares
4,196
Held
Select Sector Spdr TRXLV
Share
<0.1%
Value
$209,273
Shares
1,319
New

Company	Share of fund	Value	Shares	Change
Vanguard Intl Equity Index FVT	11.9%	$34m	217,779	Held
Vanguard Index FDSVTI	11.2%	$32m	86,877	Held
Vanguard BD Index FDSBIV	6.9%	$20m	258,454	Held
Ishares TRAGG	6.8%	$19m	197,004	Held
Vanguard Index FDSVOO	5.7%	$16m	23,716	Held
Spdr Series TrustSPTM	4.2%	$12m	132,501	Held
J P Morgan Exchange Traded FJPST	4.0%	$11m	226,339	Held
Spdr Series TrustEFIV	4.0%	$11m	156,774	Held
Ishares TRIUSB	3.5%	$10m	219,869	+3%
Vanguard BD Index FDSBND	3.2%	$9m	123,684	Held
Invesco Actively Managed EXCGSY	3.0%	$9m	173,790	Held
AppleAAPL	2.8%	$8m	27,798	+2%
Ishares TRITOT	2.4%	$7m	42,945	+1354%
Vanguard Index FDSVV	2.3%	$7m	19,055	New
Vanguard World FDMGC	2.1%	$6m	22,409	+1655%
Arista NetworksANET	1.9%	$5m	32,161	Held
3MMMM	1.8%	$5m	31,609	Held
Vanguard World FDESGV	1.5%	$4m	32,329	Held
DBX ETF TRSNPE	1.2%	$3m	50,281	+31%
Vanguard Admiral FDSVOOG	1.1%	$3m	37,686	New
Ishares TREUSB	1.1%	$3m	71,252	Held
Ishares TREAGG	1.1%	$3m	64,842	Held
Goldman Sachs ETF TRGSST	1.0%	$3m	59,751	+6%
LPL Financial HoldingsLPLA	1.0%	$3m	10,041	Held
Nushares ETF TRNUBD	1.0%	$3m	125,258	Held
NvidiaNVDA	0.9%	$3m	12,531	-5%
MicrosoftMSFT	0.8%	$2m	6,405	Held
Ishares TRMTUM	0.6%	$2m	5,214	New
Ishares TRXVV	0.6%	$2m	30,106	+96%
EatonETN	0.6%	$2m	3,996	Held
Cisco SystemsCSCO	0.6%	$2m	14,200	Held
Ishares TRGARP	0.6%	$2m	19,505	New
IntelINTC	0.5%	$1m	10,128	-22%
Ishares TRSGOV	0.5%	$1m	13,908	+4%
Goldman Sachs ETF TRGBIL	0.5%	$1m	13,576	-81%
Spdr Series TrustBILS	0.5%	$1m	13,394	-81%
TeslaTSLA	0.5%	$1m	3,162	Held
Ishares TRESGU	0.4%	$1m	6,973	-4%
Vanguard Index FDSVUG	0.4%	$1m	12,874	New
Ishares TRSUSL	0.4%	$1m	8,350	+337%
Spdr Series TrustBIL	0.4%	$1m	11,949	Held
RBB FDXBIL	0.4%	$1m	21,568	-65%
State STR Spdr S&P Midcap 40MDY	0.4%	$1m	1,502	Held
RBB FDTBIL	0.3%	$999,593	20,048	-31%
Nushares ETF TRNULC	0.3%	$857,522	15,839	New
Ishares TRSHV	0.3%	$844,288	7,651	-54%
GE VernovaGEV	0.3%	$842,251	717	Held
General ElectricGE	0.3%	$744,096	1,991	Held
Ishares TRIVV	0.2%	$617,085	824	Held
Wisdomtree TRUSFR	0.2%	$561,966	11,161	-90%
SolventumSOLV	0.2%	$526,703	6,827	Held
RBB FDOBIL	0.2%	$500,250	10,010	-17%
Ishares TRSHY	0.2%	$500,132	6,091	Held
Spdr Series TrustSPTS	0.2%	$499,813	17,229	Held
Schwab Strategic TRSCHO	0.2%	$499,577	20,695	Held
Vanguard Scottsdale FDSVGSH	0.2%	$499,531	8,583	Held
Ishares TRTFLO	0.2%	$477,745	9,436	-78%
Ishares TRICLN	0.1%	$406,747	19,851	+2%
Ishares TRIHAK	0.1%	$365,171	6,015	Held
Nushares ETF TRNULG	0.1%	$345,444	2,951	New
AlphabetGOOG	0.1%	$342,023	968	+26%
Dimensional ETF TrustDFAC	0.1%	$315,577	7,114	Held
DBX ETF TRUSSG	0.1%	$310,972	4,477	New
AlphabetGOOGL	0.1%	$298,761	836	+19%
Amazon.comAMZN	<0.1%	$283,148	1,188	+15%
Vanguard Index FDSVB	<0.1%	$274,930	907	Held
Invesco Exch Traded FD TR IITAN	<0.1%	$248,193	4,196	Held
Select Sector Spdr TRXLV	<0.1%	$209,273	1,319	New

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 14.1% since 30 June 2025.

Where the money is

Technology7.5%

Industrials2.9%

Financial services1.0%

Retail & consumer0.6%

Media & telecom0.2%

Health care0.2%

Other87.7%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.