Innovative Wealth Building

California, MDfiles as Innovative Wealth Building LLC

$172m in 84 US stocks at the end of 30 June 2026. The top 10 are 66.4% of the money. It changed about 7.2% of the portfolio this quarter.

Value

$172m

Stocks

Top 10 share

66.4%

Turnover

7.2%

What changed this quarter

New

Bought for the first time this quarter.

AT&TT
0.2% of the fund
Vanguard BD Index FDSBIV
0.2% of the fund
Vanguard Charlotte FDSBNDX
0.2% of the fund
Micron TechnologyMU
0.2% of the fund
Vaneck ETF TrustSMH
0.2% of the fund
IntelINTC
0.2% of the fund
Texas InstrumentsTXN
0.2% of the fund
Vanguard Scottsdale FDSVONG
0.1% of the fund
Vanguard Index FDSVBR
0.1% of the fund
Spdr Series TrustSPYV
0.1% of the fund
Truist FinancialTFC
0.1% of the fund
Ishares TRIWF
0.1% of the fund
Verizon CommunicationsVZ
0.1% of the fund
American Centy ETF TRAVUV
0.1% of the fund
ASML Holding NVASML
0.1% of the fund
Lam ResearchLRCX
0.1% of the fund
Home DepotHD
0.1% of the fund

Added

Bought more of a stock they already held.

Vanguard Index FDSVOO
35.7% of the fund
+3%
Pgim ETF TRPULS
4.7% of the fund
+8%
Vanguard World FDVGT
4.1% of the fund
+6%
BNY Mellon ETF TrustBKIE
2.4% of the fund
+4%
Vanguard Index FDSVTI
1.9% of the fund
+128%
J P Morgan Exchange Traded FJEPI
1.8% of the fund
+192%
Vanguard Index FDSVUG
1.1% of the fund
+7%
Ishares TRIEFA
1.1% of the fund
+4%
AppleAAPL
0.9% of the fund
+2%
Vanguard BD Index FDSBND
0.8% of the fund
+227%
Vanguard Star FDSVXUS
0.8% of the fund
+319%
Ishares TRIJH
0.7% of the fund
+11%
Ishares TRIWR
0.6% of the fund
+8%
Franklin Templeton ETF TRINCM
0.5% of the fund
+9%
Advisors Inner Circle FD IIARP
0.5% of the fund
+16%
Ishares TRIUSV
0.5% of the fund
+2%
Invesco Exch Traded FD TR IISPMO
0.5% of the fund
+27%
NvidiaNVDA
0.5% of the fund
+9%
Vanguard Specialized FundsVIG
0.4% of the fund
+6%
Vanguard Whitehall FDSVYM
0.3% of the fund
+7%
CaterpillarCAT
0.3% of the fund
+3%
Vanguard Index FDSVTV
0.2% of the fund
+18%
PNC Financial Services GroupPNC
0.2% of the fund
+40%
Johnson & JohnsonJNJ
0.2% of the fund
+4%
Ishares TRSHV
0.2% of the fund
+63%

Cut

Sold some of their stake.

Ishares TRIVV
5.2% of the fund
-4%
Dimensional ETF TrustDFUS
3.8% of the fund
-9%
Vanguard Index FDSVO
2.6% of the fund
-6%
Ishares TRDGRO
2.5% of the fund
-5%
Goldman Sachs ETF TRGSLC
1.4% of the fund
-7%
Ishares TRUSHY
1.1% of the fund
-9%
Ishares TRIUSG
0.8% of the fund
-8%
Vanguard Malvern FDSVTIP
0.7% of the fund
-4%
Ishares TRIJJ
0.6% of the fund
-5%
Ishares TRVLUE
0.5% of the fund
-6%
State STR Spdr S&P 500 ETF TSPY
0.5% of the fund
-2%
Spdr Series TrustSPYG
0.4% of the fund
-11%
Amazon.comAMZN
0.2% of the fund
-5%
Berkshire HathawayBRK-B
0.2% of the fund
-18%
JPMorgan ChaseJPM
0.2% of the fund
-3%
TeslaTSLA
0.2% of the fund
-7%
Vanguard World FDVHT
0.2% of the fund
-23%
VisaV
0.2% of the fund
-3%
Vanguard Admiral FDSVOOG
0.2% of the fund
-29%
Bank of AmericaBAC
0.1% of the fund
-6%

Sold out

Sold their entire stake.

Spdr Series TrustSPMD
-100%
L3harris TechnologiesLHX
-100%
WalmartWMT
-100%

Holdings

Vanguard Index FDSVOO
Share
35.7%
Value
$61m
Shares
89,416
+3%
Ishares TRIVV
Share
5.2%
Value
$9m
Shares
11,941
-4%
Pgim ETF TRPULS
Share
4.7%
Value
$8m
Shares
162,456
+8%
Vanguard World FDVGT
Share
4.1%
Value
$7m
Shares
58,592
+6%
Dimensional ETF TrustDFUS
Share
3.8%
Value
$6m
Shares
79,244
-9%
Invesco QQQ TRQQQ
Share
3.5%
Value
$6m
Shares
8,220
Held
Vanguard Index FDSVO
Share
2.6%
Value
$4m
Shares
55,003
-6%
Ishares TRDGRO
Share
2.5%
Value
$4m
Shares
56,201
-5%
BNY Mellon ETF TrustBKIE
Share
2.4%
Value
$4m
Shares
41,755
+4%
Ishares TRAGG
Share
2.0%
Value
$3m
Shares
35,347
Held
Vanguard Index FDSVTI
Share
1.9%
Value
$3m
Shares
9,014
+128%
Ishares TRIJR
Share
1.9%
Value
$3m
Shares
22,137
Held
J P Morgan Exchange Traded FJEPI
Share
1.8%
Value
$3m
Shares
55,531
+192%
Spdr Series TrustSPYD
Share
1.4%
Value
$2m
Shares
50,494
Held
Goldman Sachs ETF TRGSLC
Share
1.4%
Value
$2m
Shares
16,614
-7%
Vanguard Index FDSVUG
Share
1.1%
Value
$2m
Shares
21,501
+7%
Ishares TRUSHY
Share
1.1%
Value
$2m
Shares
49,532
-9%
Ishares TRIEFA
Share
1.1%
Value
$2m
Shares
18,888
+4%
Schwab Strategic TRSCHO
Share
1.0%
Value
$2m
Shares
70,100
Held
AppleAAPL
Share
0.9%
Value
$1m
Shares
5,182
+2%
Ishares TRIUSG
Share
0.8%
Value
$1m
Shares
7,433
-8%
Vanguard BD Index FDSBND
Share
0.8%
Value
$1m
Shares
18,953
+227%
Vanguard Star FDSVXUS
Share
0.8%
Value
$1m
Shares
15,509
+319%
Vanguard Index FDSVB
Share
0.7%
Value
$1m
Shares
3,849
Held
Ishares TRIJH
Share
0.7%
Value
$1m
Shares
14,936
+11%
Dominion EnergyD
Share
0.7%
Value
$1m
Shares
16,729
Held
Vanguard Malvern FDSVTIP
Share
0.7%
Value
$1m
Shares
22,589
-4%
Vanguard Tax-Managed FDSVEA
Share
0.6%
Value
$1m
Shares
15,345
Held
MicrosoftMSFT
Share
0.6%
Value
$1m
Shares
2,929
Held
Ishares TRIJJ
Share
0.6%
Value
$1m
Shares
6,870
-5%
Ishares TRIWR
Share
0.6%
Value
$969,433
Shares
8,787
+8%
Franklin Templeton ETF TRINCM
Share
0.5%
Value
$945,666
Shares
32,773
+9%
Ishares TRVLUE
Share
0.5%
Value
$921,509
Shares
4,612
-6%
Advisors Inner Circle FD IIARP
Share
0.5%
Value
$913,800
Shares
28,142
+16%
Ishares TRIUSV
Share
0.5%
Value
$847,687
Shares
7,696
+2%
Invesco Exch Traded FD TR IISPMO
Share
0.5%
Value
$838,813
Shares
5,193
+27%
State STR Spdr S&P 500 ETF TSPY
Share
0.5%
Value
$811,544
Shares
1,087
-2%
NvidiaNVDA
Share
0.5%
Value
$779,103
Shares
3,894
+9%
J P Morgan Exchange Traded FJEPQ
Share
0.4%
Value
$726,835
Shares
11,826
Held
State STR Spdr DOW Jones INDDIA
Share
0.4%
Value
$716,139
Shares
1,371
Held
Vanguard Specialized FundsVIG
Share
0.4%
Value
$682,430
Shares
2,884
+6%
Spdr Series TrustSPYG
Share
0.4%
Value
$642,639
Shares
5,401
-11%
Vanguard Whitehall FDSVYM
Share
0.3%
Value
$599,672
Shares
3,795
+7%
McDonald'sMCD
Share
0.3%
Value
$488,857
Shares
1,809
Held
CaterpillarCAT
Share
0.3%
Value
$438,739
Shares
412
+3%
Vanguard Index FDSVTV
Share
0.2%
Value
$429,674
Shares
1,972
+18%
PNC Financial Services GroupPNC
Share
0.2%
Value
$416,258
Shares
1,691
+40%
Johnson & JohnsonJNJ
Share
0.2%
Value
$402,805
Shares
1,586
+4%
Ishares TRSHV
Share
0.2%
Value
$398,805
Shares
3,614
+63%
AT&TT
Share
0.2%
Value
$396,879
Shares
19,173
New
Vanguard Index FDSVV
Share
0.2%
Value
$381,134
Shares
1,108
Held
Proshares TRQLD
Share
0.2%
Value
$377,671
Shares
3,903
+7%
Vanguard BD Index FDSBIV
Share
0.2%
Value
$367,481
Shares
4,791
New
Amazon.comAMZN
Share
0.2%
Value
$366,567
Shares
1,538
-5%
Berkshire HathawayBRK-B
Share
0.2%
Value
$357,278
Shares
714
-18%
Vanguard Charlotte FDSBNDX
Share
0.2%
Value
$351,241
Shares
7,253
New
Schwab Strategic TRSCHD
Share
0.2%
Value
$338,613
Shares
10,678
+16%
Vanguard Index FDSVBK
Share
0.2%
Value
$332,212
Shares
908
Held
Micron TechnologyMU
Share
0.2%
Value
$328,016
Shares
284
New
JPMorgan ChaseJPM
Share
0.2%
Value
$323,039
Shares
987
-3%
TeslaTSLA
Share
0.2%
Value
$321,338
Shares
764
-7%
Vanguard World FDVHT
Share
0.2%
Value
$315,005
Shares
1,053
-23%
VisaV
Share
0.2%
Value
$287,824
Shares
839
-3%
Vaneck ETF TrustSMH
Share
0.2%
Value
$287,749
Shares
439
New
Vanguard Admiral FDSVOOG
Share
0.2%
Value
$277,462
Shares
3,358
-29%
IntelINTC
Share
0.2%
Value
$263,688
Shares
1,888
New
Texas InstrumentsTXN
Share
0.2%
Value
$262,870
Shares
882
New
Bank of AmericaBAC
Share
0.1%
Value
$255,733
Shares
4,488
-6%
Vanguard Scottsdale FDSVONG
Share
0.1%
Value
$238,189
Shares
1,864
New
Lowe's CompaniesLOW
Share
0.1%
Value
$233,072
Shares
1,057
Held
Vanguard Index FDSVBR
Share
0.1%
Value
$230,291
Shares
948
New
ExxonMobil HoldingsXOM
Share
0.1%
Value
$229,022
Shares
1,675
+24%
Spdr Series TrustSPYV
Share
0.1%
Value
$228,966
Shares
3,767
New
Vanguard MUN BD FDSVTEB
Share
0.1%
Value
$228,157
Shares
4,511
Held
Northrop GrummanNOC
Share
0.1%
Value
$224,378
Shares
441
Held
Simplify Exchange Traded FUNCTA
Share
0.1%
Value
$219,278
Shares
8,453
+8%
Truist FinancialTFC
Share
0.1%
Value
$217,866
Shares
4,373
New
Ishares TRIWF
Share
0.1%
Value
$211,605
Shares
1,704
New
Verizon CommunicationsVZ
Share
0.1%
Value
$211,023
Shares
4,984
New
American Centy ETF TRAVUV
Share
0.1%
Value
$207,560
Shares
1,664
New
ASML Holding NVASML
Share
0.1%
Value
$206,979
Shares
104
New
Lam ResearchLRCX
Share
0.1%
Value
$205,398
Shares
474
New
Home DepotHD
Share
0.1%
Value
$204,240
Shares
579
New
AGF Invts TRBTAL
Share
0.1%
Value
$195,591
Shares
17,542
+10%

Company	Share of fund	Value	Shares	Change
Vanguard Index FDSVOO	35.7%	$61m	89,416	+3%
Ishares TRIVV	5.2%	$9m	11,941	-4%
Pgim ETF TRPULS	4.7%	$8m	162,456	+8%
Vanguard World FDVGT	4.1%	$7m	58,592	+6%
Dimensional ETF TrustDFUS	3.8%	$6m	79,244	-9%
Invesco QQQ TRQQQ	3.5%	$6m	8,220	Held
Vanguard Index FDSVO	2.6%	$4m	55,003	-6%
Ishares TRDGRO	2.5%	$4m	56,201	-5%
BNY Mellon ETF TrustBKIE	2.4%	$4m	41,755	+4%
Ishares TRAGG	2.0%	$3m	35,347	Held
Vanguard Index FDSVTI	1.9%	$3m	9,014	+128%
Ishares TRIJR	1.9%	$3m	22,137	Held
J P Morgan Exchange Traded FJEPI	1.8%	$3m	55,531	+192%
Spdr Series TrustSPYD	1.4%	$2m	50,494	Held
Goldman Sachs ETF TRGSLC	1.4%	$2m	16,614	-7%
Vanguard Index FDSVUG	1.1%	$2m	21,501	+7%
Ishares TRUSHY	1.1%	$2m	49,532	-9%
Ishares TRIEFA	1.1%	$2m	18,888	+4%
Schwab Strategic TRSCHO	1.0%	$2m	70,100	Held
AppleAAPL	0.9%	$1m	5,182	+2%
Ishares TRIUSG	0.8%	$1m	7,433	-8%
Vanguard BD Index FDSBND	0.8%	$1m	18,953	+227%
Vanguard Star FDSVXUS	0.8%	$1m	15,509	+319%
Vanguard Index FDSVB	0.7%	$1m	3,849	Held
Ishares TRIJH	0.7%	$1m	14,936	+11%
Dominion EnergyD	0.7%	$1m	16,729	Held
Vanguard Malvern FDSVTIP	0.7%	$1m	22,589	-4%
Vanguard Tax-Managed FDSVEA	0.6%	$1m	15,345	Held
MicrosoftMSFT	0.6%	$1m	2,929	Held
Ishares TRIJJ	0.6%	$1m	6,870	-5%
Ishares TRIWR	0.6%	$969,433	8,787	+8%
Franklin Templeton ETF TRINCM	0.5%	$945,666	32,773	+9%
Ishares TRVLUE	0.5%	$921,509	4,612	-6%
Advisors Inner Circle FD IIARP	0.5%	$913,800	28,142	+16%
Ishares TRIUSV	0.5%	$847,687	7,696	+2%
Invesco Exch Traded FD TR IISPMO	0.5%	$838,813	5,193	+27%
State STR Spdr S&P 500 ETF TSPY	0.5%	$811,544	1,087	-2%
NvidiaNVDA	0.5%	$779,103	3,894	+9%
J P Morgan Exchange Traded FJEPQ	0.4%	$726,835	11,826	Held
State STR Spdr DOW Jones INDDIA	0.4%	$716,139	1,371	Held
Vanguard Specialized FundsVIG	0.4%	$682,430	2,884	+6%
Spdr Series TrustSPYG	0.4%	$642,639	5,401	-11%
Vanguard Whitehall FDSVYM	0.3%	$599,672	3,795	+7%
McDonald'sMCD	0.3%	$488,857	1,809	Held
CaterpillarCAT	0.3%	$438,739	412	+3%
Vanguard Index FDSVTV	0.2%	$429,674	1,972	+18%
PNC Financial Services GroupPNC	0.2%	$416,258	1,691	+40%
Johnson & JohnsonJNJ	0.2%	$402,805	1,586	+4%
Ishares TRSHV	0.2%	$398,805	3,614	+63%
AT&TT	0.2%	$396,879	19,173	New
Vanguard Index FDSVV	0.2%	$381,134	1,108	Held
Proshares TRQLD	0.2%	$377,671	3,903	+7%
Vanguard BD Index FDSBIV	0.2%	$367,481	4,791	New
Amazon.comAMZN	0.2%	$366,567	1,538	-5%
Berkshire HathawayBRK-B	0.2%	$357,278	714	-18%
Vanguard Charlotte FDSBNDX	0.2%	$351,241	7,253	New
Schwab Strategic TRSCHD	0.2%	$338,613	10,678	+16%
Vanguard Index FDSVBK	0.2%	$332,212	908	Held
Micron TechnologyMU	0.2%	$328,016	284	New
JPMorgan ChaseJPM	0.2%	$323,039	987	-3%
TeslaTSLA	0.2%	$321,338	764	-7%
Vanguard World FDVHT	0.2%	$315,005	1,053	-23%
VisaV	0.2%	$287,824	839	-3%
Vaneck ETF TrustSMH	0.2%	$287,749	439	New
Vanguard Admiral FDSVOOG	0.2%	$277,462	3,358	-29%
IntelINTC	0.2%	$263,688	1,888	New
Texas InstrumentsTXN	0.2%	$262,870	882	New
Bank of AmericaBAC	0.1%	$255,733	4,488	-6%
Vanguard Scottsdale FDSVONG	0.1%	$238,189	1,864	New
Lowe's CompaniesLOW	0.1%	$233,072	1,057	Held
Vanguard Index FDSVBR	0.1%	$230,291	948	New
ExxonMobil HoldingsXOM	0.1%	$229,022	1,675	+24%
Spdr Series TrustSPYV	0.1%	$228,966	3,767	New
Vanguard MUN BD FDSVTEB	0.1%	$228,157	4,511	Held
Northrop GrummanNOC	0.1%	$224,378	441	Held
Simplify Exchange Traded FUNCTA	0.1%	$219,278	8,453	+8%
Truist FinancialTFC	0.1%	$217,866	4,373	New
Ishares TRIWF	0.1%	$211,605	1,704	New
Verizon CommunicationsVZ	0.1%	$211,023	4,984	New
American Centy ETF TRAVUV	0.1%	$207,560	1,664	New
ASML Holding NVASML	0.1%	$206,979	104	New
Lam ResearchLRCX	0.1%	$205,398	474	New
Home DepotHD	0.1%	$204,240	579	New
AGF Invts TRBTAL	0.1%	$195,591	17,542	+10%

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 42.7% since 30 June 2025.

Where the money is

Technology2.6%

Financial services1.1%

Retail & consumer0.9%

Utilities0.7%

Industrials0.5%

Media & telecom0.4%

Health care0.2%

Energy0.1%

Other93.5%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.