Tenzing Financial

WILLIAMSBURG, VAfiles as Tenzing Financial LLC

$146m in 84 US stocks at the end of 30 June 2026. The top 10 are 56.8% of the money. It changed about 5.6% of the portfolio this quarter.

Value

$146m

Stocks

Top 10 share

56.8%

Turnover

5.6%

What changed this quarter

New

Bought for the first time this quarter.

Ishares TRIWF
0.4% of the fund
Norfolk SouthernNSC
0.4% of the fund
Ishares TRIWD
0.4% of the fund
Canadian Pacific Kansas CityCP
0.3% of the fund
Advanced Micro DevicesAMD
0.3% of the fund
Ishares TRIWY
0.2% of the fund
Ishares TRIWX
0.2% of the fund
Ishares TREFA
0.2% of the fund
ASML Holding NVASML
0.2% of the fund
Ishares TRAGG
0.2% of the fund
AbbVieABBV
0.2% of the fund
Alps ETF TRRFFC
0.1% of the fund
Vanguard Index FDSVUG
0.1% of the fund
Spdr Index SHS FDSSPDW
0.1% of the fund

Added

Bought more of a stock they already held.

Alps ETF TRMNBD
2.6% of the fund
+19%
AppleAAPL
2.1% of the fund
+4%
Ishares TRMUB
1.9% of the fund
+16%
NvidiaNVDA
1.6% of the fund
+13%
Eli LillyLLY
1.1% of the fund
+2%
Franklin Templeton ETF TRFLHY
1.0% of the fund
+2%
Amazon.comAMZN
0.8% of the fund
+8%
AlphabetGOOG
0.7% of the fund
+2%
JPMorgan ChaseJPM
0.5% of the fund
+6%
Select Sector Spdr TRXLV
0.5% of the fund
+6%
Spdr Series TrustHYMB
0.4% of the fund
+16%
Franklin Templeton ETF TRFLMI
0.4% of the fund
+27%
Ishares TRIJR
0.3% of the fund
+3%
Taiwan Semiconductor ManufacturingTSM
0.3% of the fund
+13%
IntelINTC
0.3% of the fund
+6%
Berkshire HathawayBRK-B
0.3% of the fund
+6%
Lam ResearchLRCX
0.2% of the fund
+3%
Cisco SystemsCSCO
0.2% of the fund
+2%
VisaV
0.2% of the fund
+7%
Vanguard Scottsdale FDSVONE
0.2% of the fund
+8%

Cut

Sold some of their stake.

Spdr Series TrustSPAB
5.6% of the fund
-5%
Alps ETF TRENFR
1.4% of the fund
-6%
MicrosoftMSFT
1.1% of the fund
-3%
Vanguard MUN BD FDSVTEB
0.9% of the fund
-7%
GE VernovaGEV
0.2% of the fund
-3%
Vanguard Index FDSVOO
0.2% of the fund
-6%
Banco Bradesco S ABBD
<0.1% of the fund
-12%

Sold out

Sold their entire stake.

None this quarter.

Holdings

J P Morgan Exchange Traded FJEPI
Share
12.2%
Value
$18m
Shares
313,229
Held
Ishares TRIDEV
Share
8.7%
Value
$13m
Shares
140,394
Held
J P Morgan Exchange Traded FJQUA
Share
6.1%
Value
$9m
Shares
122,984
Held
Schwab Strategic TRSCHG
Share
5.9%
Value
$9m
Shares
247,459
Held
Spdr Series TrustSPAB
Share
5.6%
Value
$8m
Shares
319,185
-5%
Alps ETF TRSMTH
Share
5.1%
Value
$7m
Shares
291,152
Held
Alps ETF TRIDOG
Share
3.6%
Value
$5m
Shares
125,047
Held
Ishares TRIJH
Share
3.6%
Value
$5m
Shares
68,102
Held
American Centy ETF TRAVLV
Share
3.3%
Value
$5m
Shares
53,401
Held
Ishares TRIVV
Share
2.7%
Value
$4m
Shares
5,118
Held
Alps ETF TRMNBD
Share
2.6%
Value
$4m
Shares
146,363
+19%
Schwab Strategic TRSCHD
Share
2.6%
Value
$4m
Shares
116,735
Held
Select Sector Spdr TRXLU
Share
2.1%
Value
$3m
Shares
68,063
Held
AppleAAPL
Share
2.1%
Value
$3m
Shares
9,802
+4%
Ishares TRMUB
Share
1.9%
Value
$3m
Shares
25,263
+16%
NvidiaNVDA
Share
1.6%
Value
$2m
Shares
12,181
+13%
Spdr Series TrustSPHY
Share
1.5%
Value
$2m
Shares
92,896
Held
Alps ETF TRENFR
Share
1.4%
Value
$2m
Shares
53,034
-6%
Ishares TRIEFA
Share
1.3%
Value
$2m
Shares
19,768
Held
AlphabetGOOGL
Share
1.1%
Value
$2m
Shares
4,395
Held
MicrosoftMSFT
Share
1.1%
Value
$2m
Shares
4,142
-3%
Eli LillyLLY
Share
1.1%
Value
$2m
Shares
1,288
+2%
Franklin Templeton ETF TRFLHY
Share
1.0%
Value
$1m
Shares
58,633
+2%
Janus Detroit STR TRJMBS
Share
0.9%
Value
$1m
Shares
30,376
Held
Vanguard Index FDSVV
Share
0.9%
Value
$1m
Shares
3,771
Held
Vanguard MUN BD FDSVTEB
Share
0.9%
Value
$1m
Shares
25,763
-7%
Vanguard Index FDSVO
Share
0.9%
Value
$1m
Shares
15,457
Held
Amazon.comAMZN
Share
0.8%
Value
$1m
Shares
4,860
+8%
AlphabetGOOG
Share
0.7%
Value
$1m
Shares
2,886
+2%
BroadcomAVGO
Share
0.7%
Value
$996,857
Shares
2,666
Held
IsharesIEMG
Share
0.6%
Value
$945,043
Shares
11,525
Held
Micron TechnologyMU
Share
0.6%
Value
$894,322
Shares
908
Held
State STR Spdr S&P 500 ETF TSPY
Share
0.6%
Value
$883,267
Shares
1,176
Held
Franklin Templeton ETF TRFLCH
Share
0.6%
Value
$810,944
Shares
38,894
Held
Meta PlatformsMETA
Share
0.5%
Value
$726,430
Shares
1,210
Held
JPMorgan ChaseJPM
Share
0.5%
Value
$721,069
Shares
2,135
+6%
Vanguard Intl Equity Index FVT
Share
0.5%
Value
$710,534
Shares
4,502
Held
Select Sector Spdr TRXLV
Share
0.5%
Value
$707,500
Shares
4,368
+6%
Vanguard Index FDSVB
Share
0.5%
Value
$668,780
Shares
2,217
Held
TeslaTSLA
Share
0.5%
Value
$656,520
Shares
1,564
Held
Spdr Series TrustHYMB
Share
0.4%
Value
$643,872
Shares
25,399
+16%
Ishares TRIWF
Share
0.4%
Value
$593,573
Shares
4,826
New
Franklin Templeton ETF TRFLBL
Share
0.4%
Value
$589,396
Shares
25,783
Held
Franklin Templeton ETF TRFLMI
Share
0.4%
Value
$584,821
Shares
23,290
+27%
Norfolk SouthernNSC
Share
0.4%
Value
$572,342
Shares
1,778
New
Ishares TRIWD
Share
0.4%
Value
$569,976
Shares
2,305
New
Applied MaterialsAMAT
Share
0.4%
Value
$533,942
Shares
901
Held
Schwab Strategic TRSCHF
Share
0.4%
Value
$524,963
Shares
18,836
Held
Ishares TRIGV
Share
0.3%
Value
$466,987
Shares
4,927
Held
Ishares TRIJR
Share
0.3%
Value
$462,047
Shares
3,147
+3%
Taiwan Semiconductor ManufacturingTSM
Share
0.3%
Value
$459,096
Shares
1,016
+13%
CaterpillarCAT
Share
0.3%
Value
$431,646
Shares
445
Held
Canadian Pacific Kansas CityCP
Share
0.3%
Value
$430,320
Shares
4,890
New
Advanced Micro DevicesAMD
Share
0.3%
Value
$420,662
Shares
762
New
IntelINTC
Share
0.3%
Value
$403,174
Shares
3,299
+6%
WalmartWMT
Share
0.3%
Value
$384,594
Shares
3,476
Held
Berkshire HathawayBRK-B
Share
0.3%
Value
$371,830
Shares
734
+6%
Johnson & JohnsonJNJ
Share
0.2%
Value
$356,845
Shares
1,376
Held
Lam ResearchLRCX
Share
0.2%
Value
$356,528
Shares
1,018
+3%
Ishares TRIWY
Share
0.2%
Value
$352,710
Shares
1,226
New
ExxonMobil HoldingsXOM
Share
0.2%
Value
$351,344
Shares
2,575
Held
Cisco SystemsCSCO
Share
0.2%
Value
$342,213
Shares
3,002
+2%
GE VernovaGEV
Share
0.2%
Value
$339,862
Shares
295
-3%
Capital Group GBL Growth EQTCGGO
Share
0.2%
Value
$321,217
Shares
7,729
Held
VisaV
Share
0.2%
Value
$319,148
Shares
893
+7%
General ElectricGE
Share
0.2%
Value
$311,317
Shares
822
Held
Ishares TRIWX
Share
0.2%
Value
$278,887
Shares
2,589
New
Ishares TREFA
Share
0.2%
Value
$264,778
Shares
2,511
New
Sprott Asset Management LPCEF
Share
0.2%
Value
$257,616
Shares
6,142
Held
Ferguson EnterprisesFERG
Share
0.2%
Value
$256,848
Shares
1,122
Held
MastercardMA
Share
0.2%
Value
$253,781
Shares
476
Held
Vanguard Scottsdale FDSVONE
Share
0.2%
Value
$252,651
Shares
742
+8%
Vanguard Malvern FDSVTIP
Share
0.2%
Value
$250,936
Shares
5,054
Held
Philip Morris InternationalPM
Share
0.2%
Value
$246,287
Shares
1,333
Held
ASML Holding NVASML
Share
0.2%
Value
$240,977
Shares
132
New
Ishares TRAGG
Share
0.2%
Value
$238,560
Shares
2,418
New
Vanguard Index FDSVOO
Share
0.2%
Value
$232,048
Shares
336
-6%
AbbVieABBV
Share
0.2%
Value
$227,434
Shares
893
New
Bank of AmericaBAC
Share
0.2%
Value
$226,736
Shares
3,785
Held
Alps ETF TRRFFC
Share
0.1%
Value
$218,050
Shares
2,885
New
Vanguard Index FDSVUG
Share
0.1%
Value
$214,793
Shares
2,478
New
Spdr Index SHS FDSSPDW
Share
0.1%
Value
$211,088
Shares
4,152
New
Costco WholesaleCOST
Share
0.1%
Value
$207,396
Shares
218
Held
Banco Bradesco S ABBD
Share
<0.1%
Value
$45,262
Shares
12,932
-12%

Company	Share of fund	Value	Shares	Change
J P Morgan Exchange Traded FJEPI	12.2%	$18m	313,229	Held
Ishares TRIDEV	8.7%	$13m	140,394	Held
J P Morgan Exchange Traded FJQUA	6.1%	$9m	122,984	Held
Schwab Strategic TRSCHG	5.9%	$9m	247,459	Held
Spdr Series TrustSPAB	5.6%	$8m	319,185	-5%
Alps ETF TRSMTH	5.1%	$7m	291,152	Held
Alps ETF TRIDOG	3.6%	$5m	125,047	Held
Ishares TRIJH	3.6%	$5m	68,102	Held
American Centy ETF TRAVLV	3.3%	$5m	53,401	Held
Ishares TRIVV	2.7%	$4m	5,118	Held
Alps ETF TRMNBD	2.6%	$4m	146,363	+19%
Schwab Strategic TRSCHD	2.6%	$4m	116,735	Held
Select Sector Spdr TRXLU	2.1%	$3m	68,063	Held
AppleAAPL	2.1%	$3m	9,802	+4%
Ishares TRMUB	1.9%	$3m	25,263	+16%
NvidiaNVDA	1.6%	$2m	12,181	+13%
Spdr Series TrustSPHY	1.5%	$2m	92,896	Held
Alps ETF TRENFR	1.4%	$2m	53,034	-6%
Ishares TRIEFA	1.3%	$2m	19,768	Held
AlphabetGOOGL	1.1%	$2m	4,395	Held
MicrosoftMSFT	1.1%	$2m	4,142	-3%
Eli LillyLLY	1.1%	$2m	1,288	+2%
Franklin Templeton ETF TRFLHY	1.0%	$1m	58,633	+2%
Janus Detroit STR TRJMBS	0.9%	$1m	30,376	Held
Vanguard Index FDSVV	0.9%	$1m	3,771	Held
Vanguard MUN BD FDSVTEB	0.9%	$1m	25,763	-7%
Vanguard Index FDSVO	0.9%	$1m	15,457	Held
Amazon.comAMZN	0.8%	$1m	4,860	+8%
AlphabetGOOG	0.7%	$1m	2,886	+2%
BroadcomAVGO	0.7%	$996,857	2,666	Held
IsharesIEMG	0.6%	$945,043	11,525	Held
Micron TechnologyMU	0.6%	$894,322	908	Held
State STR Spdr S&P 500 ETF TSPY	0.6%	$883,267	1,176	Held
Franklin Templeton ETF TRFLCH	0.6%	$810,944	38,894	Held
Meta PlatformsMETA	0.5%	$726,430	1,210	Held
JPMorgan ChaseJPM	0.5%	$721,069	2,135	+6%
Vanguard Intl Equity Index FVT	0.5%	$710,534	4,502	Held
Select Sector Spdr TRXLV	0.5%	$707,500	4,368	+6%
Vanguard Index FDSVB	0.5%	$668,780	2,217	Held
TeslaTSLA	0.5%	$656,520	1,564	Held
Spdr Series TrustHYMB	0.4%	$643,872	25,399	+16%
Ishares TRIWF	0.4%	$593,573	4,826	New
Franklin Templeton ETF TRFLBL	0.4%	$589,396	25,783	Held
Franklin Templeton ETF TRFLMI	0.4%	$584,821	23,290	+27%
Norfolk SouthernNSC	0.4%	$572,342	1,778	New
Ishares TRIWD	0.4%	$569,976	2,305	New
Applied MaterialsAMAT	0.4%	$533,942	901	Held
Schwab Strategic TRSCHF	0.4%	$524,963	18,836	Held
Ishares TRIGV	0.3%	$466,987	4,927	Held
Ishares TRIJR	0.3%	$462,047	3,147	+3%
Taiwan Semiconductor ManufacturingTSM	0.3%	$459,096	1,016	+13%
CaterpillarCAT	0.3%	$431,646	445	Held
Canadian Pacific Kansas CityCP	0.3%	$430,320	4,890	New
Advanced Micro DevicesAMD	0.3%	$420,662	762	New
IntelINTC	0.3%	$403,174	3,299	+6%
WalmartWMT	0.3%	$384,594	3,476	Held
Berkshire HathawayBRK-B	0.3%	$371,830	734	+6%
Johnson & JohnsonJNJ	0.2%	$356,845	1,376	Held
Lam ResearchLRCX	0.2%	$356,528	1,018	+3%
Ishares TRIWY	0.2%	$352,710	1,226	New
ExxonMobil HoldingsXOM	0.2%	$351,344	2,575	Held
Cisco SystemsCSCO	0.2%	$342,213	3,002	+2%
GE VernovaGEV	0.2%	$339,862	295	-3%
Capital Group GBL Growth EQTCGGO	0.2%	$321,217	7,729	Held
VisaV	0.2%	$319,148	893	+7%
General ElectricGE	0.2%	$311,317	822	Held
Ishares TRIWX	0.2%	$278,887	2,589	New
Ishares TREFA	0.2%	$264,778	2,511	New
Sprott Asset Management LPCEF	0.2%	$257,616	6,142	Held
Ferguson EnterprisesFERG	0.2%	$256,848	1,122	Held
MastercardMA	0.2%	$253,781	476	Held
Vanguard Scottsdale FDSVONE	0.2%	$252,651	742	+8%
Vanguard Malvern FDSVTIP	0.2%	$250,936	5,054	Held
Philip Morris InternationalPM	0.2%	$246,287	1,333	Held
ASML Holding NVASML	0.2%	$240,977	132	New
Ishares TRAGG	0.2%	$238,560	2,418	New
Vanguard Index FDSVOO	0.2%	$232,048	336	-6%
AbbVieABBV	0.2%	$227,434	893	New
Bank of AmericaBAC	0.2%	$226,736	3,785	Held
Alps ETF TRRFFC	0.1%	$218,050	2,885	New
Vanguard Index FDSVUG	0.1%	$214,793	2,478	New
Spdr Index SHS FDSSPDW	0.1%	$211,088	4,152	New
Costco WholesaleCOST	0.1%	$207,396	218	Held
Banco Bradesco S ABBD	<0.1%	$45,262	12,932	-12%

Over time and by industry

Value over time

Dec '25

Jun '26

Value is up 18.2% since 31 December 2025.

Where the money is

Technology7.9%

Media & telecom2.3%

Industrials1.8%

Health care1.5%

Financial services1.3%

Retail & consumer1.3%

Everyday goods0.6%

Energy0.2%

Other83.2%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.