Sterling Financial Planning

SPARTA, NJfiles as Sterling Financial Planning, Inc.

$368m in 123 US stocks at the end of 30 June 2026. The top 10 are 46.9% of the money. It changed about 3.8% of the portfolio this quarter.

Value

$368m

Stocks

123

Top 10 share

46.9%

Turnover

3.8%

What changed this quarter

New

Bought for the first time this quarter.

GE VernovaGEV
<0.1% of the fund
IntelINTC
<0.1% of the fund
Vanguard Index FDSVB
<0.1% of the fund
Dimensional ETF TrustDFAT
<0.1% of the fund
Ishares TREEM
<0.1% of the fund
CorningGLW
<0.1% of the fund
Royal Caribbean CruisesRCL
<0.1% of the fund
Spdr Series TrustSDY
<0.1% of the fund

Added

Bought more of a stock they already held.

Dimensional ETF TrustDISV
3.3% of the fund
+2%
Vanguard BD Index FDSBIV
3.2% of the fund
+7%
Dimensional ETF TrustDFIP
2.0% of the fund
+5%
Dimensional ETF TrustDFGR
1.9% of the fund
+5%
Vanguard Scottsdale FDSVCSH
1.3% of the fund
+11%
Vanguard BD Index FDSBSV
1.3% of the fund
+5%
AppleAAPL
1.3% of the fund
+3%
Ishares TRGOVT
1.2% of the fund
+3%
Vanguard Wellington FDVTES
1.0% of the fund
+5%
Vanguard Malvern FDSVTIP
0.8% of the fund
+9%
Vanguard Charlotte FDSBNDX
0.8% of the fund
+4%
Ishares TRMUB
0.5% of the fund
+5%
Dimensional ETF TrustDFLV
0.3% of the fund
+2%
JPMorgan ChaseJPM
0.2% of the fund
+18%
Cohen & Steers ETF TrustCSRE
0.1% of the fund
+14%
NvidiaNVDA
0.1% of the fund
+13%
MerckMRK
0.1% of the fund
+8%
Ishares TRDVY
0.1% of the fund
+35%
General ElectricGE
0.1% of the fund
+16%
Invesco Exch Traded FD TR IIIDHQ
<0.1% of the fund
+2%
AbbVieABBV
<0.1% of the fund
+8%
Vanguard BD Index FDSBND
<0.1% of the fund
+11%

Cut

Sold some of their stake.

Ishares TRIJS
2.7% of the fund
-4%
Dimensional ETF TrustDFEV
2.0% of the fund
-2%
Ishares TRIJH
1.4% of the fund
-3%
Invesco QQQ TRQQQ
1.4% of the fund
-3%
Ishares TRIVE
1.3% of the fund
-5%
Spdr Gold TRGLD
1.0% of the fund
-4%
Vanguard Index FDSVNQ
0.8% of the fund
-2%
Ishares TRIDV
0.8% of the fund
-5%
Schwab Strategic TRFNDC
0.6% of the fund
-8%
Ishares TRIJR
0.4% of the fund
-4%
Invesco Exchange Traded FD TPRF
0.4% of the fund
-4%
ExxonMobil HoldingsXOM
0.4% of the fund
-12%
Ishares TRSCZ
0.4% of the fund
-3%
Berkshire HathawayBRK-B
0.3% of the fund
-6%
AlphabetGOOGL
0.3% of the fund
-3%
Amazon.comAMZN
0.2% of the fund
-5%
Vanguard Index FDSVO
0.2% of the fund
-2%
Vanguard Specialized FundsVIG
0.2% of the fund
-13%
AlphabetGOOG
0.2% of the fund
-3%
Costco WholesaleCOST
0.2% of the fund
-3%
DeereDE
0.1% of the fund
-5%
Schwab Strategic TRSCHE
0.1% of the fund
-11%
Provident Financial ServicesPFS
0.1% of the fund
-7%
Procter & GamblePG
<0.1% of the fund
-12%
Abbott LaboratoriesABT
<0.1% of the fund
-10%

Sold out

Sold their entire stake.

Vanguard World FDVDE
-100%
Innovator Etfs TrustUFEB
-100%

Holdings

Ishares TRIJJ
Share
6.3%
Value
$23m
Shares
156,530
Held
Ishares TRIJT
Share
6.2%
Value
$23m
Shares
128,012
Held
Ishares TRIJK
Share
5.8%
Value
$21m
Shares
182,653
Held
Ishares TRIVW
Share
5.5%
Value
$20m
Shares
148,229
Held
Ishares Gold TRIAU
Share
4.8%
Value
$18m
Shares
233,678
Held
Dimensional ETF TrustDFIV
Share
4.6%
Value
$17m
Shares
310,296
Held
Vanguard Whitehall FDSVYM
Share
3.6%
Value
$13m
Shares
83,032
Held
Schwab Strategic TRFNDX
Share
3.5%
Value
$13m
Shares
418,339
Held
Dimensional ETF TrustDISV
Share
3.3%
Value
$12m
Shares
302,926
+2%
Vanguard BD Index FDSBIV
Share
3.2%
Value
$12m
Shares
153,913
+7%
Dimensional ETF TrustDFSV
Share
3.1%
Value
$11m
Shares
292,001
Held
Ishares TRIJS
Share
2.7%
Value
$10m
Shares
73,343
-4%
Innovator Etfs TrustXBJA
Share
2.7%
Value
$10m
Shares
288,650
Held
Ishares TRIVV
Share
2.5%
Value
$9m
Shares
12,282
Held
Dimensional ETF TrustDFIP
Share
2.0%
Value
$7m
Shares
179,710
+5%
Dimensional ETF TrustDFEV
Share
2.0%
Value
$7m
Shares
173,234
-2%
Dimensional ETF TrustDFGR
Share
1.9%
Value
$7m
Shares
247,263
+5%
Ishares TRIJH
Share
1.4%
Value
$5m
Shares
66,771
-3%
Invesco QQQ TRQQQ
Share
1.4%
Value
$5m
Shares
6,768
-3%
Ishares TREFG
Share
1.4%
Value
$5m
Shares
39,975
Held
Ishares TRIVE
Share
1.3%
Value
$5m
Shares
21,679
-5%
Vanguard Scottsdale FDSVCSH
Share
1.3%
Value
$5m
Shares
61,984
+11%
Vanguard BD Index FDSBSV
Share
1.3%
Value
$5m
Shares
61,799
+5%
AppleAAPL
Share
1.3%
Value
$5m
Shares
16,124
+3%
Ishares TRGOVT
Share
1.2%
Value
$5m
Shares
198,231
+3%
Vanguard Index FDSVOE
Share
1.2%
Value
$4m
Shares
21,586
Held
Vanguard MUN BD FDSVTEB
Share
1.1%
Value
$4m
Shares
78,977
Held
Spdr Gold TRGLD
Share
1.0%
Value
$4m
Shares
10,288
-4%
Vanguard Index FDSVOT
Share
1.0%
Value
$4m
Shares
11,514
Held
Vanguard Wellington FDVTES
Share
1.0%
Value
$4m
Shares
34,648
+5%
Vanguard Index FDSVBK
Share
0.8%
Value
$3m
Shares
8,480
Held
Vanguard Malvern FDSVTIP
Share
0.8%
Value
$3m
Shares
61,111
+9%
Vanguard Index FDSVNQ
Share
0.8%
Value
$3m
Shares
31,228
-2%
Vanguard Charlotte FDSBNDX
Share
0.8%
Value
$3m
Shares
61,896
+4%
Ishares TRIDV
Share
0.8%
Value
$3m
Shares
71,635
-5%
Wisdomtree TRDGS
Share
0.7%
Value
$3m
Shares
39,294
Held
Vanguard Index FDSVBR
Share
0.7%
Value
$3m
Shares
10,385
Held
Johnson & JohnsonJNJ
Share
0.7%
Value
$2m
Shares
9,653
Held
Schwab Strategic TRFNDC
Share
0.6%
Value
$2m
Shares
48,976
-8%
Vanguard Tax-Managed FDSVEA
Share
0.6%
Value
$2m
Shares
28,535
Held
State STR Spdr S&P 500 ETF TSPY
Share
0.5%
Value
$2m
Shares
2,598
Held
Ishares TRMUB
Share
0.5%
Value
$2m
Shares
17,094
+5%
Ishares TRIJR
Share
0.4%
Value
$2m
Shares
10,706
-4%
Ishares TRTIP
Share
0.4%
Value
$2m
Shares
14,505
Held
Invesco Exchange Traded FD TPRF
Share
0.4%
Value
$2m
Shares
29,316
-4%
ExxonMobil HoldingsXOM
Share
0.4%
Value
$2m
Shares
11,444
-12%
Ishares TRSCZ
Share
0.4%
Value
$1m
Shares
15,997
-3%
Dimensional ETF TrustDFAR
Share
0.4%
Value
$1m
Shares
49,877
Held
MicrosoftMSFT
Share
0.3%
Value
$1m
Shares
3,276
Held
Dimensional ETF TrustDFLV
Share
0.3%
Value
$1m
Shares
29,060
+2%
Berkshire HathawayBRK-B
Share
0.3%
Value
$1m
Shares
2,151
-6%
Selective Insurance GroupSIGI
Share
0.3%
Value
$1m
Shares
10,862
Held
RTXRTX
Share
0.3%
Value
$994,565
Shares
5,242
Held
Eli LillyLLY
Share
0.3%
Value
$932,292
Shares
777
Held
AlphabetGOOGL
Share
0.3%
Value
$924,874
Shares
2,588
-3%
Vanguard Index FDSVUG
Share
0.2%
Value
$902,027
Shares
10,472
Held
Dimensional ETF TrustDFUS
Share
0.2%
Value
$848,477
Shares
10,355
Held
Realty IncomeO
Share
0.2%
Value
$795,611
Shares
12,841
Held
JPMorgan ChaseJPM
Share
0.2%
Value
$766,934
Shares
2,343
+18%
Innovator Etfs TrustPJAN
Share
0.2%
Value
$740,467
Shares
14,962
Held
3MMMM
Share
0.2%
Value
$707,279
Shares
4,368
Held
Invesco Exchange Traded FD TPRFZ
Share
0.2%
Value
$672,223
Shares
12,053
Held
Invesco Exchange Traded FD TRSP
Share
0.2%
Value
$642,135
Shares
3,018
Held
Calamos ETF TRCPSY
Share
0.2%
Value
$641,729
Shares
24,970
Held
Spdr Series TrustMDYV
Share
0.2%
Value
$627,507
Shares
6,616
Held
Lam ResearchLRCX
Share
0.2%
Value
$621,829
Shares
1,435
Held
Amazon.comAMZN
Share
0.2%
Value
$610,389
Shares
2,561
-5%
Vanguard Index FDSVO
Share
0.2%
Value
$603,491
Shares
7,490
-2%
Vanguard Specialized FundsVIG
Share
0.2%
Value
$592,797
Shares
2,505
-13%
AlphabetGOOG
Share
0.2%
Value
$592,248
Shares
1,676
-3%
Meta PlatformsMETA
Share
0.2%
Value
$580,560
Shares
1,031
Held
Costco WholesaleCOST
Share
0.2%
Value
$580,386
Shares
620
-3%
DeereDE
Share
0.1%
Value
$521,419
Shares
822
-5%
Cohen & Steers ETF TrustCSRE
Share
0.1%
Value
$513,479
Shares
18,093
+14%
Schwab Strategic TRSCHE
Share
0.1%
Value
$485,185
Shares
13,381
-11%
Provident Financial ServicesPFS
Share
0.1%
Value
$476,393
Shares
20,152
-7%
International Business MachinesIBM
Share
0.1%
Value
$468,678
Shares
1,667
Held
NvidiaNVDA
Share
0.1%
Value
$431,615
Shares
2,157
+13%
PepsiCoPEP
Share
0.1%
Value
$430,330
Shares
3,178
Held
MerckMRK
Share
0.1%
Value
$417,133
Shares
3,246
+8%
Ishares TRDVY
Share
0.1%
Value
$406,644
Shares
2,602
+35%
General ElectricGE
Share
0.1%
Value
$400,671
Shares
1,072
+16%
General DynamicsGD
Share
0.1%
Value
$399,472
Shares
1,128
Held
Vanguard Intl Equity Index FVWO
Share
0.1%
Value
$381,227
Shares
6,387
Held
Dimensional ETF TrustDFIS
Share
0.1%
Value
$377,010
Shares
10,763
Held
Ishares TREMB
Share
0.1%
Value
$368,841
Shares
3,825
Held
Carrier GlobalCARR
Share
0.1%
Value
$368,730
Shares
5,027
Held
Procter & GamblePG
Share
<0.1%
Value
$362,201
Shares
2,470
-12%
Abbott LaboratoriesABT
Share
<0.1%
Value
$355,792
Shares
3,921
-10%
Invesco Exch Traded FD TR IIIDHQ
Share
<0.1%
Value
$354,426
Shares
8,109
+2%
AbbVieABBV
Share
<0.1%
Value
$349,528
Shares
1,389
+8%
CaterpillarCAT
Share
<0.1%
Value
$348,222
Shares
327
-7%
Ishares TRQUAL
Share
<0.1%
Value
$347,357
Shares
1,583
Held
Innovator Etfs TrustUAUG
Share
<0.1%
Value
$328,640
Shares
7,809
Held
Vanguard Index FDSVTI
Share
<0.1%
Value
$324,241
Shares
876
Held
ChevronCVX
Share
<0.1%
Value
$321,270
Shares
1,938
-3%
Innovator Etfs TrustXBAP
Share
<0.1%
Value
$320,219
Shares
7,634
Held
GE VernovaGEV
Share
<0.1%
Value
$311,340
Shares
265
New
Cisco SystemsCSCO
Share
<0.1%
Value
$308,333
Shares
2,625
-3%
Home DepotHD
Share
<0.1%
Value
$304,050
Shares
862
Held

Company	Share of fund	Value	Shares	Change
Ishares TRIJJ	6.3%	$23m	156,530	Held
Ishares TRIJT	6.2%	$23m	128,012	Held
Ishares TRIJK	5.8%	$21m	182,653	Held
Ishares TRIVW	5.5%	$20m	148,229	Held
Ishares Gold TRIAU	4.8%	$18m	233,678	Held
Dimensional ETF TrustDFIV	4.6%	$17m	310,296	Held
Vanguard Whitehall FDSVYM	3.6%	$13m	83,032	Held
Schwab Strategic TRFNDX	3.5%	$13m	418,339	Held
Dimensional ETF TrustDISV	3.3%	$12m	302,926	+2%
Vanguard BD Index FDSBIV	3.2%	$12m	153,913	+7%
Dimensional ETF TrustDFSV	3.1%	$11m	292,001	Held
Ishares TRIJS	2.7%	$10m	73,343	-4%
Innovator Etfs TrustXBJA	2.7%	$10m	288,650	Held
Ishares TRIVV	2.5%	$9m	12,282	Held
Dimensional ETF TrustDFIP	2.0%	$7m	179,710	+5%
Dimensional ETF TrustDFEV	2.0%	$7m	173,234	-2%
Dimensional ETF TrustDFGR	1.9%	$7m	247,263	+5%
Ishares TRIJH	1.4%	$5m	66,771	-3%
Invesco QQQ TRQQQ	1.4%	$5m	6,768	-3%
Ishares TREFG	1.4%	$5m	39,975	Held
Ishares TRIVE	1.3%	$5m	21,679	-5%
Vanguard Scottsdale FDSVCSH	1.3%	$5m	61,984	+11%
Vanguard BD Index FDSBSV	1.3%	$5m	61,799	+5%
AppleAAPL	1.3%	$5m	16,124	+3%
Ishares TRGOVT	1.2%	$5m	198,231	+3%
Vanguard Index FDSVOE	1.2%	$4m	21,586	Held
Vanguard MUN BD FDSVTEB	1.1%	$4m	78,977	Held
Spdr Gold TRGLD	1.0%	$4m	10,288	-4%
Vanguard Index FDSVOT	1.0%	$4m	11,514	Held
Vanguard Wellington FDVTES	1.0%	$4m	34,648	+5%
Vanguard Index FDSVBK	0.8%	$3m	8,480	Held
Vanguard Malvern FDSVTIP	0.8%	$3m	61,111	+9%
Vanguard Index FDSVNQ	0.8%	$3m	31,228	-2%
Vanguard Charlotte FDSBNDX	0.8%	$3m	61,896	+4%
Ishares TRIDV	0.8%	$3m	71,635	-5%
Wisdomtree TRDGS	0.7%	$3m	39,294	Held
Vanguard Index FDSVBR	0.7%	$3m	10,385	Held
Johnson & JohnsonJNJ	0.7%	$2m	9,653	Held
Schwab Strategic TRFNDC	0.6%	$2m	48,976	-8%
Vanguard Tax-Managed FDSVEA	0.6%	$2m	28,535	Held
State STR Spdr S&P 500 ETF TSPY	0.5%	$2m	2,598	Held
Ishares TRMUB	0.5%	$2m	17,094	+5%
Ishares TRIJR	0.4%	$2m	10,706	-4%
Ishares TRTIP	0.4%	$2m	14,505	Held
Invesco Exchange Traded FD TPRF	0.4%	$2m	29,316	-4%
ExxonMobil HoldingsXOM	0.4%	$2m	11,444	-12%
Ishares TRSCZ	0.4%	$1m	15,997	-3%
Dimensional ETF TrustDFAR	0.4%	$1m	49,877	Held
MicrosoftMSFT	0.3%	$1m	3,276	Held
Dimensional ETF TrustDFLV	0.3%	$1m	29,060	+2%
Berkshire HathawayBRK-B	0.3%	$1m	2,151	-6%
Selective Insurance GroupSIGI	0.3%	$1m	10,862	Held
RTXRTX	0.3%	$994,565	5,242	Held
Eli LillyLLY	0.3%	$932,292	777	Held
AlphabetGOOGL	0.3%	$924,874	2,588	-3%
Vanguard Index FDSVUG	0.2%	$902,027	10,472	Held
Dimensional ETF TrustDFUS	0.2%	$848,477	10,355	Held
Realty IncomeO	0.2%	$795,611	12,841	Held
JPMorgan ChaseJPM	0.2%	$766,934	2,343	+18%
Innovator Etfs TrustPJAN	0.2%	$740,467	14,962	Held
3MMMM	0.2%	$707,279	4,368	Held
Invesco Exchange Traded FD TPRFZ	0.2%	$672,223	12,053	Held
Invesco Exchange Traded FD TRSP	0.2%	$642,135	3,018	Held
Calamos ETF TRCPSY	0.2%	$641,729	24,970	Held
Spdr Series TrustMDYV	0.2%	$627,507	6,616	Held
Lam ResearchLRCX	0.2%	$621,829	1,435	Held
Amazon.comAMZN	0.2%	$610,389	2,561	-5%
Vanguard Index FDSVO	0.2%	$603,491	7,490	-2%
Vanguard Specialized FundsVIG	0.2%	$592,797	2,505	-13%
AlphabetGOOG	0.2%	$592,248	1,676	-3%
Meta PlatformsMETA	0.2%	$580,560	1,031	Held
Costco WholesaleCOST	0.2%	$580,386	620	-3%
DeereDE	0.1%	$521,419	822	-5%
Cohen & Steers ETF TrustCSRE	0.1%	$513,479	18,093	+14%
Schwab Strategic TRSCHE	0.1%	$485,185	13,381	-11%
Provident Financial ServicesPFS	0.1%	$476,393	20,152	-7%
International Business MachinesIBM	0.1%	$468,678	1,667	Held
NvidiaNVDA	0.1%	$431,615	2,157	+13%
PepsiCoPEP	0.1%	$430,330	3,178	Held
MerckMRK	0.1%	$417,133	3,246	+8%
Ishares TRDVY	0.1%	$406,644	2,602	+35%
General ElectricGE	0.1%	$400,671	1,072	+16%
General DynamicsGD	0.1%	$399,472	1,128	Held
Vanguard Intl Equity Index FVWO	0.1%	$381,227	6,387	Held
Dimensional ETF TrustDFIS	0.1%	$377,010	10,763	Held
Ishares TREMB	0.1%	$368,841	3,825	Held
Carrier GlobalCARR	0.1%	$368,730	5,027	Held
Procter & GamblePG	<0.1%	$362,201	2,470	-12%
Abbott LaboratoriesABT	<0.1%	$355,792	3,921	-10%
Invesco Exch Traded FD TR IIIDHQ	<0.1%	$354,426	8,109	+2%
AbbVieABBV	<0.1%	$349,528	1,389	+8%
CaterpillarCAT	<0.1%	$348,222	327	-7%
Ishares TRQUAL	<0.1%	$347,357	1,583	Held
Innovator Etfs TrustUAUG	<0.1%	$328,640	7,809	Held
Vanguard Index FDSVTI	<0.1%	$324,241	876	Held
ChevronCVX	<0.1%	$321,270	1,938	-3%
Innovator Etfs TrustXBAP	<0.1%	$320,219	7,634	Held
GE VernovaGEV	<0.1%	$311,340	265	New
Cisco SystemsCSCO	<0.1%	$308,333	2,625	-3%
Home DepotHD	<0.1%	$304,050	862	Held

Showing the largest 100 of 123.

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 22.8% since 30 June 2025.

Where the money is

Technology2.2%

Health care1.2%

Industrials1.1%

Financial services0.9%

Media & telecom0.6%

Retail & consumer0.5%

Energy0.5%

Everyday goods0.4%

Utilities0.2%

Real estate0.2%

Other92.0%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.