Willow Creek Wealth Management
Sebastopol, CAfiles as Willow Creek Wealth Management Inc.
$1.2bn in 180 US stocks at the end of 30 September 2025. The top 10 are 54.4% of the money. It changed about 2.7% of the portfolio this quarter.
Value
$1.2bn
Stocks
180
Top 10 share
54.4%
Turnover
2.7%
What changed this quarter
New
Bought for the first time this quarter.
- Vanguard Index FDSVUG0.1% of the fund
- Dimensional ETF TrustDFSD<0.1% of the fund
- Proshares TRCSM<0.1% of the fund
- Ishares TRIHI<0.1% of the fund
- TeslaTSLA<0.1% of the fund
- Vanguard Whitehall FDSVYM<0.1% of the fund
- Vanguard World FDMGC<0.1% of the fund
- Vanguard Index FDSVTV<0.1% of the fund
- HPHPQ<0.1% of the fund
- CelesticaCLS<0.1% of the fund
- DeereDE<0.1% of the fund
- Perimeter SolutionsPRM<0.1% of the fund
- 3MMMM<0.1% of the fund
- Invesco Exch Traded FD TR IIQQQM<0.1% of the fund
- Invesco Exchange Traded FD TERTH<0.1% of the fund
- Vanguard Intl Equity Index FVEU<0.1% of the fund
Added
Bought more of a stock they already held.
- Dimensional ETF TrustDFAT10.3% of the fund+3%
- Vanguard BD Index FDSBSV9.8% of the fund+6%
- Spdr Series TrustSPAB8.4% of the fund+6%
- Dimensional ETF TrustDFUS4.9% of the fund+3%
- Dimensional ETF TrustDFAI4.0% of the fund+9%
- Ishares TRSUB3.7% of the fund+11%
- Schwab Strategic TRSCHP3.4% of the fund+8%
- Vanguard BD Index FDSBIV3.1% of the fund+2%
- Spdr Series TrustSPSB2.8% of the fund+3%
- American Centy ETF TRAVLV2.6% of the fund+6%
- Dimensional ETF TrustDFEM2.5% of the fund+6%
- Spdr Series TrustSPIB2.0% of the fund+3%
- Spdr Series TrustSPTS1.8% of the fund+3%
- Dimensional ETF TrustDFGR1.4% of the fund+14%
- Spdr Series TrustSPTI1.4% of the fund+3%
- Dimensional ETF TrustDFSU1.1% of the fund+3%
- Vanguard Index FDSVNQ0.6% of the fund+3%
- Dimensional ETF TrustDFAE0.5% of the fund+3%
- Vanguard Instl Index FDVBIL0.4% of the fund+105%
- Manager Directed PortfoliosVGSR0.4% of the fund+5%
- Vanguard Index FDSVOO0.3% of the fund+91%
- MicrosoftMSFT0.2% of the fund+11%
- Ishares TRIVV0.2% of the fund+5%
- Vanguard Index FDSVTI0.2% of the fund+49%
- Vanguard Index FDSVO0.2% of the fund+131%
Cut
Sold some of their stake.
- Vanguard BD Index FDSBND0.2% of the fund-2%
- VerisignVRSN0.2% of the fund-5%
- Ishares TRSGOV0.1% of the fund-15%
- O'Reilly AutomotiveORLY<0.1% of the fund-14%
- Meta PlatformsMETA<0.1% of the fund-18%
- Ishares TRIWB<0.1% of the fund-4%
- BroadcomAVGO<0.1% of the fund-6%
- PepsiCoPEP<0.1% of the fund-3%
- Intercontinental ExchangeICE<0.1% of the fund-7%
- Eli LillyLLY<0.1% of the fund-3%
- Marsh & McLennan CompaniesMRSH<0.1% of the fund-8%
- Morgan StanleyMS<0.1% of the fund-9%
- Vanguard Index FDSVOT<0.1% of the fund-11%
- Vanguard Scottsdale FDSVCIT<0.1% of the fund-30%
- Ishares TRIWR<0.1% of the fund-10%
- Super Micro ComputerSMCI<0.1% of the fund-7%
- Union PacificUNP<0.1% of the fund-20%
- AccentureACN<0.1% of the fund-2%
- Spdr Series TrustSPYX<0.1% of the fund-11%
- StarbucksSBUX<0.1% of the fund-3%
Sold out
Sold their entire stake.
- Planet Labs PBCPL-100%
- FastlyFSLY-100%
- Sanofi SASNY-100%
Holdings
- Dimensional ETF TrustDFAT
- Share
- 10.3%
- Value
- $125m
- Shares
- 2,153,099
+3%
- Vanguard BD Index FDSBSV
- Share
- 9.8%
- Value
- $119m
- Shares
- 1,503,962
+6%
- Spdr Series TrustSPAB
- Share
- 8.4%
- Value
- $102m
- Shares
- 3,934,831
+6%
- Dimensional ETF TrustDFUS
- Share
- 4.9%
- Value
- $59m
- Shares
- 819,697
+3%
- Dimensional ETF TrustDFUV
- Share
- 4.0%
- Value
- $48m
- Shares
- 1,080,534
Held
- Dimensional ETF TrustDFAI
- Share
- 4.0%
- Value
- $48m
- Shares
- 1,320,407
+9%
- Ishares TRSUB
- Share
- 3.7%
- Value
- $45m
- Shares
- 421,947
+11%
- Schwab Strategic TRSCHP
- Share
- 3.4%
- Value
- $42m
- Shares
- 1,548,759
+8%
- Vanguard BD Index FDSBIV
- Share
- 3.1%
- Value
- $38m
- Shares
- 489,501
+2%
- Vanguard MUN BD FDSVTEB
- Share
- 2.8%
- Value
- $34m
- Shares
- 679,977
Held
- Dimensional ETF TrustDFIV
- Share
- 2.8%
- Value
- $34m
- Shares
- 732,358
Held
- Spdr Series TrustSPSB
- Share
- 2.8%
- Value
- $34m
- Shares
- 1,107,756
+3%
- American Centy ETF TRAVLV
- Share
- 2.6%
- Value
- $32m
- Shares
- 444,586
+6%
- Dimensional ETF TrustDFEM
- Share
- 2.5%
- Value
- $31m
- Shares
- 962,189
+6%
- American Centy ETF TRAVDV
- Share
- 2.2%
- Value
- $27m
- Shares
- 299,193
Held
- Spdr Series TrustSPIB
- Share
- 2.0%
- Value
- $24m
- Shares
- 699,809
+3%
- Spdr Series TrustSPTS
- Share
- 1.8%
- Value
- $22m
- Shares
- 745,398
+3%
- Dimensional ETF TrustDFGR
- Share
- 1.4%
- Value
- $17m
- Shares
- 638,861
+14%
- Spdr Series TrustSPTI
- Share
- 1.4%
- Value
- $17m
- Shares
- 593,737
+3%
- Dimensional ETF TrustDFAU
- Share
- 1.4%
- Value
- $17m
- Shares
- 365,649
Held
- Spdr Series TrustSPIP
- Share
- 1.3%
- Value
- $16m
- Shares
- 620,526
Held
- American Centy ETF TRAVSD
- Share
- 1.3%
- Value
- $16m
- Shares
- 217,469
Held
- American Centy ETF TRAVUV
- Share
- 1.2%
- Value
- $15m
- Shares
- 146,054
Held
- Dimensional ETF TrustDFSU
- Share
- 1.1%
- Value
- $14m
- Shares
- 326,933
+3%
- Dimensional ETF TrustDFSI
- Share
- 0.9%
- Value
- $11m
- Shares
- 257,374
Held
- Dimensional ETF TrustDFAX
- Share
- 0.8%
- Value
- $9m
- Shares
- 299,035
Held
- Dimensional ETF TrustDFAR
- Share
- 0.8%
- Value
- $9m
- Shares
- 391,044
Held
- American Centy ETF TRAVSE
- Share
- 0.7%
- Value
- $9m
- Shares
- 137,460
Held
- Dimensional ETF TrustDFAC
- Share
- 0.6%
- Value
- $7m
- Shares
- 179,208
Held
- Dimensional ETF TrustDFSE
- Share
- 0.6%
- Value
- $7m
- Shares
- 165,745
Held
- Vanguard Index FDSVNQ
- Share
- 0.6%
- Value
- $7m
- Shares
- 74,034
+3%
- American Centy ETF TRAVSU
- Share
- 0.5%
- Value
- $7m
- Shares
- 89,985
Held
- Dimensional ETF TrustDFAE
- Share
- 0.5%
- Value
- $6m
- Shares
- 195,526
+3%
- Vanguard Instl Index FDVBIL
- Share
- 0.4%
- Value
- $5m
- Shares
- 68,843
+105%
- Manager Directed PortfoliosVGSR
- Share
- 0.4%
- Value
- $5m
- Shares
- 474,258
+5%
- Ishares TRESML
- Share
- 0.4%
- Value
- $5m
- Shares
- 109,292
Held
- Dimensional ETF TrustDISV
- Share
- 0.4%
- Value
- $4m
- Shares
- 123,895
Held
- Vanguard Index FDSVOO
- Share
- 0.3%
- Value
- $3m
- Shares
- 5,128
+91%
- Dimensional ETF TrustDFIC
- Share
- 0.2%
- Value
- $3m
- Shares
- 87,194
Held
- Ishares TRIJH
- Share
- 0.2%
- Value
- $3m
- Shares
- 42,223
Held
- Dimensional ETF TrustDFAS
- Share
- 0.2%
- Value
- $2m
- Shares
- 35,742
Held
- Ishares TRIVV
- Share
- 0.2%
- Value
- $2m
- Shares
- 3,208
+5%
- Spdr Series TrustSPMB
- Share
- 0.2%
- Value
- $2m
- Shares
- 92,874
Held
- Ishares TRIWF
- Share
- 0.2%
- Value
- $2m
- Shares
- 4,342
Held
- Vanguard Index FDSVTI
- Share
- 0.2%
- Value
- $2m
- Shares
- 5,997
+49%
- Vanguard BD Index FDSBND
- Share
- 0.2%
- Value
- $2m
- Shares
- 25,915
-2%
- Vanguard Index FDSVO
- Share
- 0.2%
- Value
- $2m
- Shares
- 6,308
+131%
- Vanguard Index FDSVUG
- Share
- 0.1%
- Value
- $2m
- Shares
- 3,361
New
- Vanguard World FDVGT
- Share
- 0.1%
- Value
- $2m
- Shares
- 2,150
+351%
- Ishares TRSGOV
- Share
- 0.1%
- Value
- $2m
- Shares
- 15,860
-15%
- Vanguard Index FDSVB
- Share
- 0.1%
- Value
- $2m
- Shares
- 6,261
+51%
- Dimensional ETF TrustDFSV
- Share
- 0.1%
- Value
- $2m
- Shares
- 48,267
+17%
- Dimensional ETF TrustDFIP
- Share
- 0.1%
- Value
- $2m
- Shares
- 35,724
Held
- Vanguard Scottsdale FDSVMBS
- Share
- 0.1%
- Value
- $1m
- Shares
- 27,440
Held
- Ishares TRITOT
- Share
- 0.1%
- Value
- $1m
- Shares
- 8,782
+12%
- Vanguard BD Index FDSVUSB
- Share
- 0.1%
- Value
- $1m
- Shares
- 24,781
Held
- Vanguard Star FDSVXUS
- Share
- <0.1%
- Value
- $1m
- Shares
- 16,335
+110%
- Ishares TRSUSB
- Share
- <0.1%
- Value
- $1m
- Shares
- 46,328
+4%
- Vanguard Malvern FDSVTIP
- Share
- <0.1%
- Value
- $1m
- Shares
- 22,958
+24%
- Vanguard Intl Equity Index FVWO
- Share
- <0.1%
- Value
- $1m
- Shares
- 20,381
+55%
- Dimensional ETF TrustDFLV
- Share
- <0.1%
- Value
- $1m
- Shares
- 33,128
Held
- Ishares TRTIP
- Share
- <0.1%
- Value
- $1m
- Shares
- 9,758
Held
- Vanguard Scottsdale FDSVONV
- Share
- <0.1%
- Value
- $1m
- Shares
- 11,935
+172%
- Ishares TRIJS
- Share
- <0.1%
- Value
- $1m
- Shares
- 9,496
Held
- Ishares TRSUSA
- Share
- <0.1%
- Value
- $1m
- Shares
- 7,679
Held
- Invesco QQQ TRQQQ
- Share
- <0.1%
- Value
- $1m
- Shares
- 1,701
+44%
- Vanguard World FDVHT
- Share
- <0.1%
- Value
- $970,797
- Shares
- 3,739
+141%
- Ishares TRIWD
- Share
- <0.1%
- Value
- $943,640
- Shares
- 4,635
Held
- Ishares TRDSI
- Share
- <0.1%
- Value
- $927,118
- Shares
- 7,361
Held
- State STR Spdr S&P 500 ETF TSPY
- Share
- <0.1%
- Value
- $915,188
- Shares
- 1,373
Held
- Ishares TRSUSC
- Share
- <0.1%
- Value
- $806,624
- Shares
- 34,237
Held
- Vanguard Specialized FundsVIG
- Share
- <0.1%
- Value
- $796,043
- Shares
- 3,688
Held
- American Centy ETF TRAVUS
- Share
- <0.1%
- Value
- $770,792
- Shares
- 7,091
Held
- Invesco Exchange Traded FD TPRF
- Share
- <0.1%
- Value
- $714,544
- Shares
- 15,805
Held
- Dimensional ETF TrustDFSD
- Share
- <0.1%
- Value
- $700,301
- Shares
- 14,532
New
- Dimensional ETF TrustDFCA
- Share
- <0.1%
- Value
- $695,109
- Shares
- 13,951
Held
- Spdr Gold TRGLD
- Share
- <0.1%
- Value
- $618,873
- Shares
- 1,741
+39%
- Ishares TRIJR
- Share
- <0.1%
- Value
- $611,380
- Shares
- 5,145
Held
- Vanguard World FDVCEB
- Share
- <0.1%
- Value
- $595,904
- Shares
- 9,282
+6%
- Proshares TRCSM
- Share
- <0.1%
- Value
- $565,850
- Shares
- 7,389
New
| Company | Share of fund | Value | Shares | Change |
|---|---|---|---|---|
| Dimensional ETF TrustDFAT | 10.3% | $125m | 2,153,099 | +3% |
| Vanguard BD Index FDSBSV | 9.8% | $119m | 1,503,962 | +6% |
| Spdr Series TrustSPAB | 8.4% | $102m | 3,934,831 | +6% |
| Dimensional ETF TrustDFUS | 4.9% | $59m | 819,697 | +3% |
| Dimensional ETF TrustDFUV | 4.0% | $48m | 1,080,534 | Held |
| Dimensional ETF TrustDFAI | 4.0% | $48m | 1,320,407 | +9% |
| Ishares TRSUB | 3.7% | $45m | 421,947 | +11% |
| Schwab Strategic TRSCHP | 3.4% | $42m | 1,548,759 | +8% |
| Vanguard BD Index FDSBIV | 3.1% | $38m | 489,501 | +2% |
| Vanguard MUN BD FDSVTEB | 2.8% | $34m | 679,977 | Held |
| Dimensional ETF TrustDFIV | 2.8% | $34m | 732,358 | Held |
| Spdr Series TrustSPSB | 2.8% | $34m | 1,107,756 | +3% |
| American Centy ETF TRAVLV | 2.6% | $32m | 444,586 | +6% |
| Dimensional ETF TrustDFEM | 2.5% | $31m | 962,189 | +6% |
| American Centy ETF TRAVDV | 2.2% | $27m | 299,193 | Held |
| Spdr Series TrustSPIB | 2.0% | $24m | 699,809 | +3% |
| Spdr Series TrustSPTS | 1.8% | $22m | 745,398 | +3% |
| Dimensional ETF TrustDFGR | 1.4% | $17m | 638,861 | +14% |
| Spdr Series TrustSPTI | 1.4% | $17m | 593,737 | +3% |
| Dimensional ETF TrustDFAU | 1.4% | $17m | 365,649 | Held |
| Spdr Series TrustSPIP | 1.3% | $16m | 620,526 | Held |
| American Centy ETF TRAVSD | 1.3% | $16m | 217,469 | Held |
| AppleAAPL | 1.3% | $15m | 60,737 | Held |
| Costco WholesaleCOST | 1.2% | $15m | 16,174 | Held |
| American Centy ETF TRAVUV | 1.2% | $15m | 146,054 | Held |
| Dimensional ETF TrustDFSU | 1.1% | $14m | 326,933 | +3% |
| Dimensional ETF TrustDFSI | 0.9% | $11m | 257,374 | Held |
| Dimensional ETF TrustDFAX | 0.8% | $9m | 299,035 | Held |
| Dimensional ETF TrustDFAR | 0.8% | $9m | 391,044 | Held |
| American Centy ETF TRAVSE | 0.7% | $9m | 137,460 | Held |
| Cisco SystemsCSCO | 0.6% | $7m | 107,615 | Held |
| Dimensional ETF TrustDFAC | 0.6% | $7m | 179,208 | Held |
| Dimensional ETF TrustDFSE | 0.6% | $7m | 165,745 | Held |
| Vanguard Index FDSVNQ | 0.6% | $7m | 74,034 | +3% |
| American Centy ETF TRAVSU | 0.5% | $7m | 89,985 | Held |
| Dimensional ETF TrustDFAE | 0.5% | $6m | 195,526 | +3% |
| Vanguard Instl Index FDVBIL | 0.4% | $5m | 68,843 | +105% |
| Manager Directed PortfoliosVGSR | 0.4% | $5m | 474,258 | +5% |
| Ishares TRESML | 0.4% | $5m | 109,292 | Held |
| Dimensional ETF TrustDISV | 0.4% | $4m | 123,895 | Held |
| Vanguard Index FDSVOO | 0.3% | $3m | 5,128 | +91% |
| AlphabetGOOG | 0.3% | $3m | 12,790 | Held |
| AlphabetGOOGL | 0.2% | $3m | 12,412 | Held |
| Dimensional ETF TrustDFIC | 0.2% | $3m | 87,194 | Held |
| Ishares TRIJH | 0.2% | $3m | 42,223 | Held |
| Berkley W RWRB | 0.2% | $3m | 33,010 | Held |
| IntuitINTU | 0.2% | $2m | 3,591 | Held |
| MicrosoftMSFT | 0.2% | $2m | 4,730 | +11% |
| Dimensional ETF TrustDFAS | 0.2% | $2m | 35,742 | Held |
| Ishares TRIVV | 0.2% | $2m | 3,208 | +5% |
| Thermo Fisher ScientificTMO | 0.2% | $2m | 4,344 | Held |
| Spdr Series TrustSPMB | 0.2% | $2m | 92,874 | Held |
| Ishares TRIWF | 0.2% | $2m | 4,342 | Held |
| Vanguard Index FDSVTI | 0.2% | $2m | 5,997 | +49% |
| Vanguard BD Index FDSBND | 0.2% | $2m | 25,915 | -2% |
| VerisignVRSN | 0.2% | $2m | 6,818 | -5% |
| Vanguard Index FDSVO | 0.2% | $2m | 6,308 | +131% |
| VisaV | 0.1% | $2m | 4,736 | Held |
| Vanguard Index FDSVUG | 0.1% | $2m | 3,361 | New |
| Vanguard World FDVGT | 0.1% | $2m | 2,150 | +351% |
| Ishares TRSGOV | 0.1% | $2m | 15,860 | -15% |
| Vanguard Index FDSVB | 0.1% | $2m | 6,261 | +51% |
| Dimensional ETF TrustDFSV | 0.1% | $2m | 48,267 | +17% |
| Dimensional ETF TrustDFIP | 0.1% | $2m | 35,724 | Held |
| OracleORCL | 0.1% | $1m | 5,276 | Held |
| Vanguard Scottsdale FDSVMBS | 0.1% | $1m | 27,440 | Held |
| Ishares TRITOT | 0.1% | $1m | 8,782 | +12% |
| Vanguard BD Index FDSVUSB | 0.1% | $1m | 24,781 | Held |
| Vanguard Star FDSVXUS | <0.1% | $1m | 16,335 | +110% |
| Ishares TRSUSB | <0.1% | $1m | 46,328 | +4% |
| Vanguard Malvern FDSVTIP | <0.1% | $1m | 22,958 | +24% |
| Vanguard Intl Equity Index FVWO | <0.1% | $1m | 20,381 | +55% |
| JPMorgan ChaseJPM | <0.1% | $1m | 3,462 | Held |
| Dimensional ETF TrustDFLV | <0.1% | $1m | 33,128 | Held |
| Ishares TRTIP | <0.1% | $1m | 9,758 | Held |
| Vanguard Scottsdale FDSVONV | <0.1% | $1m | 11,935 | +172% |
| Ishares TRIJS | <0.1% | $1m | 9,496 | Held |
| Ishares TRSUSA | <0.1% | $1m | 7,679 | Held |
| Invesco QQQ TRQQQ | <0.1% | $1m | 1,701 | +44% |
| Vanguard World FDVHT | <0.1% | $970,797 | 3,739 | +141% |
| Ishares TRIWD | <0.1% | $943,640 | 4,635 | Held |
| Ishares TRDSI | <0.1% | $927,118 | 7,361 | Held |
| State STR Spdr S&P 500 ETF TSPY | <0.1% | $915,188 | 1,373 | Held |
| Ishares TRSUSC | <0.1% | $806,624 | 34,237 | Held |
| Vanguard Specialized FundsVIG | <0.1% | $796,043 | 3,688 | Held |
| NvidiaNVDA | <0.1% | $793,931 | 4,255 | +14% |
| Johnson & JohnsonJNJ | <0.1% | $786,729 | 4,242 | +5% |
| American Centy ETF TRAVUS | <0.1% | $770,792 | 7,091 | Held |
| AflacAFL | <0.1% | $737,108 | 6,599 | Held |
| Invesco Exchange Traded FD TPRF | <0.1% | $714,544 | 15,805 | Held |
| Dimensional ETF TrustDFSD | <0.1% | $700,301 | 14,532 | New |
| Dimensional ETF TrustDFCA | <0.1% | $695,109 | 13,951 | Held |
| Procter & GamblePG | <0.1% | $664,075 | 4,322 | +12% |
| MastercardMA | <0.1% | $627,397 | 1,103 | Held |
| Spdr Gold TRGLD | <0.1% | $618,873 | 1,741 | +39% |
| WalmartWMT | <0.1% | $617,845 | 5,995 | Held |
| Ishares TRIJR | <0.1% | $611,380 | 5,145 | Held |
| Vanguard World FDVCEB | <0.1% | $595,904 | 9,282 | +6% |
| Berkshire HathawayBRK-B | <0.1% | $580,162 | 1,154 | +15% |
| Proshares TRCSM | <0.1% | $565,850 | 7,389 | New |
Showing the largest 100 of 180.
Over time and by industry
Value over time
Sep '25
Value is up 9.2% since 30 June 2025.
Where the money is
Technology2.9%
Everyday goods1.4%
Financial services0.7%
Media & telecom0.6%
Health care0.4%
Industrials0.3%
Retail & consumer0.2%
Energy0.0%
Utilities0.0%
Real estate0.0%
Materials0.0%
Other93.5%
From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.