CDM Financial Counseling Services

NORWICH, CTfiles as CDM FINANCIAL COUNSELING SERVICES, INC.

$116m in 77 US stocks at the end of 30 June 2026. The top 10 are 52.2% of the money. It changed about 5.9% of the portfolio this quarter.

Value

$116m

Stocks

Top 10 share

52.2%

Turnover

5.9%

What changed this quarter

New

Bought for the first time this quarter.

Vanguard Admiral FDSVOOG
0.2% of the fund
EA Series TrustSTXF
0.2% of the fund

Added

Bought more of a stock they already held.

Vanguard Index FDSVTI
6.3% of the fund
+5%
Vanguard Specialized FundsVIG
5.3% of the fund
+2%
Berkshire HathawayBRK-B
1.6% of the fund
+10%
Select Sector Spdr TRXLU
1.3% of the fund
+3%
Fidelity Covington TrustFDVV
0.7% of the fund
+2%
DeereDE
0.5% of the fund
+11%
PrologisPLD
0.5% of the fund
+3%
StarbucksSBUX
0.5% of the fund
+2%

Cut

Sold some of their stake.

State STR Spdr S&P 500 ETF TSPY
12.0% of the fund
-3%
Select Sector Spdr TRXLK
10.5% of the fund
-4%
Vanguard World FDMGK
3.6% of the fund
-5%
Select Sector Spdr TRXLC
3.1% of the fund
-6%
MicrosoftMSFT
2.9% of the fund
-4%
Vanguard Index FDSVOO
2.2% of the fund
-5%
Select Sector Spdr TRXLY
2.0% of the fund
-8%
CaterpillarCAT
2.0% of the fund
-9%
AlphabetGOOG
1.6% of the fund
-12%
AppleAAPL
1.4% of the fund
-11%
Marriott InternationalMAR
1.3% of the fund
-14%
Amazon.comAMZN
1.3% of the fund
-4%
Invesco Exch Traded FD TR IIQQQM
1.1% of the fund
-14%
AlphabetGOOGL
1.0% of the fund
-8%
Home DepotHD
0.7% of the fund
-3%
Invesco Exchange Traded FD TRSP
0.7% of the fund
-8%
ASML Holding NVASML
0.7% of the fund
-34%
Schwab Strategic TRSCHD
0.7% of the fund
-3%
MastercardMA
0.6% of the fund
-10%
McDonald'sMCD
0.6% of the fund
-15%
Johnson & JohnsonJNJ
0.5% of the fund
-20%
Coca-ColaKO
0.5% of the fund
-5%
NvidiaNVDA
0.5% of the fund
-15%
American ExpressAXP
0.5% of the fund
-16%
YUM BrandsYUM
0.5% of the fund
-8%

Sold out

Sold their entire stake.

PepsiCoPEP
-100%
Honeywell InternationalHON
-100%
Curtiss WrightCW
-100%
Select Sector Spdr TRXLI
-100%
Procter & GamblePG
-100%

Holdings

State STR Spdr S&P 500 ETF TSPY
Share
12.0%
Value
$14m
Shares
18,592
-3%
Select Sector Spdr TRXLK
Share
10.5%
Value
$12m
Shares
64,098
-4%
Vanguard Index FDSVTI
Share
6.3%
Value
$7m
Shares
19,733
+5%
Vanguard Specialized FundsVIG
Share
5.3%
Value
$6m
Shares
25,926
+2%
Vanguard World FDMGK
Share
3.6%
Value
$4m
Shares
47,114
-5%
Vanguard Whitehall FDSVYM
Share
3.2%
Value
$4m
Shares
23,768
Held
Select Sector Spdr TRXLC
Share
3.1%
Value
$4m
Shares
33,659
-6%
MicrosoftMSFT
Share
2.9%
Value
$3m
Shares
9,123
-4%
Ishares TRSOXX
Share
2.9%
Value
$3m
Shares
5,210
Held
Vanguard Index FDSVUG
Share
2.4%
Value
$3m
Shares
31,861
Held
Vanguard Index FDSVOO
Share
2.2%
Value
$3m
Shares
3,747
-5%
Ishares TRIVV
Share
2.1%
Value
$2m
Shares
3,198
Held
Select Sector Spdr TRXLY
Share
2.0%
Value
$2m
Shares
20,065
-8%
CaterpillarCAT
Share
2.0%
Value
$2m
Shares
2,145
-9%
RTXRTX
Share
1.6%
Value
$2m
Shares
9,777
Held
VisaV
Share
1.6%
Value
$2m
Shares
5,306
Held
Berkshire HathawayBRK-B
Share
1.6%
Value
$2m
Shares
3,605
+10%
AlphabetGOOG
Share
1.6%
Value
$2m
Shares
5,102
-12%
Vaneck ETF TrustSMH
Share
1.5%
Value
$2m
Shares
2,690
Held
Invesco QQQ TRQQQ
Share
1.5%
Value
$2m
Shares
2,300
Held
AppleAAPL
Share
1.4%
Value
$2m
Shares
5,696
-11%
Marriott InternationalMAR
Share
1.3%
Value
$2m
Shares
4,189
-14%
Select Sector Spdr TRXLU
Share
1.3%
Value
$2m
Shares
33,703
+3%
Amazon.comAMZN
Share
1.3%
Value
$2m
Shares
6,359
-4%
Philip Morris InternationalPM
Share
1.2%
Value
$1m
Shares
7,447
Held
Invesco Exch Traded FD TR IIQQQM
Share
1.1%
Value
$1m
Shares
4,032
-14%
AlphabetGOOGL
Share
1.0%
Value
$1m
Shares
3,402
-8%
Union PacificUNP
Share
0.8%
Value
$944,705
Shares
3,473
Held
Home DepotHD
Share
0.7%
Value
$830,510
Shares
2,357
-3%
Fidelity Covington TrustFDVV
Share
0.7%
Value
$820,568
Shares
13,610
+2%
Invesco Exchange Traded FD TRSP
Share
0.7%
Value
$809,590
Shares
3,805
-8%
State STR Spdr S&P Midcap 40MDY
Share
0.7%
Value
$802,363
Shares
1,141
Held
ASML Holding NVASML
Share
0.7%
Value
$793,622
Shares
398
-34%
Schwab Strategic TRSCHD
Share
0.7%
Value
$763,725
Shares
24,085
-3%
Berkshire Hathaway INC DELBRK-A
Share
0.6%
Value
$748,850
Shares
1
Held
MastercardMA
Share
0.6%
Value
$747,374
Shares
1,455
-10%
Wisdomtree TRDGRW
Share
0.6%
Value
$663,794
Shares
6,942
Held
McDonald'sMCD
Share
0.6%
Value
$644,681
Shares
2,385
-15%
JPMorgan ChaseJPM
Share
0.5%
Value
$633,064
Shares
1,934
Held
Norfolk SouthernNSC
Share
0.5%
Value
$629,855
Shares
2,002
Held
Select Sector Spdr TRXLV
Share
0.5%
Value
$617,609
Shares
3,893
Held
Johnson & JohnsonJNJ
Share
0.5%
Value
$601,146
Shares
2,367
-20%
DeereDE
Share
0.5%
Value
$585,840
Shares
924
+11%
Eli LillyLLY
Share
0.5%
Value
$579,324
Shares
483
Held
Coca-ColaKO
Share
0.5%
Value
$562,289
Shares
6,919
-5%
NvidiaNVDA
Share
0.5%
Value
$560,855
Shares
2,803
-15%
American ExpressAXP
Share
0.5%
Value
$542,061
Shares
1,603
-16%
PrologisPLD
Share
0.5%
Value
$539,739
Shares
3,984
+3%
StarbucksSBUX
Share
0.5%
Value
$528,915
Shares
5,176
+2%
Thermo Fisher ScientificTMO
Share
0.5%
Value
$527,800
Shares
1,053
Held
YUM BrandsYUM
Share
0.5%
Value
$523,702
Shares
3,276
-8%
CSXCSX
Share
0.5%
Value
$522,964
Shares
11,003
-29%
Meta PlatformsMETA
Share
0.4%
Value
$513,172
Shares
911
-23%
Fidelity Covington TrustFDRR
Share
0.4%
Value
$509,308
Shares
7,850
Held
GarminGRMN
Share
0.4%
Value
$486,957
Shares
2,050
Held
Morgan StanleyMS
Share
0.4%
Value
$459,260
Shares
2,197
Held
Fidelity Covington TrustFHLC
Share
0.4%
Value
$457,134
Shares
5,918
-14%
Goldman Sachs GroupGS
Share
0.4%
Value
$438,934
Shares
434
Held
Schwab Strategic TRSCHB
Share
0.4%
Value
$413,549
Shares
14,280
Held
Invesco Exchange Traded FD TXLG
Share
0.3%
Value
$397,995
Shares
6,500
Held
WalmartWMT
Share
0.3%
Value
$378,377
Shares
3,341
Held
Costco WholesaleCOST
Share
0.3%
Value
$370,446
Shares
396
Held
Vanguard Index FDSVBK
Share
0.3%
Value
$367,544
Shares
1,004
Held
Vanguard Index FDSVXF
Share
0.3%
Value
$358,508
Shares
1,456
Held
Vanguard Index FDSVOT
Share
0.3%
Value
$350,714
Shares
1,145
Held
Monster BeverageMNST
Share
0.3%
Value
$336,420
Shares
3,500
-36%
Ishares TREFA
Share
0.3%
Value
$309,043
Shares
2,975
-3%
Lockheed MartinLMT
Share
0.3%
Value
$298,034
Shares
585
Held
NextEra EnergyNEE
Share
0.3%
Value
$294,258
Shares
3,353
Held
Intercontinental ExchangeICE
Share
0.2%
Value
$268,554
Shares
2,181
-28%
General DynamicsGD
Share
0.2%
Value
$263,354
Shares
743
Held
Alps ETF TRAMLP
Share
0.2%
Value
$245,925
Shares
4,743
Held
Schwab Strategic TRSCHF
Share
0.2%
Value
$234,314
Shares
8,459
Held
Vanguard Admiral FDSVOOG
Share
0.2%
Value
$229,683
Shares
2,780
New
Automatic Data ProcessingADP
Share
0.2%
Value
$229,470
Shares
1,025
Held
Advanced Micro DevicesAMD
Share
0.2%
Value
$214,937
Shares
370
-64%
EA Series TrustSTXF
Share
0.2%
Value
$206,242
Shares
4,270
New

Company	Share of fund	Value	Shares	Change
State STR Spdr S&P 500 ETF TSPY	12.0%	$14m	18,592	-3%
Select Sector Spdr TRXLK	10.5%	$12m	64,098	-4%
Vanguard Index FDSVTI	6.3%	$7m	19,733	+5%
Vanguard Specialized FundsVIG	5.3%	$6m	25,926	+2%
Vanguard World FDMGK	3.6%	$4m	47,114	-5%
Vanguard Whitehall FDSVYM	3.2%	$4m	23,768	Held
Select Sector Spdr TRXLC	3.1%	$4m	33,659	-6%
MicrosoftMSFT	2.9%	$3m	9,123	-4%
Ishares TRSOXX	2.9%	$3m	5,210	Held
Vanguard Index FDSVUG	2.4%	$3m	31,861	Held
Vanguard Index FDSVOO	2.2%	$3m	3,747	-5%
Ishares TRIVV	2.1%	$2m	3,198	Held
Select Sector Spdr TRXLY	2.0%	$2m	20,065	-8%
CaterpillarCAT	2.0%	$2m	2,145	-9%
RTXRTX	1.6%	$2m	9,777	Held
VisaV	1.6%	$2m	5,306	Held
Berkshire HathawayBRK-B	1.6%	$2m	3,605	+10%
AlphabetGOOG	1.6%	$2m	5,102	-12%
Vaneck ETF TrustSMH	1.5%	$2m	2,690	Held
Invesco QQQ TRQQQ	1.5%	$2m	2,300	Held
AppleAAPL	1.4%	$2m	5,696	-11%
Marriott InternationalMAR	1.3%	$2m	4,189	-14%
Select Sector Spdr TRXLU	1.3%	$2m	33,703	+3%
Amazon.comAMZN	1.3%	$2m	6,359	-4%
Philip Morris InternationalPM	1.2%	$1m	7,447	Held
Invesco Exch Traded FD TR IIQQQM	1.1%	$1m	4,032	-14%
AlphabetGOOGL	1.0%	$1m	3,402	-8%
Union PacificUNP	0.8%	$944,705	3,473	Held
Home DepotHD	0.7%	$830,510	2,357	-3%
Fidelity Covington TrustFDVV	0.7%	$820,568	13,610	+2%
Invesco Exchange Traded FD TRSP	0.7%	$809,590	3,805	-8%
State STR Spdr S&P Midcap 40MDY	0.7%	$802,363	1,141	Held
ASML Holding NVASML	0.7%	$793,622	398	-34%
Schwab Strategic TRSCHD	0.7%	$763,725	24,085	-3%
Berkshire Hathaway INC DELBRK-A	0.6%	$748,850	1	Held
MastercardMA	0.6%	$747,374	1,455	-10%
Wisdomtree TRDGRW	0.6%	$663,794	6,942	Held
McDonald'sMCD	0.6%	$644,681	2,385	-15%
JPMorgan ChaseJPM	0.5%	$633,064	1,934	Held
Norfolk SouthernNSC	0.5%	$629,855	2,002	Held
Select Sector Spdr TRXLV	0.5%	$617,609	3,893	Held
Johnson & JohnsonJNJ	0.5%	$601,146	2,367	-20%
DeereDE	0.5%	$585,840	924	+11%
Eli LillyLLY	0.5%	$579,324	483	Held
Coca-ColaKO	0.5%	$562,289	6,919	-5%
NvidiaNVDA	0.5%	$560,855	2,803	-15%
American ExpressAXP	0.5%	$542,061	1,603	-16%
PrologisPLD	0.5%	$539,739	3,984	+3%
StarbucksSBUX	0.5%	$528,915	5,176	+2%
Thermo Fisher ScientificTMO	0.5%	$527,800	1,053	Held
YUM BrandsYUM	0.5%	$523,702	3,276	-8%
CSXCSX	0.5%	$522,964	11,003	-29%
Meta PlatformsMETA	0.4%	$513,172	911	-23%
Fidelity Covington TrustFDRR	0.4%	$509,308	7,850	Held
GarminGRMN	0.4%	$486,957	2,050	Held
Morgan StanleyMS	0.4%	$459,260	2,197	Held
Fidelity Covington TrustFHLC	0.4%	$457,134	5,918	-14%
Goldman Sachs GroupGS	0.4%	$438,934	434	Held
Schwab Strategic TRSCHB	0.4%	$413,549	14,280	Held
Invesco Exchange Traded FD TXLG	0.3%	$397,995	6,500	Held
WalmartWMT	0.3%	$378,377	3,341	Held
Costco WholesaleCOST	0.3%	$370,446	396	Held
Vanguard Index FDSVBK	0.3%	$367,544	1,004	Held
Vanguard Index FDSVXF	0.3%	$358,508	1,456	Held
Vanguard Index FDSVOT	0.3%	$350,714	1,145	Held
Monster BeverageMNST	0.3%	$336,420	3,500	-36%
Ishares TREFA	0.3%	$309,043	2,975	-3%
Lockheed MartinLMT	0.3%	$298,034	585	Held
NextEra EnergyNEE	0.3%	$294,258	3,353	Held
Intercontinental ExchangeICE	0.2%	$268,554	2,181	-28%
General DynamicsGD	0.2%	$263,354	743	Held
Alps ETF TRAMLP	0.2%	$245,925	4,743	Held
Schwab Strategic TRSCHF	0.2%	$234,314	8,459	Held
Vanguard Admiral FDSVOOG	0.2%	$229,683	2,780	New
Automatic Data ProcessingADP	0.2%	$229,470	1,025	Held
Advanced Micro DevicesAMD	0.2%	$214,937	370	-64%
EA Series TrustSTXF	0.2%	$206,242	4,270	New

Over time and by industry

Value over time

Dec '25

Jun '26

Value is up 8.8% since 31 December 2025.

Where the money is

Industrials7.2%

Financial services5.8%

Retail & consumer5.2%

Technology5.0%

Media & telecom3.0%

Everyday goods2.6%

Health care1.5%

Real estate0.5%

Utilities0.3%

Other68.9%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.