Vilga Financial Planning

FAIR LAWN, NJfiles as Vilga Financial Planning LLC

$132m in 93 US stocks at the end of 30 June 2026. The top 10 are 51.1% of the money. It changed about 6.0% of the portfolio this quarter.

Value

$132m

Stocks

Top 10 share

51.1%

Turnover

6.0%

What changed this quarter

New

Bought for the first time this quarter.

FlexFLEX
0.4% of the fund
Proshares TR IISCO
0.3% of the fund
United RentalsURI
0.3% of the fund
Lam ResearchLRCX
0.2% of the fund
Cisco SystemsCSCO
0.2% of the fund
IntelINTC
0.2% of the fund
Tower SemiconductorTSEM
0.2% of the fund
Applied MaterialsAMAT
0.2% of the fund
Morgan StanleyMS
0.2% of the fund
Altria GroupMO
0.2% of the fund
Dimensional ETF TrustDFEV
0.2% of the fund
Dimensional ETF TrustDFAE
0.2% of the fund
Invesco QQQ TRQQQ
0.2% of the fund
Dimensional ETF TrustDFAI
0.2% of the fund

Added

Bought more of a stock they already held.

Vanguard Tax-Managed FDSVEA
17.9% of the fund
+5%
Schwab Strategic TRSCHP
5.2% of the fund
+15%
Ishares TRICSH
3.4% of the fund
+11%
Ishares TRIEFA
3.3% of the fund
+3%
IsharesIEMG
2.4% of the fund
+3%
Amazon.comAMZN
1.7% of the fund
+2%
Micron TechnologyMU
1.6% of the fund
+128%
Select Sector Spdr TRXLI
1.1% of the fund
+2%
Taiwan Semiconductor ManufacturingTSM
0.9% of the fund
+18%
Vanguard Charlotte FDSBNDX
0.8% of the fund
+11%
Select Sector Spdr TRXLY
0.8% of the fund
+3%
TeslaTSLA
0.7% of the fund
+3%
Select Sector Spdr TRXLV
0.7% of the fund
+3%
JPMorgan ChaseJPM
0.6% of the fund
+2%
Bank of AmericaBAC
0.3% of the fund
+2%
Select Sector Spdr TRXLP
0.3% of the fund
+5%
Costco WholesaleCOST
0.3% of the fund
+8%
UnitedHealth GroupUNH
0.3% of the fund
+12%
WalmartWMT
0.3% of the fund
+3%
Select Sector Spdr TRXLE
0.2% of the fund
+4%
Select Sector Spdr TRXLB
0.2% of the fund
+3%
MerckMRK
0.2% of the fund
+8%
Select Sector Spdr TRXLRE
0.2% of the fund
+4%

Cut

Sold some of their stake.

Vanguard Intl Equity Index FVWO
4.3% of the fund
-7%
Vanguard Scottsdale FDSVTWO
2.6% of the fund
-3%
Vanguard Index FDSVOO
1.5% of the fund
-5%
MicrosoftMSFT
1.4% of the fund
-5%
Berkshire HathawayBRK-B
0.8% of the fund
-6%
General ElectricGE
0.3% of the fund
-7%
Home DepotHD
0.2% of the fund
-20%
RTXRTX
0.2% of the fund
-5%
NetflixNFLX
0.2% of the fund
-6%
Booking HoldingsBKNG
0.2% of the fund
-7%
Lowe's CompaniesLOW
0.2% of the fund
-3%

Sold out

Sold their entire stake.

Vanguard Index FDSVBR
-100%
Vanguard Index FDSVOE
-100%
MastercardMA
-100%
Intuitive SurgicalISRG
-100%

Holdings

Vanguard Tax-Managed FDSVEA
Share
17.9%
Value
$24m
Shares
331,981
+5%
Schwab Strategic TRSCHP
Share
5.2%
Value
$7m
Shares
258,660
+15%
Vanguard Intl Equity Index FVWO
Share
4.3%
Value
$6m
Shares
95,814
-7%
Ishares TRIJH
Share
4.2%
Value
$6m
Shares
72,558
Held
Select Sector Spdr TRXLK
Share
3.7%
Value
$5m
Shares
25,620
Held
NvidiaNVDA
Share
3.6%
Value
$5m
Shares
23,487
Held
Ishares TRICSH
Share
3.4%
Value
$4m
Shares
87,598
+11%
Ishares TRIEFA
Share
3.3%
Value
$4m
Shares
45,281
+3%
AppleAAPL
Share
2.9%
Value
$4m
Shares
13,245
Held
Vanguard Scottsdale FDSVTWO
Share
2.6%
Value
$3m
Shares
28,049
-3%
Vanguard Star FDSVXUS
Share
2.6%
Value
$3m
Shares
39,561
Held
IsharesIEMG
Share
2.4%
Value
$3m
Shares
38,184
+3%
Vanguard Index FDSVTV
Share
2.2%
Value
$3m
Shares
13,529
Held
Amazon.comAMZN
Share
1.7%
Value
$2m
Shares
9,364
+2%
Vanguard Index FDSVO
Share
1.6%
Value
$2m
Shares
26,325
Held
AlphabetGOOGL
Share
1.6%
Value
$2m
Shares
5,854
Held
Micron TechnologyMU
Share
1.6%
Value
$2m
Shares
1,802
+128%
Vanguard Index FDSVOO
Share
1.5%
Value
$2m
Shares
2,920
-5%
Vanguard Index FDSVTI
Share
1.4%
Value
$2m
Shares
5,048
Held
MicrosoftMSFT
Share
1.4%
Value
$2m
Shares
4,976
-5%
Select Sector Spdr TRXLI
Share
1.1%
Value
$1m
Shares
7,842
+2%
Vanguard Index FDSVB
Share
1.1%
Value
$1m
Shares
4,763
Held
AlphabetGOOG
Share
1.0%
Value
$1m
Shares
3,782
Held
Ishares TRIJR
Share
1.0%
Value
$1m
Shares
8,700
Held
Taiwan Semiconductor ManufacturingTSM
Share
0.9%
Value
$1m
Shares
2,621
+18%
Select Sector Spdr TRXLC
Share
0.9%
Value
$1m
Shares
11,323
Held
Select Sector Spdr TRXLF
Share
0.9%
Value
$1m
Shares
21,723
Held
Ishares TRIVV
Share
0.9%
Value
$1m
Shares
1,515
Held
Vanguard Charlotte FDSBNDX
Share
0.8%
Value
$1m
Shares
22,384
+11%
Ishares TRCMF
Share
0.8%
Value
$1m
Shares
18,626
Held
Select Sector Spdr TRXLY
Share
0.8%
Value
$1m
Shares
9,038
+3%
Berkshire HathawayBRK-B
Share
0.8%
Value
$1m
Shares
2,111
-6%
Vanguard Scottsdale FDSVCIT
Share
0.8%
Value
$1m
Shares
12,373
Held
BroadcomAVGO
Share
0.8%
Value
$1m
Shares
2,676
Held
TeslaTSLA
Share
0.7%
Value
$929,526
Shares
2,210
+3%
Vanguard Intl Equity Index FVEU
Share
0.7%
Value
$921,250
Shares
11,000
Held
Eli LillyLLY
Share
0.7%
Value
$885,179
Shares
738
Held
Select Sector Spdr TRXLV
Share
0.7%
Value
$865,332
Shares
5,454
+3%
VisaV
Share
0.7%
Value
$863,214
Shares
2,516
Held
Meta PlatformsMETA
Share
0.6%
Value
$855,074
Shares
1,518
Held
Ishares TREFA
Share
0.6%
Value
$843,609
Shares
8,121
Held
Dimensional ETF TrustDFAT
Share
0.6%
Value
$836,703
Shares
11,970
Held
Dimensional ETF TrustDFAC
Share
0.6%
Value
$750,349
Shares
16,915
Held
JPMorgan ChaseJPM
Share
0.6%
Value
$729,619
Shares
2,229
+2%
Vanguard Intl Equity Index FVT
Share
0.4%
Value
$584,639
Shares
3,725
Held
Advanced Micro DevicesAMD
Share
0.4%
Value
$566,968
Shares
976
Held
Dimensional ETF TrustDFAX
Share
0.4%
Value
$493,803
Shares
13,404
Held
FlexFLEX
Share
0.4%
Value
$486,210
Shares
3,000
New
Bank of AmericaBAC
Share
0.3%
Value
$449,116
Shares
7,882
+2%
Select Sector Spdr TRXLP
Share
0.3%
Value
$443,677
Shares
5,341
+5%
Rocket LabRKLB
Share
0.3%
Value
$426,930
Shares
4,200
Held
CaterpillarCAT
Share
0.3%
Value
$417,441
Shares
392
Held
General ElectricGE
Share
0.3%
Value
$394,659
Shares
1,056
-7%
Johnson & JohnsonJNJ
Share
0.3%
Value
$392,130
Shares
1,544
Held
Select Sector Spdr TRXLU
Share
0.3%
Value
$383,123
Shares
8,450
Held
Vanguard Index FDSVNQ
Share
0.3%
Value
$375,402
Shares
3,893
Held
Spdr Gold TRGLD
Share
0.3%
Value
$368,380
Shares
1,000
Held
Vanguard Intl Equity Index FVSS
Share
0.3%
Value
$366,902
Shares
2,378
Held
American Centy ETF TRAVEM
Share
0.3%
Value
$362,416
Shares
3,756
Held
Costco WholesaleCOST
Share
0.3%
Value
$357,350
Shares
382
+8%
UnitedHealth GroupUNH
Share
0.3%
Value
$354,117
Shares
852
+12%
ExxonMobil HoldingsXOM
Share
0.3%
Value
$352,464
Shares
2,578
Held
Proshares TR IISCO
Share
0.3%
Value
$350,200
Shares
10,000
New
Ishares TRVLUE
Share
0.3%
Value
$345,671
Shares
1,730
Held
United RentalsURI
Share
0.3%
Value
$344,399
Shares
304
New
AbbVieABBV
Share
0.3%
Value
$332,416
Shares
1,321
Held
WalmartWMT
Share
0.3%
Value
$331,739
Shares
2,929
+3%
Select Sector Spdr TRXLE
Share
0.2%
Value
$322,909
Shares
6,080
+4%
Lam ResearchLRCX
Share
0.2%
Value
$293,364
Shares
677
New
Select Sector Spdr TRXLB
Share
0.2%
Value
$290,138
Shares
5,708
+3%
Dimensional ETF TrustDFGR
Share
0.2%
Value
$281,820
Shares
9,728
Held
Ishares TRIWM
Share
0.2%
Value
$276,414
Shares
920
Held
Home DepotHD
Share
0.2%
Value
$272,269
Shares
772
-20%
Coca-ColaKO
Share
0.2%
Value
$270,954
Shares
3,334
Held
MerckMRK
Share
0.2%
Value
$268,694
Shares
2,091
+8%
RTXRTX
Share
0.2%
Value
$261,638
Shares
1,379
-5%
Cisco SystemsCSCO
Share
0.2%
Value
$261,349
Shares
2,225
New
NetflixNFLX
Share
0.2%
Value
$256,183
Shares
3,588
-6%
IntelINTC
Share
0.2%
Value
$255,942
Shares
1,833
New
Vertex PharmaceuticalsVRTX
Share
0.2%
Value
$255,816
Shares
515
Held
Tower SemiconductorTSEM
Share
0.2%
Value
$248,390
Shares
953
New
Select Sector Spdr TRXLRE
Share
0.2%
Value
$245,511
Shares
5,576
+4%
Booking HoldingsBKNG
Share
0.2%
Value
$245,080
Shares
1,375
-7%
Applied MaterialsAMAT
Share
0.2%
Value
$240,759
Shares
333
New
Schwab Strategic TRSCHE
Share
0.2%
Value
$238,264
Shares
6,571
Held
Morgan StanleyMS
Share
0.2%
Value
$221,164
Shares
1,058
New
Wisdomtree TRUSFR
Share
0.2%
Value
$220,332
Shares
4,376
Held
Altria GroupMO
Share
0.2%
Value
$216,661
Shares
3,011
New
Lowe's CompaniesLOW
Share
0.2%
Value
$208,363
Shares
945
-3%
Dimensional ETF TrustDFEV
Share
0.2%
Value
$207,959
Shares
4,874
New
Dimensional ETF TrustDFAE
Share
0.2%
Value
$207,644
Shares
5,164
New
Invesco QQQ TRQQQ
Share
0.2%
Value
$204,719
Shares
278
New
Dimensional ETF TrustDFAI
Share
0.2%
Value
$201,960
Shares
4,896
New

Company	Share of fund	Value	Shares	Change
Vanguard Tax-Managed FDSVEA	17.9%	$24m	331,981	+5%
Schwab Strategic TRSCHP	5.2%	$7m	258,660	+15%
Vanguard Intl Equity Index FVWO	4.3%	$6m	95,814	-7%
Ishares TRIJH	4.2%	$6m	72,558	Held
Select Sector Spdr TRXLK	3.7%	$5m	25,620	Held
NvidiaNVDA	3.6%	$5m	23,487	Held
Ishares TRICSH	3.4%	$4m	87,598	+11%
Ishares TRIEFA	3.3%	$4m	45,281	+3%
AppleAAPL	2.9%	$4m	13,245	Held
Vanguard Scottsdale FDSVTWO	2.6%	$3m	28,049	-3%
Vanguard Star FDSVXUS	2.6%	$3m	39,561	Held
IsharesIEMG	2.4%	$3m	38,184	+3%
Vanguard Index FDSVTV	2.2%	$3m	13,529	Held
Amazon.comAMZN	1.7%	$2m	9,364	+2%
Vanguard Index FDSVO	1.6%	$2m	26,325	Held
AlphabetGOOGL	1.6%	$2m	5,854	Held
Micron TechnologyMU	1.6%	$2m	1,802	+128%
Vanguard Index FDSVOO	1.5%	$2m	2,920	-5%
Vanguard Index FDSVTI	1.4%	$2m	5,048	Held
MicrosoftMSFT	1.4%	$2m	4,976	-5%
Select Sector Spdr TRXLI	1.1%	$1m	7,842	+2%
Vanguard Index FDSVB	1.1%	$1m	4,763	Held
AlphabetGOOG	1.0%	$1m	3,782	Held
Ishares TRIJR	1.0%	$1m	8,700	Held
Taiwan Semiconductor ManufacturingTSM	0.9%	$1m	2,621	+18%
Select Sector Spdr TRXLC	0.9%	$1m	11,323	Held
Select Sector Spdr TRXLF	0.9%	$1m	21,723	Held
Ishares TRIVV	0.9%	$1m	1,515	Held
Vanguard Charlotte FDSBNDX	0.8%	$1m	22,384	+11%
Ishares TRCMF	0.8%	$1m	18,626	Held
Select Sector Spdr TRXLY	0.8%	$1m	9,038	+3%
Berkshire HathawayBRK-B	0.8%	$1m	2,111	-6%
Vanguard Scottsdale FDSVCIT	0.8%	$1m	12,373	Held
BroadcomAVGO	0.8%	$1m	2,676	Held
TeslaTSLA	0.7%	$929,526	2,210	+3%
Vanguard Intl Equity Index FVEU	0.7%	$921,250	11,000	Held
Eli LillyLLY	0.7%	$885,179	738	Held
Select Sector Spdr TRXLV	0.7%	$865,332	5,454	+3%
VisaV	0.7%	$863,214	2,516	Held
Meta PlatformsMETA	0.6%	$855,074	1,518	Held
Ishares TREFA	0.6%	$843,609	8,121	Held
Dimensional ETF TrustDFAT	0.6%	$836,703	11,970	Held
Dimensional ETF TrustDFAC	0.6%	$750,349	16,915	Held
JPMorgan ChaseJPM	0.6%	$729,619	2,229	+2%
Vanguard Intl Equity Index FVT	0.4%	$584,639	3,725	Held
Advanced Micro DevicesAMD	0.4%	$566,968	976	Held
Dimensional ETF TrustDFAX	0.4%	$493,803	13,404	Held
FlexFLEX	0.4%	$486,210	3,000	New
Bank of AmericaBAC	0.3%	$449,116	7,882	+2%
Select Sector Spdr TRXLP	0.3%	$443,677	5,341	+5%
Rocket LabRKLB	0.3%	$426,930	4,200	Held
CaterpillarCAT	0.3%	$417,441	392	Held
General ElectricGE	0.3%	$394,659	1,056	-7%
Johnson & JohnsonJNJ	0.3%	$392,130	1,544	Held
Select Sector Spdr TRXLU	0.3%	$383,123	8,450	Held
Vanguard Index FDSVNQ	0.3%	$375,402	3,893	Held
Spdr Gold TRGLD	0.3%	$368,380	1,000	Held
Vanguard Intl Equity Index FVSS	0.3%	$366,902	2,378	Held
American Centy ETF TRAVEM	0.3%	$362,416	3,756	Held
Costco WholesaleCOST	0.3%	$357,350	382	+8%
UnitedHealth GroupUNH	0.3%	$354,117	852	+12%
ExxonMobil HoldingsXOM	0.3%	$352,464	2,578	Held
Proshares TR IISCO	0.3%	$350,200	10,000	New
Ishares TRVLUE	0.3%	$345,671	1,730	Held
United RentalsURI	0.3%	$344,399	304	New
AbbVieABBV	0.3%	$332,416	1,321	Held
WalmartWMT	0.3%	$331,739	2,929	+3%
Select Sector Spdr TRXLE	0.2%	$322,909	6,080	+4%
Lam ResearchLRCX	0.2%	$293,364	677	New
Select Sector Spdr TRXLB	0.2%	$290,138	5,708	+3%
Dimensional ETF TrustDFGR	0.2%	$281,820	9,728	Held
Ishares TRIWM	0.2%	$276,414	920	Held
Home DepotHD	0.2%	$272,269	772	-20%
Coca-ColaKO	0.2%	$270,954	3,334	Held
MerckMRK	0.2%	$268,694	2,091	+8%
RTXRTX	0.2%	$261,638	1,379	-5%
Cisco SystemsCSCO	0.2%	$261,349	2,225	New
NetflixNFLX	0.2%	$256,183	3,588	-6%
IntelINTC	0.2%	$255,942	1,833	New
Vertex PharmaceuticalsVRTX	0.2%	$255,816	515	Held
Tower SemiconductorTSEM	0.2%	$248,390	953	New
Select Sector Spdr TRXLRE	0.2%	$245,511	5,576	+4%
Booking HoldingsBKNG	0.2%	$245,080	1,375	-7%
Applied MaterialsAMAT	0.2%	$240,759	333	New
Schwab Strategic TRSCHE	0.2%	$238,264	6,571	Held
Morgan StanleyMS	0.2%	$221,164	1,058	New
Wisdomtree TRUSFR	0.2%	$220,332	4,376	Held
Altria GroupMO	0.2%	$216,661	3,011	New
Lowe's CompaniesLOW	0.2%	$208,363	945	-3%
Dimensional ETF TrustDFEV	0.2%	$207,959	4,874	New
Dimensional ETF TrustDFAE	0.2%	$207,644	5,164	New
Invesco QQQ TRQQQ	0.2%	$204,719	278	New
Dimensional ETF TrustDFAI	0.2%	$201,960	4,896	New

Over time and by industry

Value over time

Dec '25

Jun '26

Value is up 26.5% since 31 December 2025.

Where the money is

Technology12.9%

Media & telecom3.4%

Retail & consumer2.9%

Financial services2.5%

Health care1.9%

Industrials1.4%

Everyday goods0.9%

Energy0.3%

Other73.7%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.