Francis Financial

NEW YORK, NYfiles as Francis Financial, Inc.

$610m in 131 US stocks at the end of 30 June 2026. The top 10 are 60.2% of the money. It changed about 4.2% of the portfolio this quarter.

Value

$610m

Stocks

131

Top 10 share

60.2%

Turnover

4.2%

What changed this quarter

New

Bought for the first time this quarter.

Ishares TRESGD
0.2% of the fund
Vanguard World FDVGT
0.1% of the fund
IntelINTC
<0.1% of the fund
Procter & GamblePG
<0.1% of the fund
Ishares Gold TRIAU
<0.1% of the fund
Global X FDSCOPX
<0.1% of the fund
Western DigitalWDC
<0.1% of the fund
CaterpillarCAT
<0.1% of the fund
Quanta ServicesPWR
<0.1% of the fund
Ishares TRESGU
<0.1% of the fund
IsharesESGE
<0.1% of the fund
SandiskSNDK
<0.1% of the fund
Schwab Strategic TRSCHB
<0.1% of the fund
UnitedHealth GroupUNH
<0.1% of the fund
Automatic Data ProcessingADP
<0.1% of the fund
United RentalsURI
<0.1% of the fund
CitigroupC
<0.1% of the fund
Ishares TRQUAL
<0.1% of the fund
IsharesEZU
<0.1% of the fund
IsharesIEMG
<0.1% of the fund
Ishares TRIWD
<0.1% of the fund
LoewsL
<0.1% of the fund
Vanguard Tax-Managed FDSVEA
<0.1% of the fund

Added

Bought more of a stock they already held.

TCW ETF TrustFLXR
8.2% of the fund
+13%
Vanguard BD Index FDSBIV
7.9% of the fund
+3%
Neuberger Berman ETF TrustNBSD
4.1% of the fund
+10%
Vanguard Admiral FDSIVOO
3.9% of the fund
+3%
Spdr Series TrustSPYV
3.1% of the fund
+11%
Vanguard NY TAX Free FDSMUNY
2.9% of the fund
+14%
Ishares TRBGRN
2.0% of the fund
+3%
AppleAAPL
1.2% of the fund
+8%
Vanguard World FDVCEB
0.9% of the fund
+26%
Vanguard Scottsdale FDSVONE
0.9% of the fund
+16%
Dimensional ETF TrustDFSE
0.9% of the fund
+4%
AlphabetGOOGL
0.7% of the fund
+8%
Vanguard World FDMGK
0.5% of the fund
+28%
Invesco Exchange Traded FD TRSP
0.5% of the fund
+4%
Vanguard Intl Equity Index FVWO
0.4% of the fund
+3%
Amazon.comAMZN
0.4% of the fund
+12%
AlphabetGOOG
0.3% of the fund
+2%
Berkshire HathawayBRK-B
0.3% of the fund
+13%
BroadcomAVGO
0.2% of the fund
+12%
State STR Spdr S&P 500 ETF TSPY
0.2% of the fund
+211%
JPMorgan ChaseJPM
0.2% of the fund
+4%
Johnson & JohnsonJNJ
0.2% of the fund
+72%
Ishares TRIWM
0.2% of the fund
+12%
Goldman Sachs GroupGS
0.2% of the fund
+2%
Advanced Micro DevicesAMD
0.2% of the fund
+10%

Cut

Sold some of their stake.

Vanguard Index FDSVOO
13.9% of the fund
-2%
Vanguard Index FDSVUG
5.1% of the fund
-2%
Meta PlatformsMETA
3.1% of the fund
-11%
Vanguard Whitehall FDSVYM
2.0% of the fund
-4%
Vanguard Index FDSVTI
0.8% of the fund
-16%
Vanguard Index FDSVTV
0.6% of the fund
-2%
Dimensional ETF TrustDFLV
0.6% of the fund
-21%
Vanguard Scottsdale FDSVTWO
0.5% of the fund
-7%
Ishares TRIVV
0.4% of the fund
-6%
Dimensional ETF TrustDFUV
0.3% of the fund
-14%
Dimensional ETF TrustDFAC
0.2% of the fund
-6%
Dimensional ETF TrustDFAI
0.1% of the fund
-3%
Ishares TRIVW
0.1% of the fund
-3%
Intuitive SurgicalISRG
<0.1% of the fund
-11%
SLB LimitedSLB
<0.1% of the fund
-3%
Ishares TRIEFA
<0.1% of the fund
-19%

Sold out

Sold their entire stake.

Vanguard Intl Equity Index FVEU
-100%
Spdr Gold TRGLD
-100%
NetflixNFLX
-100%
PfizerPFE
-100%

Holdings

Vanguard Index FDSVOO
Share
13.9%
Value
$84m
Shares
122,978
-2%
TCW ETF TrustFLXR
Share
8.2%
Value
$50m
Shares
1,271,353
+13%
Vanguard BD Index FDSBIV
Share
7.9%
Value
$48m
Shares
626,906
+3%
Dimensional ETF TrustDFSI
Share
5.7%
Value
$35m
Shares
767,312
Held
J P Morgan Exchange Traded FJIRE
Share
5.4%
Value
$33m
Shares
396,161
Held
Vanguard Index FDSVUG
Share
5.1%
Value
$31m
Shares
358,024
-2%
Neuberger Berman ETF TrustNBSD
Share
4.1%
Value
$25m
Shares
493,314
+10%
Vanguard Admiral FDSIVOO
Share
3.9%
Value
$24m
Shares
182,027
+3%
Meta PlatformsMETA
Share
3.1%
Value
$19m
Shares
33,904
-11%
Spdr Series TrustSPYV
Share
3.1%
Value
$19m
Shares
308,267
+11%
Ishares TRIJR
Share
3.0%
Value
$18m
Shares
122,631
Held
Vanguard NY TAX Free FDSMUNY
Share
2.9%
Value
$18m
Shares
170,398
+14%
Ishares TRDSI
Share
2.1%
Value
$13m
Shares
90,492
Held
Vanguard Whitehall FDSVYM
Share
2.0%
Value
$12m
Shares
77,743
-4%
Ishares TRBGRN
Share
2.0%
Value
$12m
Shares
254,794
+3%
Ishares TRSUSB
Share
1.7%
Value
$10m
Shares
410,670
Held
Vanguard Index FDSVO
Share
1.3%
Value
$8m
Shares
101,619
Held
Nushares ETF TRNULG
Share
1.3%
Value
$8m
Shares
66,909
Held
First TR Exch Traded FD IIIFSMB
Share
1.2%
Value
$7m
Shares
357,852
Held
NvidiaNVDA
Share
1.2%
Value
$7m
Shares
35,686
Held
AppleAAPL
Share
1.2%
Value
$7m
Shares
24,265
+8%
CorningGLW
Share
1.0%
Value
$6m
Shares
23,616
Held
Vanguard World FDVCEB
Share
0.9%
Value
$6m
Shares
88,722
+26%
Vanguard Scottsdale FDSVONE
Share
0.9%
Value
$6m
Shares
16,268
+16%
Dimensional ETF TrustDFSE
Share
0.9%
Value
$5m
Shares
109,210
+4%
Vanguard Index FDSVTI
Share
0.8%
Value
$5m
Shares
13,031
-16%
AlphabetGOOGL
Share
0.7%
Value
$4m
Shares
11,951
+8%
Vanguard Index FDSVTV
Share
0.6%
Value
$4m
Shares
17,870
-2%
Ishares TRMUB
Share
0.6%
Value
$4m
Shares
35,514
Held
Dimensional ETF TrustDFLV
Share
0.6%
Value
$4m
Shares
93,491
-21%
Vanguard World FDMGK
Share
0.5%
Value
$3m
Shares
37,925
+28%
Invesco Exchange Traded FD TRSP
Share
0.5%
Value
$3m
Shares
14,374
+4%
Ishares TRESML
Share
0.5%
Value
$3m
Shares
52,825
Held
Vanguard Scottsdale FDSVTWO
Share
0.5%
Value
$3m
Shares
24,073
-7%
Ishares TRXJH
Share
0.5%
Value
$3m
Shares
52,629
Held
Ishares TRIVV
Share
0.4%
Value
$3m
Shares
3,426
-6%
Vanguard Intl Equity Index FVWO
Share
0.4%
Value
$3m
Shares
41,917
+3%
MicrosoftMSFT
Share
0.4%
Value
$2m
Shares
6,452
Held
Amazon.comAMZN
Share
0.4%
Value
$2m
Shares
9,829
+12%
AlphabetGOOG
Share
0.3%
Value
$2m
Shares
5,171
+2%
Dimensional ETF TrustDFUV
Share
0.3%
Value
$2m
Shares
30,552
-14%
Berkshire HathawayBRK-B
Share
0.3%
Value
$2m
Shares
3,244
+13%
Ishares TRNYF
Share
0.3%
Value
$2m
Shares
28,660
Held
BroadcomAVGO
Share
0.2%
Value
$1m
Shares
3,777
+12%
State STR Spdr S&P 500 ETF TSPY
Share
0.2%
Value
$1m
Shares
1,829
+211%
JPMorgan ChaseJPM
Share
0.2%
Value
$1m
Shares
4,114
+4%
Dimensional ETF TrustDFAC
Share
0.2%
Value
$1m
Shares
28,692
-6%
Johnson & JohnsonJNJ
Share
0.2%
Value
$1m
Shares
4,716
+72%
Dimensional ETF TrustDFUS
Share
0.2%
Value
$1m
Shares
14,400
Held
Ishares TRESGD
Share
0.2%
Value
$1m
Shares
11,475
New
American ExpressAXP
Share
0.2%
Value
$1m
Shares
3,482
Held
Ishares TRIWM
Share
0.2%
Value
$1m
Shares
3,864
+12%
Goldman Sachs GroupGS
Share
0.2%
Value
$1m
Shares
1,111
+2%
Advanced Micro DevicesAMD
Share
0.2%
Value
$1m
Shares
1,926
+10%
Schwab Strategic TRSCMB
Share
0.2%
Value
$1m
Shares
42,330
Held
T Rowe Price Exchange-TradedTOUS
Share
0.2%
Value
$1m
Shares
26,593
+31%
Eli LillyLLY
Share
0.2%
Value
$990,730
Shares
826
+9%
McDonald'sMCD
Share
0.2%
Value
$986,770
Shares
3,651
Held
International Business MachinesIBM
Share
0.2%
Value
$969,007
Shares
3,446
Held
Ishares TRIWF
Share
0.2%
Value
$941,954
Shares
7,586
+26%
Micron TechnologyMU
Share
0.2%
Value
$929,204
Shares
805
+9%
Schwab Strategic TRSCHX
Share
0.1%
Value
$901,565
Shares
30,634
Held
Schwab Strategic TRFNDF
Share
0.1%
Value
$878,657
Shares
16,654
Held
Home DepotHD
Share
0.1%
Value
$800,224
Shares
2,269
+3%
Dimensional ETF TrustDFAI
Share
0.1%
Value
$760,197
Shares
18,429
-3%
Vanguard Index FDSVB
Share
0.1%
Value
$699,601
Shares
2,308
Held
Vanguard World FDVGT
Share
0.1%
Value
$687,360
Shares
5,751
New
Lam ResearchLRCX
Share
0.1%
Value
$647,057
Shares
1,493
+16%
Ishares TRIVW
Share
0.1%
Value
$643,016
Shares
4,675
-3%
Applied MaterialsAMAT
Share
0.1%
Value
$633,348
Shares
876
+10%
PNC Financial Services GroupPNC
Share
0.1%
Value
$624,168
Shares
2,535
Held
TeslaTSLA
Share
<0.1%
Value
$582,111
Shares
1,384
+5%
General ElectricGE
Share
<0.1%
Value
$561,717
Shares
1,503
+5%
NucorNUE
Share
<0.1%
Value
$555,770
Shares
2,495
Held
Costco WholesaleCOST
Share
<0.1%
Value
$546,315
Shares
584
+7%
Invesco QQQ TRQQQ
Share
<0.1%
Value
$526,545
Shares
715
Held
Bank of AmericaBAC
Share
<0.1%
Value
$510,308
Shares
8,956
+8%
Capital Group Dividend ValueCGDV
Share
<0.1%
Value
$467,471
Shares
9,486
Held
KLAKLAC
Share
<0.1%
Value
$456,789
Shares
1,514
+4%
Taiwan Semiconductor ManufacturingTSM
Share
<0.1%
Value
$451,017
Shares
944
Held
IntelINTC
Share
<0.1%
Value
$448,632
Shares
3,213
New
Procter & GamblePG
Share
<0.1%
Value
$427,163
Shares
2,913
New
ExxonMobil HoldingsXOM
Share
<0.1%
Value
$395,805
Shares
2,895
+3%
VisaV
Share
<0.1%
Value
$390,780
Shares
1,139
+17%
Cisco SystemsCSCO
Share
<0.1%
Value
$388,323
Shares
3,306
+15%
Dimensional ETF TrustDFAS
Share
<0.1%
Value
$384,117
Shares
4,665
Held
Ishares TRITOT
Share
<0.1%
Value
$361,230
Shares
2,199
Held
State STR Spdr DOW Jones INDDIA
Share
<0.1%
Value
$360,972
Shares
691
Held
Ishares TRIVE
Share
<0.1%
Value
$352,722
Shares
1,553
Held
GE VernovaGEV
Share
<0.1%
Value
$351,297
Shares
299
+8%
Southern CompanySO
Share
<0.1%
Value
$345,991
Shares
3,615
+37%
Ishares TRIWV
Share
<0.1%
Value
$342,400
Shares
803
Held
Ishares Gold TRIAU
Share
<0.1%
Value
$339,342
Shares
4,494
New
WalmartWMT
Share
<0.1%
Value
$323,187
Shares
2,853
+5%
Schwab Strategic TRSCHZ
Share
<0.1%
Value
$317,721
Shares
13,736
+6%
PepsiCoPEP
Share
<0.1%
Value
$303,567
Shares
2,242
+66%
Global X FDSCOPX
Share
<0.1%
Value
$303,108
Shares
3,938
New
Western DigitalWDC
Share
<0.1%
Value
$292,534
Shares
458
New
Vanguard Specialized FundsVIG
Share
<0.1%
Value
$290,850
Shares
1,229
+3%
Vanguard Index FDSVV
Share
<0.1%
Value
$287,509
Shares
836
Held

Company	Share of fund	Value	Shares	Change
Vanguard Index FDSVOO	13.9%	$84m	122,978	-2%
TCW ETF TrustFLXR	8.2%	$50m	1,271,353	+13%
Vanguard BD Index FDSBIV	7.9%	$48m	626,906	+3%
Dimensional ETF TrustDFSI	5.7%	$35m	767,312	Held
J P Morgan Exchange Traded FJIRE	5.4%	$33m	396,161	Held
Vanguard Index FDSVUG	5.1%	$31m	358,024	-2%
Neuberger Berman ETF TrustNBSD	4.1%	$25m	493,314	+10%
Vanguard Admiral FDSIVOO	3.9%	$24m	182,027	+3%
Meta PlatformsMETA	3.1%	$19m	33,904	-11%
Spdr Series TrustSPYV	3.1%	$19m	308,267	+11%
Ishares TRIJR	3.0%	$18m	122,631	Held
Vanguard NY TAX Free FDSMUNY	2.9%	$18m	170,398	+14%
Ishares TRDSI	2.1%	$13m	90,492	Held
Vanguard Whitehall FDSVYM	2.0%	$12m	77,743	-4%
Ishares TRBGRN	2.0%	$12m	254,794	+3%
Ishares TRSUSB	1.7%	$10m	410,670	Held
Vanguard Index FDSVO	1.3%	$8m	101,619	Held
Nushares ETF TRNULG	1.3%	$8m	66,909	Held
First TR Exch Traded FD IIIFSMB	1.2%	$7m	357,852	Held
NvidiaNVDA	1.2%	$7m	35,686	Held
AppleAAPL	1.2%	$7m	24,265	+8%
CorningGLW	1.0%	$6m	23,616	Held
Vanguard World FDVCEB	0.9%	$6m	88,722	+26%
Vanguard Scottsdale FDSVONE	0.9%	$6m	16,268	+16%
Dimensional ETF TrustDFSE	0.9%	$5m	109,210	+4%
Vanguard Index FDSVTI	0.8%	$5m	13,031	-16%
AlphabetGOOGL	0.7%	$4m	11,951	+8%
Vanguard Index FDSVTV	0.6%	$4m	17,870	-2%
Ishares TRMUB	0.6%	$4m	35,514	Held
Dimensional ETF TrustDFLV	0.6%	$4m	93,491	-21%
Vanguard World FDMGK	0.5%	$3m	37,925	+28%
Invesco Exchange Traded FD TRSP	0.5%	$3m	14,374	+4%
Ishares TRESML	0.5%	$3m	52,825	Held
Vanguard Scottsdale FDSVTWO	0.5%	$3m	24,073	-7%
Ishares TRXJH	0.5%	$3m	52,629	Held
Ishares TRIVV	0.4%	$3m	3,426	-6%
Vanguard Intl Equity Index FVWO	0.4%	$3m	41,917	+3%
MicrosoftMSFT	0.4%	$2m	6,452	Held
Amazon.comAMZN	0.4%	$2m	9,829	+12%
AlphabetGOOG	0.3%	$2m	5,171	+2%
Dimensional ETF TrustDFUV	0.3%	$2m	30,552	-14%
Berkshire HathawayBRK-B	0.3%	$2m	3,244	+13%
Ishares TRNYF	0.3%	$2m	28,660	Held
BroadcomAVGO	0.2%	$1m	3,777	+12%
State STR Spdr S&P 500 ETF TSPY	0.2%	$1m	1,829	+211%
JPMorgan ChaseJPM	0.2%	$1m	4,114	+4%
Dimensional ETF TrustDFAC	0.2%	$1m	28,692	-6%
Johnson & JohnsonJNJ	0.2%	$1m	4,716	+72%
Dimensional ETF TrustDFUS	0.2%	$1m	14,400	Held
Ishares TRESGD	0.2%	$1m	11,475	New
American ExpressAXP	0.2%	$1m	3,482	Held
Ishares TRIWM	0.2%	$1m	3,864	+12%
Goldman Sachs GroupGS	0.2%	$1m	1,111	+2%
Advanced Micro DevicesAMD	0.2%	$1m	1,926	+10%
Schwab Strategic TRSCMB	0.2%	$1m	42,330	Held
T Rowe Price Exchange-TradedTOUS	0.2%	$1m	26,593	+31%
Eli LillyLLY	0.2%	$990,730	826	+9%
McDonald'sMCD	0.2%	$986,770	3,651	Held
International Business MachinesIBM	0.2%	$969,007	3,446	Held
Ishares TRIWF	0.2%	$941,954	7,586	+26%
Micron TechnologyMU	0.2%	$929,204	805	+9%
Schwab Strategic TRSCHX	0.1%	$901,565	30,634	Held
Schwab Strategic TRFNDF	0.1%	$878,657	16,654	Held
Home DepotHD	0.1%	$800,224	2,269	+3%
Dimensional ETF TrustDFAI	0.1%	$760,197	18,429	-3%
Vanguard Index FDSVB	0.1%	$699,601	2,308	Held
Vanguard World FDVGT	0.1%	$687,360	5,751	New
Lam ResearchLRCX	0.1%	$647,057	1,493	+16%
Ishares TRIVW	0.1%	$643,016	4,675	-3%
Applied MaterialsAMAT	0.1%	$633,348	876	+10%
PNC Financial Services GroupPNC	0.1%	$624,168	2,535	Held
TeslaTSLA	<0.1%	$582,111	1,384	+5%
General ElectricGE	<0.1%	$561,717	1,503	+5%
NucorNUE	<0.1%	$555,770	2,495	Held
Costco WholesaleCOST	<0.1%	$546,315	584	+7%
Invesco QQQ TRQQQ	<0.1%	$526,545	715	Held
Bank of AmericaBAC	<0.1%	$510,308	8,956	+8%
Capital Group Dividend ValueCGDV	<0.1%	$467,471	9,486	Held
KLAKLAC	<0.1%	$456,789	1,514	+4%
Taiwan Semiconductor ManufacturingTSM	<0.1%	$451,017	944	Held
IntelINTC	<0.1%	$448,632	3,213	New
Procter & GamblePG	<0.1%	$427,163	2,913	New
ExxonMobil HoldingsXOM	<0.1%	$395,805	2,895	+3%
VisaV	<0.1%	$390,780	1,139	+17%
Cisco SystemsCSCO	<0.1%	$388,323	3,306	+15%
Dimensional ETF TrustDFAS	<0.1%	$384,117	4,665	Held
Ishares TRITOT	<0.1%	$361,230	2,199	Held
State STR Spdr DOW Jones INDDIA	<0.1%	$360,972	691	Held
Ishares TRIVE	<0.1%	$352,722	1,553	Held
GE VernovaGEV	<0.1%	$351,297	299	+8%
Southern CompanySO	<0.1%	$345,991	3,615	+37%
Ishares TRIWV	<0.1%	$342,400	803	Held
Ishares Gold TRIAU	<0.1%	$339,342	4,494	New
WalmartWMT	<0.1%	$323,187	2,853	+5%
Schwab Strategic TRSCHZ	<0.1%	$317,721	13,736	+6%
PepsiCoPEP	<0.1%	$303,567	2,242	+66%
Global X FDSCOPX	<0.1%	$303,108	3,938	New
Western DigitalWDC	<0.1%	$292,534	458	New
Vanguard Specialized FundsVIG	<0.1%	$290,850	1,229	+3%
Vanguard Index FDSVV	<0.1%	$287,509	836	Held

Showing the largest 100 of 131.

Options (3)

Amazon.comAMZN
Type
Put
Value
$357,510
Contracts
1,500
Meta PlatformsMETA
Type
Put
Value
$337,974
Contracts
600
MicrosoftMSFT
Type
Put
Value
$149,208
Contracts
400

Company	Type	Value	Contracts
Amazon.comAMZN	Put	$357,510	1,500
Meta PlatformsMETA	Put	$337,974	600
MicrosoftMSFT	Put	$149,208	400

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 40.9% since 30 June 2025.

Where the money is

Technology5.0%

Media & telecom4.2%

Financial services1.2%

Retail & consumer0.9%

Health care0.6%

Industrials0.3%

Everyday goods0.3%

Energy0.2%

Materials0.1%

Utilities0.1%

Other87.2%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.