Waterford Advisors

ORCHARD PARK, NYfiles as Waterford Advisors, LLC

$366m in 64 US stocks at the end of 30 June 2026. The top 10 are 77.1% of the money. It changed about 3.3% of the portfolio this quarter.

Value

$366m

Stocks

Top 10 share

77.1%

Turnover

3.3%

What changed this quarter

New

Bought for the first time this quarter.

Banco SantanderSAN
0.1% of the fund
M&T BankMTB
0.1% of the fund
Advanced Micro DevicesAMD
<0.1% of the fund
Applied MaterialsAMAT
<0.1% of the fund
Ishares TRIBDU
<0.1% of the fund
BroadcomAVGO
<0.1% of the fund
AbbVieABBV
<0.1% of the fund
AlphabetGOOGL
<0.1% of the fund
Cisco SystemsCSCO
<0.1% of the fund
Eightco HoldingsORBS
<0.1% of the fund

Added

Bought more of a stock they already held.

Vanguard Index FDSVTV
9.6% of the fund
+4%
Vanguard Index FDSVUG
9.1% of the fund
+3%
Schwab Strategic TRSCHA
6.9% of the fund
+3%
Vanguard BD Index FDSBSV
5.6% of the fund
+6%
Vanguard BD Index FDSBLV
4.5% of the fund
+9%
Vanguard Intl Equity Index FVWO
3.5% of the fund
+2%
Vanguard BD Index FDSBND
3.2% of the fund
+7%
Schwab Strategic TRSCHH
2.7% of the fund
+7%
Ishares TRREET
2.7% of the fund
+4%
AppleAAPL
0.7% of the fund
+4%
JPMorgan ChaseJPM
0.2% of the fund
+7%
Amazon.comAMZN
<0.1% of the fund
+4%
ChevronCVX
<0.1% of the fund
+5%

Cut

Sold some of their stake.

Vanguard Index FDSVOT
1.6% of the fund
-9%
Invesco Exchange Traded FD TRSP
0.8% of the fund
-4%
ProgressivePGR
0.4% of the fund
-4%
Schwab Strategic TRSCHV
0.3% of the fund
-6%
State STR Spdr S&P 500 ETF TSPY
0.3% of the fund
-11%
Ishares TREFA
0.2% of the fund
-20%
TeslaTSLA
<0.1% of the fund
-9%
Vanguard Index FDSVOO
<0.1% of the fund
-16%
Ishares TRLDEM
<0.1% of the fund
-32%

Sold out

Sold their entire stake.

Berkshire Hathaway INC DELBRK-A
-100%
Ishares TRTECB
-100%
VuzixVUZI
-100%

Holdings

Ishares TRIVV
Share
19.0%
Value
$70m
Shares
93,087
Held
Vanguard Index FDSVTV
Share
9.6%
Value
$35m
Shares
161,913
+4%
Vanguard Index FDSVUG
Share
9.1%
Value
$33m
Shares
385,700
+3%
Vanguard Tax-Managed FDSVEA
Share
7.9%
Value
$29m
Shares
404,761
Held
Dimensional ETF TrustDFNM
Share
7.9%
Value
$29m
Shares
545,339
Held
Schwab Strategic TRSCHA
Share
6.9%
Value
$25m
Shares
702,414
+3%
Vanguard BD Index FDSBSV
Share
5.6%
Value
$20m
Shares
421,601
+6%
Vanguard BD Index FDSBLV
Share
4.5%
Value
$16m
Shares
209,762
+9%
Vanguard Intl Equity Index FVWO
Share
3.5%
Value
$13m
Shares
211,867
+2%
Vanguard BD Index FDSBND
Share
3.2%
Value
$12m
Shares
170,811
+7%
Dimensional ETF TrustDFSV
Share
3.1%
Value
$11m
Shares
288,532
Held
Schwab Strategic TRSCHH
Share
2.7%
Value
$10m
Shares
429,163
+7%
Ishares TRREET
Share
2.7%
Value
$10m
Shares
356,526
+4%
Schwab Strategic TRSCHF
Share
1.6%
Value
$6m
Shares
211,231
Held
Vanguard Index FDSVOT
Share
1.6%
Value
$6m
Shares
20,897
-9%
Schwab Strategic TRSCHG
Share
1.4%
Value
$5m
Shares
147,643
Held
Commerce BancsharesCBSH
Share
0.8%
Value
$3m
Shares
44,863
Held
RTXRTX
Share
0.8%
Value
$3m
Shares
15,255
Held
Invesco Exchange Traded FD TRSP
Share
0.8%
Value
$3m
Shares
13,024
-4%
AppleAAPL
Share
0.7%
Value
$3m
Shares
8,679
+4%
Vanguard Index FDSVNQ
Share
0.4%
Value
$2m
Shares
16,744
Held
KeycorpKEY
Share
0.4%
Value
$2m
Shares
69,833
Held
ProgressivePGR
Share
0.4%
Value
$1m
Shares
6,780
-4%
NvidiaNVDA
Share
0.3%
Value
$1m
Shares
6,155
Held
Schwab Strategic TRSCHV
Share
0.3%
Value
$1m
Shares
32,703
-6%
State STR Spdr S&P 500 ETF TSPY
Share
0.3%
Value
$1m
Shares
1,501
-11%
Vanguard Index FDSVB
Share
0.3%
Value
$1m
Shares
3,634
Held
AmphenolAPH
Share
0.3%
Value
$1m
Shares
5,959
Held
MicrosoftMSFT
Share
0.3%
Value
$1m
Shares
2,752
Held
Carrier GlobalCARR
Share
0.3%
Value
$981,496
Shares
13,381
Held
CaterpillarCAT
Share
0.3%
Value
$942,437
Shares
885
Held
JPMorgan ChaseJPM
Share
0.2%
Value
$774,790
Shares
2,367
+7%
Ishares TREFA
Share
0.2%
Value
$726,641
Shares
6,995
-20%
IsharesEWZ
Share
0.2%
Value
$686,544
Shares
3,388
Held
Schwab Strategic TRSCHB
Share
0.2%
Value
$629,706
Shares
21,744
Held
Banco SantanderSAN
Share
0.1%
Value
$498,511
Shares
36,124
New
Otis WorldwideOTIS
Share
0.1%
Value
$479,004
Shares
6,690
Held
Home DepotHD
Share
0.1%
Value
$463,069
Shares
1,313
Held
VisaV
Share
0.1%
Value
$448,076
Shares
1,306
Held
M&T BankMTB
Share
0.1%
Value
$423,182
Shares
1,778
New
Schwab Strategic TRSCHE
Share
0.1%
Value
$398,635
Shares
11,780
Held
AmgenAMGN
Share
<0.1%
Value
$362,120
Shares
1,000
Held
MerckMRK
Share
<0.1%
Value
$356,973
Shares
2,778
Held
Advanced Micro DevicesAMD
Share
<0.1%
Value
$341,575
Shares
588
New
Ishares TREEM
Share
<0.1%
Value
$339,792
Shares
4,967
Held
Meta PlatformsMETA
Share
<0.1%
Value
$336,906
Shares
598
Held
ExxonMobil HoldingsXOM
Share
<0.1%
Value
$328,465
Shares
2,402
Held
Schwab Strategic TRSCHX
Share
<0.1%
Value
$316,688
Shares
9,987
Held
Amazon.comAMZN
Share
<0.1%
Value
$307,935
Shares
1,292
+4%
Sherwin-WilliamsSHW
Share
<0.1%
Value
$300,591
Shares
873
Held
Johnson & JohnsonJNJ
Share
<0.1%
Value
$287,240
Shares
1,131
Held
TeslaTSLA
Share
<0.1%
Value
$276,334
Shares
657
-9%
Southern CompanySO
Share
<0.1%
Value
$255,641
Shares
2,671
Held
Curtiss WrightCW
Share
<0.1%
Value
$252,334
Shares
333
Held
ChevronCVX
Share
<0.1%
Value
$248,143
Shares
1,497
+5%
Applied MaterialsAMAT
Share
<0.1%
Value
$235,384
Shares
4,131
New
Ishares TRIBDU
Share
<0.1%
Value
$229,151
Shares
9,894
New
Vanguard Index FDSVOO
Share
<0.1%
Value
$224,631
Shares
327
-16%
BroadcomAVGO
Share
<0.1%
Value
$222,632
Shares
589
New
AbbVieABBV
Share
<0.1%
Value
$219,933
Shares
874
New
AlphabetGOOGL
Share
<0.1%
Value
$215,731
Shares
604
New
Ishares TRLDEM
Share
<0.1%
Value
$205,414
Shares
8,481
-32%
Cisco SystemsCSCO
Share
<0.1%
Value
$203,323
Shares
1,731
New
Eightco HoldingsORBS
Share
<0.1%
Value
$12,519
Shares
18,000
New

Company	Share of fund	Value	Shares	Change
Ishares TRIVV	19.0%	$70m	93,087	Held
Vanguard Index FDSVTV	9.6%	$35m	161,913	+4%
Vanguard Index FDSVUG	9.1%	$33m	385,700	+3%
Vanguard Tax-Managed FDSVEA	7.9%	$29m	404,761	Held
Dimensional ETF TrustDFNM	7.9%	$29m	545,339	Held
Schwab Strategic TRSCHA	6.9%	$25m	702,414	+3%
Vanguard BD Index FDSBSV	5.6%	$20m	421,601	+6%
Vanguard BD Index FDSBLV	4.5%	$16m	209,762	+9%
Vanguard Intl Equity Index FVWO	3.5%	$13m	211,867	+2%
Vanguard BD Index FDSBND	3.2%	$12m	170,811	+7%
Dimensional ETF TrustDFSV	3.1%	$11m	288,532	Held
Schwab Strategic TRSCHH	2.7%	$10m	429,163	+7%
Ishares TRREET	2.7%	$10m	356,526	+4%
Schwab Strategic TRSCHF	1.6%	$6m	211,231	Held
Vanguard Index FDSVOT	1.6%	$6m	20,897	-9%
Schwab Strategic TRSCHG	1.4%	$5m	147,643	Held
Commerce BancsharesCBSH	0.8%	$3m	44,863	Held
RTXRTX	0.8%	$3m	15,255	Held
Invesco Exchange Traded FD TRSP	0.8%	$3m	13,024	-4%
AppleAAPL	0.7%	$3m	8,679	+4%
Vanguard Index FDSVNQ	0.4%	$2m	16,744	Held
KeycorpKEY	0.4%	$2m	69,833	Held
ProgressivePGR	0.4%	$1m	6,780	-4%
NvidiaNVDA	0.3%	$1m	6,155	Held
Schwab Strategic TRSCHV	0.3%	$1m	32,703	-6%
State STR Spdr S&P 500 ETF TSPY	0.3%	$1m	1,501	-11%
Vanguard Index FDSVB	0.3%	$1m	3,634	Held
AmphenolAPH	0.3%	$1m	5,959	Held
MicrosoftMSFT	0.3%	$1m	2,752	Held
Carrier GlobalCARR	0.3%	$981,496	13,381	Held
CaterpillarCAT	0.3%	$942,437	885	Held
JPMorgan ChaseJPM	0.2%	$774,790	2,367	+7%
Ishares TREFA	0.2%	$726,641	6,995	-20%
IsharesEWZ	0.2%	$686,544	3,388	Held
Schwab Strategic TRSCHB	0.2%	$629,706	21,744	Held
Banco SantanderSAN	0.1%	$498,511	36,124	New
Otis WorldwideOTIS	0.1%	$479,004	6,690	Held
Home DepotHD	0.1%	$463,069	1,313	Held
VisaV	0.1%	$448,076	1,306	Held
M&T BankMTB	0.1%	$423,182	1,778	New
Schwab Strategic TRSCHE	0.1%	$398,635	11,780	Held
AmgenAMGN	<0.1%	$362,120	1,000	Held
MerckMRK	<0.1%	$356,973	2,778	Held
Advanced Micro DevicesAMD	<0.1%	$341,575	588	New
Ishares TREEM	<0.1%	$339,792	4,967	Held
Meta PlatformsMETA	<0.1%	$336,906	598	Held
ExxonMobil HoldingsXOM	<0.1%	$328,465	2,402	Held
Schwab Strategic TRSCHX	<0.1%	$316,688	9,987	Held
Amazon.comAMZN	<0.1%	$307,935	1,292	+4%
Sherwin-WilliamsSHW	<0.1%	$300,591	873	Held
Johnson & JohnsonJNJ	<0.1%	$287,240	1,131	Held
TeslaTSLA	<0.1%	$276,334	657	-9%
Southern CompanySO	<0.1%	$255,641	2,671	Held
Curtiss WrightCW	<0.1%	$252,334	333	Held
ChevronCVX	<0.1%	$248,143	1,497	+5%
Applied MaterialsAMAT	<0.1%	$235,384	4,131	New
Ishares TRIBDU	<0.1%	$229,151	9,894	New
Vanguard Index FDSVOO	<0.1%	$224,631	327	-16%
BroadcomAVGO	<0.1%	$222,632	589	New
AbbVieABBV	<0.1%	$219,933	874	New
AlphabetGOOGL	<0.1%	$215,731	604	New
Ishares TRLDEM	<0.1%	$205,414	8,481	-32%
Cisco SystemsCSCO	<0.1%	$203,323	1,731	New
Eightco HoldingsORBS	<0.1%	$12,519	18,000	New

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 35.3% since 30 June 2025.

Where the money is

Financial services2.3%

Technology1.9%

Industrials1.5%

Health care0.3%

Retail & consumer0.3%

Energy0.2%

Media & telecom0.2%

Materials0.1%

Utilities0.1%

Other93.3%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.