Investment Planning Advisors
CUMMING, GAfiles as Investment Planning Advisors, Inc.
$432m in 117 US stocks at the end of 30 June 2026. The top 10 are 70.6% of the money. It changed about 18.8% of the portfolio this quarter.
Value
$432m
Stocks
117
Top 10 share
70.6%
Turnover
18.8%
What changed this quarter
New
Bought for the first time this quarter.
- EA Series TrustBOXX4.4% of the fund
- Taiwan Semiconductor ManufacturingTSM0.1% of the fund
- Palo Alto NetworksPANW0.1% of the fund
- CrowdStrike HoldingsCRWD<0.1% of the fund
- Constellation EnergyCEG<0.1% of the fund
- QualcommQCOM<0.1% of the fund
- Dominion EnergyD<0.1% of the fund
- First TR Exchange-Traded FDCIBR<0.1% of the fund
- MastercardMA<0.1% of the fund
- Intercontinental ExchangeICE<0.1% of the fund
- ChubbCB<0.1% of the fund
- S&P Global<0.1% of the fund
- American TowerAMT<0.1% of the fund
- Select Sector Spdr TRXLF<0.1% of the fund
Added
Bought more of a stock they already held.
- Spdr Series TrustSPYM12.3% of the fund+5%
- Invesco Exch Traded FD TR IIRWL9.5% of the fund+32%
- Invesco Exchange Traded FD TRSP7.9% of the fund+2119%
- Vanguard Malvern FDSVCRB7.2% of the fund+10%
- Vanguard Index FDSVXF7.2% of the fund+5%
- Invesco Exch Traded FD TR IIQQQM7.1% of the fund+3%
- Schwab Strategic TRSCHF4.3% of the fund+31%
- Vanguard BD Index FDSBSV3.8% of the fund+70%
- Ishares TRFLOT2.7% of the fund+10%
- Vanguard Index FDSVNQ1.5% of the fund+9%
- Spdr Index SHS FDSSPGM1.4% of the fund+6%
- Vanguard Intl Equity Index FVT0.7% of the fund+4%
- SCM TrustSEPI0.6% of the fund+3%
- J P Morgan Exchange Traded FJPST0.6% of the fund+213%
- AppleAAPL0.5% of the fund+17%
- Berkshire HathawayBRK-B0.3% of the fund+42%
- Capital Group InternationalCGIE0.3% of the fund+5%
- AlphabetGOOGL0.3% of the fund+21%
- NvidiaNVDA0.3% of the fund+47%
- JPMorgan ChaseJPM0.3% of the fund+7%
- WalmartWMT0.3% of the fund+23%
- MicrosoftMSFT0.2% of the fund+57%
- Amazon.comAMZN0.2% of the fund+109%
- Southern CompanySO0.2% of the fund+34%
- J P Morgan Exchange Traded FJPIE0.2% of the fund+5%
Cut
Sold some of their stake.
- EA Series TrustFRDM6.9% of the fund-13%
- Capital Group Growth ETFCGGR0.7% of the fund-6%
- J P Morgan Exchange Traded FJMHI0.4% of the fund-3%
- Capital Group Core Equity ETCGUS0.4% of the fund-4%
- Vanguard World FDMGC0.4% of the fund-96%
- Vanguard Specialized FundsVIG0.3% of the fund-3%
- Invesco Exchange Traded FD TSPGP0.2% of the fund-3%
- Ishares TRMUB0.2% of the fund-15%
- Blackrock ETF Trust IIBINC0.2% of the fund-29%
- Ishares TRSUB0.1% of the fund-12%
- Vanguard Index FDSVO0.1% of the fund-4%
- Ishares TRICSH0.1% of the fund-26%
- Fidelity Merrimack STR TRFBND0.1% of the fund-97%
- Vanguard Index FDSVB0.1% of the fund-4%
- Ishares TRQUAL0.1% of the fund-5%
- Select Sector Spdr TRXLK<0.1% of the fund-29%
- Capital GRP Fixed Incm ETF TCGMS<0.1% of the fund-7%
- McDonald'sMCD<0.1% of the fund-12%
- Select Sector Spdr TRXLV<0.1% of the fund-37%
- Spdr Series TrustSPAB<0.1% of the fund-7%
- United Parcel ServiceUPS<0.1% of the fund-13%
- Spdr Series TrustTFI<0.1% of the fund-21%
- Northern Dynasty MineralsNAK<0.1% of the fund-13%
Sold out
Sold their entire stake.
- Spdr Series TrustXOP-100%
- Vanguard Whitehall FDSVYM-100%
- Meta PlatformsMETA-100%
- Select Sector Spdr TRXLE-100%
Holdings
- Spdr Series TrustSPYM
- Share
- 12.3%
- Value
- $53m
- Shares
- 604,935
+5%
- Invesco Exch Traded FD TR IIRWL
- Share
- 9.5%
- Value
- $41m
- Shares
- 322,460
+32%
- Invesco Exchange Traded FD TRSP
- Share
- 7.9%
- Value
- $34m
- Shares
- 159,611
+2119%
- Vanguard Malvern FDSVCRB
- Share
- 7.2%
- Value
- $31m
- Shares
- 402,406
+10%
- Vanguard Index FDSVXF
- Share
- 7.2%
- Value
- $31m
- Shares
- 125,832
+5%
- Invesco Exch Traded FD TR IIQQQM
- Share
- 7.1%
- Value
- $31m
- Shares
- 101,440
+3%
- EA Series TrustFRDM
- Share
- 6.9%
- Value
- $30m
- Shares
- 411,418
-13%
- EA Series TrustBOXX
- Share
- 4.4%
- Value
- $19m
- Shares
- 160,622
New
- Schwab Strategic TRSCHF
- Share
- 4.3%
- Value
- $19m
- Shares
- 671,844
+31%
- Vanguard BD Index FDSBSV
- Share
- 3.8%
- Value
- $16m
- Shares
- 208,650
+70%
- Ishares TRFLOT
- Share
- 2.7%
- Value
- $12m
- Shares
- 232,202
+10%
- Capital GRP Fixed Incm ETF TCGCP
- Share
- 1.8%
- Value
- $8m
- Shares
- 343,021
Held
- Vanguard Index FDSVNQ
- Share
- 1.5%
- Value
- $6m
- Shares
- 65,096
+9%
- Spdr Index SHS FDSSPGM
- Share
- 1.4%
- Value
- $6m
- Shares
- 72,890
+6%
- J P Morgan Exchange Traded FJPEF
- Share
- 1.2%
- Value
- $5m
- Shares
- 65,993
Held
- Spdr Series TrustSPTM
- Share
- 1.0%
- Value
- $4m
- Shares
- 48,323
Held
- First TR Exch Traded FD IIIFMB
- Share
- 0.9%
- Value
- $4m
- Shares
- 77,540
Held
- Harris Oakmark ETF TrustOAKM
- Share
- 0.8%
- Value
- $3m
- Shares
- 122,307
Held
- Capital Group Growth ETFCGGR
- Share
- 0.7%
- Value
- $3m
- Shares
- 66,409
-6%
- J P Morgan Exchange Traded FJMUB
- Share
- 0.7%
- Value
- $3m
- Shares
- 57,652
Held
- Vanguard Intl Equity Index FVT
- Share
- 0.7%
- Value
- $3m
- Shares
- 18,206
+4%
- SCM TrustSEPI
- Share
- 0.6%
- Value
- $3m
- Shares
- 92,064
+3%
- J P Morgan Exchange Traded FJPST
- Share
- 0.6%
- Value
- $3m
- Shares
- 50,416
+213%
- Schwab Strategic TRSCMB
- Share
- 0.5%
- Value
- $2m
- Shares
- 90,645
Held
- Goldman Sachs ETF TRGPIX
- Share
- 0.5%
- Value
- $2m
- Shares
- 36,099
Held
- Ishares TRIVV
- Share
- 0.4%
- Value
- $2m
- Shares
- 2,554
Held
- J P Morgan Exchange Traded FJMHI
- Share
- 0.4%
- Value
- $2m
- Shares
- 35,846
-3%
- Vanguard World FDMGK
- Share
- 0.4%
- Value
- $2m
- Shares
- 18,882
Held
- Capital Group Core Equity ETCGUS
- Share
- 0.4%
- Value
- $2m
- Shares
- 35,231
-4%
- Vanguard World FDMGC
- Share
- 0.4%
- Value
- $2m
- Shares
- 5,558
-96%
- Dimensional ETF TrustDFAX
- Share
- 0.3%
- Value
- $1m
- Shares
- 40,252
Held
- Capital Group InternationalCGIE
- Share
- 0.3%
- Value
- $1m
- Shares
- 38,689
+5%
- Vanguard Specialized FundsVIG
- Share
- 0.3%
- Value
- $1m
- Shares
- 5,197
-3%
- Invesco Exchange Traded FD TSPGP
- Share
- 0.2%
- Value
- $1m
- Shares
- 8,774
-3%
- Schwab Strategic TRSCHX
- Share
- 0.2%
- Value
- $1m
- Shares
- 35,379
Held
- Ishares TRMUB
- Share
- 0.2%
- Value
- $1m
- Shares
- 9,443
-15%
- Vanguard Index FDSVTI
- Share
- 0.2%
- Value
- $964,552
- Shares
- 2,607
Held
- First TR Exchange-Traded FDFTCS
- Share
- 0.2%
- Value
- $906,055
- Shares
- 9,647
Held
- J P Morgan Exchange Traded FJPIE
- Share
- 0.2%
- Value
- $889,723
- Shares
- 19,321
+5%
- Capital Group GBL Growth EQTCGGO
- Share
- 0.2%
- Value
- $873,574
- Shares
- 20,637
Held
- J P Morgan Exchange Traded FJEPQ
- Share
- 0.2%
- Value
- $818,647
- Shares
- 13,320
+3%
- Capital Group Global EquityCGGE
- Share
- 0.2%
- Value
- $782,485
- Shares
- 22,204
Held
- Spdr Series TrustSPSM
- Share
- 0.2%
- Value
- $757,337
- Shares
- 13,132
Held
- Spdr Series TrustSPMD
- Share
- 0.2%
- Value
- $727,585
- Shares
- 10,769
Held
- Vanguard World FDVPU
- Share
- 0.2%
- Value
- $699,336
- Shares
- 3,573
Held
- Blackrock ETF Trust IIBINC
- Share
- 0.2%
- Value
- $684,616
- Shares
- 13,080
-29%
- Vanguard World FDVHT
- Share
- 0.2%
- Value
- $655,439
- Shares
- 2,192
+39%
- Ishares TRSUB
- Share
- 0.1%
- Value
- $621,912
- Shares
- 5,841
-12%
- Vanguard Index FDSVO
- Share
- 0.1%
- Value
- $594,969
- Shares
- 7,385
-4%
- Victory Portfolios IICSB
- Share
- 0.1%
- Value
- $527,626
- Shares
- 8,044
+4%
- Ishares TRICSH
- Share
- 0.1%
- Value
- $510,793
- Shares
- 10,099
-26%
- Capital Group Intl Focus EQTCGXU
- Share
- 0.1%
- Value
- $504,171
- Shares
- 14,563
Held
- Ishares TRPFF
- Share
- 0.1%
- Value
- $497,322
- Shares
- 16,311
+2%
- Fidelity Merrimack STR TRFBND
- Share
- 0.1%
- Value
- $485,187
- Shares
- 10,666
-97%
- Alps ETF TRAMLP
- Share
- 0.1%
- Value
- $484,538
- Shares
- 9,345
Held
- Vanguard Index FDSVB
- Share
- 0.1%
- Value
- $479,255
- Shares
- 1,581
-4%
- Ishares TRDGRO
- Share
- 0.1%
- Value
- $456,149
- Shares
- 6,019
+3%
- Ishares TRQUAL
- Share
- 0.1%
- Value
- $455,999
- Shares
- 2,078
-5%
- Ssga Active ETF TRSRLN
- Share
- 0.1%
- Value
- $445,285
- Shares
- 11,052
+12%
- Schwab Strategic TRSCHG
- Share
- <0.1%
- Value
- $415,949
- Shares
- 12,292
+17%
- Schwab Strategic TRSCHZ
- Share
- <0.1%
- Value
- $412,963
- Shares
- 17,854
Held
- Vanguard World FDVIS
- Share
- <0.1%
- Value
- $379,165
- Shares
- 1,052
+40%
- Ishares TRIEF
- Share
- <0.1%
- Value
- $369,215
- Shares
- 3,904
+16%
- Cohen & Steers Reit & PFDXRNPX
- Share
- <0.1%
- Value
- $348,044
- Shares
- 17,145
Held
- Select Sector Spdr TRXLK
- Share
- <0.1%
- Value
- $345,120
- Shares
- 1,811
-29%
- Capital GRP Fixed Incm ETF TCGMS
- Share
- <0.1%
- Value
- $337,990
- Shares
- 12,367
-7%
- J P Morgan Exchange Traded FHELO
- Share
- <0.1%
- Value
- $331,126
- Shares
- 4,900
+20%
- J P Morgan Exchange Traded FJQUA
- Share
- <0.1%
- Value
- $327,059
- Shares
- 4,525
Held
- Schwab Strategic TRFNDX
- Share
- <0.1%
- Value
- $310,751
- Shares
- 9,992
Held
- Select Sector Spdr TRXLV
- Share
- <0.1%
- Value
- $307,279
- Shares
- 1,937
-37%
- Spdr Series TrustSPAB
- Share
- <0.1%
- Value
- $294,730
- Shares
- 11,549
-7%
| Company | Share of fund | Value | Shares | Change |
|---|---|---|---|---|
| Spdr Series TrustSPYM | 12.3% | $53m | 604,935 | +5% |
| Invesco Exch Traded FD TR IIRWL | 9.5% | $41m | 322,460 | +32% |
| Invesco Exchange Traded FD TRSP | 7.9% | $34m | 159,611 | +2119% |
| Vanguard Malvern FDSVCRB | 7.2% | $31m | 402,406 | +10% |
| Vanguard Index FDSVXF | 7.2% | $31m | 125,832 | +5% |
| Invesco Exch Traded FD TR IIQQQM | 7.1% | $31m | 101,440 | +3% |
| EA Series TrustFRDM | 6.9% | $30m | 411,418 | -13% |
| EA Series TrustBOXX | 4.4% | $19m | 160,622 | New |
| Schwab Strategic TRSCHF | 4.3% | $19m | 671,844 | +31% |
| Vanguard BD Index FDSBSV | 3.8% | $16m | 208,650 | +70% |
| Ishares TRFLOT | 2.7% | $12m | 232,202 | +10% |
| Capital GRP Fixed Incm ETF TCGCP | 1.8% | $8m | 343,021 | Held |
| Vanguard Index FDSVNQ | 1.5% | $6m | 65,096 | +9% |
| Spdr Index SHS FDSSPGM | 1.4% | $6m | 72,890 | +6% |
| J P Morgan Exchange Traded FJPEF | 1.2% | $5m | 65,993 | Held |
| Spdr Series TrustSPTM | 1.0% | $4m | 48,323 | Held |
| First TR Exch Traded FD IIIFMB | 0.9% | $4m | 77,540 | Held |
| Harris Oakmark ETF TrustOAKM | 0.8% | $3m | 122,307 | Held |
| Capital Group Growth ETFCGGR | 0.7% | $3m | 66,409 | -6% |
| J P Morgan Exchange Traded FJMUB | 0.7% | $3m | 57,652 | Held |
| Vanguard Intl Equity Index FVT | 0.7% | $3m | 18,206 | +4% |
| SCM TrustSEPI | 0.6% | $3m | 92,064 | +3% |
| J P Morgan Exchange Traded FJPST | 0.6% | $3m | 50,416 | +213% |
| Schwab Strategic TRSCMB | 0.5% | $2m | 90,645 | Held |
| Goldman Sachs ETF TRGPIX | 0.5% | $2m | 36,099 | Held |
| AppleAAPL | 0.5% | $2m | 6,808 | +17% |
| Ishares TRIVV | 0.4% | $2m | 2,554 | Held |
| J P Morgan Exchange Traded FJMHI | 0.4% | $2m | 35,846 | -3% |
| Vanguard World FDMGK | 0.4% | $2m | 18,882 | Held |
| Capital Group Core Equity ETCGUS | 0.4% | $2m | 35,231 | -4% |
| Vanguard World FDMGC | 0.4% | $2m | 5,558 | -96% |
| Dimensional ETF TrustDFAX | 0.3% | $1m | 40,252 | Held |
| Berkshire HathawayBRK-B | 0.3% | $1m | 2,874 | +42% |
| Capital Group InternationalCGIE | 0.3% | $1m | 38,689 | +5% |
| AlphabetGOOGL | 0.3% | $1m | 3,813 | +21% |
| Berkley W RWRB | 0.3% | $1m | 18,403 | Held |
| NvidiaNVDA | 0.3% | $1m | 6,240 | +47% |
| Vanguard Specialized FundsVIG | 0.3% | $1m | 5,197 | -3% |
| JPMorgan ChaseJPM | 0.3% | $1m | 3,743 | +7% |
| WalmartWMT | 0.3% | $1m | 9,567 | +23% |
| MicrosoftMSFT | 0.2% | $1m | 2,884 | +57% |
| Invesco Exchange Traded FD TSPGP | 0.2% | $1m | 8,774 | -3% |
| Schwab Strategic TRSCHX | 0.2% | $1m | 35,379 | Held |
| Ishares TRMUB | 0.2% | $1m | 9,443 | -15% |
| Amazon.comAMZN | 0.2% | $991,527 | 4,160 | +109% |
| Southern CompanySO | 0.2% | $968,841 | 10,123 | +34% |
| Vanguard Index FDSVTI | 0.2% | $964,552 | 2,607 | Held |
| First TR Exchange-Traded FDFTCS | 0.2% | $906,055 | 9,647 | Held |
| J P Morgan Exchange Traded FJPIE | 0.2% | $889,723 | 19,321 | +5% |
| Capital Group GBL Growth EQTCGGO | 0.2% | $873,574 | 20,637 | Held |
| J P Morgan Exchange Traded FJEPQ | 0.2% | $818,647 | 13,320 | +3% |
| Capital Group Global EquityCGGE | 0.2% | $782,485 | 22,204 | Held |
| Spdr Series TrustSPSM | 0.2% | $757,337 | 13,132 | Held |
| Spdr Series TrustSPMD | 0.2% | $727,585 | 10,769 | Held |
| Vanguard World FDVPU | 0.2% | $699,336 | 3,573 | Held |
| TeslaTSLA | 0.2% | $690,451 | 1,642 | Held |
| Blackrock ETF Trust IIBINC | 0.2% | $684,616 | 13,080 | -29% |
| Vanguard World FDVHT | 0.2% | $655,439 | 2,192 | +39% |
| ExxonMobil HoldingsXOM | 0.1% | $635,031 | 4,645 | +27% |
| LindeLIN | 0.1% | $629,628 | 1,213 | +43% |
| Ishares TRSUB | 0.1% | $621,912 | 5,841 | -12% |
| Vanguard Index FDSVO | 0.1% | $594,969 | 7,385 | -4% |
| Victory Portfolios IICSB | 0.1% | $527,626 | 8,044 | +4% |
| Ishares TRICSH | 0.1% | $510,793 | 10,099 | -26% |
| Capital Group Intl Focus EQTCGXU | 0.1% | $504,171 | 14,563 | Held |
| Ishares TRPFF | 0.1% | $497,322 | 16,311 | +2% |
| Costco WholesaleCOST | 0.1% | $489,716 | 523 | +35% |
| Fidelity Merrimack STR TRFBND | 0.1% | $485,187 | 10,666 | -97% |
| Alps ETF TRAMLP | 0.1% | $484,538 | 9,345 | Held |
| Johnson & JohnsonJNJ | 0.1% | $483,154 | 1,902 | +23% |
| Vanguard Index FDSVB | 0.1% | $479,255 | 1,581 | -4% |
| Taiwan Semiconductor ManufacturingTSM | 0.1% | $476,615 | 998 | New |
| VisaV | 0.1% | $470,440 | 1,371 | +103% |
| Ishares TRDGRO | 0.1% | $456,149 | 6,019 | +3% |
| Ishares TRQUAL | 0.1% | $455,999 | 2,078 | -5% |
| CaterpillarCAT | 0.1% | $455,366 | 428 | +24% |
| Home DepotHD | 0.1% | $449,228 | 1,274 | +24% |
| Palo Alto NetworksPANW | 0.1% | $445,401 | 1,306 | New |
| Ssga Active ETF TRSRLN | 0.1% | $445,285 | 11,052 | +12% |
| Schwab Strategic TRSCHG | <0.1% | $415,949 | 12,292 | +17% |
| Schwab Strategic TRSCHZ | <0.1% | $412,963 | 17,854 | Held |
| CrowdStrike HoldingsCRWD | <0.1% | $401,328 | 526 | New |
| Vanguard World FDVIS | <0.1% | $379,165 | 1,052 | +40% |
| Ishares TRIEF | <0.1% | $369,215 | 3,904 | +16% |
| Cohen & Steers Reit & PFDXRNPX | <0.1% | $348,044 | 17,145 | Held |
| Select Sector Spdr TRXLK | <0.1% | $345,120 | 1,811 | -29% |
| OracleORCL | <0.1% | $341,627 | 2,331 | +39% |
| Capital GRP Fixed Incm ETF TCGMS | <0.1% | $337,990 | 12,367 | -7% |
| Constellation EnergyCEG | <0.1% | $333,205 | 1,342 | New |
| J P Morgan Exchange Traded FHELO | <0.1% | $331,126 | 4,900 | +20% |
| McDonald'sMCD | <0.1% | $329,094 | 1,217 | -12% |
| J P Morgan Exchange Traded FJQUA | <0.1% | $327,059 | 4,525 | Held |
| QualcommQCOM | <0.1% | $321,492 | 1,740 | New |
| ProgressivePGR | <0.1% | $319,637 | 1,463 | +19% |
| Schwab Strategic TRFNDX | <0.1% | $310,751 | 9,992 | Held |
| Select Sector Spdr TRXLV | <0.1% | $307,279 | 1,937 | -37% |
| Dominion EnergyD | <0.1% | $307,246 | 4,499 | New |
| Procter & GamblePG | <0.1% | $298,532 | 2,036 | +19% |
| Spdr Series TrustSPAB | <0.1% | $294,730 | 11,549 | -7% |
| Coca-ColaKO | <0.1% | $289,192 | 3,558 | +2% |
Showing the largest 100 of 117.
Over time and by industry
Value over time
Jun '25
Dec '25
Jun '26
Value is up 52.6% since 30 June 2025.
Where the money is
Technology1.5%
Financial services1.3%
Retail & consumer0.6%
Everyday goods0.6%
Utilities0.4%
Media & telecom0.3%
Energy0.2%
Industrials0.2%
Materials0.2%
Health care0.1%
Real estate0.1%
Other94.7%
From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.