Tandem Financial

GREENWOOD VILLAGE, COfiles as Tandem Financial, LLC

$311m in 99 US stocks at the end of 30 June 2026. The top 10 are 52.0% of the money. It changed about 8.0% of the portfolio this quarter.

Value

$311m

Stocks

Top 10 share

52.0%

Turnover

8.0%

What changed this quarter

New

Bought for the first time this quarter.

Vanguard Scottsdale FDSVGSH
0.2% of the fund
Advanced Micro DevicesAMD
<0.1% of the fund
Victory Capital HoldingsVCTR
<0.1% of the fund
Invesco Exch Traded FD TR IIQQQM
<0.1% of the fund
Vanguard Index FDSVTI
<0.1% of the fund
Amplify ETF TRHACK
<0.1% of the fund
Douglas EllimanDOUG
<0.1% of the fund

Added

Bought more of a stock they already held.

Vanguard Tax-Managed FDSVEA
5.8% of the fund
+21%
Schwab Strategic TRFNDE
4.5% of the fund
+8%
State STR Spdr S&P 500 ETF TSPY
4.4% of the fund
+4%
Ishares TRIMCG
3.6% of the fund
+5%
Vaneck ETF TrustCLOI
3.0% of the fund
+37%
Invesco Exch TRD SLF IDX FDIUS
2.0% of the fund
+5%
Vanguard Intl Equity Index FVWO
1.9% of the fund
+59%
Ishares TRIWM
1.6% of the fund
+6%
Goldman Sachs ETF TRGPIQ
1.4% of the fund
+7%
Vanguard Index FDSVB
1.2% of the fund
+4%
Goldman Sachs ETF TRGPIX
1.2% of the fund
+8%
Dimensional ETF TrustDFAC
0.9% of the fund
+3%
Victory Portfolios IIUBND
0.7% of the fund
+27%
Sprott FDS TRURNM
0.7% of the fund
+4%
Nuveen Municipal Value FundNUV
0.5% of the fund
+9%
J P Morgan Exchange Traded FJMUB
0.4% of the fund
+7%
Tidal Trust IGRNY
0.4% of the fund
+6%
Global X FDSMLPX
0.4% of the fund
+4%
Ishares TRIJR
0.4% of the fund
+29%
Dimensional ETF TrustDFIV
0.3% of the fund
+4%
ExxonMobil HoldingsXOM
0.2% of the fund
+33%
Vanguard MUN BD FDSVCRM
0.2% of the fund
+68%
American Centy ETF TRSDSI
0.1% of the fund
+10%
Taiwan Semiconductor ManufacturingTSM
<0.1% of the fund
+2%
Vanguard Intl Equity Index FVT
<0.1% of the fund
+9%

Cut

Sold some of their stake.

Ishares TRIVV
12.2% of the fund
-22%
Invesco QQQ TRQQQ
4.3% of the fund
-12%
Quanta ServicesPWR
2.4% of the fund
-3%
Ishares TRILCV
2.2% of the fund
-18%
J P Morgan Exchange Traded FJQUA
2.0% of the fund
-32%
Ishares TRIWD
1.5% of the fund
-3%
Dimensional ETF TrustDFAU
1.3% of the fund
-6%
TCW ETF TrustFLXR
0.9% of the fund
-3%
Goldman Sachs Physical GoldAAAU
0.9% of the fund
-40%
Dimensional ETF TrustDFIC
0.8% of the fund
-3%
AppleAAPL
0.8% of the fund
-2%
Dimensional ETF TrustDFAE
0.7% of the fund
-5%
AlphabetGOOGL
0.5% of the fund
-3%
First TR Exchange-Traded FDKNG
0.5% of the fund
-10%
Vanguard Index FDSVUG
0.4% of the fund
-2%
Dimensional ETF TrustDUHP
0.4% of the fund
-4%
Spdr Series TrustSPAB
0.3% of the fund
-6%
Dimensional ETF TrustDFGP
0.3% of the fund
-12%
Dimensional ETF TrustDFEV
0.3% of the fund
-3%
Ishares TRIEF
0.3% of the fund
-7%
NvidiaNVDA
0.3% of the fund
-4%
Dimensional ETF TrustDFSV
0.2% of the fund
-4%
Amazon.comAMZN
0.2% of the fund
-9%
Rio TintoRIO
0.2% of the fund
-4%
Vanguard Scottsdale FDSVCLT
0.2% of the fund
-11%

Sold out

Sold their entire stake.

Spdr Series TrustXSW
-100%
Ishares Silver TRSLV
-100%

Holdings

Ishares TRIVV
Share
12.2%
Value
$38m
Shares
50,823
-22%
Vanguard BD Index FDSBIV
Share
7.6%
Value
$24m
Shares
308,414
Held
Vanguard Tax-Managed FDSVEA
Share
5.8%
Value
$18m
Shares
251,962
+21%
Schwab Strategic TRFNDE
Share
4.5%
Value
$14m
Shares
354,450
+8%
State STR Spdr S&P 500 ETF TSPY
Share
4.4%
Value
$14m
Shares
18,217
+4%
Invesco QQQ TRQQQ
Share
4.3%
Value
$13m
Shares
18,293
-12%
Vaneck ETF TrustGDX
Share
4.1%
Value
$13m
Shares
170,681
Held
Ishares TRIMCG
Share
3.6%
Value
$11m
Shares
112,506
+5%
Vaneck ETF TrustCLOI
Share
3.0%
Value
$9m
Shares
177,333
+37%
Quanta ServicesPWR
Share
2.4%
Value
$7m
Shares
10,242
-3%
Ishares TRILCV
Share
2.2%
Value
$7m
Shares
66,287
-18%
Vanguard Scottsdale FDSVGLT
Share
2.1%
Value
$7m
Shares
119,004
Held
J P Morgan Exchange Traded FJQUA
Share
2.0%
Value
$6m
Shares
86,719
-32%
Invesco Exch TRD SLF IDX FDIUS
Share
2.0%
Value
$6m
Shares
93,281
+5%
Vanguard Intl Equity Index FVWO
Share
1.9%
Value
$6m
Shares
97,845
+59%
J P Morgan Exchange Traded FJBND
Share
1.9%
Value
$6m
Shares
108,756
Held
Ishares TRIWM
Share
1.6%
Value
$5m
Shares
16,741
+6%
Vanguard Charlotte FDSBNDX
Share
1.6%
Value
$5m
Shares
101,802
Held
Ishares TRIWF
Share
1.6%
Value
$5m
Shares
39,682
Held
Ishares TRIWD
Share
1.5%
Value
$5m
Shares
18,731
-3%
Goldman Sachs ETF TRGPIQ
Share
1.4%
Value
$4m
Shares
72,476
+7%
Dimensional ETF TrustDFAU
Share
1.3%
Value
$4m
Shares
80,002
-6%
Vanguard Index FDSVB
Share
1.2%
Value
$4m
Shares
12,742
+4%
Goldman Sachs ETF TRGPIX
Share
1.2%
Value
$4m
Shares
68,093
+8%
Spdr Gold TRGLD
Share
1.2%
Value
$4m
Shares
10,175
Held
Ishares TRITA
Share
1.0%
Value
$3m
Shares
12,927
Held
TCW ETF TrustFLXR
Share
0.9%
Value
$3m
Shares
75,140
-3%
Dimensional ETF TrustDFAC
Share
0.9%
Value
$3m
Shares
65,535
+3%
Goldman Sachs Physical GoldAAAU
Share
0.9%
Value
$3m
Shares
71,050
-40%
MicrosoftMSFT
Share
0.9%
Value
$3m
Shares
7,259
Held
Dimensional ETF TrustDFIC
Share
0.8%
Value
$3m
Shares
70,203
-3%
Philip Morris InternationalPM
Share
0.8%
Value
$3m
Shares
14,238
Held
AppleAAPL
Share
0.8%
Value
$3m
Shares
8,712
-2%
MP MaterialsMP
Share
0.8%
Value
$2m
Shares
42,076
Held
Dimensional ETF TrustDFAE
Share
0.7%
Value
$2m
Shares
57,896
-5%
Victory Portfolios IIUBND
Share
0.7%
Value
$2m
Shares
106,198
+27%
Sprott FDS TRURNM
Share
0.7%
Value
$2m
Shares
42,667
+4%
Alps ETF TRAMLP
Share
0.6%
Value
$2m
Shares
35,267
Held
AlphabetGOOGL
Share
0.5%
Value
$2m
Shares
4,273
-3%
First TR Exchange-Traded FDKNG
Share
0.5%
Value
$2m
Shares
29,851
-10%
Nuveen Municipal Value FundNUV
Share
0.5%
Value
$1m
Shares
152,594
+9%
J P Morgan Exchange Traded FJMUB
Share
0.4%
Value
$1m
Shares
26,854
+7%
Tidal Trust IGRNY
Share
0.4%
Value
$1m
Shares
48,731
+6%
Vanguard Index FDSVUG
Share
0.4%
Value
$1m
Shares
15,630
-2%
Dimensional ETF TrustDUHP
Share
0.4%
Value
$1m
Shares
31,595
-4%
AlphabetGOOG
Share
0.4%
Value
$1m
Shares
3,665
Held
First TR Exchange-Traded FDEMLP
Share
0.4%
Value
$1m
Shares
28,153
Held
Global X FDSMLPX
Share
0.4%
Value
$1m
Shares
16,516
+4%
Vaneck ETF TrustPFXF
Share
0.4%
Value
$1m
Shares
67,946
Held
Vanguard Index FDSVBK
Share
0.4%
Value
$1m
Shares
3,185
Held
Ishares TRIJR
Share
0.4%
Value
$1m
Shares
7,499
+29%
Dimensional ETF TrustDFIV
Share
0.3%
Value
$994,131
Shares
18,403
+4%
Spdr Series TrustSPAB
Share
0.3%
Value
$991,350
Shares
38,846
-6%
Dimensional ETF TrustDFGP
Share
0.3%
Value
$956,863
Shares
17,570
-12%
NewmontNEM
Share
0.3%
Value
$947,547
Shares
10,145
Held
Dimensional ETF TrustDFEV
Share
0.3%
Value
$865,716
Shares
20,290
-3%
Ishares TRIEF
Share
0.3%
Value
$854,440
Shares
9,035
-7%
NvidiaNVDA
Share
0.3%
Value
$787,368
Shares
3,935
-4%
Ultimus Managers TRMDST
Share
0.2%
Value
$729,368
Shares
25,103
Held
Carrier GlobalCARR
Share
0.2%
Value
$688,537
Shares
9,387
Held
Vanguard Scottsdale FDSVGSH
Share
0.2%
Value
$681,471
Shares
11,709
New
Vanguard Index FDSVTV
Share
0.2%
Value
$651,048
Shares
2,987
Held
ExxonMobil HoldingsXOM
Share
0.2%
Value
$638,987
Shares
4,674
+33%
Dimensional ETF TrustDFSV
Share
0.2%
Value
$635,109
Shares
16,373
-4%
Ishares TRDGRO
Share
0.2%
Value
$621,067
Shares
8,195
Held
Amazon.comAMZN
Share
0.2%
Value
$576,783
Shares
2,420
-9%
Berkshire HathawayBRK-B
Share
0.2%
Value
$569,444
Shares
1,138
Held
Rio TintoRIO
Share
0.2%
Value
$559,708
Shares
5,896
-4%
Vanguard Scottsdale FDSVCLT
Share
0.2%
Value
$556,850
Shares
7,400
-11%
ChevronCVX
Share
0.2%
Value
$520,735
Shares
3,141
-2%
Vanguard MUN BD FDSVCRM
Share
0.2%
Value
$480,172
Shares
6,285
+68%
Schwab Strategic TRSCHD
Share
0.2%
Value
$477,024
Shares
15,043
-5%
Altria GroupMO
Share
0.1%
Value
$451,786
Shares
6,188
Held
Vanguard MUN BD FDSVTEB
Share
0.1%
Value
$403,073
Shares
7,969
Held
American Centy ETF TRSDSI
Share
0.1%
Value
$392,520
Shares
7,644
+10%
Schwab Strategic TRSCHV
Share
0.1%
Value
$390,325
Shares
11,213
Held
Vanguard Scottsdale FDSVONE
Share
0.1%
Value
$380,722
Shares
1,124
Held
OracleORCL
Share
0.1%
Value
$339,729
Shares
2,318
Held
Annaly Capital ManagementNLY
Share
0.1%
Value
$333,732
Shares
14,441
-26%
Select Sector Spdr TRXLK
Share
0.1%
Value
$320,410
Shares
1,682
-33%
BroadcomAVGO
Share
0.1%
Value
$314,303
Shares
832
Held
Taiwan Semiconductor ManufacturingTSM
Share
<0.1%
Value
$297,155
Shares
621
+2%
Vanguard Index FDSVBR
Share
<0.1%
Value
$292,803
Shares
1,205
Held
Vanguard World FDESGV
Share
<0.1%
Value
$286,107
Shares
2,164
Held
Advanced Micro DevicesAMD
Share
<0.1%
Value
$285,808
Shares
492
New
Invesco Exch Traded FD TR IIPZA
Share
<0.1%
Value
$281,464
Shares
11,967
Held
Ishares TRTLT
Share
<0.1%
Value
$266,520
Shares
3,084
-2%
Vanguard Intl Equity Index FVT
Share
<0.1%
Value
$264,932
Shares
1,688
+9%
Victory Capital HoldingsVCTR
Share
<0.1%
Value
$254,954
Shares
3,033
New
Costco WholesaleCOST
Share
<0.1%
Value
$243,352
Shares
260
Held
WalmartWMT
Share
<0.1%
Value
$235,921
Shares
2,083
Held
Johnson & JohnsonJNJ
Share
<0.1%
Value
$225,272
Shares
887
+2%
Ishares TRMUB
Share
<0.1%
Value
$225,249
Shares
2,093
Held
TeslaTSLA
Share
<0.1%
Value
$223,760
Shares
532
-7%
Invesco Exch Traded FD TR IIQQQM
Share
<0.1%
Value
$221,652
Shares
732
New
Vaneck ETF TrustMLN
Share
<0.1%
Value
$219,957
Shares
12,371
Held
Vanguard Index FDSVTI
Share
<0.1%
Value
$202,039
Shares
546
New
Amplify ETF TRHACK
Share
<0.1%
Value
$201,256
Shares
1,918
New
Douglas EllimanDOUG
Share
<0.1%
Value
$23,895
Shares
13,500
New

Company	Share of fund	Value	Shares	Change
Ishares TRIVV	12.2%	$38m	50,823	-22%
Vanguard BD Index FDSBIV	7.6%	$24m	308,414	Held
Vanguard Tax-Managed FDSVEA	5.8%	$18m	251,962	+21%
Schwab Strategic TRFNDE	4.5%	$14m	354,450	+8%
State STR Spdr S&P 500 ETF TSPY	4.4%	$14m	18,217	+4%
Invesco QQQ TRQQQ	4.3%	$13m	18,293	-12%
Vaneck ETF TrustGDX	4.1%	$13m	170,681	Held
Ishares TRIMCG	3.6%	$11m	112,506	+5%
Vaneck ETF TrustCLOI	3.0%	$9m	177,333	+37%
Quanta ServicesPWR	2.4%	$7m	10,242	-3%
Ishares TRILCV	2.2%	$7m	66,287	-18%
Vanguard Scottsdale FDSVGLT	2.1%	$7m	119,004	Held
J P Morgan Exchange Traded FJQUA	2.0%	$6m	86,719	-32%
Invesco Exch TRD SLF IDX FDIUS	2.0%	$6m	93,281	+5%
Vanguard Intl Equity Index FVWO	1.9%	$6m	97,845	+59%
J P Morgan Exchange Traded FJBND	1.9%	$6m	108,756	Held
Ishares TRIWM	1.6%	$5m	16,741	+6%
Vanguard Charlotte FDSBNDX	1.6%	$5m	101,802	Held
Ishares TRIWF	1.6%	$5m	39,682	Held
Ishares TRIWD	1.5%	$5m	18,731	-3%
Goldman Sachs ETF TRGPIQ	1.4%	$4m	72,476	+7%
Dimensional ETF TrustDFAU	1.3%	$4m	80,002	-6%
Vanguard Index FDSVB	1.2%	$4m	12,742	+4%
Goldman Sachs ETF TRGPIX	1.2%	$4m	68,093	+8%
Spdr Gold TRGLD	1.2%	$4m	10,175	Held
Ishares TRITA	1.0%	$3m	12,927	Held
TCW ETF TrustFLXR	0.9%	$3m	75,140	-3%
Dimensional ETF TrustDFAC	0.9%	$3m	65,535	+3%
Goldman Sachs Physical GoldAAAU	0.9%	$3m	71,050	-40%
MicrosoftMSFT	0.9%	$3m	7,259	Held
Dimensional ETF TrustDFIC	0.8%	$3m	70,203	-3%
Philip Morris InternationalPM	0.8%	$3m	14,238	Held
AppleAAPL	0.8%	$3m	8,712	-2%
MP MaterialsMP	0.8%	$2m	42,076	Held
Dimensional ETF TrustDFAE	0.7%	$2m	57,896	-5%
Victory Portfolios IIUBND	0.7%	$2m	106,198	+27%
Sprott FDS TRURNM	0.7%	$2m	42,667	+4%
Alps ETF TRAMLP	0.6%	$2m	35,267	Held
AlphabetGOOGL	0.5%	$2m	4,273	-3%
First TR Exchange-Traded FDKNG	0.5%	$2m	29,851	-10%
Nuveen Municipal Value FundNUV	0.5%	$1m	152,594	+9%
J P Morgan Exchange Traded FJMUB	0.4%	$1m	26,854	+7%
Tidal Trust IGRNY	0.4%	$1m	48,731	+6%
Vanguard Index FDSVUG	0.4%	$1m	15,630	-2%
Dimensional ETF TrustDUHP	0.4%	$1m	31,595	-4%
AlphabetGOOG	0.4%	$1m	3,665	Held
First TR Exchange-Traded FDEMLP	0.4%	$1m	28,153	Held
Global X FDSMLPX	0.4%	$1m	16,516	+4%
Vaneck ETF TrustPFXF	0.4%	$1m	67,946	Held
Vanguard Index FDSVBK	0.4%	$1m	3,185	Held
Ishares TRIJR	0.4%	$1m	7,499	+29%
Dimensional ETF TrustDFIV	0.3%	$994,131	18,403	+4%
Spdr Series TrustSPAB	0.3%	$991,350	38,846	-6%
Dimensional ETF TrustDFGP	0.3%	$956,863	17,570	-12%
NewmontNEM	0.3%	$947,547	10,145	Held
Dimensional ETF TrustDFEV	0.3%	$865,716	20,290	-3%
Ishares TRIEF	0.3%	$854,440	9,035	-7%
NvidiaNVDA	0.3%	$787,368	3,935	-4%
Ultimus Managers TRMDST	0.2%	$729,368	25,103	Held
Carrier GlobalCARR	0.2%	$688,537	9,387	Held
Vanguard Scottsdale FDSVGSH	0.2%	$681,471	11,709	New
Vanguard Index FDSVTV	0.2%	$651,048	2,987	Held
ExxonMobil HoldingsXOM	0.2%	$638,987	4,674	+33%
Dimensional ETF TrustDFSV	0.2%	$635,109	16,373	-4%
Ishares TRDGRO	0.2%	$621,067	8,195	Held
Amazon.comAMZN	0.2%	$576,783	2,420	-9%
Berkshire HathawayBRK-B	0.2%	$569,444	1,138	Held
Rio TintoRIO	0.2%	$559,708	5,896	-4%
Vanguard Scottsdale FDSVCLT	0.2%	$556,850	7,400	-11%
ChevronCVX	0.2%	$520,735	3,141	-2%
Vanguard MUN BD FDSVCRM	0.2%	$480,172	6,285	+68%
Schwab Strategic TRSCHD	0.2%	$477,024	15,043	-5%
Altria GroupMO	0.1%	$451,786	6,188	Held
Vanguard MUN BD FDSVTEB	0.1%	$403,073	7,969	Held
American Centy ETF TRSDSI	0.1%	$392,520	7,644	+10%
Schwab Strategic TRSCHV	0.1%	$390,325	11,213	Held
Vanguard Scottsdale FDSVONE	0.1%	$380,722	1,124	Held
OracleORCL	0.1%	$339,729	2,318	Held
Annaly Capital ManagementNLY	0.1%	$333,732	14,441	-26%
Select Sector Spdr TRXLK	0.1%	$320,410	1,682	-33%
BroadcomAVGO	0.1%	$314,303	832	Held
Taiwan Semiconductor ManufacturingTSM	<0.1%	$297,155	621	+2%
Vanguard Index FDSVBR	<0.1%	$292,803	1,205	Held
Vanguard World FDESGV	<0.1%	$286,107	2,164	Held
Advanced Micro DevicesAMD	<0.1%	$285,808	492	New
Invesco Exch Traded FD TR IIPZA	<0.1%	$281,464	11,967	Held
Ishares TRTLT	<0.1%	$266,520	3,084	-2%
Vanguard Intl Equity Index FVT	<0.1%	$264,932	1,688	+9%
Victory Capital HoldingsVCTR	<0.1%	$254,954	3,033	New
Costco WholesaleCOST	<0.1%	$243,352	260	Held
WalmartWMT	<0.1%	$235,921	2,083	Held
Johnson & JohnsonJNJ	<0.1%	$225,272	887	+2%
Ishares TRMUB	<0.1%	$225,249	2,093	Held
TeslaTSLA	<0.1%	$223,760	532	-7%
Invesco Exch Traded FD TR IIQQQM	<0.1%	$221,652	732	New
Vaneck ETF TrustMLN	<0.1%	$219,957	12,371	Held
Vanguard Index FDSVTI	<0.1%	$202,039	546	New
Amplify ETF TRHACK	<0.1%	$201,256	1,918	New
Douglas EllimanDOUG	<0.1%	$23,895	13,500	New

Options (2)

Invesco QQQ TRQQQ
Type
Put
Value
$21m
Contracts
28,800
CrowdStrike HoldingsCRWD
Type
Put
Value
$381,570
Contracts
500

Company	Type	Value	Contracts
Invesco QQQ TRQQQ	Put	$21m	28,800
CrowdStrike HoldingsCRWD	Put	$381,570	500

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 192.0% since 30 June 2025.

Where the money is

Industrials2.6%

Technology2.3%

Materials1.2%

Everyday goods1.1%

Media & telecom0.9%

Energy0.4%

Financial services0.4%

Retail & consumer0.3%

Health care0.1%

Real estate0.0%

Other90.7%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.