FLC Capital Advisors

PALM DESERT, CA

$610m in 229 US stocks at the end of 30 June 2026. The top 10 are 47.1% of the money. It changed about 6.9% of the portfolio this quarter.

Value

$610m

Stocks

229

Top 10 share

47.1%

Turnover

6.9%

What changed this quarter

New

Bought for the first time this quarter.

Ishares TRSTIP
1.7% of the fund
Firstsun Capital BancorpFSUN
0.2% of the fund
Trust FOR Professional ManagCLSE
0.1% of the fund
Invesco Exchange Traded FD TSPHQ
<0.1% of the fund
Invesco Exch Traded FD TR IISPMO
<0.1% of the fund
CrowdStrike HoldingsCRWD
<0.1% of the fund
Bloom EnergyBE
<0.1% of the fund
SandiskSNDK
<0.1% of the fund
Amkor TechnologyAMKR
<0.1% of the fund
Kulicke & Soffa IndustriesKLIC
<0.1% of the fund
First TR Exchange-Traded FDCIBR
<0.1% of the fund
Applied MaterialsAMAT
<0.1% of the fund
nVent ElectricNVT
<0.1% of the fund
Dycom IndustriesDY
<0.1% of the fund
ASML Holding NVASML
<0.1% of the fund
BarclaysBCS
<0.1% of the fund
Fulton FinancialFULT
<0.1% of the fund
Western DigitalWDC
<0.1% of the fund
FormfactorFORM
<0.1% of the fund
RB GlobalRBA
<0.1% of the fund
Take TWO Interactive SoftwareTTWO
<0.1% of the fund
Digital Realty TrustDLR
<0.1% of the fund
Boot Barn HoldingsBOOT
<0.1% of the fund
TimkenTKR
<0.1% of the fund
Delta Air LinesDAL
<0.1% of the fund

Added

Bought more of a stock they already held.

Schwab Strategic TRSCHO
7.4% of the fund
+8%
Schwab Strategic TRSCHR
7.2% of the fund
+10%
Schwab Strategic TRSCHF
4.1% of the fund
+2%
Spdr Series TrustSPTL
3.1% of the fund
+13%
Vanguard Scottsdale FDSVCIT
2.5% of the fund
+10%
Vanguard Scottsdale FDSVMBS
2.4% of the fund
+8%
MicrosoftMSFT
1.3% of the fund
+4%
Select Sector Spdr TRXLRE
0.9% of the fund
+6%
Schwab Strategic TRSCHD
0.9% of the fund
+3%
Vanguard BD Index FDSBSV
0.7% of the fund
+9%
Vanguard Instl Index FDVBIL
0.7% of the fund
+5%
Vanguard Calif TAX Free FDSVTEC
0.5% of the fund
+9%
Costco WholesaleCOST
0.4% of the fund
+8%
Nuveen AMT Free Qlty MUNXNEAX
0.3% of the fund
+109%
TeslaTSLA
0.3% of the fund
+22%
AbbVieABBV
0.3% of the fund
+15%
Charles SchwabSCHW
0.3% of the fund
+4%
Blackrock ETF Trust IICALI
0.2% of the fund
+34%
Verizon CommunicationsVZ
0.1% of the fund
+7%
Ishares TRCMF
0.1% of the fund
+41%
Realty IncomeO
0.1% of the fund
+5%
Vanguard MUN BD FDSVTEB
0.1% of the fund
+3%
AT&TT
0.1% of the fund
+13%
Texas InstrumentsTXN
<0.1% of the fund
+6%
MedtronicMDT
<0.1% of the fund
+46%

Cut

Sold some of their stake.

AppleAAPL
3.4% of the fund
-11%
IsharesEMXC
2.8% of the fund
-5%
AlphabetGOOG
1.2% of the fund
-3%
ChevronCVX
1.2% of the fund
-4%
Ishares TRIVV
1.1% of the fund
-6%
CaterpillarCAT
1.0% of the fund
-3%
ExxonMobil HoldingsXOM
0.9% of the fund
-4%
EnbridgeENB
0.8% of the fund
-2%
Ishares TRESGU
0.6% of the fund
-3%
Johnson & JohnsonJNJ
0.6% of the fund
-3%
Palo Alto NetworksPANW
0.5% of the fund
-5%
Ishares TRIJH
0.5% of the fund
-9%
Berkshire HathawayBRK-B
0.4% of the fund
-24%
Vanguard Index FDSVO
0.4% of the fund
-4%
Bank of AmericaBAC
0.4% of the fund
-5%
CumminsCMI
0.3% of the fund
-3%
United Parcel ServiceUPS
0.3% of the fund
-6%
PfizerPFE
0.3% of the fund
-4%
Ishares TRIJR
0.2% of the fund
-14%
BroadcomAVGO
0.2% of the fund
-2%
Vaneck ETF TrustHYD
0.2% of the fund
-9%
TargetTGT
0.2% of the fund
-6%
Vanguard Tax-Managed FDSVEA
0.2% of the fund
-13%
Ares CapitalARCC
0.2% of the fund
-11%
Select Sector Spdr TRXLK
0.2% of the fund
-8%

Sold out

Sold their entire stake.

Spdr Series TrustBWX
-100%
First Fndtn
-100%
IntuitINTU
-100%
Sanofi SASNY
-100%
British American Tobacco p.l.c.BTI
-100%
Kraft HeinzKHC
-100%
Ishares TRACWI
-100%
AdobeADBE
-100%
Ishares TRIEFA
-100%
UBS Group AGUBS
-100%
TJX CompaniesTJX
-100%
SLB LimitedSLB
-100%
ConocoPhillipsCOP
-100%
EmbraerEMBJ
-100%

Holdings

Vanguard Index FDSVTV
Share
7.7%
Value
$47m
Shares
216,102
Held
Schwab Strategic TRSCHO
Share
7.4%
Value
$45m
Shares
1,862,911
+8%
Schwab Strategic TRSCHR
Share
7.2%
Value
$44m
Shares
1,788,067
+10%
Schwab Strategic TRSCHG
Share
6.5%
Value
$40m
Shares
1,168,501
Held
Schwab Strategic TRSCHF
Share
4.1%
Value
$25m
Shares
908,606
+2%
AppleAAPL
Share
3.4%
Value
$21m
Shares
72,246
-11%
Spdr Series TrustSPTL
Share
3.1%
Value
$19m
Shares
720,387
+13%
IsharesEMXC
Share
2.8%
Value
$17m
Shares
166,465
-5%
Vanguard Scottsdale FDSVCIT
Share
2.5%
Value
$15m
Shares
181,924
+10%
Vanguard Scottsdale FDSVMBS
Share
2.4%
Value
$14m
Shares
307,701
+8%
Ishares TRIWF
Share
1.9%
Value
$12m
Shares
93,932
Held
MerckMRK
Share
1.8%
Value
$11m
Shares
86,579
Held
Ishares TRSTIP
Share
1.7%
Value
$11m
Shares
104,401
New
AlphabetGOOGL
Share
1.7%
Value
$10m
Shares
29,358
Held
Spdr Series TrustXAR
Share
1.6%
Value
$10m
Shares
33,637
Held
Ishares TRSMLF
Share
1.5%
Value
$9m
Shares
102,093
Held
MicrosoftMSFT
Share
1.3%
Value
$8m
Shares
21,751
+4%
Amazon.comAMZN
Share
1.3%
Value
$8m
Shares
33,926
Held
International Business MachinesIBM
Share
1.3%
Value
$8m
Shares
27,920
Held
AlphabetGOOG
Share
1.2%
Value
$8m
Shares
21,382
-3%
ChevronCVX
Share
1.2%
Value
$7m
Shares
43,313
-4%
Ishares TRIVV
Share
1.1%
Value
$7m
Shares
8,890
-6%
NvidiaNVDA
Share
1.1%
Value
$7m
Shares
32,532
Held
CaterpillarCAT
Share
1.0%
Value
$6m
Shares
5,638
-3%
Select Sector Spdr TRXLRE
Share
0.9%
Value
$6m
Shares
128,638
+6%
Schwab Strategic TRSCHD
Share
0.9%
Value
$6m
Shares
175,514
+3%
ExxonMobil HoldingsXOM
Share
0.9%
Value
$5m
Shares
40,088
-4%
JPMorgan ChaseJPM
Share
0.9%
Value
$5m
Shares
16,124
Held
EnbridgeENB
Share
0.8%
Value
$5m
Shares
88,286
-2%
Vanguard Specialized FundsVIG
Share
0.7%
Value
$5m
Shares
19,233
Held
Vanguard BD Index FDSBSV
Share
0.7%
Value
$4m
Shares
55,402
+9%
Meta PlatformsMETA
Share
0.7%
Value
$4m
Shares
7,579
Held
Enterprise Products Partners L.P.EPD
Share
0.7%
Value
$4m
Shares
111,463
Held
Vanguard Instl Index FDVBIL
Share
0.7%
Value
$4m
Shares
53,418
+5%
Ishares TRESGU
Share
0.6%
Value
$4m
Shares
23,256
-3%
WalmartWMT
Share
0.6%
Value
$4m
Shares
32,657
Held
Taiwan Semiconductor ManufacturingTSM
Share
0.6%
Value
$4m
Shares
7,709
Held
Johnson & JohnsonJNJ
Share
0.6%
Value
$3m
Shares
13,403
-3%
Dimensional ETF TrustDFAS
Share
0.5%
Value
$3m
Shares
36,335
Held
Palo Alto NetworksPANW
Share
0.5%
Value
$3m
Shares
8,639
-5%
Vanguard Calif TAX Free FDSVTEC
Share
0.5%
Value
$3m
Shares
28,339
+9%
Ishares TRIJH
Share
0.5%
Value
$3m
Shares
35,607
-9%
Berkshire HathawayBRK-B
Share
0.4%
Value
$3m
Shares
5,201
-24%
Vanguard Index FDSVTI
Share
0.4%
Value
$3m
Shares
7,031
Held
Philip Morris InternationalPM
Share
0.4%
Value
$3m
Shares
13,904
Held
Vanguard Index FDSVO
Share
0.4%
Value
$2m
Shares
30,841
-4%
Costco WholesaleCOST
Share
0.4%
Value
$2m
Shares
2,617
+8%
Bank of AmericaBAC
Share
0.4%
Value
$2m
Shares
41,891
-5%
Abrdn Precious Metals BasketGLTR
Share
0.4%
Value
$2m
Shares
12,333
Held
Cisco SystemsCSCO
Share
0.4%
Value
$2m
Shares
18,901
Held
Ishares TRSUB
Share
0.4%
Value
$2m
Shares
20,424
Held
NextEra EnergyNEE
Share
0.3%
Value
$2m
Shares
23,529
Held
CumminsCMI
Share
0.3%
Value
$2m
Shares
2,820
-3%
KLAKLAC
Share
0.3%
Value
$2m
Shares
6,420
Held
United Parcel ServiceUPS
Share
0.3%
Value
$2m
Shares
17,683
-6%
Ishares TRITA
Share
0.3%
Value
$2m
Shares
7,602
Held
IntelINTC
Share
0.3%
Value
$2m
Shares
13,177
Held
Vanguard Whitehall FDSVYMI
Share
0.3%
Value
$2m
Shares
18,460
Held
QualcommQCOM
Share
0.3%
Value
$2m
Shares
9,274
Held
PfizerPFE
Share
0.3%
Value
$2m
Shares
66,092
-4%
Nuveen AMT Free Qlty MUNXNEAX
Share
0.3%
Value
$2m
Shares
134,862
+109%
FortinetFTNT
Share
0.3%
Value
$2m
Shares
10,305
Held
TeslaTSLA
Share
0.3%
Value
$2m
Shares
3,740
+22%
AbbVieABBV
Share
0.3%
Value
$2m
Shares
6,063
+15%
Charles SchwabSCHW
Share
0.3%
Value
$2m
Shares
16,528
+4%
RTXRTX
Share
0.2%
Value
$1m
Shares
7,031
Held
Eli LillyLLY
Share
0.2%
Value
$1m
Shares
1,111
Held
Ishares TRIJR
Share
0.2%
Value
$1m
Shares
8,801
-14%
BroadcomAVGO
Share
0.2%
Value
$1m
Shares
3,260
-2%
Vaneck ETF TrustHYD
Share
0.2%
Value
$1m
Shares
23,773
-9%
Blackrock ETF Trust IICALI
Share
0.2%
Value
$1m
Shares
23,991
+34%
TargetTGT
Share
0.2%
Value
$1m
Shares
9,033
-6%
Vanguard Tax-Managed FDSVEA
Share
0.2%
Value
$1m
Shares
15,781
-13%
NetflixNFLX
Share
0.2%
Value
$1m
Shares
15,315
Held
Ishares TRQUAL
Share
0.2%
Value
$1m
Shares
4,894
Held
VisaV
Share
0.2%
Value
$1m
Shares
3,033
Held
Ares CapitalARCC
Share
0.2%
Value
$1m
Shares
55,188
-11%
Uber TechnologiesUBER
Share
0.2%
Value
$989,025
Shares
13,706
Held
StarbucksSBUX
Share
0.2%
Value
$981,138
Shares
9,601
Held
Altria GroupMO
Share
0.2%
Value
$938,516
Shares
13,044
Held
Ishares Silver TRSLV
Share
0.2%
Value
$928,079
Shares
17,357
Held
Firstsun Capital BancorpFSUN
Share
0.2%
Value
$923,972
Shares
23,826
New
MastercardMA
Share
0.2%
Value
$914,722
Shares
1,781
Held
Select Sector Spdr TRXLK
Share
0.2%
Value
$914,496
Shares
4,800
-8%
Freeport-McMoRanFCX
Share
0.1%
Value
$882,661
Shares
14,035
Held
CME GroupCME
Share
0.1%
Value
$881,112
Shares
3,990
Held
Lam ResearchLRCX
Share
0.1%
Value
$879,227
Shares
2,029
-7%
Verizon CommunicationsVZ
Share
0.1%
Value
$870,002
Shares
20,548
+7%
3MMMM
Share
0.1%
Value
$860,552
Shares
5,315
Held
Wisdomtree TRDXJ
Share
0.1%
Value
$846,431
Shares
4,878
Held
Ishares TRCMF
Share
0.1%
Value
$838,835
Shares
14,553
+41%
Realty IncomeO
Share
0.1%
Value
$825,245
Shares
13,319
+5%
Advanced Micro DevicesAMD
Share
0.1%
Value
$809,208
Shares
1,393
Held
Ishares TRVLUE
Share
0.1%
Value
$798,441
Shares
3,996
Held
Truist FinancialTFC
Share
0.1%
Value
$793,583
Shares
15,929
Held
EquinixEQIX
Share
0.1%
Value
$790,132
Shares
758
Held
Vanguard MUN BD FDSVTEB
Share
0.1%
Value
$787,581
Shares
15,571
+3%
Vanguard Whitehall FDSVYM
Share
0.1%
Value
$778,772
Shares
4,928
-5%
AmgenAMGN
Share
0.1%
Value
$755,382
Shares
2,086
Held
Berkshire Hathaway INC DELBRK-A
Share
0.1%
Value
$748,850
Shares
1
Held

Company	Share of fund	Value	Shares	Change
Vanguard Index FDSVTV	7.7%	$47m	216,102	Held
Schwab Strategic TRSCHO	7.4%	$45m	1,862,911	+8%
Schwab Strategic TRSCHR	7.2%	$44m	1,788,067	+10%
Schwab Strategic TRSCHG	6.5%	$40m	1,168,501	Held
Schwab Strategic TRSCHF	4.1%	$25m	908,606	+2%
AppleAAPL	3.4%	$21m	72,246	-11%
Spdr Series TrustSPTL	3.1%	$19m	720,387	+13%
IsharesEMXC	2.8%	$17m	166,465	-5%
Vanguard Scottsdale FDSVCIT	2.5%	$15m	181,924	+10%
Vanguard Scottsdale FDSVMBS	2.4%	$14m	307,701	+8%
Ishares TRIWF	1.9%	$12m	93,932	Held
MerckMRK	1.8%	$11m	86,579	Held
Ishares TRSTIP	1.7%	$11m	104,401	New
AlphabetGOOGL	1.7%	$10m	29,358	Held
Spdr Series TrustXAR	1.6%	$10m	33,637	Held
Ishares TRSMLF	1.5%	$9m	102,093	Held
MicrosoftMSFT	1.3%	$8m	21,751	+4%
Amazon.comAMZN	1.3%	$8m	33,926	Held
International Business MachinesIBM	1.3%	$8m	27,920	Held
AlphabetGOOG	1.2%	$8m	21,382	-3%
ChevronCVX	1.2%	$7m	43,313	-4%
Ishares TRIVV	1.1%	$7m	8,890	-6%
NvidiaNVDA	1.1%	$7m	32,532	Held
CaterpillarCAT	1.0%	$6m	5,638	-3%
Select Sector Spdr TRXLRE	0.9%	$6m	128,638	+6%
Schwab Strategic TRSCHD	0.9%	$6m	175,514	+3%
ExxonMobil HoldingsXOM	0.9%	$5m	40,088	-4%
JPMorgan ChaseJPM	0.9%	$5m	16,124	Held
EnbridgeENB	0.8%	$5m	88,286	-2%
Vanguard Specialized FundsVIG	0.7%	$5m	19,233	Held
Vanguard BD Index FDSBSV	0.7%	$4m	55,402	+9%
Meta PlatformsMETA	0.7%	$4m	7,579	Held
Enterprise Products Partners L.P.EPD	0.7%	$4m	111,463	Held
Vanguard Instl Index FDVBIL	0.7%	$4m	53,418	+5%
Ishares TRESGU	0.6%	$4m	23,256	-3%
WalmartWMT	0.6%	$4m	32,657	Held
Taiwan Semiconductor ManufacturingTSM	0.6%	$4m	7,709	Held
Johnson & JohnsonJNJ	0.6%	$3m	13,403	-3%
Dimensional ETF TrustDFAS	0.5%	$3m	36,335	Held
Palo Alto NetworksPANW	0.5%	$3m	8,639	-5%
Vanguard Calif TAX Free FDSVTEC	0.5%	$3m	28,339	+9%
Ishares TRIJH	0.5%	$3m	35,607	-9%
Berkshire HathawayBRK-B	0.4%	$3m	5,201	-24%
Vanguard Index FDSVTI	0.4%	$3m	7,031	Held
Philip Morris InternationalPM	0.4%	$3m	13,904	Held
Vanguard Index FDSVO	0.4%	$2m	30,841	-4%
Costco WholesaleCOST	0.4%	$2m	2,617	+8%
Bank of AmericaBAC	0.4%	$2m	41,891	-5%
Abrdn Precious Metals BasketGLTR	0.4%	$2m	12,333	Held
Cisco SystemsCSCO	0.4%	$2m	18,901	Held
Ishares TRSUB	0.4%	$2m	20,424	Held
NextEra EnergyNEE	0.3%	$2m	23,529	Held
CumminsCMI	0.3%	$2m	2,820	-3%
KLAKLAC	0.3%	$2m	6,420	Held
United Parcel ServiceUPS	0.3%	$2m	17,683	-6%
Ishares TRITA	0.3%	$2m	7,602	Held
IntelINTC	0.3%	$2m	13,177	Held
Vanguard Whitehall FDSVYMI	0.3%	$2m	18,460	Held
QualcommQCOM	0.3%	$2m	9,274	Held
PfizerPFE	0.3%	$2m	66,092	-4%
Nuveen AMT Free Qlty MUNXNEAX	0.3%	$2m	134,862	+109%
FortinetFTNT	0.3%	$2m	10,305	Held
TeslaTSLA	0.3%	$2m	3,740	+22%
AbbVieABBV	0.3%	$2m	6,063	+15%
Charles SchwabSCHW	0.3%	$2m	16,528	+4%
RTXRTX	0.2%	$1m	7,031	Held
Eli LillyLLY	0.2%	$1m	1,111	Held
Ishares TRIJR	0.2%	$1m	8,801	-14%
BroadcomAVGO	0.2%	$1m	3,260	-2%
Vaneck ETF TrustHYD	0.2%	$1m	23,773	-9%
Blackrock ETF Trust IICALI	0.2%	$1m	23,991	+34%
TargetTGT	0.2%	$1m	9,033	-6%
Vanguard Tax-Managed FDSVEA	0.2%	$1m	15,781	-13%
NetflixNFLX	0.2%	$1m	15,315	Held
Ishares TRQUAL	0.2%	$1m	4,894	Held
VisaV	0.2%	$1m	3,033	Held
Ares CapitalARCC	0.2%	$1m	55,188	-11%
Uber TechnologiesUBER	0.2%	$989,025	13,706	Held
StarbucksSBUX	0.2%	$981,138	9,601	Held
Altria GroupMO	0.2%	$938,516	13,044	Held
Ishares Silver TRSLV	0.2%	$928,079	17,357	Held
Firstsun Capital BancorpFSUN	0.2%	$923,972	23,826	New
MastercardMA	0.2%	$914,722	1,781	Held
Select Sector Spdr TRXLK	0.2%	$914,496	4,800	-8%
Freeport-McMoRanFCX	0.1%	$882,661	14,035	Held
CME GroupCME	0.1%	$881,112	3,990	Held
Lam ResearchLRCX	0.1%	$879,227	2,029	-7%
Verizon CommunicationsVZ	0.1%	$870,002	20,548	+7%
3MMMM	0.1%	$860,552	5,315	Held
Wisdomtree TRDXJ	0.1%	$846,431	4,878	Held
Ishares TRCMF	0.1%	$838,835	14,553	+41%
Realty IncomeO	0.1%	$825,245	13,319	+5%
Advanced Micro DevicesAMD	0.1%	$809,208	1,393	Held
Ishares TRVLUE	0.1%	$798,441	3,996	Held
Truist FinancialTFC	0.1%	$793,583	15,929	Held
EquinixEQIX	0.1%	$790,132	758	Held
Vanguard MUN BD FDSVTEB	0.1%	$787,581	15,571	+3%
Vanguard Whitehall FDSVYM	0.1%	$778,772	4,928	-5%
AmgenAMGN	0.1%	$755,382	2,086	Held
Berkshire Hathaway INC DELBRK-A	0.1%	$748,850	1	Held

Showing the largest 100 of 229.

Options (7)

AlphabetGOOGL
Type
Put
Value
$3m
Contracts
7,500
Taiwan Semiconductor ManufacturingTSM
Type
Put
Value
$2m
Contracts
4,700
AppleAAPL
Type
Put
Value
$2m
Contracts
7,500
Palo Alto NetworksPANW
Type
Put
Value
$2m
Contracts
5,400
CaterpillarCAT
Type
Put
Value
$1m
Contracts
1,200
Amazon.comAMZN
Type
Put
Value
$1m
Contracts
4,300
NvidiaNVDA
Type
Put
Value
$900,405
Contracts
4,500

Company	Type	Value	Contracts
AlphabetGOOGL	Put	$3m	7,500
Taiwan Semiconductor ManufacturingTSM	Put	$2m	4,700
AppleAAPL	Put	$2m	7,500
Palo Alto NetworksPANW	Put	$2m	5,400
CaterpillarCAT	Put	$1m	1,200
Amazon.comAMZN	Put	$1m	4,300
NvidiaNVDA	Put	$900,405	4,500

Over time and by industry

Value over time

Jun '25

Dec '25

Jun '26

Value is up 26.0% since 30 June 2025.

Where the money is

Technology11.0%

Media & telecom4.2%

Health care3.7%

Financial services3.5%

Industrials3.2%

Energy3.0%

Everyday goods2.1%

Retail & consumer2.0%

Utilities1.4%

Real estate0.5%

Materials0.2%

Other65.2%

From the fund's 13F filings. They list US stocks and options only, 45 days after each quarter, and leave out cash, bonds, shorts and foreign shares.