NBT Bank, N.A.

NORWICH, NY

$1.5bn in 1,069 US stocks at the end of 30 June 2026. The top 10 are 30.9% of the money. It changed about 11.1% of the portfolio this quarter.

Value

$1.5bn

Stocks

1,069

Top 10 share

30.9%

Turnover

11.1%

What changed this quarter

New

Bought for the first time this quarter.

American Funds Growth Fund of America Class F-2GFFFX
0.1% of the fund
Schwab Government Money INVSNVXX
0.1% of the fund
American Funds American Balanced F2AMBFX
0.1% of the fund
Permanent Portfolio Permanent IPRPFX
<0.1% of the fund
Pimco Income I-3PIPNX
<0.1% of the fund
American Funds Fundamental Investors Fund Class F-2FINFX
<0.1% of the fund
DFA Global Equity IDGEIX
<0.1% of the fund
American Funds Investment Company of America Class F-2ICAFX
<0.1% of the fund
American Funds Washington Mutual F2WMFFX
<0.1% of the fund
American Funds New Perspective F2ANWFX
<0.1% of the fund
American Capital World Growth and Income Fund Class F2WGIFX
<0.1% of the fund
Schwab Total Stock Market IndexSWTSX
<0.1% of the fund
American Funds American Mutual F2AMRFX
<0.1% of the fund
TCW Metwest LOW Duration BD MMWLDX
<0.1% of the fund
American Capital Income Builder Fund Class F2CAIFX
<0.1% of the fund
Harbor Capital Appreciation INVHCAIX
<0.1% of the fund
Loomis Sayles Income InstlLSBDX
<0.1% of the fund
Vanguard Index FDSVIGAX
<0.1% of the fund
American Funds Smallcap World F2SMCFX
<0.1% of the fund
American Funds Eupac F2AEPFX
<0.1% of the fund
Vaneck ETF TrustRAAX
<0.1% of the fund
MFS Core Equity IMRGRX
<0.1% of the fund
DFA Global Allocation 60/40 IDGSIX
<0.1% of the fund
Invesco American Franchise AVAFAX
<0.1% of the fund
T Rowe Price Capital (appreciation I Class)TRAIX
<0.1% of the fund

Added

Bought more of a stock they already held.

Vanguard Index FDSVOO
1.2% of the fund
+66%
Ishares TRSTIP
0.9% of the fund
+3%
Eli LillyLLY
0.8% of the fund
+17%
Palo Alto NetworksPANW
0.8% of the fund
+9%
VisaV
0.4% of the fund
+3%
Ishares TRNYF
0.3% of the fund
+3%
General ElectricGE
0.3% of the fund
+2%
J P Morgan Exchange Traded FJMUB
0.2% of the fund
+129%
MastercardMA
0.2% of the fund
+4%
Ishares TRPFF
0.2% of the fund
+2%
Ishares TRIWO
0.1% of the fund
+7%
Taiwan Semiconductor ManufacturingTSM
<0.1% of the fund
+33%
Agnico Eagle MinesAEM
<0.1% of the fund
+8%
Ishares TRIVW
<0.1% of the fund
+16%
Ishares TRMUB
<0.1% of the fund
+74%
Select Sector Spdr TRXLC
<0.1% of the fund
+21%
ServiceNowNOW
<0.1% of the fund
+20%
Becton DickinsonBDX
<0.1% of the fund
+6%
Alamos GoldAGI
<0.1% of the fund
+27%
Iqvia HoldingsIQV
<0.1% of the fund
+78%
Ishares TRIWS
<0.1% of the fund
+2%
Etfs Gold TRSGOL
<0.1% of the fund
+440%
Spdr Series TrustFLRN
<0.1% of the fund
+669%
CraneCR
<0.1% of the fund
+4%
Micron TechnologyMU
<0.1% of the fund
+5%

Cut

Sold some of their stake.

AppleAAPL
4.9% of the fund
-5%
AlphabetGOOGL
3.4% of the fund
-3%
AlphabetGOOG
3.2% of the fund
-4%
CaterpillarCAT
2.7% of the fund
-4%
Johnson & JohnsonJNJ
1.8% of the fund
-4%
Amazon.comAMZN
1.5% of the fund
-2%
ExxonMobil HoldingsXOM
1.4% of the fund
-7%
Procter & GamblePG
1.1% of the fund
-4%
Berkshire HathawayBRK-B
1.1% of the fund
-10%
RTXRTX
1.0% of the fund
-3%
International Business MachinesIBM
0.9% of the fund
-7%
WalmartWMT
0.9% of the fund
-4%
NvidiaNVDA
0.9% of the fund
-4%
ChevronCVX
0.9% of the fund
-3%
Costco WholesaleCOST
0.9% of the fund
-3%
AbbVieABBV
0.8% of the fund
-2%
MerckMRK
0.7% of the fund
-3%
State STR Spdr S&P Midcap 40MDY
0.7% of the fund
-3%
Ishares TRIWM
0.7% of the fund
-4%
W.W. GraingerGWW
0.6% of the fund
-3%
PepsiCoPEP
0.6% of the fund
-3%
Abbott LaboratoriesABT
0.6% of the fund
-2%
Vanguard World FDEDV
0.5% of the fund
-34%
Automatic Data ProcessingADP
0.5% of the fund
-8%
NextEra EnergyNEE
0.5% of the fund
-5%

Sold out

Sold their entire stake.

Honeywell InternationalHON
-100%
ETFS Gold Trust
-100%
DuPont de NemoursDD
-100%
Roper TechnologiesROP
-100%
First TR Exchange-Traded FDFIW
-100%
Vanguard Scottsdale FDSVTHR
-100%
Lam ResearchLRCX
-100%
SEI InvestmentsSEIC
-100%
Builders FirstSourceBLDR
-100%
Vanguard World FDMGK
-100%
Ishares TRAOA
-100%
Clearway EnergyCWEN
-100%
PPL
-100%
Ishares TRDGRO
-100%
Citizens Financial ServicesCZFS
-100%
First TR Exchange-Traded FDGRID
-100%
Sun Life FinancialSLF
-100%
Ishares TRSLQD
-100%
Vanguard World FDVPU
-100%
Ishares U S ETF TRLQDH
-100%
American Centy ETF TRAVLV
-100%
RBB FDTMFC
-100%
Mueller IndustriesMLI
-100%
First TR Exchange-Traded ALPFYX
-100%
KrogerKR
-100%

Holdings

MicrosoftMSFT
Share
5.0%
Value
$75m
Shares
201,559
Held
AppleAAPL
Share
4.9%
Value
$74m
Shares
256,533
-5%
AlphabetGOOGL
Share
3.4%
Value
$51m
Shares
141,664
-3%
AlphabetGOOG
Share
3.2%
Value
$49m
Shares
138,526
-4%
Flexshares TRGUNR
Share
3.1%
Value
$46m
Shares
941,050
Held
CaterpillarCAT
Share
2.7%
Value
$41m
Shares
38,438
-4%
JPMorgan ChaseJPM
Share
2.7%
Value
$40m
Shares
122,789
Held
Ishares TREFG
Share
2.4%
Value
$36m
Shares
291,924
Held
Trane TechnologiesTT
Share
1.8%
Value
$28m
Shares
56,001
Held
Johnson & JohnsonJNJ
Share
1.8%
Value
$26m
Shares
104,249
-4%
Amazon.comAMZN
Share
1.5%
Value
$23m
Shares
96,228
-2%
ExxonMobil HoldingsXOM
Share
1.4%
Value
$21m
Shares
156,968
-7%
Lowe's CompaniesLOW
Share
1.3%
Value
$20m
Shares
90,157
Held
DeereDE
Share
1.3%
Value
$19m
Shares
30,162
Held
Cisco SystemsCSCO
Share
1.2%
Value
$18m
Shares
152,054
Held
Vanguard Index FDSVOO
Share
1.2%
Value
$18m
Shares
25,641
+66%
Procter & GamblePG
Share
1.1%
Value
$17m
Shares
115,847
-4%
Berkshire HathawayBRK-B
Share
1.1%
Value
$17m
Shares
33,178
-10%
McDonald'sMCD
Share
1.1%
Value
$16m
Shares
60,954
Held
RTXRTX
Share
1.0%
Value
$16m
Shares
81,864
-3%
International Business MachinesIBM
Share
0.9%
Value
$14m
Shares
50,376
-7%
WalmartWMT
Share
0.9%
Value
$14m
Shares
121,703
-4%
NvidiaNVDA
Share
0.9%
Value
$14m
Shares
68,648
-4%
Ishares TRSTIP
Share
0.9%
Value
$14m
Shares
134,315
+3%
ChevronCVX
Share
0.9%
Value
$13m
Shares
79,862
-3%
NBT BancorpNBTB
Share
0.9%
Value
$13m
Shares
261,448
Held
Costco WholesaleCOST
Share
0.9%
Value
$13m
Shares
13,778
-3%
Ishares TRIGSB
Share
0.8%
Value
$13m
Shares
241,578
Held
AbbVieABBV
Share
0.8%
Value
$13m
Shares
49,973
-2%
Spdr Series TrustSDY
Share
0.8%
Value
$12m
Shares
81,122
Held
Eli LillyLLY
Share
0.8%
Value
$12m
Shares
10,125
+17%
Palo Alto NetworksPANW
Share
0.8%
Value
$12m
Shares
35,204
+9%
MerckMRK
Share
0.7%
Value
$11m
Shares
87,583
-3%
State STR Spdr S&P Midcap 40MDY
Share
0.7%
Value
$10m
Shares
14,809
-3%
TJX CompaniesTJX
Share
0.7%
Value
$10m
Shares
67,376
Held
Goldman Sachs GroupGS
Share
0.7%
Value
$10m
Shares
9,827
Held
Union PacificUNP
Share
0.7%
Value
$10m
Shares
36,098
Held
State STR Spdr S&P 500 ETF TSPY
Share
0.7%
Value
$10m
Shares
13,145
Held
Ishares TRIWM
Share
0.7%
Value
$10m
Shares
32,671
-4%
W.W. GraingerGWW
Share
0.6%
Value
$10m
Shares
7,095
-3%
PepsiCoPEP
Share
0.6%
Value
$9m
Shares
68,777
-3%
Ishares TRIEFA
Share
0.6%
Value
$9m
Shares
92,452
Held
Abbott LaboratoriesABT
Share
0.6%
Value
$9m
Shares
96,045
-2%
Schwab Strategic TRSCHD
Share
0.6%
Value
$9m
Shares
272,608
Held
Vanguard World FDEDV
Share
0.5%
Value
$8m
Shares
126,670
-34%
Bank of Montreal /canBMO
Share
0.5%
Value
$8m
Shares
46,083
Held
Ishares TREFA
Share
0.5%
Value
$8m
Shares
77,799
Held
DanaherDHR
Share
0.5%
Value
$8m
Shares
40,311
Held
Automatic Data ProcessingADP
Share
0.5%
Value
$8m
Shares
34,173
-8%
S&P GlobalSPGI
Share
0.5%
Value
$7m
Shares
17,754
Held
Coca-ColaKO
Share
0.5%
Value
$7m
Shares
87,549
Held
NextEra EnergyNEE
Share
0.5%
Value
$7m
Shares
80,095
-5%
Flexshares TRNFRA
Share
0.5%
Value
$7m
Shares
109,039
-4%
OracleORCL
Share
0.5%
Value
$7m
Shares
47,383
-2%
General DynamicsGD
Share
0.5%
Value
$7m
Shares
19,472
Held
Ishares TRSHY
Share
0.5%
Value
$7m
Shares
83,433
-2%
Select Sector Spdr TRXLK
Share
0.5%
Value
$7m
Shares
35,719
Held
Ishares TREEM
Share
0.4%
Value
$7m
Shares
96,268
Held
Vanguard Index FDSVTI
Share
0.4%
Value
$6m
Shares
16,764
-73%
IntelINTC
Share
0.4%
Value
$6m
Shares
43,878
Held
BroadcomAVGO
Share
0.4%
Value
$6m
Shares
16,004
Held
VisaV
Share
0.4%
Value
$6m
Shares
16,678
+3%
QualcommQCOM
Share
0.4%
Value
$6m
Shares
30,579
-4%
EatonETN
Share
0.4%
Value
$5m
Shares
12,810
Held
UnitedHealth GroupUNH
Share
0.4%
Value
$5m
Shares
12,952
Held
Ishares TRNYF
Share
0.3%
Value
$5m
Shares
97,930
+3%
Philip Morris InternationalPM
Share
0.3%
Value
$5m
Shares
28,974
Held
Meta PlatformsMETA
Share
0.3%
Value
$5m
Shares
9,271
Held
Vanguard Star FDSVXUS
Share
0.3%
Value
$5m
Shares
60,985
Held
Walt DisneyDIS
Share
0.3%
Value
$5m
Shares
52,962
Held
American ExpressAXP
Share
0.3%
Value
$5m
Shares
14,792
Held
Home DepotHD
Share
0.3%
Value
$5m
Shares
13,833
-7%
Ishares TRIJH
Share
0.3%
Value
$5m
Shares
62,246
Held
Ishares TRAGG
Share
0.3%
Value
$5m
Shares
48,324
-54%
AmphenolAPH
Share
0.3%
Value
$5m
Shares
26,612
Held
Ingersoll RandIR
Share
0.3%
Value
$5m
Shares
56,689
Held
General ElectricGE
Share
0.3%
Value
$5m
Shares
12,275
+2%
Ishares TRIBB
Share
0.3%
Value
$4m
Shares
22,811
-3%
Novartis AGNVS
Share
0.3%
Value
$4m
Shares
27,417
Held
Ishares TRIVV
Share
0.3%
Value
$4m
Shares
5,727
-38%
Thermo Fisher ScientificTMO
Share
0.3%
Value
$4m
Shares
8,521
Held
LindeLIN
Share
0.3%
Value
$4m
Shares
8,230
-4%
Lockheed MartinLMT
Share
0.3%
Value
$4m
Shares
8,265
-3%
Vanguard Scottsdale FDSVCLT
Share
0.3%
Value
$4m
Shares
54,940
Held
CVS HealthCVS
Share
0.3%
Value
$4m
Shares
39,187
Held
Ishares TRSCZ
Share
0.3%
Value
$4m
Shares
48,846
-3%
Ishares TRHYG
Share
0.3%
Value
$4m
Shares
50,073
-26%
Spdr Index SHS FDSSPDW
Share
0.3%
Value
$4m
Shares
78,907
Held
Select Sector Spdr TRXLB
Share
0.3%
Value
$4m
Shares
77,860
Held
Vaneck ETF TrustGDX
Share
0.3%
Value
$4m
Shares
52,089
Held
Carrier GlobalCARR
Share
0.3%
Value
$4m
Shares
52,380
Held
Price T Rowe GroupTROW
Share
0.3%
Value
$4m
Shares
33,512
-2%
Berkshire Hathaway INC DELBRK-A
Share
0.2%
Value
$4m
Shares
5
Held
Analog DevicesADI
Share
0.2%
Value
$4m
Shares
9,382
Held
IsharesIEMG
Share
0.2%
Value
$4m
Shares
44,890
Held
PfizerPFE
Share
0.2%
Value
$4m
Shares
152,177
-8%
J P Morgan Exchange Traded FJMUB
Share
0.2%
Value
$4m
Shares
70,395
+129%
Bank of AmericaBAC
Share
0.2%
Value
$3m
Shares
61,046
-2%
Vanguard Index FDSVTV
Share
0.2%
Value
$3m
Shares
15,855
-84%
Select Sector Spdr TRXLU
Share
0.2%
Value
$3m
Shares
74,630
Held

Company	Share of fund	Value	Shares	Change
MicrosoftMSFT	5.0%	$75m	201,559	Held
AppleAAPL	4.9%	$74m	256,533	-5%
AlphabetGOOGL	3.4%	$51m	141,664	-3%
AlphabetGOOG	3.2%	$49m	138,526	-4%
Flexshares TRGUNR	3.1%	$46m	941,050	Held
CaterpillarCAT	2.7%	$41m	38,438	-4%
JPMorgan ChaseJPM	2.7%	$40m	122,789	Held
Ishares TREFG	2.4%	$36m	291,924	Held
Trane TechnologiesTT	1.8%	$28m	56,001	Held
Johnson & JohnsonJNJ	1.8%	$26m	104,249	-4%
Amazon.comAMZN	1.5%	$23m	96,228	-2%
ExxonMobil HoldingsXOM	1.4%	$21m	156,968	-7%
Lowe's CompaniesLOW	1.3%	$20m	90,157	Held
DeereDE	1.3%	$19m	30,162	Held
Cisco SystemsCSCO	1.2%	$18m	152,054	Held
Vanguard Index FDSVOO	1.2%	$18m	25,641	+66%
Procter & GamblePG	1.1%	$17m	115,847	-4%
Berkshire HathawayBRK-B	1.1%	$17m	33,178	-10%
McDonald'sMCD	1.1%	$16m	60,954	Held
RTXRTX	1.0%	$16m	81,864	-3%
International Business MachinesIBM	0.9%	$14m	50,376	-7%
WalmartWMT	0.9%	$14m	121,703	-4%
NvidiaNVDA	0.9%	$14m	68,648	-4%
Ishares TRSTIP	0.9%	$14m	134,315	+3%
ChevronCVX	0.9%	$13m	79,862	-3%
NBT BancorpNBTB	0.9%	$13m	261,448	Held
Costco WholesaleCOST	0.9%	$13m	13,778	-3%
Ishares TRIGSB	0.8%	$13m	241,578	Held
AbbVieABBV	0.8%	$13m	49,973	-2%
Spdr Series TrustSDY	0.8%	$12m	81,122	Held
Eli LillyLLY	0.8%	$12m	10,125	+17%
Palo Alto NetworksPANW	0.8%	$12m	35,204	+9%
MerckMRK	0.7%	$11m	87,583	-3%
State STR Spdr S&P Midcap 40MDY	0.7%	$10m	14,809	-3%
TJX CompaniesTJX	0.7%	$10m	67,376	Held
Goldman Sachs GroupGS	0.7%	$10m	9,827	Held
Union PacificUNP	0.7%	$10m	36,098	Held
State STR Spdr S&P 500 ETF TSPY	0.7%	$10m	13,145	Held
Ishares TRIWM	0.7%	$10m	32,671	-4%
W.W. GraingerGWW	0.6%	$10m	7,095	-3%
PepsiCoPEP	0.6%	$9m	68,777	-3%
Ishares TRIEFA	0.6%	$9m	92,452	Held
Abbott LaboratoriesABT	0.6%	$9m	96,045	-2%
Schwab Strategic TRSCHD	0.6%	$9m	272,608	Held
Vanguard World FDEDV	0.5%	$8m	126,670	-34%
Bank of Montreal /canBMO	0.5%	$8m	46,083	Held
Ishares TREFA	0.5%	$8m	77,799	Held
DanaherDHR	0.5%	$8m	40,311	Held
Automatic Data ProcessingADP	0.5%	$8m	34,173	-8%
S&P GlobalSPGI	0.5%	$7m	17,754	Held
Coca-ColaKO	0.5%	$7m	87,549	Held
NextEra EnergyNEE	0.5%	$7m	80,095	-5%
Flexshares TRNFRA	0.5%	$7m	109,039	-4%
OracleORCL	0.5%	$7m	47,383	-2%
General DynamicsGD	0.5%	$7m	19,472	Held
Ishares TRSHY	0.5%	$7m	83,433	-2%
Select Sector Spdr TRXLK	0.5%	$7m	35,719	Held
Ishares TREEM	0.4%	$7m	96,268	Held
Vanguard Index FDSVTI	0.4%	$6m	16,764	-73%
IntelINTC	0.4%	$6m	43,878	Held
BroadcomAVGO	0.4%	$6m	16,004	Held
VisaV	0.4%	$6m	16,678	+3%
QualcommQCOM	0.4%	$6m	30,579	-4%
EatonETN	0.4%	$5m	12,810	Held
UnitedHealth GroupUNH	0.4%	$5m	12,952	Held
Ishares TRNYF	0.3%	$5m	97,930	+3%
Philip Morris InternationalPM	0.3%	$5m	28,974	Held
Meta PlatformsMETA	0.3%	$5m	9,271	Held
Vanguard Star FDSVXUS	0.3%	$5m	60,985	Held
Walt DisneyDIS	0.3%	$5m	52,962	Held
American ExpressAXP	0.3%	$5m	14,792	Held
Home DepotHD	0.3%	$5m	13,833	-7%
Ishares TRIJH	0.3%	$5m	62,246	Held
Ishares TRAGG	0.3%	$5m	48,324	-54%
AmphenolAPH	0.3%	$5m	26,612	Held
Ingersoll RandIR	0.3%	$5m	56,689	Held
General ElectricGE	0.3%	$5m	12,275	+2%
Ishares TRIBB	0.3%	$4m	22,811	-3%
Novartis AGNVS	0.3%	$4m	27,417	Held
Ishares TRIVV	0.3%	$4m	5,727	-38%
Thermo Fisher ScientificTMO	0.3%	$4m	8,521	Held
LindeLIN	0.3%	$4m	8,230	-4%
Lockheed MartinLMT	0.3%	$4m	8,265	-3%
Vanguard Scottsdale FDSVCLT	0.3%	$4m	54,940	Held
CVS HealthCVS	0.3%	$4m	39,187	Held
Ishares TRSCZ	0.3%	$4m	48,846	-3%
Ishares TRHYG	0.3%	$4m	50,073	-26%
Spdr Index SHS FDSSPDW	0.3%	$4m	78,907	Held
Select Sector Spdr TRXLB	0.3%	$4m	77,860	Held
Vaneck ETF TrustGDX	0.3%	$4m	52,089	Held
Carrier GlobalCARR	0.3%	$4m	52,380	Held
Price T Rowe GroupTROW	0.3%	$4m	33,512	-2%
Berkshire Hathaway INC DELBRK-A	0.2%	$4m	5	Held
Analog DevicesADI	0.2%	$4m	9,382	Held
IsharesIEMG	0.2%	$4m	44,890	Held
PfizerPFE	0.2%	$4m	152,177	-8%
J P Morgan Exchange Traded FJMUB	0.2%	$4m	70,395	+129%
Bank of AmericaBAC	0.2%	$3m	61,046	-2%
Vanguard Index FDSVTV	0.2%	$3m	15,855	-84%
Select Sector Spdr TRXLU	0.2%	$3m	74,630	Held

Showing the largest 100 of 1,069.

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 3.7% since 30 June 2025.

Where the money is

Technology17.0%

Industrials12.9%

Financial services9.9%

Media & telecom7.9%

Health care7.6%

Retail & consumer5.6%

Everyday goods5.2%

Energy2.6%

Materials1.0%

Utilities1.0%

Real estate0.1%

Other29.1%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.